Topic: Financial Planning



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Why can't I get it together financially?

Getting your personal finances in order is hard. Learn how financial planning can help ensure that your personal finances are where you want them to be.

How to curb your lifestyle inflation wisely

Did you just land a big promotion at work or find yourself with extra annual cash? Your lifestyle will reflect your new income; however you should be aware of lifestyle inflation and how to prevent it.

4 ways to reduce your financial stress

Is your personal finance causing you stress? Learn how to reduce your financial stress by learning personal finance management tactics, as well as stress reduction exercises.

Effective methods to use to get on top of small business debt

Small businesses often find themselves in debt. This article outlines effective methods for entrepreneurs to use in order to help get out of small business debt.

5 reasons we should be talking more about money

Conversations about money and finances can be hard. Learn how to have effective money talks, and get a better understanding of why financial discussions are important.

4 tips for going on a financial cleanse

Are you trying to stick to your financial budget? Consider using a financial cleanse to help get your personal finances back on track.

What to do when your bills exceed your income

Paying bills is never fun, but when your income is lower than what your bills charge, you may be in hot water. Find out how you can protect your personal finances while still paying your bills on time.

Best financial moves for new moms to make

New moms have a lot to plan for, including their finances. Learn what financial steps new moms should take to help them with financial planning goals.

The best way to budget? Try pen and paper

Budgeting does not come easy. Learn how you can budget more effectively by bullet journaling.

How to calculate your net worth

Learn how to calculate your net worth. Understanding your net worth will allow you to make more informed financial decisions.

8 signs your budget needs an overhaul

Budgeting is a great tool to help you save money, but it is important to recognize when your budget needs to be reworked. Read here to learn about signs that should tell you it’s time to revisit your budget.

5 ways city living is costing you

Staying on a budget while living in a city is incredibly difficult. Learn how you can organize your personal finance to stay on budget while you live in the city of your dreams.

7 ways to stop wasting money on your job search

Don't waste your money looking for a new job. Learn how you can save more while you search for a job, and avoid spending recklessly.

What to do if your spouse isn't frugal

Read here to learn how you can align your finances with your spouse's.

Here is how I saved 50% of my income for a month

Saving money takes discipline and practice. Read how one person saved 50% of their income for a month and the tips they can give you to help you save more money.

3 smart money moves to make in your 30s

Financial tips differ depending on your age. This article outlines financial guidance for people in their 30s to consider to help with their personal finance and financial planning goals.

Why your budget is failing and how to fix it

Not all budgets end up working effectively. This article explains how you can fix your failing budget, and get your personal finances back on track.

10 smart things you can do with $1,000 right now

It is easy to blow through a decent chunk of cash when you first get it. Instead of spending it recklessly, this article outlines 10 smart financial decisions you can make with $1,000.

What the stuff in your closet can teach you about personal finance

What you spend your money on and never seem to use can teach you a lot about your personal finances. Learn how assessing your spending habits can help your financial planning in the future.

Financial checkup: know your 3 key numbers

Before auditing your finances, you should understand how to perform a financial checkup. This article can help you understand how you can use a financial checkup to get back on track financially.

Managing your finances as a freelancer

Freelancers work in the gig economy, taking on numerous short term jobs at a time. Read here to learn about the benefits and challenges faced by working as a freelancer in the gig economy.

Your credit card minimum payment is just that—a minimum

Do you pay your credit card payments in full? This article explains what a credit card minimum payment is, and more importantly what it means to you when paying your credit card bill.

Your credit score isn't affected by these 5 factors

Your credit score is affected by numerous factors. This article sheds some light on factors you may have previously thought affected your credit report, but actually don't.

8 places to look for a budget wedding gown

Are you planning for your wedding day? The expenses can pile up fast, so read here to learn how you can budget for your wedding accordingly.

5 tips to help you save your first $1,000

Starting to save money is no easy task. This article outlines ways that you can save your first $1,000, and start to really grow your savings account.

Smart financial tips for newlyweds

Getting married comes with a slew of financial decisions. This article outlines smart financial decisions for newlyweds, and how you can make sure to start your life together on the right foot financially.

