Introducing Fidelity Spire℠

A free app that helps you save and invest smarter. Set your goals, prioritize, and stay focused.

Make your money count for your competing priorities

Get organized

Tell us what you hope to save for, by when, and how much.

Link an account to your goal

Add money to your goal and see if you're on track to hit your target in your desired timeframe.

Learn as you go

We'll serve up content related to your goals and the financial basics.

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Don't pick. Prioritize.

With Fidelity Spire℠, you can save and invest for your goals. Can't decide which goal is more important? Use our decision tool to see the potential impact of which goal you put more money towards.

Explore options to help you save and invest for your goals

It matters where you keep your money. Make your money work harder by choosing an account aligned to your goal's timeline.

For your shorter-term goal1

(within 3 years)

The Fidelity® Cash Management Account (FCMA) can help you save, spend, and manage your cash with features of a traditional checking account, without a bank.

For your longer-term goal2

(3 or more years away)

In general, different investing options and fees vary, so consider if you want to pay a fee for someone to make investment decisions for you or invest on your own.

Fidelity Go® (FGO) is our lowest cost managed account program. Our investing pros manage your account for you, for a 0.35% advisory fee, based on your account's balance.

Other account options

In the future, you'll be able to open more types of accounts in the app. For now, if you want to explore other Fidelity accounts to help you reach your goals, or trade and invest on your own, you can find them on

Learn as you go

4 reasons to contribute to an IRA

It can pay to save in an IRA. Learn more about how to get tax benefits and help your money have a chance to grow for your future.

IRAs: A smart way to save for retirement

IRAs can be a great way to save—whether you're contributing to a 401(k) or other workplace savings plan, or not. If you put away just a little every month, it can make a big impact over time. Learn about the differences between Traditional and Roth IRAs to see which one is right for you.

4 steps to determine how much house you can (really) afford

Buying a house is exciting and stressful and there are infinite factors to consider such as, home affordability. These 4 steps may help with your big decision.

3 things to consider when combining assets with your partner

Bringing your partner into your finances proves commitment to your relationship. Read about how to plan ways to merge assets with your partner here.

Where do you stand? Year-end review

Follow our 3-step plan to help keep your long-term goals on track.

Things to know before taking a 401(k) loan

A 401k loan, or borrowing from your 401k, may sound like a great idea, but there may be other options. Discover what to know before taking a 401k loan here.

Get more power for your dollar

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