It matters where you keep your money

Explore account options to help you save, trade, and invest for your goals

Open an account and link to your goal in the Fidelity Spire® app

Whether saving for a big purchase or trading stocks, ETFs, and mutual funds, having a dedicated account to store money for your goal can help you stay focused and on track.

The Fidelity Spire® app is free to download. Fees vary based on your investing decisions.

Fidelity Account®

I want a low-cost brokerage account to help meet my trading needs as I grow as an investor.

  • Invest on my own
  • $0 commission for online US stock, ETF, and option trades
  • Dollar-based investing
  • No account fees or minimums1

Roth IRA

I want to save for retirement with tax-free growth and withdrawals.

  • Contribute already-taxed money
  • Let potential earnings grow tax-free
  • No account fees or minimums1

Fidelity Go®

I want to invest, for retirement or another long-term goal, and want it managed for me.

  • Managed-for-me investing
  • $0 minimum to open
  • Tiered pricing based on account balance

1. Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and commissions, interest charges, or other expenses for transactions may still apply. See for further details.

Explore more ways you can invest with Fidelity

Start saving for your goals

visuals of screens of the Spire app