Topic: Financial Planning

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Managing your finances as a freelancer

Freelancers work in the gig economy, taking on numerous short term jobs at a time. Read here to learn about the benefits and challenges faced by working as a freelancer in the gig economy.

Your credit card minimum payment is just that—a minimum

Do you pay your credit card payments in full? This article explains what a credit card minimum payment is, and more importantly what it means to you when paying your credit card bill.

8 places to look for a budget wedding gown

Are you planning for your wedding day? The expenses can pile up fast, so read here to learn how you can budget for your wedding accordingly.

Your credit score isn't affected by these 5 factors

Your credit score is affected by numerous factors. This article sheds some light on factors you may have previously thought affected your credit report, but actually don't.

Smart financial tips for newlyweds

Getting married comes with a slew of financial decisions. This article outlines smart financial decisions for newlyweds, and how you can make sure to start your life together on the right foot financially.

The simple thing that helped me save $30,000

This article outlines the budgeting methods used by one individual to save up $30K in hopes of paying off his mortgage.

5 tips to help you save your first $1,000

Starting to save money is no easy task. This article outlines ways that you can save your first $1,000, and start to really grow your savings account.

The 21 best budget travel destinations for 2017

Looking to travel without breaking the bank? These 21 travel destinations will appease your appetite for adventure without costing you a fortune.

10 top money tips

Take a look at Jean Chatzky's top money tips to simplify some of the money issues you might be facing.

6 tips for planning a family vacation without going broke

Planning for a vacation can quickly become a huge expense. This article outlines how you can plan for your ideal vacation getaway, while still budgeting responsibly.

How making small life changes can save you money

Did you know you could increase your savings by $1,200 a month just by changing these six habits? This article outlines the habits that may be preventing you from increasing your savings account.

How to throw a bridal shower on a budget

Are you planning on throwing a bridal shower? These parties can get very expensive; this article gives tips on how you can throw a bridal shower on a budget.

Which tax form should I use?

What's the differences between forms 1040, 1040A, and 1040EZ?

Planning ahead for extended leave

Taking extended leave shouldn't mean taking a hit to your finances. This article explains how you can financially prepare yourself to take the extend leave you need.

Four financial ways to say "I love you"

Is there anything more romantic than financial prudence and planning?

Why you might need more than one budget

Keeping multiple budgets can actually help you save more and budget your spending. This article outlines some of the benefits of keeping multiple budgets.

Where do you stand? Year-end review

Follow our 3-step plan to help ensure you're on track to meet your long-term goals.

Why you should get pre-approved before getting a car loan

Thinking of taking out a car loan? Read here for some tips on why you should get pre-approved before making the trip to the dealership.

New parents: save money with these 5 tips

New parents, here are some money saving tips for you. Read here to learn about how you can improve your financial planning by saving.

5 things I wish people understood about frugality

Being frugal may not always be the popular choice. Read here to learn about 5 things that come with being frugal.

5 financial topics to discuss after the honeymoon

Financial discussions with your spouse can sometimes be difficult. After your honeymoon, here are 5 financial topics to discuss with your new life partner.

The 5 awkward money convos you'll have at work

Money conversations in the workplace can get awkward. Here are some tips for navigating the awkward money talks you may have at work.

What is umbrella insurance – and do I need it?

Do you need umbrella insurance? This article can help you decide.

10 surprising tax deductions you might be able to take

This article outlines 10 surprising tax deductions you may be able to take.

Republicans take Washington

What to expect from Donald Trump's unexpected victory and a Republican Congress

Paying cash makes you value your purchase more

Read this recent study to learn how paying in cash instead of plastic can actually increase your satisfaction of the purchase.

5 federal income tax rules to live by

Read here to find five rules to obey when dealing with the federal income tax.

What 5 successful people wish they'd known in their 20s

Are you a 20-something? Read here to learn about pieces of financial advice these 5 successful moguls wish they’d known at your age.

Bring some old-fashioned frugality into your kitchen

Are you looking to save more money? Read this article to discover how you can bring frugality into your kitchen.

