## RECSRecommendations Upload File ## RECS '## RECS' indicates a Recommendations pre-process header. Please do not remove these lines. ## RECS ## RECSUse this file to upload product display information to Recommendations. Each product has its own row. Each line must contain 19 values and if not all are filled a space should be left. ## RECSThe last 100 columns (entity.custom1 - entity.custom100) are custom. The name 'customN' can be replaced with a custom name such as 'onSale' or 'brand'. ## RECSIf the products already exist in Recommendations then changes uploaded here will override the data in Recommendations. Any new attributes entered here will be added to the product's entry in Recommendations. ## RECSentity.id, entity.name, entity.categoryId, entity.message, entity.thumbnailUrl, entity.value, entity.pageUrl, entity.inventory, entity.margin, entity.headline, entity.description, entity.largeImageUrl, entity.product, entity.topic, entity.keywords, entity.section, entity.datePublished, entity.dateStart, entity.dateEnd, entity.published "tcm:526-677439","US economy in the late cycle","Article:Viewpoints","Recession risk remains low and the consumer is strong, but corporate earnings growth is expected to decelerate.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/feb_bcu_2019_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/business-cycle-update-feb-2019","","","Market outlook: Increased uncertainty","Tight labor markets and less accommodative monetary policy, but consumer backdrop is strong.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/feb_bcu_2019_large.jpg","[""Bonds"",""Stocks""]","[""Business Cycle Update"",""Market Analysis""]","","Market Insights","2019-02-19","","2020-02-28","True" "tcm:526-676889","Options and earnings","Article:Viewpoints","If you trade options, know the impact that earnings can have on your position.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_earnings_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/options-and-earnings","","","Options and earnings","If you trade options, know the impact that earnings can have on your position.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_earnings_2019_large.jpg","","","","Active Investor","2019-02-14","","2020-02-28","True" "tcm:526-187302","Couples and money","Article:Viewpoints","If you can't talk to your partner about money, who can you talk to?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/money_topics_couples_2018_medium2.jpg","","https://www.fidelity.com/viewpoints/personal-finance/couples-and-finances","","","Couples and money","Every couple manages money differently, but there are 4 money topics you really need to talk about.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/money_topics_couples_2018_large2.jpg","","[""Financial Planning""]","","Personal Finance","2019-02-13","","2020-02-28","True" "tcm:526-274678","Love and money","Article:Viewpoints","Get intimate by talking about money and planning for the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/iloveyou_medium_2018.jpg","","https://www.fidelity.com/viewpoints/financial-basics/financial-stability-and-love","","","Financial stability is romantic","Money can't buy love, but showing that you're financially responsible could be very attractive to your partner.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/iloveyou_large_2018.jpg","[""401(k)"",""Cash Management"",""IRA""]","[""Saving and Spending""]","","Financial Basics","2019-02-12","2017-02-08","2020-02-28","True" "tcm:526-28448","Sandwiched: balancing financial priorities","Article:Viewpoints","It's hard to care for kids and parents while saving for retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/sandwich_generation_2017_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/sandwich-generation-financial-planning","","","Sandwiched: balancing financial priorities","It's hard to care for kids and parents while saving for retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/sandwich_generation_2017_large.jpg","[""529 Plan"",""Long-Term Care Insurance""]","[""Family Conversations""]","","Personal Finance","2019-02-12","","2020-02-28","True" "tcm:526-674187","Should you have a Roth IRA?","Article:Viewpoints","The flexibility of a Roth IRA gives savers some options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/roth_IRA_20s_30s_2019_medium.jpg","","https://www.fidelity.com/viewpoints/financial-basics/unbeatable-roth-ira-retirement-benefits","","","Unbeatable benefits of Roth IRAs","A Roth IRA lets you balance long-term savings with your short-term needs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/roth_IRA_20s_30s_2019_large.jpg","[""Cash Management""]","[""Saving and Spending""]","","Financial Basics","2019-02-12","","2020-02-28","True" "tcm:526-192726","Tips for deducting more at tax time","Article:Viewpoints","Knowing where to look for deductions and credits, and keeping good records, are key to potentially lowering taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/taxtime_deductions_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/taking-tax-deductions","","","Tax deductions to consider","Deductions are one way to reduce taxes—tax credits could also help you save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/taxtime_deductions_large_2018.jpg","[""Charitable Giving Account""]","[""Taxes""]","","Personal Finance","2019-02-12","","2020-02-28","True" "tcm:526-249921","Consider an IRA now","Article:Viewpoints","Get your contribution in and invested to give your money a chance to grow.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/IRA_contributions_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/why-contribute-to-ira-now","","","Why contribute to an IRA now","Saving in an IRA comes with tax benefits that can help you grow your money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/IRA_contributions_large_2018.jpg","","","","Retirement","2019-02-12","","2020-02-28","True" "tcm:526-10787","Need steady income?","Article:Viewpoints","Even in uncertain rate environments, bond ladders can provide predictable income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/invest_bond_ladder_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/bond-ladder-strategy","","","Need steady income?","Even in uncertain rate environments, bond ladders can provide predictable income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/invest_bond_ladder_2019_large.jpg","[""Bonds""]","[""Investing in Bonds""]","","Active Investor","2019-02-11","","2020-03-15","True" "tcm:526-551763","Tax reform and retirees","Article:Viewpoints","The new tax law may mean lower federal income tax bills for many retirees.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/tax_reform_retirees_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/tax-reform-implications-for-retirement","","","Will tax reform help retirees?","New tax deduction and rate rules may mean lower taxes for many retirees.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/tax_reform_retirees_2018_large.jpg","","[""Taxes""]","","Retirement","2019-02-11","","2020-02-28","True" "tcm:526-388698","Savvy sector strategy","Article:Viewpoints","If you're in a higher tax bracket, here's a way to help reduce your bill.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tax_savvy_sector_2019_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/tax-sector-strategy","","","Savvy sector strategy","If you're in a higher tax bracket, here's a way to help reduce your bill.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tax_savvy_sector_2019_large.jpg","[""Sectors""]","[""Investing Strategies""]","","Investing Ideas","2019-02-08","2017-07-02","2020-02-08","True" "tcm:526-177625","Long-term care and you","Article:Viewpoints","Learn about costs, options to cover expenses, and policy features.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/longtermcare_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/long-term-care-costs-options","","","Long-term care considerations","Learn about the costs, options to cover expenses, and insurance policy features of long term care.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/longtermcare_large_2018.jpg","[""Long-Term Care Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2019-02-08","2018-02-01","2020-02-28","True" "tcm:526-385277","Short-duration funds","Article:Viewpoints","Your outlook on risk and interest rates influence your investing strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/flavor_short_duration_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/flavor-of-short-duration","","","Find your flavor of short duration","Looking for more yield than a savings account or a money market fund?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/short-duration_Jun5_alt727x285.jpg","[""Bond Funds"",""Bonds"",""Municipal Bond Funds"",""Mutual Funds""]","[""Investing in Bonds""]","","Investing Ideas","2019-02-07","2017-06-08","2019-05-31","True" "tcm:526-52560","January barometer","Article:Viewpoints","How might stocks perform in 2019? Here's what this indicator says.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/jan_barometer_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/january-barometer","","","January barometer","How might stocks perform in 2019? Here's what this indicator says.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/jan_barometer_2019_large.jpg","[""Active Trader Pro"",""Brokerage""]","[""Technical Analysis""]","","Active Investor","2019-02-07","","2020-02-28","True" "tcm:526-228258","Traditional or Roth?","Article:Viewpoints","To choose, consider your tax bracket now and in the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/trad_v_roth_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/traditional-or-roth-ira","","","Traditional or Roth IRA?","Examining your spending habits may help you choose between a Roth or traditional IRA.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/trad_v_roth_large_2018.jpg","[""IRA"",""Roth IRA"",""Traditional IRA""]","[""Saving for Retirement""]","","Retirement","2019-02-06","","2019-12-31","True" "tcm:526-416280","Master your money","Article:Viewpoints","Feeling confident about your choices is an important and underrated component of planning.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/boost_financial_freedom_2019_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/improving-your-financial-security","","","Master your money","Feeling confident about your choices is an important and underrated component of planning.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/boost_financial_freedom_2019_medium.jpg","[""Insurance"",""Managed Accounts"",""Retirement Accounts""]","[""Financial Planning""]","","Personal Finance","2019-02-06","2017-11-27","2021-02-26","True" "tcm:526-276414","How to avoid ID theft","Article:Viewpoints","Safeguard your information and learn how to look out for scams.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/identity_theft_medium_2018new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/preventing-identity-theft","","","Don't fall prey to financial scams","Follow best practices for safeguarding information to avoid scams.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/identity_theft_large_2018new.jpg","[""Brokerage""]","[""Online Security""]","","Personal Finance","2019-02-06","","2020-01-30","True" "tcm:526-219102","Will I ever retire?","Article:Viewpoints","To boost retirement savings, save more, work longer, and invest wisely.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/RSA_score_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/how-to-save-more-for-retirement-score","","","Will you ever retire?","Fidelity surveyed Americans to find the average Retirement Score. What is your score?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/RSA_score_2018_large.jpg","[""401(k)"",""IRA""]","[""Saving for Retirement""]","","Retirement","2019-02-06","","2019-07-01","True" "tcm:526-191289","Rules for home buying","Article:Viewpoints","Use these simple guidelines to estimate how much house you can afford.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/howmuchhouse_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/before-buying-house","","","How much house can I afford?","Consider these guidelines to help you see how much house you can afford.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/howmuchhouse_large_2017.jpg","[""Cash Management""]","[""Home Buying""]","","Personal Finance","2019-02-05","","2020-02-28","True" "tcm:526-426432","Bitcoin primer","Article:Viewpoints","Learn how this digital currency works, plus some risks to consider.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bitcoin_medium_2018new.jpg","","https://www.fidelity.com/viewpoints/active-investor/beyond-bitcoin","","","Bitcoin primer","Find out how this digital currency works, plus some risks to avoid.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bitcoin_large_2018new.jpg","[""Active Trader Pro""]","[""Idea Generation""]","","Active Investor","2019-02-05","","2020-12-31","True" "tcm:526-231792","Retired but working?","Article:Viewpoints","See how your taxes and Social Security are impacted.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/social_security_working_2019_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-and-working","","","Social Security and working","If you plan to work in retirement, know what it could mean for your Social Security benefits and tax bill.