Care options outside the home
Your loved one may be interested in exploring the possibility of moving into a care community, or there may come a time when continuing to live at home becomes unmanageable or unsafe.
As you assess what's right for your loved one, keep these questions in mind:
- What is your loved one's overall health?
- How active or independent are they?
- What kinds of access and activities are important to them?
From providing no hands-on care to full 24/7 monitoring with medical care on-hand, there’s a range of housing options that provide varying levels of care. The costs cited below may vary depending on region or location.
Independent living communities
Average cost: $2,664 per month4
- Restricted to residents of a certain age (generally 55+).
- Offer independent homes or apartments for those who require little to no extra help.
- May offer social activities, landscaping and housekeeping services, transportation or dining options.
Adult day cares
Average cost: $1,793 per month5
- Provide a safe environment for loved ones who may be isolated, need structured services, or supervised care during at least part of the day.
- Not a residential facility. Daytime services only.
- Typically provide socializing, activities, meals, and sometimes some health care.
- May have nursing staff and offer transportation.
- Can be used to offer respite care for caregivers.
Assisted living communities
Average cost: $4,500 per month6
- Provide a range of independence and hands-on care in apartment-sized homes.
- Offer help with daily living, such as getting dressed, bathing, and managing medication.
- Typically include meals, housekeeping, social activities, and certain utilities.
- Depending on the facility, units may be either rented or owned.
Skilled nursing facilities
Average cost: $7,908 per month for semi-private room or $9,034 per month for a private room7
- Provide 24-hour intensive medical care for the very ill or those recovering from a serious health event.
- May include activities, opportunities for socializing, and exercise programs.
- Typically accommodate both long-term stays and short-term rehab stays.
Continuing care retirement communities
Average cost: Can vary widely. Average entrance fee is $402,000, and monthly costs can range from $3,000 to $5,0008
- Offer a range of living and caregiving options that keep pace with residents' changing needs.
- Designed to offer a range of residence types and levels of care from periodic personal care to full-time skilled nursing and in some cases, memory care.
- Tend to involve an entrance fee or home purchase in addition to monthly fees or rent in exchange for some assurance that needs will be met for the rest of the resident's life.
Memory care facilities
Average cost: $6,935 per month9
- Secure units on a separate floor or wing of an assisted living, skilled nursing, or continuing care retirement community.
- Offer specialized care for those with Alzheimer's or other forms of dementia.
- Design of the unit and training of the caregivers is specific to the needs of memory loss and related impairments.