6 ways to improve your finances during a football game

Why not improve on your finances while watching football this season? Read here to find out how.

3 tips to help you save your first $1,000

Saving your first $1,000 can often be hard. Read here for tips on how to start saving to meet your financial goals.

Organize your financial documents

Read further to discover 10 helpful categories to help you organize your financial documents.

4 surprising things that could impact your retirement

How do you know if you are saving enough for retirement? Read this article to determine if you are on the right track or not.

Why the type of account matters to your credit score

Read here to find out what type of account impacts your credit score.

How borrowing more raises your credit score

Are you trying to raise your credit score? Read here to find out how borrowing more may actually have a positive impact on your credit score.

6 ways to humanize your money

The idea of humanizing money refers to making choices based on values, knowledge, consideration and active involvement. Learn how this practice can help you.

Top 10 money mistakes new parents make

Are you a new parent? Read here and learn from the financial mistakes of the new parents that came before you.

The guide to talking money with the bride

Money talks can be a sensitive subject, especially around the time of someone's wedding. Read here to find out how to talk to the bride about money.

How to do what you love and pay off your student loans

Paying off your student loans and doing what you love do not need to be mutually exclusive. Read here to find out how you can do both.

Here's what happened when I tried an all-cash diet

Have you ever tried to live under a cash-only budget? Read here to hear one person's account of how it worked out.

5 money mindset hacks to explode your income

Read how to change your money mindset. A lot of the time, money isn't about the physical green paper; it's about the psychology of money and our attitude towards it.

4 quick ways to save on car insurance

Car insurance. Whether you hate it or love it, the expense is pretty much a must. Learn more about how you can save on car insurance.

6 numbers you need to know to actually get out of debt

Trying to get out of debt? Start with knowing these six numbers and you're half way there.

4 times to ask for a raise before your annual review

Are you ever allowed to ask for a raise before your review? Here are four examples of when it's okay to ask for a raise before your annual review.

7 ways to fix your bad money habits

If you worry about your money, are dissatisfied with your money life or struggle to keep your spending in check, then you'll want to take a good hard look at your money habits. See how seven tips can get you started on the right financial path.

Delaying your first home purchase? You're not alone

You're not alone if you're young and don't feel ready to buy a house. Learn more about important home-buying advice for first-time buyers.

How to financially prepare for your death while you're young

Broaching the topic of your own death may seem morbid if you're in your 20s or 30s. However, estate planning at a young age can help your loved ones avoid the additional worry of dealing with your personal finances after death.

Digitizing your documents

Simply knowing you've got safe, secure digital copies of all your important documents can afford you invaluable peace of mind. Learn more about FidSafe.

4 financial fallacies that mess up your life

Finances are one thing in life you want to get right. Avoid these four fallacies to make sure you're getting on the right track. Learn more.

4 ways the new overtime rules may affect your paycheck

The new overtime rules may affect your paycheck. Check out these 4 ways you might be noticing a difference.

A grad's guide to money

It is important to understand the basics of managing money. Here are four must-know steps for new grads to help get off to a strong start.

Having a baby

Bringing a baby into the world means change all around. Learn about the financial ones here.

When feelings of comfort trump spreadsheet math

Honesty in personal finance is rare. Even when the math points at what seems to be the obvious truth, feelings can get in the way.

The race to retirement: how does your plan shape up?

Different generations have different retirement trends. Learn where you stand on the race to retirement.

5 things to keep in mind when negotiating a prenup

One of the best ways to eliminate any doubt when it comes to love and money is to negotiate a prenuptial agreement. Learn how.

Your money battle between "want" and "should"

Challenging financial decisions looming? Planning, and prioritizing your budget can help alleviate future financial problems.

Journey to financial wellness

Financial wellness connects financial independence with emotional and physical well-being. Learn more about how to start the journey.

How to transform wasteful spending into purposeful spending

Looking to save money and build a more effective budget? Learn how to break down your expenses to uncover wasteful spending.