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/social_security_working_2019_large.jpg","[""Retirement Accounts""]","[""Living in Retirement""]","","Retirement","2019-01-31","2016-04-14","2020-01-31","True" "tcm:526-492865","Estate planning tips for your home","Article:Viewpoints","Smart estate planning for your home can save your family a lot of stress and money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/estate_planning_home_2019_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-a-home","","","Estate planning tips for your home","Smart estate planning for your home can save your family a lot of stress and money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/estate_planning_home_2019_large.jpg","","[""Estate Planning"",""Wills""]","","Wealth Management","2019-01-31","","2020-01-31","True" "tcm:526-674114","Embracing uncertainty","Article:Viewpoints","2018 was the year of the reset; 2019 is looking better.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_anatomy_drawdown_2019_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/stock-outlook-2019-embracing-uncertainty","","","Stocks: Embracing uncertainty","2018 was the year of the reset; 2019 is looking better.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_anatomy_drawdown_2019_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2019-01-30","","2020-11-30","True" "tcm:526-398558","Can downsizing pay?","Article:Viewpoints","Where you live in retirement can have a big impact on your finances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/move_in_retirement_2019_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/relocate-in-retirement","","","Should you move in retirement?","The home and region you live in during retirement can have a big impact on your finances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/move_in_retirement_2019_large.jpg","","[""Getting Ready to Retire""]","","Retirement","2019-01-30","","2019-12-31","True" "tcm:526-12174","Social Security at 62?","Article:Viewpoints","When should you take Social Security? If you can wait a few years, you can boost your benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/social_security_62_2019_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-at-62","","","Take Social Security at 62?","Wait a few years or longer to boost your benefits—and your spouse's.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/social_security_62_2019_large.jpg","[""401(k)"",""403(b)"",""Retirement Accounts""]","[""Living in Retirement""]","","Retirement","2019-01-30","2015-02-24","2020-07-30","True" "tcm:526-224772","Upsides of down markets","Article:Viewpoints","4 ideas that may help you take advantage of falling stock prices.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/upside_downmarket_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/investment-strategies-when-stock-prices-are-low","","","The upside of down markets","4 ideas that may help investors take advantage of falling stock prices.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/upside_downmarket_large_2018.jpg","[""Asset Allocation Funds"",""Managed Accounts"",""Stocks""]","[""Market Volatility""]","","Market Insights","2019-01-29","","2019-04-30","True" "tcm:526-70899","How to invest tax-efficiently","Article:Viewpoints","Create a strategy to help manage, defer, and reduce taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tax-efficient-investing_medium_2018.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/tax-strategy","","","How to invest tax-efficiently","Manage taxes by considering the role of losses, the timing of investments, and investment selection.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tax-efficient-investing_large_2018.jpg","[""401(k)"",""403(b)"",""Annuities"",""Charitable Giving Account"",""Exchange-Traded Funds"",""Fixed Deferred Annuities"",""IRA"",""Managed Accounts"",""Retirement Accounts"",""Roth IRA""]","[""Investing Strategies"",""Wealth Planning""]","","Investing Ideas","2019-01-28","2013-07-02","2020-01-31","True" "tcm:526-47934","The iron condor","Article:Viewpoints","Discover this low volatility, advanced options strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/iron_condor_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/iron-condor-strategy","","","The iron condor","Discover this low volatility, advanced options strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/iron_condor_2019_large.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2019-01-25","","2021-01-31","True" "tcm:526-673224","Umbrella insurance","Article:Viewpoints","Learn how to protect your personal assets with excess liability coverage.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/umbrella_insurance_2019_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/do-you-need-umbrella-insurance","","","Do you need umbrella insurance?","Learn how to protect your loved ones and your assets with this overlooked form of liability coverage.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/umbrella_insurance_2019_large.jpg","","[""Estate Planning"",""Wealth Planning""]","","Wealth Management","2019-01-25","","2021-01-31","True" "tcm:526-98738","The calendar spread options strategy","Article:Viewpoints","Here is one way to capture opportunities created by volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/calendar_spread_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/calendar-spreads","","","The calendar spread options strategy","Here is one way to capture opportunities created by volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/calendaroptions727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2019-01-25","","2021-01-31","True" "tcm:526-40337","Adjust your options with ratio spreads","Article:Viewpoints","This advanced options strategy can help manage volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ratio_spreads_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/Ratio-spreads","","","Adjust your options with ratio spreads","This advanced options strategy can help manage volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ratio_spreads_2019_large.jpg","","","","Active Investor","2019-01-25","","2021-01-31","True" "tcm:526-214577","401(k)s and estates","Article:Viewpoints","Taxes can have a big impact as you pass on your 401(k).","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401k_estate_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/401k-inheritance-tips","","","401(k)s and estates","If you want to leave money to heirs, it pays to understand how inherited retirement plans are taxed.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401k_estate_2018_large.jpg","[""401(k)"",""IRA""]","[""Estate Planning""]","","Personal Finance","2019-01-24","","2020-01-23","True" "tcm:526-673335","Market volatility Q&A","Article:Viewpoints","Fidelity pros answer questions about recession risks, the market sell-off, and risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/market_vol_questions_2019_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/qa-market-volatility-risks-whats-next","","","Market volatility: What's next?","Fidelity pros answer questions about recession risks, the market sell-off, and risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/market_vol_questions_2019_large.jpg","","[""Market Analysis""]","","Market Insights","2019-01-24","","2020-01-31","True" "tcm:526-653932","Strategies for today's tax landscape","Article:Viewpoints","It may pay to considering bunching deductions, tax loss harvesting, and other tax-smart planning techniques.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tax_lanscape_2019_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/2018-year-end-tax-plans-to-catch-up-on","","","6 strategies for filing taxes","It may pay to consider bunching deductions, tax-loss harvesting, and other tax-smart planning techniques.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tax_lanscape_2019_large.jpg","[""Annuities"",""IRA"",""Roth IRA""]","[""Taxes""]","","Personal Finance","2019-01-24","","2019-12-31","True" "tcm:526-673556","ETF ideas for 2019","Article:Viewpoints","Flows coninute to soar. Here are some momentum opportunities to consider.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_ideas_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/ETF-ideas-2019","","","ETF ideas for 2019","Amid stock market turbulence, flows continue to soar. Here are some ETF opportunities to consider.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_ideas_2019_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2019-01-24","","2020-01-31","True" "tcm:526-673140","Quarterly sector outlook","Article:Viewpoints","Sector outlooks have shifted after a turbulent finish for 2018.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/QSU_Q2_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/quarterly-sector-update","","","Sectors: Winners and losers","Sector outlooks have shifted after a turbulent finish for 2018. Find out more in Fidelity's sector scorecard.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/QSU_Q2_2018_large.jpg","[""Brokerage"",""Information Technology Sector"",""Sector Funds"",""Sectors"",""Stocks""]","[""Investing in Stocks""]","","Investing Ideas","2019-01-23","","2020-01-31","True" "tcm:526-209028","Covering retirement costs","Article:Viewpoints","Plan on savings covering at least 45% of your preretirement income in retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/where_ret_income_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/retirement-income-sources","","","Covering retirement expenses","Plan on savings covering 45% of your preretirement income in retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/where_ret_income_2018_large.jpg","[""401(k)"",""403(b)"",""457"",""IRA""]","[""Living in Retirement""]","","Retirement","2019-01-23","","2019-09-30","True" "tcm:526-673341","What the shutdown may mean","Article:Viewpoints","The longest government shutdown in US history may weigh on sentiment.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/govt_shutdown_2019_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/prolonged-government-shutdown-investing-strategies-and-implications","","","What the shutdown may mean","The longest government shutdown in US history may weigh on sentiment.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/govt_shutdown_2019_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2019-01-23","","2020-01-30","True" "tcm:526-273898","7 reasons to start taxes early","Article:Viewpoints","Make tax filing less stressful and potentially save money by starting early.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/starttaxesearly_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/getting-started-on-tax-returns","","","7 reasons to start taxes early","Make tax filing less stressful and potentially save money by starting early.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/starttaxesearly_large_2018.jpg","[""IRA"",""SEP IRA"",""Traditional IRA""]","[""Taxes""]","","Personal Finance","2019-01-23","","2020-01-31","True" "tcm:526-258959","9 reasons to consider a Roth IRA","Article:Viewpoints","Get tax-free growth potential, tax-free withdrawals, and even more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/9_roth_reasons_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/why-have-a-roth-ira","","","9 reasons for a Roth IRA","Get tax-free growth potential, tax-free withdrawals, and even more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/9_roth_reasons_2018_large.jpg","[""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2019-01-23","","2019-12-31","True" "tcm:526-135792","Saying ""I do"" again?","Article:Viewpoints","Read our tips for remarrying couples on creating a strong estate plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/EP_2nd_marriage_2019_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/estate-planning-for-second-marriages","","","Estate planning in (re)marriage","Tying the knot again means careful consideration of taxes, asset management, wills, and more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/EP_2nd_marriage_2019_large.jpg","[""Trusts""]","[""Wealth Planning""]","","Personal Finance","2019-01-22","","2020-01-31","True" "tcm:526-12180","Stay in control of your money","Article:Viewpoints","Generate a ""retirement paycheck"" that isn't vulnerable to market volatility","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/lifetime_income_2019_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/income-that-can-last-lifetime","","","Create lifetime income","Generate a ""retirement paycheck"" that isn't vulnerable to market ups and downs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/lifetime_income_2019_large.jpg","[""Annuities""]","[""Getting Ready to Retire""]","","Retirement","2019-01-22","","2020-12-31","True" "tcm:526-81397","Learn about indexed annuities","Article:Viewpoints","These annuities can offer growth, but know what you're buying.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/indexed_annuities_2019_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/considering-indexed-annuities","","","Learn about indexed annuities","These annuities can offer growth, but it's important to know what you're buying.