The simple thing that helped me save $30,000

This article outlines the budgeting methods used by one individual to save up $30K in hopes of paying off his mortgage.

The 21 best budget travel destinations for 2017

Looking to travel without breaking the bank? These 21 travel destinations will appease your appetite for adventure without costing you a fortune.

10 top money tips

Take a look at Jean Chatzky's top money tips to simplify some of the money issues you might be facing.

6 tips for planning a family vacation without going broke

Planning for a vacation can quickly become a huge expense. This article outlines how you can plan for your ideal vacation getaway, while still budgeting responsibly.

How to throw a bridal shower on a budget

Are you planning on throwing a bridal shower? These parties can get very expensive; this article gives tips on how you can throw a bridal shower on a budget.

How making small life changes can save you money

Did you know you could increase your savings by $1,200 a month just by changing these six habits? This article outlines the habits that may be preventing you from increasing your savings account.

Why you might need more than one budget

Keeping multiple budgets can actually help you save more and budget your spending. This article outlines some of the benefits of keeping multiple budgets.

Where do you stand? Year-end review

Follow our 3-step plan to help ensure you're on track to meet your long-term goals.

Why you should get pre-approved before getting a car loan

Thinking of taking out a car loan? Read here for some tips on why you should get pre-approved before making the trip to the dealership.

New parents: save money with these 5 tips

New parents, here are some money saving tips for you. Read here to learn about how you can improve your financial planning by saving.

5 financial topics to discuss after the honeymoon

Financial discussions with your spouse can sometimes be difficult. After your honeymoon, here are 5 financial topics to discuss with your new life partner.

5 things I wish people understood about frugality

Being frugal may not always be the popular choice. Read here to learn about 5 things that come with being frugal.

The 5 awkward money convos you'll have at work

Money conversations in the workplace can get awkward. Here are some tips for navigating the awkward money talks you may have at work.

What is umbrella insurance – and do I need it?

Do you need umbrella insurance? This article can help you decide.

Paying cash makes you value your purchase more

Read this recent study to learn how paying in cash instead of plastic can actually increase your satisfaction of the purchase.

What 5 successful people wish they'd known in their 20s

Are you a 20-something? Read here to learn about pieces of financial advice these 5 successful moguls wish they’d known at your age.

Bring some old-fashioned frugality into your kitchen

Are you looking to save more money? Read this article to discover how you can bring frugality into your kitchen.

3 tips to help you save your first $1,000

Saving your first $1,000 can often be hard. Read here for tips on how to start saving to meet your financial goals.

Organize your financial documents

Read further to discover 10 helpful categories to help you organize your financial documents.

How borrowing more raises your credit score

Are you trying to raise your credit score? Read here to find out how borrowing more may actually have a positive impact on your credit score.

Why the type of account matters to your credit score

Read here to find out what type of account impacts your credit score.

6 ways to humanize your money

The idea of humanizing money refers to making choices based on values, knowledge, consideration and active involvement. Learn how this practice can help you.

The guide to talking money with the bride

Money talks can be a sensitive subject, especially around the time of someone's wedding. Read here to find out how to talk to the bride about money.

Top 10 money mistakes new parents make

Are you a new parent? Read here and learn from the financial mistakes of the new parents that came before you.

5 money mindset hacks to explode your income

Read how to change your money mindset. A lot of the time, money isn't about the physical green paper; it's about the psychology of money and our attitude towards it.

4 quick ways to save on car insurance

Car insurance. Whether you hate it or love it, the expense is pretty much a must. Learn more about how you can save on car insurance.

6 numbers you need to know to actually get out of debt

Trying to get out of debt? Start with knowing these six numbers and you're half way there.

4 times to ask for a raise before your annual review

Are you ever allowed to ask for a raise before your review? Here are four examples of when it's okay to ask for a raise before your annual review.

7 ways to fix your bad money habits

If you worry about your money, are dissatisfied with your money life or struggle to keep your spending in check, then you'll want to take a good hard look at your money habits. See how seven tips can get you started on the right financial path.

Delaying your first home purchase? You're not alone

You're not alone if you're young and don't feel ready to buy a house. Learn more about important home-buying advice for first-time buyers.

