Debt & Credit

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How Americans are successfully escaping debt

Debt has become a standard part of personal finance, but it doesn’t need to be. Read about helpful strategies that can help you escape debt here.

I make $115,000 as an attorney and still have student loan debt

Struggling with your student debt loan? Read about why this attorney still has student debt while earning a 6-figure salary.

I make a 6-figure salary but I'm still always broke

Do you earn a 6-figure salary but have no savings to show for it? Learn different ways to control your spending so you can start saving for your future.

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How to prioritize your savings in 2019

Prioritizing your emergency funds in 2019 can be simple. Learn useful saving money tips here.

Do these 5 things now that the student loan grace period is over

The 6-month grace period is over—now it's time to start paying off your student loan debt. Consider these next steps before diving into your payments.

7 reasons not to consolidate your student loans

Thinking about consolidating student loans? Here are a few reasons why you might be better off leaving your student loan payments as-is.

Which debt should I pay off first?

Looking for the most efficient way to pay off your debt? Having a debt management plan may be what you need to start gaining financial freedom.

How my partner & I saved up for a house while paying off our debt

Saving for a house while paying off debt could be easy if you team up with your partner to help. Teaming up with your partner may help eliminate debt over time, along with successfully saving for a home.

What is a perfect credit score, and how can you get one?

What is the perfect credit score, and how can you get one? Having a good credit score can increase your chances when buying a home or taking out a loan. Read on to learn more about achieving your perfect score.

This is how much money millennial women save to attend weddings

Attending a wedding can involve a lot of spending, which means you will need to start saving in preparation. This is how millennial women save to attend weddings.

How to plan a debt-free vacation

No matter what kind of vacation you're planning, you can have a debt-free vacation with some careful planning.

21 ways to crush student loan debt repayment

Follow this 21-point game plan and you can be on track to pay off your student loans faster.

How to raise your credit card limit

Use this guide on when and how to ask for a higher credit limit. Learn how to raise your credit card limit and when not to.

Why you shouldn't shy away from credit cards

Credit cards are a necessary aspect to a well rounded and healthy personal financial life. Learn more about why credit cards are a necessity.

Make this the year you get out of debt

Getting out of debt may take a sustained commitment to pay down balances and change your spending.

Ditch debt and start saving

Getting yourself out of debt requires a solid plan. Get pointers on how you can reduce your credit card or student loan debt and start saving.

What is a credit card's grace period?

A credit card's grace period can be defined as a period of time during which the cardholder is not charged interest on a balance, typically lasting at least 21 days.

How to protect your credit in a divorce

Your credit can take a negative hit during divorce procedures. Learn how to protect your credit while going through divorce.

What is the 'right' number of credit cards?

Is there such a thing as too many credit cards?

Does canceling a credit card hurt your credit?

Will canceling credit cards impact your credit score? Learn about the financial implications of canceling your credit card.

How you could be using your credit cards all wrong

How do you utilize your credit cards? This article outlines ways that may show you how you could be using your credit cards incorrectly.

5 mistakes keeping you in credit card debt

Are you struggling to get out of credit card debt? These five financial mistakes may be keeping you in credit card debt. Learn how you can start to get out of credit card debt.

How to use a debt avalanche to eliminate your debt

Are you crippled by debt? Learn how you can get out of debt by using a debt avalanche.

What to do when your bills exceed your income

Paying bills is never fun, but when your income is lower than what your bills charge, you may be in hot water. Find out how you can protect your personal finances while still paying your bills on time.

Why being frugal doesn't always help you save

Being frugal can often be confused with saving money. Learn the difference between frugality and saving money to help you save more and budget effectively.

What you need to know about credit card limits

Credit card limits are determined by your lender, based on your credit score, FICO score, and more. Learn the basics of credit card limits to help you better understand how credit cards work.

How to put your financial life together after a money catastrophe

Financial crises can decimate your personal finances and financial livelihood. Learn the steps that you can take to recover from a financial crisis and get your personal finances back on track.

Digging out of debt: different "shovels" for different people

Paying off debt can be a crucial part of establishing your financial independence. Learn how you can customize your strategy to pay off your debt.

10 credit tips from someone with a perfect credit score

Looking to raise your credit score? Here are some credit tips from someone who has a perfect credit score and can help you boost your credit.

5 ways to pay off your car loan faster

Paying off your car loan can feel like a lengthy process. Learn tips on how you can get out of debt and pay off your loans quickly.

What to consider before you get a loan

Are you thinking of taking out a loan? Read this article for tips on what to consider before getting a loan.

Applying for a credit limit increase: what you should know

Are you applying for a credit limit increase? Here is what you need to know.

3 reasons to use a digital wallet

Paying with just a wave of your phone can actually be more secure than using a credit card.

Buy vs. lease?
Which one is right for you?

Figuring out whether to buy or lease a car is not as complicated as you might think. Check out this infographic and learn which option might be best for you.

Split Decisions: Buy a car or lease it

Jean Chatzky weighs the pros and cons of buying or leasing a car. See how her rationale applies to you. (2:26)

Money basics: How to prioritize debt

Between credit cards, student loans, and mortgages, there are many types of debt out there. Watch this video for three tips that can help you tackle it all. (1:55)
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What makes up a credit score?

Your credit score is a measurement based on the activity in your credit report. The score is used by lenders and others when deciding to approve you for things like loans, credit cards, and apartment leases. There are five elements that make up your credit score. Learn more about them here.

Split Decisions - Student debt or retirement


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