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/indexed_annuities_2019_large.jpg","[""Annuities""]","[""Getting Ready to Retire""]","","Retirement","2019-01-22","","2020-12-31","True" "tcm:526-392713","Bond fund basics","Article:Viewpoints","Learn about income, diversification, and capital preservation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/investing_in_bond_funds_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/how-to-start-investing-in-bond-funds","","","How to start investing in bond funds","Bond funds may help provide income, diversification, and capital preservation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/investing_in_bond_funds_2018_large.jpg","","","","Investing Ideas","2019-01-22","2017-08-09","2019-12-31","True" "tcm:526-204679","Demystifying bond ETFs","Article:Viewpoints","If you want the benefits of bonds, bond ETFs may be worth a look.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/demystifying_bond_etfs_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/bond-ETFs","","","Demystifying bond ETFs","If you want the benefits of bonds, bond ETFs may be worth a look.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/demystifying_bond_etfs_2019_large.jpg","[""Active Trader Pro"",""Brokerage"",""Exchange-Traded Funds"",""Stocks""]","[""Stock market""]","","Active Investor","2019-01-18","2015-10-13","2020-01-31","True" "tcm:526-670542","Long-term care planning","Article:Viewpoints","Making plans for your care is a valuable gift you can give your family.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/longterm_care_2019_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/long-term-care-planning","","","Help loved ones through long-term care planning","Making plans for your care later in life is a valuable gift that you can give your family.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/longterm_care_2019_large.jpg","","","","Personal Finance","2019-01-17","","2020-01-30","True" "tcm:526-671583","Q1 market update","Article:Viewpoints","Further maturing in the US and global business cycles is likely to heighten uncertainty.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/jan_bcu_2019_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/quarterly-market-update","","","Q1 market update","Further maturing in the US and global business cycles is likely to heighten uncertainty.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/jan_bcu_2019_large.jpg","","[""Market Analysis""]","","Market Insights","2019-01-16","","2020-01-31","True" "tcm:526-261006","6 habits of successful investors","Article:Viewpoints","Good news: It's actually pretty simple. Here's what we've seen work for investors over the years.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/6_habits_investors_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/six-habits-successful-investors","","","6 habits of successful investors","Good news: It's actually pretty simple. Here's what we've seen work for investors over the years.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/6_habits_investors_2018_large.jpg","[""401(k)"",""Asset Allocation Funds"",""Managed Accounts""]","[""Investing Strategies""]","","Investing Ideas","2019-01-15","2017-08-17","2019-06-30","True" "tcm:526-471306","New deduction rules","Article:Viewpoints","See how tax reform increased, limited, and eliminated deductions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/personal_tax_deductionst_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-has-tax-reform-changed-deductions","","","How tax reform changed deductions","See how tax reform increased, limited, and eliminated many popular deductions, and what it may mean for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/personal_tax_deductionst_large_2018.jpg","[""Managed Accounts""]","[""Economic Insight"",""Taxes""]","","Personal Finance","2019-01-14","2018-02-07","2019-04-15","True" "tcm:526-14935","Small business plans","Article:Viewpoints","Understanding your options may help you save more for retirement and reduce taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retirement-small-biz-dec2017_M.jpg","","https://www.fidelity.com/viewpoints/retirement/retirement-plan-small-business","","","Retirement plans for small businesses","Understanding your options may help you save more for retirement and lower taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retirement-small-biz-dec2017_L.jpg","[""401(k)"",""IRA"",""SEP IRA"",""SIMPLE IRA"",""Small Business Retirement""]","[""Saving for Retirement""]","","Retirement","2019-01-11","","2020-01-31","True" "tcm:526-67508","The power of delta","Article:Viewpoints","Learn how this greek can help you assess the probability of making a profit.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/power_of_delta_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/power-of-delta","","","The power of delta","Learn how this greek can help you assess the probability of making a profit.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/power_of_delta_2019_large.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2019-01-11","","2021-01-03","True" "tcm:526-385364","5 things to review yearly","Article:Viewpoints","Map out your savings and investment strategies to support your family.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/5things_annual_review_2019_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/5-things-to-review-annually","","","5 things to review annually","Plan for your family's financial health as you review your savings and investment strategies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/5things_annual_review_2019_large.jpg","[""Charitable Giving Account"",""IRA"",""Retirement Accounts"",""Roth IRA""]","[""Financial Planning""]","","Personal Finance","2019-01-09","2016-02-15","2021-01-31","True" "tcm:526-237984","Your money: 6 common myths","Article:Viewpoints","There is no shortage of bad information out there. These myths could be hazardous to your financial health.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/6_money_myths_2017_alt_535x220.jpg","","https://www.fidelity.com/viewpoints/personal-finance/6-money-myths","","","6 common money myths","There is no shortage of bad information out there. These myths could be hazardous to your financial health.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/6_money_myths_2017_alt_727x285.jpg","[""401(k)"",""Credit Cards"",""IRA""]","[""Saving and Spending""]","","Personal Finance","2019-01-08","2017-07-16","2020-01-31","True" "tcm:526-220831","Unplanned early retirement","Article:Viewpoints","Bridging the gap: when your paycheck stops and Social Security starts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/unplanned_retirement_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/unplanned-early-retirement","","","Unplanned early retirement?","How to bridge the gap between when your paycheck stops and Social Security starts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/unplanned_retirement_2018_large.jpg","[""IRA"",""Medical Insurance"",""Roth IRA"",""Stocks""]","[""Getting Ready to Retire""]","","Retirement","2019-01-08","","2020-12-31","True" "tcm:526-220372","7 things to know about IRAs","Article:Viewpoints","Make sure you aren't overlooking some strategies and potential tax benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/7_things_IRAs_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/IRA-things-to-know","","","7 things to know about IRAs","If you don't already know these 7 facts about IRAs, you may be missing out.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/7_things_IRAs_2018_large.jpg","[""IRA"",""Rollover IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2019-01-07","2017-02-21","2019-12-31","True" "tcm:526-397957","Credit card gotchas","Article:Viewpoints","Be sure you understand what you’re signing up for with credit cards.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/fine_print_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/credit-card-fees","","","Credit cards: 5 reasons to read the fine print","Not reading your credit card’s terms and conditions can be an expensive mistake.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/fine_print_large_2017.jpg","[""Credit Cards""]","[""Credit""]","","Personal Finance","2019-01-07","2017-09-21","2019-12-31","True" "tcm:526-31077","Why use LEAPS?","Article:Viewpoints","An options strategy for short-term traders and longer-term investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bizleap_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/leaps-and-bounds","","","LEAPS and bounds","An options strategy for short-term traders and longer-term investors.","","[""Active Trader Pro"",""Options""]","[""Trading""]","","Active Investor","2019-01-07","","2021-01-03","True" "tcm:526-258430","5 important rollover questions","Article:Viewpoints","Consider cost, investments, services, and convenience.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/rollover-questions_medium_2017.jpg","","https://www.fidelity.com/viewpoints/retirement/rollover-questions","","","5 important rollover questions","Consider cost, investments, services, timing, and convenience.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/rolloverquestions_new_large.jpg","[""401(k)"",""403(b)"",""Retirement Accounts"",""Rollover IRA""]","[""Saving for Retirement""]","","Retirement","2019-01-07","","2019-10-31","True" "tcm:526-669447","2019 markets: valuations matter","Article:Viewpoints","Earnings and rates are uncertain, but valuations reflect that reality.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/timmer_2019_outlook_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/2019-market-valuations-matter","","","2019 markets: valuations matter","Earnings and rates are uncertain, but valuations reflect that reality.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/timmer_2019_outlook_2018_large.jpg","[""Stocks""]","[""Economic Insight"",""Investing Strategies"",""Market Volatility"",""Markets""]","","Market Insights","2019-01-07","","2020-12-21","True" "tcm:526-227898","Don't abandon your money","Article:Viewpoints","Don't let your assets get declared abandoned. What you can do.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/abandoned_property_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/control-your-money","","","Don't abandon your money","These 4 strategies can help you keep track of financial accounts—and avoid costly mistakes and abandoned property.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/abandoned_property_2018_large.jpg","[""Estate Account""]","[""Saving and Spending"",""Wealth Planning""]","","Personal Finance","2019-01-04","","2020-12-31","True" "tcm:526-81358","Covered call strategy","Article:Viewpoints","This strategy can potentially help you generate income on stocks you own.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/income_option_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/an-income-option","","","An income option","This strategy can potentially help you generate income on stocks you own.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/income_option_large_2018.jpg","[""Options"",""Stocks""]","[""Investing in Stocks""]","","Active Investor","2019-01-04","2013-09-04","2019-12-31","True" "tcm:526-655645","Holistic financial planning","Article:Viewpoints","After a few misstarts, a couple found a better approach to financial planning.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/financial_planning_you_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/holistic-financial-planning","","","Holistic financial planning tips","After a few misstarts, a Kansas couple found a better planning approach starting with their goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/financial_planning_you_2018_large.jpg","[""Charitable Giving Account"",""Estate Account"",""Health Savings Account"",""Stock Options""]","[""Charitable Giving"",""Estate Planning"",""Wealth Planning""]","","Wealth Management","2019-01-03","","2020-09-30","True" "tcm:526-670672","2018 stock report","Article:Viewpoints","US stocks lost 6%. The new year brings familiar risks, and opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stock_market_report_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/stock-report-2018","","","2018 stock market report","US stocks lost 6%. The new year brings familiar risks, and some new opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stock_market_report_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2019-01-03","","2020-01-31","True" "tcm:526-669379","2019 stock outlook","Article:Viewpoints","Headwinds for the economy have some Fidelity stock managers looking at more defensive ideas.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/2019_equity_outlook_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/defensive-stocks-economic-indicators","","","2019 stock outlook","Headwinds for the economy have some Fidelity stock managers looking at more defensive ideas.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/2019_equity_outlook_2018_large.jpg","[""Exchange-Traded Funds""]","[""Idea Generation""]","","Investing Ideas","2019-01-02","","2020-01-30","True" "tcm:526-291776","Protecting digital assets","Article:Viewpoints","New estate plan strategies are now needed to protect digital assets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/estate_planning_digital_medium_2018.