November 03, 2023

60 min

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Fixed income, bonds, CDs

The information provided in this communication is solely for educational purposes and should not be construed as advice or an investment recommendation.

Any fixed income security sold or redeemed prior to maturity may be subject to a substantial gain or loss.

Your ability to sell a CD on the secondary market is subject to market conditions. If your CD has a step rate, the interest rate of your CD may be higher or lower than prevailing market rates. The initial rate on a step rate CD is not the yield to maturity. If your CD has a call provision, which many step rate CDs do, please be aware the decision to call the CD is at the issuer's sole discretion. Also, if the issuer calls the CD, you may be confronted with a less favorable interest rate at which to reinvest your funds. Fidelity makes no judgment as to the credit worthiness of the issuing institution..

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