How to financially prepare for your death while you're young

Broaching the topic of your own death may seem morbid if you're in your 20s or 30s. However, estate planning at a young age can help your loved ones avoid the additional worry of dealing with your personal finances after death.

Digitizing your documents

Simply knowing you've got safe, secure digital copies of all your important documents can afford you invaluable peace of mind. Learn more about FidSafe.

4 financial fallacies that mess up your life

Finances are one thing in life you want to get right. Avoid these four fallacies to make sure you're getting on the right track. Learn more.

4 ways the new overtime rules may affect your paycheck

The new overtime rules may affect your paycheck. Check out these 4 ways you might be noticing a difference.

A grad's guide to money

It is important to understand the basics of managing money. Here are four must-know steps for new grads to help get off to a strong start.

Having a baby

Bringing a baby into the world means change all around. Learn about the financial ones here.

When feelings of comfort trump spreadsheet math

Honesty in personal finance is rare. Even when the math points at what seems to be the obvious truth, feelings can get in the way.

5 things to keep in mind when negotiating a prenup

One of the best ways to eliminate any doubt when it comes to love and money is to negotiate a prenuptial agreement. Learn how.

How to transform wasteful spending into purposeful spending

Looking to save money and build a more effective budget? Learn how to break down your expenses to uncover wasteful spending.

Your money battle between "want" and "should"

Challenging financial decisions looming? Planning, and prioritizing your budget can help alleviate future financial problems.

Journey to financial wellness

Financial wellness connects financial independence with emotional and physical well-being. Learn more about how to start the journey.

4 signs you're abusing your credit cards

Worried you're charging too much on your credit cards? If any of these credit card warning signs sound familiar it might be time to change your spending habits.

A financial planner takes her advice on the road

Having trouble sticking to your budget and saving money? Learn how curbing non-essential spending and making better estimations of your income can help.

Are you on your parents' retirement plan?

Do you know if your parents are prepared for retirement? Talking to parents about money can be difficult, but it's better to know now than later. Learn more here.

5 things that could inflate your rent before lease signing

Anyone who has ever paid rent knows the price can be steep-and there are ways landlords can increase your rent before you even sign the lease.

12 ways to get the lowest mortgage refinance rates

If you're considering refinancing your mortgage, you probably want to find the lowest possible mortgage refinance rates. Here's how.

5 tips to spring clean your financial closet

As the calendar rushes headlong into spring, it's time to start emerging from the winter doldrums and breathe some fresh air into your financial life. Learn how.

Keeping the harMONEY alive: When investment styles collide

When it comes to tying the knot, couples have a number of different requirements. Some insist on living together; others insist on having the families meet. But what happens when you have different ways of handling money?

How to calculate the employer match in a 401(k)

If you're curious about how much you can expect your employer to contribute to your 401(k) this year, here's how you can find out.

Can I have two 401(k) plans at the same time?

A 401(k) is the most popular type of retirement plan private-sector companies offer, so you may have several different 401(k) accounts over your working lifetime. Here are some of your options.

6 key musts on finding time to build your financial future

Here are ways you can find time to make your financial future brighter.

5 financial biases that may be costing you a fortune

Most of us have preconceived biases based on our life experience. But if you let your biases affect your finances, it could wind up costing you bigtime.

The hidden costs of living in the suburbs

While suburban life may seem more economical on the surface, there are several hidden costs involved. Are you spending more money to live in the 'burbs?

When a dream house becomes a money pit

Any buyer knows that a dream home can become a nightmare. But most people don't expect it to happen to them.

Money decisions for couples

You share life and love with your spouse or partner, but are you detached from money matters? Here's why and how to find more balance in your financial decision-making.

6 smart uses for your tax refund

If you're expecting a refund, you might be tempted to rush out and spend it. However, it might be a great time to jump-start your finances.

The 7 best money-saving tips

Trying to save up some money? Read further to find 7 tips on ways you can save starting today.

Setting your money "normal"

How you define your money normal impacts your life in huge ways: your ability to pay your bills, educate your kids, buy a home or retire in comfort and security.

Investing on your own? Protect your info online

Here are some pointers for the DIY investor, as well as anyone logging onto a site or opening up an app with sensitive information.