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-digital-assets","","","Estate planning for digital assets","New estate plan strategies are now needed to protect a new asset class: digital assets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/estate_planning_digital_large_2018.jpg","[""Estate Account"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2018-12-31","2017-03-15","2020-12-31","True" "tcm:526-269657","Passion meets philanthropy","Article:Viewpoints","Learn how a woman's midlife passion reshaped her charitable giving.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/oneil_passion_philanthropy_Jan5_alt355x209.jpg","","https://www.fidelity.com/viewpoints/wealth-management/finding-passion-in-philanthropy","","","Passion meets philanthropy","Learn how one woman's newfound midlife passion reshaped her family's charitable giving efforts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/oneil_passion_philanthropy_Jan5_alt727x285.jpg","[""Charitable Giving Account"",""Estate Account""]","[""Charitable Giving""]","","Wealth Management","2018-12-31","2017-01-04","2020-12-31","True" "tcm:526-46242","Lump sum or pension?","Article:Viewpoints","What you need to know about monthly and lump-sum pension offers.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/lump_sum_pension_March8_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/lump-sum-or-monthly-pension","","","Lump-sum payment or monthly pension?","What you need to know about monthly and lump-sum pension offers.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/lump_sum_pension_March8_alt727x285.jpg","[""Annuities"",""Retirement Accounts""]","[""Getting Ready to Retire""]","","Retirement","2018-12-31","2013-11-19","2019-12-31","True" "tcm:526-47033","Maximizing deferred comp","Article:Viewpoints","Learn to manage the timing and amount of income from your NQDC plans.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/nqdc_manage_2019_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/nqdc-part-2","","","Maximizing deferred comp","Learn strategies for managing nonqualified deferred compensation, which can be a tax-efficient way to save for retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/nqdc_manage_2019_large.jpg","[""Annuities""]","[""Wealth Planning""]","","Retirement","2018-12-31","2012-12-03","2020-12-31","True" "tcm:526-46580","Deferred compensation plans","Article:Viewpoints","Learn what nonqualified deferred compensation plans can offer.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/nqdc_learn_2019_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/nqdc","","","Deferred compensation plans","Learn what NQDCs can offer corporate executives who max out their qualified retirement plan options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/nqdc_learn_2019_large.jpg","[""Annuities""]","[""Wealth Planning""]","","Retirement","2018-12-31","","2020-12-31","True" "tcm:526-47068","Timing deferred comp","Article:Viewpoints","See how to schedule distributions from nonqualified deferred compensation plans.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/nqdc_timing_2019_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/nqdc-part-3","","","Timing deferred compensation","Learn strategies for timing nonqualified deferred compensation, which can be a tax-efficient way to save for retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/nqdc_timing_2019_large.jpg","[""Annuities"",""Retirement Accounts""]","[""Getting Ready to Retire"",""Wealth Planning""]","","Retirement","2018-12-31","","2020-12-31","True" "tcm:526-393888","LGBT estate planning","Article:Viewpoints","Learn how same-sex couples can manage financial decisions for wills, trusts, and gifting.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/samesexcouples_ep_medium_2018.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-same-sex-couples","","","Estate planning tips for same-sex couples","Learn how to manage financial decisions for wills, trusts, and gifting.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/samesexcouples_ep_large_2018.jpg","[""Estate Account"",""Long-Term Care Insurance"",""Trusts""]","[""Elderly Parent""]","","Wealth Management","2018-12-31","2017-01-31","2019-12-31","True" "tcm:526-102984","Caring for aging parents","Article:Viewpoints","Protect your financial future while caring for aging loved ones.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/elderly_parent_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/caring-for-aging-parents","","","Caring for aging parents and yourself","Caring for aging loved ones can be all consuming. So, take these steps to help protect your own finances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/elderly_parent_large_2017.jpg","[""401(k)"",""Health Savings Account"",""IRA""]","[""Elderly Parent""]","","Personal Finance","2018-12-28","","2020-12-31","True" "tcm:526-669766","Volatility and you","Article:Viewpoints","For long-term investors, rebalancing in a down market has been a good move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/market_vol_2018_medium_ver2.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-meltdowns-and-rebalancing","","","Volatility and you","For long-term investors, rebalancing in a down market has been a good move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/market_vol_2018_large_ver2.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-12-24","","2019-12-31","True" "tcm:526-191354","Finances for same-sex couples","Article:Viewpoints","Review these options if you plan to change from a partnership to a marriage.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/same_sex_couples_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/same-sex-financial-implications","","","4 questions for same-sex couples","Review these financial and health options if you plan to transition from a partnership to a marriage.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/same_sex_couples_2018_large.jpg","[""Estate Account"",""Retirement Accounts""]","[""Financial Planning""]","","Personal Finance","2018-12-24","","2020-02-28","True" "tcm:526-668934","2019 outlook: uncertainty","Article:Viewpoints","US and global business cycles are likely to keep investors guessing in 2019.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/dec_bcu_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/business-cycle-update-dec-2018","","","Maturing cycle spells uncertainty","US and global business cycles are likely to keep investors guessing in 2019.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/dec_bcu_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-12-21","","2019-12-31","True" "tcm:526-433444","What a shutdown means for investors","Article:Viewpoints","A shutdown may cause volatility, but not necessarily a major market move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/government_shutdown_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/government-shutdown-impacts-markets-investors","","","What a shutdown means for investors","A shutdown may cause volatility, but not necessarily a major market move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/government_shutdown_large_2018.jpg","","[""Market Analysis""]","","Market Insights","2018-12-21","","2019-12-31","True" "tcm:526-154462","Tips for volatility","Article:Viewpoints","When markets get choppy, it pays to have a plan, and to stick to it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/volatile_markets_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/strategies-for-volatile-markets","","","6 tips to manage volatility","When markets get choppy, it pays to have an investing plan and to stick to it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/volatile_markets_2018_large.jpg","[""Fixed Income"",""Managed Accounts"",""Mutual Funds""]","[""Investing Strategies"",""Wealth Planning""]","","Investing Ideas","2018-12-20","2014-10-15","2019-08-01","True" "tcm:526-202586","Charitable giving","Article:Viewpoints","These 5 tips help you give to your favorite causes while saving on taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/yearend_charity_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/charitable-tax-strategies","","","Year-end strategies for charitable giving","These 5 strategic tips to help you give to your favorite causes while also saving on taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/yearend_charity_2018_large.jpg","[""Charitable Giving Account"",""Trusts""]","[""Charitable Giving"",""Taxes""]","","Personal Finance","2018-12-20","","2019-12-31","True" "tcm:526-667542","Top investing ideas for 2019","Article:Viewpoints","Biotech, utility, technology, and several other segments of the market are among the top ideas from Fidelity sector leaders.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/sector_outlook_2019_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2019-outlook-sectors","","","Top investing ideas for 2019","Biotech, utility, technology, and several other segments of the market are among the top ideas from Fidelity sector leaders.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/sector_outlook_2019_large.jpg","[""Sector Funds"",""Sectors""]","[""Investing in Stocks""]","","Investing Ideas","2018-12-19","","2019-12-31","True" "tcm:526-667988","Bond outlook for 2019","Article:Viewpoints","Here's a look at what the year ahead may have in store for fixed income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_investors_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-watch-bond-market-2019","","","What should bond investors do in 2019?","Here's a look at what the year ahead may have in store for bond markets and interest rates.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_investors_2018_large.jpg","[""Bonds"",""Corporate Bonds"",""Fixed Income"",""International Bonds"",""Treasury Bonds""]","[""Investing in Bonds""]","","Market Insights","2018-12-18","","2019-12-31","True" "tcm:526-149036","Social Security and women","Article:Viewpoints","Women face unique Social Security challenges: these tips can help.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/ss_for_women_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-and-women","","","Social Security and women","Social Security is an especially vital part of retirement income for women, who tend to outlive men.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/ss_for_women_2018_large.jpg","","[""Living in Retirement"",""Social Security""]","","Retirement","2018-12-13","2016-09-06","2019-12-15","True" "tcm:526-667871","2018's chart trends","Article:Viewpoints","Amid a flat year for stocks, some charts show changes may be afoot.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/tech_trends_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/2018-technical-trends","","","2018's biggest chart trends","Amid an up and down year for stocks, some charts show changes may be afoot.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/tech_trends_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-12-13","","2019-12-31","True" "tcm:526-11676","Paying for college: 5 tips","Article:Viewpoints","Plan your college budget realistically.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/paying_for_college_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/paying-for-college-how-much-is-too-much","","","How much should I pay for college?","Make the most of your investment in education by planning realistically and limiting debt.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/paying_for_college_2018_large.jpg","[""529 Plan""]","[""College Planning""]","","Personal Finance","2018-12-12","","2019-12-31","True" "tcm:526-268285","Year-end investment review","Article:Viewpoints","The end of the year may be a good time to evaluate your asset allocation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/year_end_review_2018_medium.jpg","","https://www.fidelity.com/viewpoints/financial-basics/annual-financial-review","","","Where do you stand? Year-end review","It makes sense to evaluate your investments regularly to help make sure you're on track to hit your goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/year_end_review_2018_large.jpg","[""401(k)"",""529 Plan"",""Bonds"",""Exchange-Traded Funds"",""Mutual Funds""]","[""Asset Classes""]","","Financial Basics","2018-12-12","","2019-12-31","True" "tcm:526-418556","Plan for the new year","Article:Viewpoints","Make the new year a success with financial resolutions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/non_retired_resolutions_2019_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/financial-resolutions","","","3 tips for financial resolutions","Common resolutions include spending less, saving more, and paying off debt.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/non_retired_resolutions_2019_large.jpg","[""401(k)"",""403(b)"",""529 Plan""]","[""Financial Planning""]","","Personal Finance","2018-12-10","","2019-12-31","True" "tcm:526-418847","Financial resolutions for retirees","Article:Viewpoints","Keep your finances on track with New Year's resolutions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retired_resolutions_2019_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/financial-resolutions-for-retirees","","","Financial resolutions for retirees","Keep your retirement on track with some resolutions for 2019.