Important legal information about the email you will be sending. By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity.com: "

HSA consolidation*

You may have other HSAs, in addition to your Fidelity personal HSA, such as one offered by your employer. If so, it's simple to transfer some or all of your money between HSAs to consolidate them or to take advantage of Fidelity's added HSA investing options and guidance.

Your guide to transferring assets to Fidelity

* Please keep in mind that all of your contributions to all of your HSAs will count together toward the IRS's annual contribution limits. Having more than one HSA does not increase your annual contribution limits.

HSA direct deposits

If you're covered by an eligible health plan, you can contribute to your HSA using electronic funds transfer (EFT) or electronic direct deposit. You can make one-time or recurring direct deposits from a linked bank account for added flexibility, and you can update your recurring direct deposit amounts any time.

Your guide to moving money at Fidelity

What about payroll deductions?
In some cases, employers may allow automatic pre-tax payroll contributions to a personal Fidelity HSA. Check with your employer to see if that’s an option for you.

The Fidelity HSA routing number for direct deposit is 101205681.

HSA saving power

Since most HDHPs have lower premiums than traditional health plans, and because HSA contributions are federal income tax-deductible, HSAs help you save more money to pay for your family’s health care costs.

IRA contribution

An HSA contribution from an IRA is a once-in-a-lifetime money transfer option. These IRA contributions are not subject to federal income taxes or the 10% penalty for early withdrawals. This means you can use your IRA money to pay for medical expenses, such as a major unexpected expense, without having to pay federal income taxes or penalties on it.

However, contributions from an IRA will count toward the IRS's annual limits on HSA contributions, and that money is not tax-deductible.

	2019	2020
Individual health plan	$3,500	$3,550
Family health plan	$7,000	$7,100
Age 55 or older*	Additional $1,000	Additional $1,000

Save for health care expenses

How can you put money into your HSA?

A bank account

Transfer HSAs

One-time IRA contribution

How much can you save each year?

Ready to get started?

HSA consolidation*

HSA direct deposits

HSA saving power

IRA contribution

Mutual Funds and Mutual Fund Investing - Fidelity Investments

Save for health care expenses

How can you put money into your HSA?

A bank account

Transfer HSAs

One-time IRA contribution

How much can you save each year?

Ready to get started?

Stay Connected

HSA consolidation*

HSA direct deposits

HSA saving power

IRA contribution

Important Information