4 signs you're abusing your credit cards

Worried you're charging too much on your credit cards? If any of these credit card warning signs sound familiar it might be time to change your spending habits.

A financial planner takes her advice on the road

Having trouble sticking to your budget and saving money? Learn how curbing non-essential spending and making better estimations of your income can help.

Are you on your parents' retirement plan?

Do you know if your parents are prepared for retirement? Talking to parents about money can be difficult, but it's better to know now than later. Learn more here.

5 things that could inflate your rent before lease signing

Anyone who has ever paid rent knows the price can be steep-and there are ways landlords can increase your rent before you even sign the lease.

12 ways to get the lowest mortgage refinance rates

If you're considering refinancing your mortgage, you probably want to find the lowest possible mortgage refinance rates. Here's how.

5 tips to spring clean your financial closet

As the calendar rushes headlong into spring, it's time to start emerging from the winter doldrums and breathe some fresh air into your financial life. Learn how.

Keeping the harMONEY alive: When investment styles collide

When it comes to tying the knot, couples have a number of different requirements. Some insist on living together; others insist on having the families meet. But what happens when you have different ways of handling money?

How to calculate the employer match in a 401(k)

If you're curious about how much you can expect your employer to contribute to your 401(k) this year, here's how you can find out.

Can I have two 401(k) plans at the same time?

A 401(k) is the most popular type of retirement plan private-sector companies offer, so you may have several different 401(k) accounts over your working lifetime. Here are some of your options.

6 key musts on finding time to build your financial future

Here are ways you can find time to make your financial future brighter.

5 financial biases that may be costing you a fortune

Most of us have preconceived biases based on our life experience. But if you let your biases affect your finances, it could wind up costing you bigtime.

The hidden costs of living in the suburbs

While suburban life may seem more economical on the surface, there are several hidden costs involved. Are you spending more money to live in the 'burbs?

When a dream house becomes a money pit

Any buyer knows that a dream home can become a nightmare. But most people don't expect it to happen to them.

6 smart uses for your tax refund

If you're expecting a refund, you might be tempted to rush out and spend it. However, it might be a great time to jump-start your finances.

Money decisions for couples

You share life and love with your spouse or partner, but are you detached from money matters? Here's why and how to find more balance in your financial decision-making.

Can married couples contribute to a Roth IRA and 401(k)?

Have you started saving for retirement? Read this article to find out how you and your spouse should tackle retirement savings.

The 7 best money-saving tips

Trying to save up some money? Read further to find 7 tips on ways you can save starting today.

Setting your money "normal"

How you define your money normal impacts your life in huge ways: your ability to pay your bills, educate your kids, buy a home or retire in comfort and security.

Mortgage vs. investing

Should you invest with your spare cash or pay off your mortgage early? As with most financial planning decisions, the answer is not black and white.

The mantra a 20-year-old student used to pay off his tuition

Long Island native Eric Hu paid his $48,280 freshman tuition bill, and is on track to do the same for the 2015-2016 school year. Here's how.

Investing on your own? Protect your info online

Here are some pointers for the DIY investor, as well as anyone logging onto a site or opening up an app with sensitive information.

What you need to know about student loan refinancing

Many student loan borrowers could save money by refinancing their loans, but they don't know where to start. Learn how to manage your student loans.

The magical art of tidying your financial life

Learning to organize is great for messes in our kitchens and closets, but it can apply to every part of our lives—even money.

Tell an advisor by the letters

The capital letters after your advisor's name denote more than alphabet soup. Here's a breakdown of what the letters mean and how your advisor can—and cannot—help you. Learn more.

Leases and lengthier loans can reduce car payments

Car shoppers are increasingly favoring financial arrangements like leases and longer-term loans that allow them to buy costlier vehicles but with more manageable monthly payments.

What you need to know about managing your student loans

Whether you're trying to reduce your monthly payments or pay off your loans faster, there are programs that might help.

How do capital gains & losses carry over?