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retired_resolutions_2019_large.jpg","","[""Financial Planning""]","","Personal Finance","2018-12-10","","2019-12-31","True" "tcm:526-654768","Investing for the next 20 years","Article:Viewpoints","Slower economic growth may mean lower interest rates and stock market returns.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/next_20_years_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/investing-for-the-next-20-years","","","Investing for the next 20 years","Slower economic growth may mean interest rates and stock market returns lower than in past decades.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/next_20_years_2018_large.jpg","","","","Market Insights","2018-12-10","","2019-10-17","True" "tcm:526-91390","Tax-loss harvesting","Article:Viewpoints","If you have investment losses, you might consider this strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/taxloss_harvesting_ETFs_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/managing-your-tax-loss-with-sectors","","","Tax-loss harvesting with ETFs","If you have investment losses, you might consider this strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/taxloss_harvesting_ETFs_2018_large.jpg","[""Exchange-Traded Funds"",""Mutual Funds"",""Sector Funds""]","[""Investing Strategies""]","","Active Investor","2018-12-07","","2019-12-31","True" "tcm:526-231004","Taking the financial keys","Article:Viewpoints","Here are 7 ways adult children can partner as their parents age.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/financial_keys_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/take-away-the-financial-keys","","","Taking away the financial keys","Adult children know little about their parents' finances. Here are 7 ways they can partner in aging.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/financial_keys_2018_large.jpg","[""Estate Account"",""Long-Term Care Insurance"",""Trusts""]","[""Family Conversations""]","","Personal Finance","2018-12-06","","2020-12-31","True" "tcm:526-626478","Know how bonds are priced","Article:Viewpoints","Hidden mark-ups can hurt your returns. Learn how to shop smart.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/carter_bonds_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/how-much-for-bonds","","","Bonds: Know what you're paying","How much brokers charge can vary widely—and impact returns. Learn how to shop smart.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/carter_bonds_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Investing Ideas","2018-12-06","","2019-06-30","True" "tcm:526-662743","Positive signs despite drop","Article:Viewpoints","The market has been volatile, but there are reasons for hope that things will improve.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_signs_hope_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/emerging-world-markets-bring-optimism-amid-volatility","","","Positive signs despite drop","The market has been volatile, but there are reasons for hope that things will improve.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_signs_hope_2018_large.jpg","[""Bonds"",""Stocks"",""Treasury Bonds""]","[""Economic Insight""]","","Market Insights","2018-12-05","","2019-11-27","True" "tcm:526-167884","Income ideas for 2019","Article:Viewpoints","Market volatility has created some potential opportunities among income-producing investments.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/income_outlook_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/ideas-among-income-producing-investments","","","Income ideas for 2019","Where to look for ideas among income-producing investments.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/income_outlook_2018_large.jpg","[""Convertible Bonds"",""Dividend-Paying Stocks"",""High-Yield Bonds""]","[""Investing Strategies""]","","Investing Ideas","2018-12-05","","2019-12-31","True" "tcm:526-150787","Smart 529 spending","Article:Viewpoints","The right way reduces taxes, avoids penalties, and doesn't jeopardize financial aid.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/529spending_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/college-529-spending","","","How to spend from a 529 savings plan","The right way reduces taxes, avoids penalties, and doesn't jeopardize financial aid.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/529spending_large_2018.jpg","[""529 Plan"",""UGMA/UTMA"",""UTMA""]","[""College Planning""]","","Personal Finance","2018-12-03","","2019-11-30","True" "tcm:526-240679","Beat market volatility","Article:Viewpoints","Remember that the market has historically bounced back from dips.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/beat_volatility_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/beat-stock-volatility","","","Beat stock market volatility","Sticking to your investment plan and taking the long view can put market volatility in perspective.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/beat_volatility_2018_large.jpg","[""Domestic Stocks"",""International Stocks"",""Stocks""]","[""Asset Classes""]","","Personal Finance","2018-12-03","","2019-11-30","True" "tcm:526-186251","Answers to Roth conversion questions","Article:Viewpoints","Read answers to some frequently asked questions about Roth conversions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/roth_questions_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/roth-IRA-common-questions","","","Roth conversions: Things to know","Find out about Roth conversions, how to estimate tax liability, and if timing may make a difference.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/roth_questions_2018_large.jpg","[""Roth IRA""]","[""Required Minimum Distributions"",""Saving for Retirement""]","","Retirement","2018-11-30","","2019-11-30","True" "tcm:526-23845","Put a collar on stocks","Article:Viewpoints","This options strategy is designed to limit losses and protect gains.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/collar_market_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/put-a-collar","","","Put a collar on stocks","This advanced options strategy is designed to limit losses and protect gains.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/collar_market_2018_large.jpg","[""Active Trader Pro"",""OptionTrader Pro"",""Options""]","[""Trading""]","","Active Investor","2018-11-29","","2020-11-30","True" "tcm:526-262466","Planning for new parents","Article:Viewpoints","Adding a new person to your family calls for financial planning.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/budget_for_baby_2018_medium.jpg","","https://www.fidelity.com/viewpoints/financial-basics/financial-planning-for-new-parents","","","Preparing your finances for a baby","While getting your home ready for a new baby, consider getting your finances ready too.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/budget_for_baby_2018_large.jpg","[""Cash Management"",""Flexible Spending Account""]","[""New Child""]","","Financial Basics","2018-11-26","2016-11-22","2019-11-30","True" "tcm:526-655038","Planning for the future","Article:Viewpoints","Learn how to balance today's needs with tomorrow's savings.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/live_today_plan_tomorrow_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/live-for-today-plan-for-tomorrow-financial-planning","","","How to live for today, plan for tomorrow","Managing expenses while saving for the future takes planning and practice.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/live_today_plan_tomorrow_2018_large.jpg","[""401(k)"",""IRA"",""Insurance"",""Managed Accounts""]","[""Financial Planning""]","","Personal Finance","2018-11-21","","2019-10-31","True" "tcm:526-660681","Stocks drop but bond yields rise","Article:Viewpoints","Declining correlation between stock prices and bond yields has implications for how investors manage risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_correlation_commentary_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/lower-correlation","","","Stocks drop but bond yields rise","Declining correlation between stock prices and bond yields has implications for how investors manage risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_correlation_commentary_2018_large.jpg","[""Bonds"",""Stocks"",""Treasury Bonds""]","[""Economic Insight"",""Market Analysis""]","","Market Insights","2018-11-20","","2019-11-20","True" "tcm:526-661020","Bankruptcy and stocks","Article:Viewpoints","Do you have options if the stock of a company you own declares bankruptcy?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bankruptcy_stocks_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/stocks-and-bankruptcy","","","Bankruptcy and stocks","Do you have options if the stock of a company you own declares bankruptcy?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bankruptcy_stocks_2018_large.jpg","","[""Trading""]","","Active Investor","2018-11-20","","2020-02-28","True" "tcm:526-656536","Why hire a financial advisor?","Article:Viewpoints","Financial planning can help you achieve your goals—and feel better too.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/value_of_advice_2018_medium2.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/financial-advisor-cost","","","Why hire a financial advisor?","Financial planning can help you achieve your life goals—and feel better.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/value_of_advice_2018_large2.jpg","[""Bonds"",""Exchange-Traded Funds"",""Mutual Funds"",""Stocks""]","[""Wealth Planning""]","","Investing Ideas","2018-11-20","","2020-03-30","True" "tcm:526-46326","Take your RMDs by year end","Article:Viewpoints","To avoid tax penalties, be sure to meet the December 31 deadline.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/year_end_rmds_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/december-rmd-deadline","","","Don't miss the RMD deadline","To avoid tax penalties, be sure to take your required minimum distributions by the December 31 deadline.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/year_end_rmds_2018_large.jpg","[""401(k)"",""IRA"",""Roth IRA"",""Traditional IRA""]","[""Living in Retirement"",""Required Minimum Distributions""]","","Retirement","2018-11-16","","2019-12-31","True" "tcm:526-36569","Plan for Medicare taxes","Article:Viewpoints","Medicare taxes may affect your income and investments—see what you can do.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/medicare_taxes_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/new-medicare-taxes","","","Understanding Medicare taxes","Medicare taxes affect many upper-income Americans with higher taxes on wages and investment income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/medicare_taxes_2018_large.jpg","[""Roth IRA""]","[""Taxes""]","","Personal Finance","2018-11-16","","2019-11-30","True" "tcm:526-24197","Naming the right trustee","Article:Viewpoints","Understanding a trustee's responsibilities is key to making a good choice.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/naming_trustee_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/naming-the-right-trustee","","","Choosing the right trustee","The success of your estate plan may depend in large part on who you decide to leave in charge.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/naming_trustee_2018_large.jpg","[""Trusts""]","[""Estate Planning""]","","Wealth Management","2018-11-16","2012-05-15","2019-11-30","True" "tcm:526-658754","5 ways to fortify your retirement","Article:Viewpoints","Put your investing dollars to work with the triple tax-advantaged health savings account.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/HSAs_retirement_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/hsas-and-your-retirement","","","HSAs can fortify your retirement","Prioritize your retirement savings. Put your investing dollars to work with an HSA.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/HSAs_retirement_2018_large.jpg","[""Health Savings Account""]","[""Health Care & Wellness"",""Saving for Retirement""]","","Wealth Management","2018-11-15","","2019-12-31","True" "tcm:526-144793","RSI and stocks","Article:Viewpoints","Just after the US elections, this indicator could give a new trading signal.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/RSI_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-use-RSI","","","RSI and stocks","Just after the US elections, this indicator could give a new trading signal.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/RSI_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-11-15","","2019-11-30","True" "tcm:526-18337","How to talk about estate plans","Article:Viewpoints","Learn how sensitive family money talks now can boost family harmony later.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/EP_talk_family_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/talk-about-estate-planning","","","Family money talks about estate planning","Learn how sensitive family money talks now can lay the foundation for effective estate planning later on.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/EP_talk_family_2018_large.jpg","[""Trusts""]","[""Family Conversations""]","","Retirement","2018-11-14","","2020-11-30","True" "tcm:526-659514","US and global cycles still maturing","Article:Viewpoints","While the risk of a US recession remains low, late cycle pressures are on the rise.