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Retirement at Fidelity

  • Retirement and IRAs

    From IRA basics and rollovers to contributions and withdrawals, let Fidelity teach you about which IRA may be right for you and how to manage it.

  • Retirement planning

    Let Fidelity help you plan for retirement based on your stage of life.

  • Retirement Calculators & Tools

    Calculators and tools to review and plan for your financial goals.

Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

Diversification does not ensure a profit or guarantee against loss. There are additional funds available that you may wish to evaluate using Mutual Fund Evaluator SM
In addition to sales loads and 12b-1 fees described in the prospectus, Fidelity Brokerage Services LLC, or its affiliates receives other compensation in connection with the purchase of certain mutual fund shares and/or the on-going maintenance of those positions in your brokerage account. This additional compensation may be paid by the mutual fund, its investment advisor or one of its affiliates. Additional information about the compensation as well as other remuneration received by FBS or its affiliates will be furnished to you upon written request. Fidelity mutual funds are managed by Fidelity Management & Research Company. Fidelity Freedom Funds are managed by Strategic Advisers, Inc., a registered investment advisor and a Fidelity Investments company. Non-Fidelity funds are managed by non-Fidelity entities.
Fidelity Freedom Funds are designed for investors expecting to retire around the year indicated in each fund’s name. When choosing a Freedom Fund, investors should consider whether they anticipate retiring significantly earlier or later than age 65 even if such investors retire on or near a fund’s approximate target date. There may be other considerations relevant to fund selection and investors should select the fund that best meets their individual circumstances and investment goals. Except for the Freedom Income Fund, the funds' asset allocation strategy becomes increasingly conservative as it approaches the target date and beyond. Ultimately, they are expected to merge with the Freedom Income Fund. The investment risks of each Fidelity Freedom Fund change over time as its asset allocation changes. They are subject to the volatility of the financial markets, including equity and fixed income investments in the U.S. and abroad and may be subject to risks associated with investing in high yield, small cap and, commodity-related, foreign securities. Principal invested is not guaranteed at any time, including at or after their target dates.
Additional target date and target allocation strategies are also available, including Fidelity Freedom Index funds and funds from other fund families. You can research various asset allocation funds using Fidelity's Mutual Fund Evaluator SM.
Strategic Advisers has discretion to increase or decrease asset class exposures for each fund. Strategic Advisers may utilize this discretion, known as Active Allocation, to allow portfolio managers to express their cyclical asset class views within predefined risk parameters. This strategy may not be successful in adding value, may increase losses to the fund and/or cause the fund to have a risk profile different than that portrayed above from time to time.
Guidance provided by Fidelity through the Planning & Guidance Center is educational in nature, is not individualized, and is not intended to serve as the primary basis for your investment or tax-planning decisions.
IMPORTANT: The projections or other information generated by Fidelity’s Planning & Guidance Center Retirement Analysis regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917