Making sense of MRDs

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Managing your minimum required distributions (MRDs), sometimes called Required Minimum Distributions (RMDs), can be complicated and time consuming. You may also be considering how to fit your MRDs into your overall income plan. This video will define and explain how MRDs work as well as illustrate the basic calculation and show you how Fidelity can help with your MRDS.

Note: This video does not address MRDs from accounts that you inherited.

Getting Ready for MRDs checklist (PDF)

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Next steps to consider

Take your MRD now

Start the process of withdrawing from your Fidelity IRA.

How to take your MRD

We'll explain the process and outline the MRD rules that may apply to your IRA.

Learn about managing MRDs

Use the Retirement Distribution Center to manage and track your withdrawals.