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/nov_bcu_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/business-cycle-update-nov-2018","","","US, global cycles still maturing","While the risk of a US recession remains low, late cycle pressures are on the rise.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/nov_bcu_2018_large.jpg","[""Bonds"",""Stocks""]","[""Business Cycle Update"",""Market Analysis""]","","Market Insights","2018-11-14","","2019-11-30","True" "tcm:526-657277","Tax strategy for givers","Article:Viewpoints","The new tax laws make it worth reconsidering how you give gifts to charity.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tax_givers_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/fidelity-charitable-giving-account-tax-strategy-for-givers","","","A tax strategy for givers","The new tax laws make it worth reconsidering how you give gifts to charity.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tax_givers_2018_large.jpg","[""Exchange-Traded Funds""]","[""Idea Generation""]","","Personal Finance","2018-11-14","","2019-11-30","True" "tcm:526-161967","After-tax 401(k) to a Roth","Article:Viewpoints","After-tax money in a 401(k) can be rolled into a Roth IRA.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/after_tax_roth_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/IRS-401k-rollover-guidance","","","After-tax 401(k) to a Roth IRA","Investors can roll after-tax money in a workplace plan into a Roth IRA as long as certain rules are met.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/after_tax_roth_2018_large.jpg","[""401(k)"",""403(b)"",""Rollover IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-11-12","","2019-12-31","True" "tcm:526-655812","Make the most of savings","Article:Viewpoints","Saving in accounts with tax deferred benefit can help you get the most from your money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/long_term_savings_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/make-most-of-long-term-savings-in-your-tax-advantaged-accounts","","","Consider these accounts for saving","Supercharge your savings with tax deferral opportunities offered by HSAs, 401(k)s, and IRAs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/long_term_savings_2018_large.jpg","[""401(k)"",""Flexible Spending Account"",""Health Savings Account"",""IRA""]","[""Saving for Retirement""]","","Personal Finance","2018-11-08","","2019-12-31","True" "tcm:526-200401","When stocks drop","Article:Viewpoints","Stock market declines can be nerve-wracking, but may provide opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/buying_pullbacks_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/Buying-market-pullbacks","","","What to do when stocks drop","Stock market declines can be nerve-wracking, but may provide opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/buying_pullbacks_large_2018.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-11-08","","2019-02-27","True" "tcm:526-658133","Washington update","Article:Viewpoints","A split Congress may mean more focus on regulation and state leadership.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/nov_election_investors_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/what-election-may-mean-for-investors","","","Investors and the election","A split Congress may mean regulatory changes and state leadership.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/nov_election_investors_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-11-07","","2019-11-30","True" "tcm:526-399804","A game plan for market corrections","Article:Viewpoints","Stocks have fallen from their recent peak, but it's not time to panic.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/navigating_pullbacksl_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/ready-for-stock-market-correction","","","A game plan for market corrections","Stocks have fallen from their recent peak, but it's not time to panic.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/navigating_pullbacksl_2018_large.jpg","","[""Investing Strategies""]","","Investing Ideas","2018-11-05","2018-02-06","2019-08-31","True" "tcm:526-253823","Start a business after 50","Article:Viewpoints","See how a hard-working Clevelander reinvented herself.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/startbiz_after_50_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/starting-a-business-after-the-age-of-50","","","Starting a business after age 50","See how a Clevelander tapped her passions to start a new business—and kept up her retirement savings.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/startbiz_after_50_2018_large.jpg","[""Retirement Accounts"",""SEP IRA"",""SIMPLE IRA"",""Small Business Retirement""]","[""Financial Planning""]","","Personal Finance","2018-11-02","","2020-10-31","True" "tcm:526-385345","The 3 A's of saving","Article:Viewpoints","Amount, Account, and Asset mix are important when saving for retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/3As_saving_2018_medium2.jpg","","https://www.fidelity.com/viewpoints/retirement/successful-saving","","","The 3 A's of successful saving","Amount, Account, and Asset mix are important when saving for retirement","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/3As_saving_2018_large2.jpg","[""IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-11-01","","2019-09-30","True" "tcm:526-234275","ETF commission tips","Article:Viewpoints","You should consider commissions when trading exchange-traded funds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_commissions_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/commission-free-ETFs","","","ETF commission tips","You should consider commissions when trading exchange-traded funds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_commissions_2018_large.jpg","[""Brokerage"",""Exchange-Traded Funds"",""Mobile"",""Options"",""Stocks""]","[""Idea Generation""]","","Active Investor","2018-11-01","","2019-11-30","True" "tcm:526-257395","Special needs estate plan","Article:Viewpoints","Prepare a financial legacy suited to beneficiaries with special needs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/EP_special_needs_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-special-needs","","","Planning for special needs dependents","If you have a beneficiary with special needs, a unique plan can help protect their financial future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/EP_special_needs_2018_large.jpg","[""Estate Account"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2018-10-31","","2019-10-30","True" "tcm:526-652872","Behind the pullback","Article:Viewpoints","Slowing earnings growth and rising rates triggered a sell-off.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/market_pullback_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-pullback-selloff-october-2018","","","Behind the market pullback","Slowing earnings growth and rising rates triggered triggered a sell-off.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/market_pullback_2018_large.jpg","[""Emerging Markets"",""International Stocks"",""Stocks""]","[""Economic Insight"",""Markets""]","","Market Insights","2018-10-31","","2019-10-31","True" "tcm:526-655985","Bond market outlook","Article:Viewpoints","Bond opportunities exist as interest rates rise and stocks turn volatile.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/change_weather_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/bond-market-update-october-2018","","","Bond market outlook","Fixed income may grow increasingly attractive as interest rates rise and stock volatility increases.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/change_weather_2018_large.jpg","[""Bonds"",""Corporate Bonds"",""Fixed Income"",""International Bonds"",""Treasury Bonds""]","[""Investing in Bonds""]","","Market Insights","2018-10-31","","2019-10-31","True" "tcm:526-655721","Finding opportunities despite volatility","Article:Viewpoints","Here's where our managers are investing as markets turn choppy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/market_vol_2018_medium_ver2.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/investing-in-volatile-markets","","","Finding opportunities despite volatility","Here's where our managers are investing as markets turn choppy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/market_vol_2018_large_ver2.jpg","[""Domestic Stocks"",""Energy Sector"",""Sector Funds"",""Sectors"",""Stocks""]","","","Investing Ideas","2018-10-26","","2019-10-30","True" "tcm:526-404147","How to pick a fund","Article:Viewpoints","Category, performance and cost can help you narrow down your choices.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/pick_mutual_fund_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/picking-a-mutual-fund","","","How to pick a mutual fund","Category, performance, and cost can help you narrow down your choices.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/pick_mutual_fund_2018_large.jpg","[""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","2018-10-25","","2019-10-31","True" "tcm:526-635549","Roth IRA conversions","Article:Viewpoints","Taxes, costs, and timing play a role as you consider a Roth conversion.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/Roth_IRA_after50_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/roth-ira-conversion-after-50","","","7 things about Roth IRA conversions","Keep taxes, costs, and your retirement time horizon in mind when considering a Roth IRA conversion.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/Roth_IRA_after50_large_2018.jpg","[""IRA"",""Roth IRA""]","[""Required Minimum Distributions""]","","Retirement","2018-10-23","","2019-10-15","True" "tcm:526-401530","What kind of mortgage?","Article:Viewpoints","Not all home loans are the same—one type of mortgage may be better for your situation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/pick_mortgage_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/picking-mortgage","","","Which home loan is best for me?","Picking the right mortgage for your situation could save you money in the long run.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/pick_mortgage_2018_large.jpg","[""Cash Management"",""Cash Management Tools""]","[""Home Buying""]","","Personal Finance","2018-10-22","","2019-11-30","True" "tcm:526-234152","Tips from super savers","Article:Viewpoints","Young super savers learned the secret of saving early. Here's what they do differently from everyone else.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/super_savers_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/saving-tips-from-super-savers","","","Tips from super savers","Young super savers learned the secret of saving early. Here's what they do differently from everyone else.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/super_savers_2018_large.jpg","[""401(k)"",""Health Savings Account"",""IRA""]","[""Saving and Spending""]","","Personal Finance","2018-10-18","2017-06-11","2019-10-31","True" "tcm:526-654003","ETF fund flows strengthen","Article:Viewpoints","Fund flows returned to levels reached during 2017’s record-setting pace.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_Q3_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/ETF-flows-Q3-2018","","","ETF funds regain their mojo","Fund flows returned to levels reached during 2017’s record-setting pace.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_Q3_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Exchange-Traded Funds"",""Stocks""]","[""Idea Generation"",""Trading""]","","Active Investor","2018-10-18","","2019-10-30","True" "tcm:526-651534","Investing now in AI","Article:Viewpoints","Artificial intelligence is already creating investment opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/investing_AI_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/investing-in-ai","","","Investing in the intelligent future","Artificial intelligence is already being put to use by companies. Here’s how you can invest in it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/investing_AI_2018_large.jpg","[""401(k)"",""Health Savings Account"",""IRA"",""Mutual Funds"",""Roth IRA""]","[""Saving and Spending""]","","Investing Ideas","2018-10-17","","2019-10-10","True" "tcm:526-653510","Tax-savvy withdrawal strategies","Article:Viewpoints","Consider a simple withdrawal strategy to help reduce taxes on retirement income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/Tax_efficient_withdrawals_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/tax-savvy-withdrawals","","","Tax-savvy withdrawal strategies","Consider a simple withdrawal strategy to spread out income over your retirement and potentially help reduce taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/Tax_efficient_withdrawals_2018_large.jpg","[""Brokerage"",""IRA"",""Roth IRA""]","[""Taxes"",""Wealth Planning""]","","Retirement","2018-10-17","","2020-09-30","True" "tcm:526-85369","3 healthy habits for HSAs","Article:Viewpoints","See 3 easy ways to make the most of your HSA—now and into your retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/healthy_habits_HSAs_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/hsa-healthy-habits","","","3 healthy habits for HSAs","Take advantage of 3 easy ways to make the most of your HSA—now and into your retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/healthy_habits_HSAs_2018_large.jpg","[""401(k)"",""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2018-10-15","","2019-12-31","True" "tcm:526-200773","Short and open interest","Article:Viewpoints","Short interest helps assess stock sentiment; open interest, an option's volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/short_interest_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/using-open-and-short-interest","","","Short and open interest","Short interest helps assess stock sentiment; open interest, an option's volatility","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/short_interest_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-10-11","2017-09-12","2020-12-31","True" "tcm:526-631265","Quarterly market update","Article:Viewpoints","The US economy stays strong, but the cycle is becoming more mature.