Mortgage vs. investing

Should you invest with your spare cash or pay off your mortgage early? As with most financial planning decisions, the answer is not black and white.

The mantra a 20-year-old student used to pay off his tuition

Long Island native Eric Hu paid his $48,280 freshman tuition bill, and is on track to do the same for the 2015-2016 school year. Here's how.

Tell an advisor by the letters

The capital letters after your advisor's name denote more than alphabet soup. Here's a breakdown of what the letters mean and how your advisor can—and cannot—help you.

How do capital gains & losses carry over?

Learn about the effects of short and long-term capital gains and losses.

What's Diversification?

The point of diversification can pretty much be summed up in two simple words: Risk management. Watch this video to see what we mean. (1:40)

Paying biggest debts first might not be best, study says

Snowballing your debts—paying them smallest to largest regardless of interest—might not make sense mathematically, but it just may work better for you.

Protect yourself before moving abroad

Moving abroad can be an adventure, but it requires preparation. Here are a few things you may need to put into place before you go.

Save money with these 8 clothing hacks

Take a look at these 8 clothing hacks that could help you save some serious cash.

Unblocking money gridlock: Own the zone

If you're not feeling 100% competent about your finances, you may be experiencing gridlock. Find out how you might think through your money worries.

Tips for merging marriage and debt

When you merge your money as newlyweds, debt can become the elephant in the room. Get tips on managing a spouse's debt.

Split Decisions: Buy a car or lease it

Jean Chatzky weighs the pros and cons of buying or leasing a car. See how her rationale applies to you. (2:26)

Master decision making in money & life

You can employ the same methodologies for making financial decisions as you do for making other major decisions in life. Learn more.

This couple is saving to retire at 33

This young couple made a decision to save as much money as possible in their early years so that they can retire early.

Avoid the shame & blame of bad decisions

Blaming each other for financial mistakes is not productive. Instead, create a plan for preventing future regrets.

Secure your future with these steps

Include these four steps in your financial plan to help yourself secure your finanical future.

7 reasons your financial life is a mess

Are you struggling to get a hold on your finances? See how to fix some common pitfalls.

10 things college grads need to know

Get 10 important tips about entering the working world. They may just help make the transition a bit smoother.

How do money orders work?

You may prefer sending money digitally nowadays, but sometimes money orders are necessary, which is why it's still useful to know what they are.

Money talk: finance terms for beginners

What's the difference between net income and net worth? What does APR stand for? Get a definition of some common finance terms.

What is whole life insurance?

Whole life insurance pays out at the end of your life, but it also amasses cash value as an investment. See if it's something you should look into.

Does money matter more to millennials?

Some studies say that saving money is more important to millennials than other generations. See how a group of millennials view their assets and their peers' habits.

Stop focusing on planning mistakes

Many people make financial planning mistakes. The important thing is to move on from them and find a way to remedy the situation. Learn how to take the next step.

4 power traits of the financially secure

There are 4 traits that the financially secure typically share. Find out how you could develop them yourself.

Five basics about the stock market

Considering investing for the first time? It's important to get the basic information down before you make your first trade.

Simple solutions often beat complex ones

Don't overlook financial solutions just because it seems too simple. Sometimes, that kind of guidance is more effective than the complicated kind.

Money basics: How to prioritize debt

Between credit cards, student loans, and mortgages, there are many types of debt out there. Watch this video for three tips that can help you tackle it all. (1:55)

4 lessons from people who retired early

Early retirement isn't just for the rich. Learn these 4 key lessons to apply them to your retirement planning.

20 money lessons you learn in your 30s

Learn how to prioritize your financial goals and make decisions that have beneficial consequences for you and your family's future.

Rethinking money as a tool

What if you stopped thinking of money as a goal?

4 simple tips for investing better

See 4 tips that every investor could consider vital for their decision-making.

Is it better to go bankless?

I opened my first bank account when I was eight years old. It came with a plastic toy dinosaur, a small consolation prize for depositing my entire week's allowance.

The amateur's guide to diversification

Diversification is key when it comes to your investment portfolio. But what does it exactly mean, and how do you do it wisely?
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