Learn about the effects of short and long-term capital gains and losses.

What's Diversification?

The point of diversification can pretty much be summed up in two simple words: Risk management. Watch this video to see what we mean. (1:40)

Top financial mistakes to avoid

See the top financial mistakes millennials should avoid making.

Dealing with an investing blind spot

We are all oblivious to blind spots until someone helps us see what we've been missing. That is just one reason why getting financial info from a trusted source is wise.

Paying biggest debts first might not be best, study says

Snowballing your debts—paying them smallest to largest regardless of interest—might not make sense mathematically, but it just may work better for you.

5 worst money blunders made by millennials

See 5 mistakes to avoid when you're graduating into adulthood and taking control of your cash.

Your guide to end-of-year giving

Donating to your favorite causes can be very rewarding and a little stressful. Follow these steps to take the stress out of giving this year.

Use life hacks to minimize bad decisions

What is cognitive bias and how can you address your own with financial life hacks? Find out here.

Protect yourself before moving abroad

Moving abroad can be an adventure, but it requires preparation. Here are a few things you may need to put into place before you go.

Save money with these 8 clothing hacks

Take a look at these 8 clothing hacks that could help you save some serious cash.

A disconnect in money, logic and emotion

Read this article to discover the ways that money and emotions can sometimes work against each other

Money is a tool, not a goal

Is money a tool or the goal? Read about a different way to think about money and your happiness.

Unblocking money gridlock: Own the zone

If you're not feeling 100% competent about your finances, you may be experiencing gridlock. Find out how you might think through your money worries.

7 money quotes that make you think

These 7 money quotes may change the way you approach your finances.

A farm’s lessons in long-term planning

It may sound strange, but learning a few lessons from a potato farmer may help you make financial decisions.

Tips for merging marriage and debt

When you merge your money as newlyweds, debt can become the elephant in the room. Get tips on managing a spouse's debt.

Short-term goals: think bird in the hand

If you have extra money, investing it immediately may not be the right decision when you have short-term goals you can use the cash for.

Split Decisions: Buy a car or lease it

Jean Chatzky weighs the pros and cons of buying or leasing a car. See how her rationale applies to you. (2:26)

How to adapt your financial goals

Being certain about your financial goals may lead to disruption if changes happen outside of your control. Learn about adapting your goals.

Living your true wealth

Are our material possessions our only sign of wealth and success? Explore the idea of true wealth.

Going into business with your husband?

Opening a business with your spouse comes with a unique set of potential pitfalls and successes. See some tips for starting your own company with your husband, wife, or partner.

This couple is saving to retire at 33

This young couple made a decision to save as much money as possible in their early years so that they can retire early.

Master decision making in money & life

You can employ the same methodologies for making financial decisions as you do for making other major decisions in life. Learn more.

Emotional balance sheet to guide you

You can't put a number on intangible aspects of your life, but you can value them as much as you would a precious possession. Learn about adding emotional items to your balance sheet.

Financial lessons from Bonnie McKee

Acclaimed singer/songwriter Bonnie McKee has some tips based on her life experience for how to become financially successful.

What is our attention really worth?

Can you put a monetary value on your attention? Examine how you're spending your energy and whether it's really worth it.

Avoid the shame & blame of bad decisions

Blaming each other for financial mistakes is not productive. Instead, create a plan for preventing future regrets.

Millennials: Plan for retirement now

With the possibility of limited defined pension plans and Social Security going bankrupt, here are five simple ways millennials can ensure they are financially ready for their golden years.

Turn your money "shoulds" into action

You know you "should" start saving money or planning for your retirement, but it can be difficult to translate the thought into action. Get tips on how to take the first step.

Reach goals with a simple financial plan

Figuring out how to use your money doesn't have to be complicated. Make it simple with this one cohesive plan.

7 reasons your financial life is a mess

Are you struggling to get a hold on your finances? See how to fix some common pitfalls.

Secure your future with these steps

Include these four steps in your financial plan to help yourself secure your finanical future.

