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Fidelity Viewpoints ®

Create future retirement income

Create future retirement income

How deferred income annuities can help fill a gap in your retirement income.

A bear for bonds?

Dramatically higher interest rates and sustained losses on bonds appear unlikely.

Before buying a house

Before you buy, four factors to help you see how much house you can comfortably afford.

Q2 bond update

Greece, China, and Puerto Rico—bond market volatility has once again taken center stage.

Market and Economic Insights

Market check-in

Risks from Greece and China seem contained. Supportive central banks may drive markets.

Takeaways for Q3 2015

Uneven global growth led to flattish markets; a benign environment going forward.

See all Market and Economic Insights articles

Investing Ideas

What’s next for oil?

Oil prices have been volatile, but some companies can profit even at low commodity prices.

Q3 sector scorecard

Sector risks: Tech is tops. Consumer discretionary and health care are positive too.

See all Investing Ideas articles


Deferred comp and you

A three-part series on making the most of nonqualified deferred compensation plans.

Handling an old 401(k)

Weigh the pros and cons of the options to help you decide what makes sense for you.

See all Retirement articles

Personal Finance

Midyear tax checkup tips

Seven things to do now that may help you pay less tax and avoid surprises on 2015 returns.

Student loan guide

The more you save, the less you have to borrow. Here are tips for parents and students.

See all Personal Finance articles

Active Trader

New ETFs

Sector-focused and emerging-market-themed ETFs top S&P Capital IQ’s recent expert screen.

How to use RSI

The relative strength index can help identify when a stock or index is over or underpriced.

See all Active Trader articles

Spring 2015 Edition

  • In the Money: Fall 2014

    Check out In the Money, a new publication for more investing ideas and strategies.

Mutual fund performance (PDF)

Returns for Fidelity funds and 529 college savings plans.
Before investing, consider the investment objectives, risks, charges, and expenses of the fund, exchange-traded fund, or annuity and its investment options. Call or write to Fidelity or visit Fidelity.com for a free prospectus and, if available for the options, a prospectus or summary prospectus containing this information. Read it carefully.
Sector investing can be more volatile because of their narrow concentration in a specific industry.
ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses.

Past performance is no guarantee of future results.

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Prior to trading options, please read Characteristics and Risks of Standardized Options, and call 800-343-3548 to be approved for options trading.  Supporting documentation for any claims, if applicable, will be furnished upon request.
There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, and collars, as compared to a single option trade.

Investing involves risk, including risk of loss.

Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments.

In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.

Diversification cannot ensure a profit or protect against loss.
Fidelity does not provide legal or tax advice and the information provided above is general in nature and should not be considered legal or tax advice. Consult with an attorney or tax professional regarding your specific legal or tax situation.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917