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/QMU_Q4_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/quarterly-market-update-Q4-2018","","","Quarterly market update: Q4 2018","The US economy stays strong into Q4, but the cycle is becoming more mature as the Fed tightens.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/QMU_Q4_2018_large.jpg","","[""Market Analysis""]","","Market Insights","2018-10-10","2018-07-10","2019-10-31","True" "tcm:526-248966","Are your online accounts safe?","Article:Viewpoints","Learn how to improve your defenses against the most common threats to your online security.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/cybercrime_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/target-for-cybercrime","","","Are your online accounts safe?","Learn how to improve your defenses against the most common threats to your online security.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/cybercrime_2018_large.jpg","","[""Online Security"",""Wealth Planning""]","","Wealth Management","2018-10-10","","2019-12-31","True" "tcm:526-93699","Tax-loss harvesting","Article:Viewpoints","This strategy can help reduce taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tax_loss_harvesting_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/tax-loss-harvesting","","","Cut taxes with investment losses","The silver lining to investment losses is potentially off-setting taxes from gains.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tax_loss_harvesting_2018_large.jpg","[""Bonds"",""Mutual Funds"",""Stocks""]","[""Taxes"",""Wealth Planning""]","","Personal Finance","2018-10-10","2017-08-08","2019-06-30","True" "tcm:526-224542","Public health exchanges","Article:Viewpoints","Here are 6 key questions about health insurance options to consider by Dec. 15.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/healthcare_exchange_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/public-health-exchanges","","","Public health exchanges","Nearly 12 million Americans opt for public exchanges. Here are 6 key questions to help you decide by December 15th.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/healthcare_exchange_2018_large.jpg","[""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2018-10-10","","2019-12-31","True" "tcm:526-394291","Boost financial health","Article:Viewpoints","Life events affect well-being across 4 areas—including money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/Running_Girl_535_220.jpg","","https://www.fidelity.com/viewpoints/personal-finance/life-events-well-being","","","Boost your financial health","Life events affect well-being across 4 areas—including money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/Running_Girl_727_285.jpg","","[""Health Care & Wellness""]","","Personal Finance","2018-10-04","","2019-09-30","True" "tcm:526-195392","Rent or buy a home?","Article:Viewpoints","Sometimes renting may make more sense for your finances and circumstances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/rent_or_buy_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/rent-vs-buy","","","Should I buy a home or rent?","Buying has perks but renting lets you skip many expenses and you can more easily move when you want.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/rent_or_buy_2018_large.jpg","[""Cash Management""]","[""Home Buying""]","","Personal Finance","2018-10-03","","2019-09-30","True" "tcm:526-64090","Options strategy: strangle","Article:Viewpoints","The long strangle is a strategy designed to profit when you expect a big move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_volatility_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/strangle-options-strategy","","","Trading volatility with options","The long strangle is a strategy designed to profit when you expect a big move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_volatility_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2018-09-28","","2020-09-30","True" "tcm:526-246125","Pay with your phone","Article:Viewpoints","Paying with your smartphone can be more secure than using a card.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/digital_wallet_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/digital-wallet","","","Pay with your smartphone","Consumers and retailers aren't widely embracing mobile payments yet—but they may soon. Here's why.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/digital_wallet_2018_large.jpg","[""Credit Cards""]","[""Credit""]","","Personal Finance","2018-09-27","2016-08-03","2019-09-30","True" "tcm:526-401073","M+A and you","Article:Viewpoints","It can be good to own the stock of a company that gets bought.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/mergers_acquisitions_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/mergers-and-acquisitions","","","How M&A can impact you","It can be good to own the stock of a company that gets bought.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/mergers_acquisitions_2018_large.jpg","[""Stocks""]","[""Idea Generation""]","","Active Investor","2018-09-27","","2019-10-30","True" "tcm:526-54460","Why asset location matters","Article:Viewpoints","Find out why choosing the right account may help you keep more of your investing gains.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/asset_location_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/asset-location-lower-taxes","","","Why asset location matters","Find out why choosing the right account may help you keep more of your investing gains.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/asset_location_2018_large.jpg","[""401(k)"",""403(b)"",""IRA"",""Managed Accounts"",""Retirement Accounts""]","[""Taxes""]","","Investing Ideas","2018-09-26","2016-06-27","2019-12-30","True" "tcm:526-647708","Meet the new GICS","Article:Viewpoints","Changes to widely used stock categories may have implications for investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/sectors_shifting_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/changes-to-GICS-2018","","","Industry sector changes: What to know","Changes to a widely used system for categorizing stocks may have implications for sector-focused investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/sectors_shifting_2018_large.jpg","[""Consumer Discretionary Sector"",""Dividend-Paying Stocks"",""Domestic Stocks"",""Information Technology Sector"",""Sector Funds"",""Sectors"",""Stocks""]","[""Investing in Sectors""]","","Market Insights","2018-09-26","","2019-09-19","True" "tcm:526-648103","More rate hikes ahead?","Article:Viewpoints","The market may be underestimating the number of rate hikes ahead in this cycle.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/fed_rate_hikes_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/potential-rate-hikes-ahead","","","More rate hikes ahead?","The market may be underestimating the number of rate hikes ahead in this cycle.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/fed_rate_hikes_2018_large.jpg","[""Emerging Markets"",""International Stocks"",""Stocks""]","[""Economic Insight"",""Markets""]","","Market Insights","2018-09-26","","2019-09-30","True" "tcm:526-243447","How to tackle health events","Article:Viewpoints","To help mobilize a family after a major health event, put a team together and ask these 5 questions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/health_crisis_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/prepare-for-health-events","","","How to tackle health events","To help mobilize a family after a major health event, put a team together and ask these 5 questions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/health_crisis_2018_large.jpg","[""Estate Account"",""Long-Term Care Insurance"",""Trusts""]","[""Elderly Parent"",""Family Conversations""]","","Wealth Management","2018-09-25","2016-07-13","2019-07-30","True" "tcm:526-252290","Benefits enrollment tips","Article:Viewpoints","Learn how to make better health and wealth decisions during open enrollment.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/employee_benefits_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/benefits-enrollment-tips","","","6 tips for benefits enrollment","Learn how to make better health and wealth decisions during open enrollment.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/employee_benefits_2018_large.jpg","[""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2018-09-24","2016-09-20","2019-11-30","True" "tcm:526-645538","September business cycle update","Article:Viewpoints","Growth continues, but with evidence of slowing momentum.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/sept_BCU_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/business-cycle-update-september-2018","","","September business cycle update","US economic growth remains healthy, but late-cycle pressures have recently been rising globally.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/sept_BCU_2018_large.jpg","[""Bonds"",""Stocks""]","[""Business Cycle Update"",""Market Analysis""]","","Market Insights","2018-09-20","","2019-09-30","True" "tcm:526-156197","Shop smart for index funds, ETFs","Article:Viewpoints","Here are 5 key costs to consider when checking out index funds and ETFs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/shop_ETFs_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/how-to-shop-smart","","","Shop smart for index funds, ETFs","Here are 5 key costs to consider when checking out passive investments.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/shop_ETFs_2018_large.jpg","[""Exchange-Traded Funds"",""Exchange-Traded Notes"",""Index Funds""]","[""Investing Strategies""]","","Investing Ideas","2018-09-19","","2019-09-30","True" "tcm:526-400052","Disaster relief help","Article:Viewpoints","See tips for making disaster relief a part of your charitable giving plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/disaster_relief_2019_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/how-to-help-with-disaster-relief","","","Helping with disaster relief","See tips for making disaster relief a component of your overall charitable giving plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/disaster_relief_2019_small.jpg","[""Charitable Giving Account""]","[""Charitable Giving""]","","Wealth Management","2018-09-17","2017-09-11","2020-03-28","True" "tcm:526-169088","How strong is the market?","Article:Viewpoints","ADX suggests the market doesn't have much strength.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/measuring_ADX_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/average-directional-index-ADX","","","How strong is the market?","Stocks are near record highs, but ADX suggests the market doesn’t have much strength.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/measuring_ADX_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-09-13","","2019-09-30","True" "tcm:526-401350","Top year-end money moves","Article:Viewpoints","Tax planning, asset protection, and knowing where you stand are all part of a successful year-end financial checkup.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/yearend_money_moves_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/yearend-financial-housekeeping","","","Savvy year-end money moves","Whether you're working or retired, review 10 financial housekeeping to-dos.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/yearend_money_moves_2018_large.jpg","[""Charitable Giving Account"",""IRA"",""Medical Insurance"",""Roth IRA""]","[""Estate Planning"",""Financial Planning""]","","Personal Finance","2018-09-13","","2019-09-30","True" "tcm:526-643935","Bond opportunities ahead","Article:Viewpoints","Where should bond investors look as economic growth continues and rates rise?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_opportunities_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/bond-market-update-september-2018","","","Bonds for a strong economy","As the economy continues to grow and interest rates rise, consider bank bonds, corporate credit and inflation-linked Treasury securities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_opportunities_2018_large.jpg","[""Bonds"",""Corporate Bonds"",""Fixed Income"",""International Bonds"",""Treasury Bonds""]","[""Investing in Bonds""]","","Market Insights","2018-09-12","","2019-09-30","True" "tcm:526-74904","Minimum volatility ETFs","Article:Viewpoints","Concerned about the market? Min vol ETFs might be worth considering.