Focus on opportunities, not the shoals

Instead of focusing on the financial obstacles, pay attention to the opportunities between them. Get a lesson about navigating the financial world.

Live small be happy?

Living in a "tiny house" is one unusual way to potentially cut down on expenses. See if this way of life is the right one for you.

10 things college grads need to know

Get 10 important tips about entering the working world. They may just help make the transition a bit smoother.

How do money orders work?

You may prefer sending money digitally nowadays, but sometimes money orders are necessary, which is why it's still useful to know what they are.

Money talk: finance terms for beginners

What's the difference between net income and net worth? What does APR stand for? Get a definition of some common finance terms.

21st century saving psychology

Saving isn't just about skipping that latte. There are also ways to help yourself save money without even realizing it.

Don't default on student loans

There's a delicate balance in managing student loans and saving for retirement. Learn about how to avoid defaulting on student loans while preparing for the future.

Graduating without a plan?

What job are you supposed to get after college when your passion doesn't line up with your degree? Find out how one person ended up at the White House after graduating without a plan.

What is whole life insurance?

Whole life insurance pays out at the end of your life, but it also amasses cash value as an investment. See if it's something you should look into.

Does money matter more to millennials?

Some studies say that saving money is more important to millennials than other generations. See how a group of millennials view their assets and their peers' habits.

7 money mistakes everyone should make

These money mistakes won't destroy your savings, but they will teach you a lesson about spending and saving.

Personal finance: 5 areas not to ignore

At some point, you'll have to take a broader look at your finances instead of focusing on the day-to-day money in/money out cycle. Find out what 5 areas of personal finance you shouldn't ignore.

Stop focusing on planning mistakes

Many people make financial planning mistakes. The important thing is to move on from them and find a way to remedy the situation. Learn how to take the next step.

Millennials' view of money

Generation Y has different views of money than previous generations. See what a survey revealed about people in this generation.

4 power traits of the financially secure

There are 4 traits that the financially secure typically share. Find out how you could develop them yourself.

Five basics about the stock market

Considering investing for the first time? It's important to get the basic information down before you make your first trade.

Simple solutions often beat complex ones

Don't overlook financial solutions just because it seems too simple. Sometimes, that kind of guidance is more effective than the complicated kind.

Investing basics: How to prioritize debt

Between credit cards, student loans, and mortgages, there are many types of debt out there. Watch this video for three tips that can help you tackle it all. (1:55)

4 lessons from people who retired early

Early retirement isn't just for the rich. Learn these 4 key lessons to apply them to your retirement planning.

Look inward to determine your values

Truly understanding what you value could help you determine how you spend your money. See the questions you can ask yourself to discover your true goals.

Financial Rx shouldn't be taken lightly

The financial advice that your family member or friend gave you could have some value. It may not be a good idea to ignore it right off the bat.

Find out why money is important to you

Asking yourself "Why?" can help you create a more effective financial plan. Learn how to focus on what's truly important to you.

20 money lessons you learn in your 30s

Learn how to prioritize your financial goals and make decisions that have beneficial consequences for you and your family's future.

Rethinking money as a tool

What if you stopped thinking of money as a goal?

4 simple tips for investing better

See 4 tips that every investor could consider vital for their decision-making.

Harness the power of habit

Breaking a bad habit and forming a new one can be tough. Get tips on how to form new healthy habits to help out your finances.

The secret to becoming a powerful woman

Why are some women hesitant to take control of their own money? Learn about the secret to becoming a powerful woman.

5 tips for new parents

A new child is a gift for every parent, but it's also a large expense. See tips that can help.

3 tips to attain modern success

The definition of success has changed over time. Here are 3 ways to find your own personal measure of success.

The amateur's guide to diversification

Diversification is key when it comes to your investment portfolio. But what does it exactly mean, and how do you do it wisely?

Is it better to go bankless?

I opened my first bank account when I was eight years old. It came with a plastic toy dinosaur, a small consolation prize for depositing my entire week's allowance.
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