Print
Email

Email

Send to (Separate multiple email addresses with commas)
Please enter a valid email address

Your email address
Please enter a valid email address

Message (Optional)

Important legal information about the email you will be sending. By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity.com: "

Email

Your email has been sent.
Share
Share
Mutual Funds and Mutual Fund Investing - Fidelity Investments

Clicking a link will open a new window.
- Facebook
- Twitter
- LinkedIn
- Google+
Default text size A
Larger text size A
Largest text size A

CD barbells: Discovering certificate of deposit strategies

Are you currently holding extra cash in your accounts, but would like it to earn a bit more for you in a stable, low-risk investment? Need to balance this with both your short- and long-term goals? A certificate of deposit barbell strategy may be a possible option. Learn how you can use this simple investment strategy.

By Fidelity Learning Center

Intermediate
Mutual funds

Mutual funds
Certificates of Deposit
Fixed income

Mutual funds
Certificates of Deposit
Fixed income

Mutual funds
Certificates of Deposit
Fixed income

Mutual funds
Certificates of Deposit
Fixed income

Mutual funds
Certificates of Deposit
Fixed income

Read relevant legal disclosures

Open an account

Open an account with Fidelity to help build your portfolio.

Trading at Fidelity

Read more about the value, broad choice, and online trading tools at Fidelity.

Learn more about bonds at Fidelity

Bonds or bond funds are fixed income investments that generally pay a set rate of interest over a fixed time period.

Important legal information about the e-mail you will be sending. By using this service, you agree to input your real e-mail address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an e-mail. All information you provide will be used by Fidelity solely for the purpose of sending the e-mail on your behalf.The subject line of the e-mail you send will be "Fidelity.com: "

Your e-mail has been sent.

close

Your e-mail has been sent.

Any fixed income security sold or redeemed prior to maturity may be subject to a substantial gain or loss. Your ability to sell a CD on the secondary market is subject to market conditions. If your CD has a step rate, the interest rate of your CD may be higher or lower than prevailing market rates. The initial rate on a step rate CD is not the yield to maturity. If your CD has a call provision, which many step rate CDs do, please be aware the decision to call the CD is at the issuer's sole discretion. Also, if the issuer calls the CD, you may be confronted with a less favorable interest rate at which to reinvest your funds. Fidelity makes no judgment as to the credit worthiness of the issuing institution.

Charts, screenshots, company stock symbols and examples contained in this module are for illustrative purposes only.

Votes are submitted voluntarily by individuals and reflect their own opinion of the article's helpfulness. A percentage value for helpfulness will display once a sufficient number of votes have been submitted.

736668.2.0