It's easy to get started with zero

Whether you want to invest on your own or have zero ideas about investing, Fidelity offers zero minimums and zero fees to open a retail brokerage account1*.

There are zero reasons to invest anywhere else.

*Additional fees and expenses may still apply.

Choose your investing account

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DIY investing

With zero account fees or minimums to open an account,1 and zero commissions to trade US online stocks and ETFs,2 investing has never been easier.

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Checkmark Build and manage your own portfolio

Checkmark Use free tools to help build your investing strategy

Checkmark Access to fractional shares

Checkmark Trade stocks, ETFs, mutual funds, CDs, IPOs, and precious metals

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Roth IRA

Retirement planning

With zero account fees or minimums to open an account,1 and access to your contributions before retirement, there are zero reasons to wait.

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Checkmark Build and manage your own portfolio

Checkmark Use free tools to help build your retirement investing strategy

Checkmark Potential earnings grow tax-free

Checkmark Access your contributions at any time

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Fidelity Go®

Let us do the work

Zero minimums to open an account and zero advisory fees under $25,000.3 We’ll handle the investing with your goals in mind.

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Checkmark Access professional money management

Checkmark An investment strategy based on your goals

Checkmark Monthly progress updates

Checkmark Automatic rebalancing

Small investments could help your money grow

Chart is a hypothetical comparison. Investing involves risk of loss and performance is not guaranteed.

  • How this chart works

    The hypothetical chart above illustrates the potential growth of an investment account assuming a 7% annual nominal investment growth rate vs a .07% National savings account deposit rate as of May 16, 2022*. This chart assumes estimated/average return rates stay constant over the course of the time horizon and that no withdrawals were taken. Taxes, fees, and inflation are not included. Unlike traditional FDIC savings accounts, investments accounts are subject to market risk and do not carry FDIC insurance to protect from loss. Each type of account has its own unique set of potential benefits and limitations that you should consider before deciding what type is right for you.

    Interact with the slider to increase or decrease the monthly contribution to discover how the money could grow in an investment account vs an FDIC savings account. The monthly contribution is how much you want to invest every month. In this chart it is set at $250, but you can move the slider from $0 to $1,000 to see how your contributions could grow over time. For example, a $250 monthly contribution in an investment account could grow to $304,993 in 30 years compared to $90,949 in a traditional savings account, using end of month compounding.

    This example is for illustrative purposes only and does not represent the performance of any security. The assumed rate of return is not guaranteed. Investments that have potential for a 7% rate of return also come with risk of loss. Past performance does not guarantee future results.

    * FDIC: National Rates and Rate Caps

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Common questions

  • What's the minimum initial investment to open a Fidelity Go® account?

    There is no minimum initial investment to open a Fidelity Go account! Once your account hits $10 we'll start investing for you according to the investment strategy you've chosen. The minimum account balance to access financial coaching with our trained advisors is $25,000.

  • Can I choose the investments for my Fidelity Go® account?

    You may not buy and sell individual investments in your Fidelity Go® account. By enrolling in a managed account service like Fidelity Go you turn the day-to-day management of your investments over to a team of investment professionals. However, you are entitled to place reasonable restrictions on the management of your account. If you prefer to choose your investments, you could open a brokerage account. Please contact us at 800-343-3548 for additional details.

  • Should I own a Roth IRA?
    Generally speaking, most investors should consider having a Roth IRA as part of their overall retirement plan because it offers federal tax-free growth potential and withdrawals, which have the potential to help minimize taxes and maximize retirement savings.
  • How do I start investing?
    It doesn't have to be overly complicated. Read this article on investing to learn more about starting as a beginner.