Save for health care expenses

It's simple to contribute to your HSA to cover qualified medical expenses in the near term and in retirement.

Contribute to your HSALog In Required

Open an HSA

How can you put money into your HSA?

There's no minimum to open a Fidelity HSA, and your contributions are tax-deductible. This gives you more saving power to cover your family's qualified medical expenses. There are several ways to contribute to your Fidelity HSA:

Contribute cash

Link a bank account for one-time or recurring deposits, transfer funds from another Fidelity account, or deposit a check.

HSA deposit options

Transfer HSAs

Transfer some or all of your balance from another HSA or HSAs, as often as you like, to consolidate your accounts.

HSA consolidation

One-time IRA contribution

Move money from your IRA to your HSA once in your lifetime for a federal income tax deduction.

IRA contribution

Annual HSA contribution limits

How much can you save each year?

2022 2023
Individual health plan $3,650 $3,850
Family health plan $7,300 $7,750
Age 55 or older Additional $1,000 Additional $1,000

Please note: Any employer contributions will count toward these limits.

HSA owners can make catch-up contributions anytime during the year in which they turn 55. A spouse who is 55 or older is also eligible for a catch-up contribution into their own HSA.

See IRS Publication 969 (PDF) for more on annual HSA contribution limits.

Ready to get started?

Already have a Fidelity HSA?

Opened by me

Sign in to to access your HSA account details.

Opened through my employer

Sign in to NetBenefits® to access/activate your employer-offered HSA.