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Fidelity Viewpoints ®

What to do with an old 401(k)

Handling an old 401(k)

Weigh the pros and cons of the options to help you decide what makes sense for you.

Talk with your partner

Discuss beneficiaries, accounts, location of important documents, and an emergency plan.

Time for financials?

Lower valuations and the prospect of higher rates could help some bank stocks.

Summer themes

Five things to consider as the market transitions into a traditionally slow time of year.

Market and Economic Insights

Are stocks expensive?

U.S. stock valuations may not be as high as some think, says Jurrien Timmer. Read why.

June market update

Many asset classes have done well this year, but a potential slowdown is looming in China

See all Market and Economic Insights articles

Investing Ideas

The first rate hike

Charts show the first rate increase has not typically been a showstopper for investors.

Midyear view: Buckle up

Prepare your portfolio for divergent policies, rising rates, and slower earnings growth.

See all Investing Ideas articles


Protect retirement principal

Two strategies for cautious investors to help balance growth with protection of principal.

Work in retirement

Work may be necessary as Americans learn that their health and finances may depend on it.

See all Retirement articles

Personal Finance

Kids and taxes

When children must file tax returns, how to help reduce taxes on investments, and more.

Ready to buy a home?

Buying a home is a big financial step. Make sure it’s right for you and your budget.

See all Personal Finance articles

Active Trader

Stock ideas

If it's a stock picker’s market, S&P Capital IQ offers some candidates for consideration.

Innovative ideas

Consider cybersecurity, health care technology, energy, and agriculture companies.

See all Active Trader articles

NEW: Spring 2015 Edition

  • In the Money: Fall 2014

    Check out In the Money, a new publication for more investing ideas and strategies.

Mutual fund performance (PDF)

Returns for Fidelity funds and 529 college savings plans.
Before investing, consider the investment objectives, risks, charges, and expenses of the fund, exchange-traded fund, or annuity and its investment options. Call or write to Fidelity or visit Fidelity.com for a free prospectus and, if available for the options, a prospectus or summary prospectus containing this information. Read it carefully.
ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses.

Past performance is no guarantee of future results.

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Prior to trading options, please read Characteristics and Risks of Standardized Options, and call 800-343-3548 to be approved for options trading.  Supporting documentation for any claims, if applicable, will be furnished upon request.
There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, and collars, as compared to a single option trade.

Investing involves risk, including risk of loss.

Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments.

In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.

Diversification cannot ensure a profit or protect against loss.
Fidelity does not provide legal or tax advice and the information provided above is general in nature and should not be considered legal or tax advice. Consult with an attorney or tax professional regarding your specific legal or tax situation.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917