Explore options to help you save and invest for your goals

It matters where you keep your money. Make your money work harder by choosing an account that's right for you.

In general, different investing options and fees vary, so consider if you want someone to make investment decisions for you or invest on your own.

Fidelity® Cash Management Account (FCMA)


Short term
The Fidelity® Cash Management Account (FCMA)1 can help you save, spend, and manage your cash with features of a traditional checking account, without a bank.

Fidelity Go® (FGO)


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Fidelity Go®2 (FGO) is our lowest-cost managed account program. Our investing pros manage your account for you, for an advisory fee based on your account's balance.



Fidelity Account®


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The Fidelity Account® could be right for you if you're looking for a low-cost brokerage account to meet your trading needs as you grow as an investor.



Other account options


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In the future, you'll be able to open more types of accounts in the app. For now, if you want to explore other Fidelity accounts to help you reach your goals, or trade and invest on your own, you can find them on Fidelity.com.


The Fidelity Spire app is free to download. Accounts made available via the app may be subject to fees.

Get more power for your dollar

visuals of screens of the Spire app