Pay for your family's health care

You have plenty of options for using your HSA to pay for qualified medical expenses as they happen or in the future.


How can you spend from your HSA?

When you, your spouse, and your dependents have qualified medical expenses that aren’t covered by your health care plan, you can use your HSA money tax-free* to pay for them. There are multiple ways you can spend from your HSA.


What are some qualified medical expenses?

Acupuncture Crutches Nursing home
Ambulance Dental – fillings, braces, cleanings Prescription medicine
Artificial teeth, limbs, prostheses Doctor's visits Surgery
Chiropractor Fertility enhancement Therapy – physical, emotional
COBRA premiums Hospital services Vision – exams, glasses, contact lenses
Counseling Medicare premiums (if over age 65) X-rays


For a complete and up-to-date list of qualified medical expenses, see IRS Publication 502.

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