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETFs_volatility_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/minimum-volatility-ETFs","","","Minimum volatility ETFs","Concerned about the market? Min vol ETFs might be worth considering.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETFs_volatility_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Exchange-Traded Funds""]","[""Idea Generation""]","","Active Investor","2018-09-06","2013-07-21","2019-09-30","True" "tcm:526-389688","Pay student loans faster","Article:Viewpoints","Making extra payments and refinancing student loans are key.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/pay_off_student_loans_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/pay-off-student-loans-faster","","","Pay off student loans faster","Making extra payments and refinancing student loans can work to your benefit.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/pay_off_student_loans_2018_large.jpg","[""Cash Management""]","[""Saving and Spending""]","","Personal Finance","2018-08-31","2017-07-10","2019-08-31","True" "tcm:526-154871","Leveraged covered call","Article:Viewpoints","Generate the same profit potential as a covered call, without owning the underlying stock.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/leveraged_covered_call_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/leveraged-covered-call","","","Using a leveraged cover call option","A leveraged covered call doesn't require owning the stock.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/leveraged_covered_call_2018_large.jpg","[""Active Trader Pro"",""Options"",""Stocks""]","[""Trading""]","","Active Investor","2018-08-31","2014-10-20","2020-08-30","True" "tcm:526-181967","IV and options","Article:Viewpoints","IV can help you get the market's best guess for volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/iv_options_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/implied-volatility","","","An IV for your options strategy","Implied volatility can help you get the market’s best guess for volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/iv_options_2018_large.jpg","[""Active Trader Pro""]","[""Trading""]","","Active Investor","2018-08-30","2015-05-17","2020-08-30","True" "tcm:526-148389","Rebalancing investments","Article:Viewpoints","Even in a strong market, periodically evaluate risks and returns.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/rebalance_mix_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/time-to-rebalance","","","Rebalancing your investments","Even during a strong stock market, you should periodically evaluate risks and returns.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/rebalance_mix_2018_large.jpg","[""Managed Accounts"",""Retirement Accounts""]","[""Investing Strategies""]","","Investing Ideas","2018-08-29","","2019-08-31","True" "tcm:526-380297","Traveling abroad?","Article:Viewpoints","Stick to these tips, for your credit and debit card.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/credit_card_int_travel_2018_medium.jpg","","https://www.fidelity.com/viewpoints/financial-basics/credit-and-debit-card-tips-for-travel","","","Tips for traveling abroad","Before you go away on vacation, be sure you know how to use your credit and debit cards wisely.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/credit_card_int_travel_2018_large.jpg","[""Credit Cards""]","[""Credit""]","","Financial Basics","2018-08-29","","2019-08-31","True" "tcm:526-641167","It's EM crunch time","Article:Viewpoints","The Fed has quelled emerging markets turmoil before but it may not this time.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/crunch_time_emerging_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/emerging-markets-crunch-time","","","Crunch time for emerging markets","The Fed has played a key role in ending past routs in emerging markets. That may not happen this time.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/crunch_time_emerging_2018_large.jpg","[""Emerging Markets"",""International Stocks"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-08-29","","2019-08-29","True" "tcm:526-639794","What's next for tech?","Article:Viewpoints","Our portfolio managers see reasons tech may continue outperforming the market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tech_stocks_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/can-tech-stocks-keep-leading","","","What's next for tech stocks?","Technology has outperformed the market over the past year and our portfolio managers see reasons that may continue.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tech_stocks_2018_large.jpg","[""Domestic Stocks"",""Exchange-Traded Funds"",""Information Technology Sector""]","[""Investing in Stocks""]","","Investing Ideas","2018-08-29","","2019-08-31","True" "tcm:526-175791","Will your money last in retirement?","Article:Viewpoints","As a rule of thumb, withdraw no more than 4% to 5% from savings in the first year of retirement—then adjust for inflation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/make_savings_last_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/how-long-will-savings-last","","","How can I make my savings last?","Withdraw no more than 4% to 5% from savings in the first year of retirement—then adjust for inflation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/make_savings_last_2018_large.jpg","[""Annuities"",""Asset Allocation Funds""]","[""Living in Retirement""]","","Retirement","2018-08-27","","2019-08-31","True" "tcm:526-248531","5 college saving tips","Article:Viewpoints","Save early and often for a child's education.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/save_for_college_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/college-savings-lessons","","","5 tips for college savings","Saving for college can take a long time and a lot of money. Here's how to make it a little easier.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/save_for_college_2018_large.jpg","[""529 Plan"",""UGMA/UTMA""]","[""College Planning""]","","Personal Finance","2018-08-27","","2019-08-31","True" "tcm:526-206362","5 common annuity myths","Article:Viewpoints","Dispelling myths about annuities can reveal unique investment solutions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/annuity_myths_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/facts-about-annuities","","","5 common annuity myths dispelled","Dispelling myths about annuities can open the door to many unique investment solutions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/annuity_myths_large_2018.jpg","[""Annuities"",""Retirement Accounts""]","[""Getting Ready to Retire""]","","Retirement","2018-08-23","2015-10-20","2019-12-31","True" "tcm:526-640041","Stock ideas","Article:Viewpoints","Finding opportunities amid trade disputes and other developments.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stock_ideas_new_world_2018_large.jpg","","https://www.fidelity.com/viewpoints/active-investor/stock-ideas-2018","","","Stock ideas in a changing world","Amid trade disputes and other evolving investment dynamics, here’s a stock screen to help find new ideas.","","[""Exchange-Traded Funds""]","[""Idea Generation""]","","Active Investor","2018-08-23","","2019-08-31","True" "tcm:526-639586","BCU: Under pressure","Article:Viewpoints","Late-cycle pressures emerge for US, global business cycles.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/BCU_aug_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/business-cycle-update-july-2018","","","Late-cycle pressure on the rise","US economic growth stays healthy, but the global business cycle is maturing.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/BCU_aug_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-08-21","","2019-02-28","True" "tcm:526-208086","How much do I need to retire?","Article:Viewpoints","Learn how much you may need to save before retirement, plus milestones along the way.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/save_for_retirement_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/how-much-do-i-need-to-retire","","","How much do I need to retire?","Learn how much you may need to save before retirement, plus milestones along the way.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/save_for_retirement_2018_large.jpg","[""401(k)"",""403(b)"",""457"",""IRA""]","[""Saving for Retirement""]","","Retirement","2018-08-21","2015-11-03","2019-09-30","True" "tcm:526-638265","Taxes on Social Security","Article:Viewpoints","Learn how to reduce taxes on your Social Security benefit.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/SS_taxes_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/taxes-on-social-security","","","How to cut taxes on your Social Security","More than 50% of Americans pay taxes on their benefits. Learn about ways to pare those taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/SS_taxes_2018_large.jpg","[""401(k)"",""403(b)"",""Retirement Accounts"",""Roth IRA""]","[""Social Security""]","","Retirement","2018-08-17","","2020-07-31","True" "tcm:526-209216","4 rules for retirement savings","Article:Viewpoints","Consider these 4 guidelines to help you on your retirement journey.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_math_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/retirement-guidelines","","","4 retirement rules of thumb","These guidelines work together to help you plan for, and live in, retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_math_2018_large.jpg","[""Annuities"",""Asset Allocation Funds""]","[""Living in Retirement""]","","Retirement","2018-08-16","2015-11-03","2019-09-30","True" "tcm:526-12167","Smart IRA withdrawal strategies","Article:Viewpoints","Answer 4 questions to help you use required minimum distributions from retirement accounts effectively.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/smart_RMDs_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/smart-ira-withdrawal-strategies","","","Smart IRA withdrawal strategies","See 4 key questions to answer to help you manage RMD spending and gifting from retirement accounts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/smart_RMDs_2018_large.jpg","[""IRA""]","[""Living in Retirement"",""Required Minimum Distributions"",""Withdrawals""]","","Retirement","2018-08-16","2016-09-27","2020-07-31","True" "tcm:526-146886","Dow days of summer","Article:Viewpoints","Dow theory suggests stocks could strengthen, but not all signs are positive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/dow_days_summer_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/dow-days-of-summer","","","Dow days of summer","Dow theory suggests stocks could strengthen, but not all signs are positive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/dow_days_summer_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-08-16","2017-07-18","2019-08-29","True" "tcm:526-208514","How much should I save for retirement?","Article:Viewpoints","Our rule of thumb: Aim to save at least 15% of your income annually—and start as soon as you can.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/how_much_to_save_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/how-much-money-should-I-save","","","How much should I save each year?","It sounds like a lot but saving at least 15% of pre-tax income each year for retirement is a good start.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/how_much_to_save_2018_large.jpg","[""401(k)"",""403(b)"",""457"",""IRA""]","[""Saving for Retirement""]","","Retirement","2018-08-16","2015-11-03","2019-09-30","True" "tcm:526-638386","4 ways to use alerts","Article:Viewpoints","Consider using alerts to stay on top of your investing strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/use_alerts_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/4-ways-to-use-alerts","","","4 ways to use investment alerts","Using alerts can keep you on top of your investing strategy while you're busy doing other things.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/use_alerts_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-08-16","","2019-08-31","True" "tcm:526-164547","Channel trading","Article:Viewpoints","Have stocks broken out of their range to reach near all-time highs?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trading_channel_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/trading-in-a-channel","","","Are stocks poised to rise?","Stocks have broken out of their range to reach near all-time highs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trading_channel_2018_large.jpg","[""Brokerage"",""Sectors"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-08-16","2015-01-12","2019-07-30","True" "tcm:526-638569","Economy: Trade tensions raise risks","Article:Viewpoints","Growth has been strong, but risks could lead to an economic ""boomerang.""","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/trade_wars_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/economic-update-trade-war","","","Economy: Trade policy risks late cycle","Growth has been strong, but trade risks could lead to an economic ""boomerang.""","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/trade_wars_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-08-15","","2019-08-31","True" "tcm:526-637761","Looking for opportunities now","Article:Viewpoints","Here's what our managers are uncovering in some overlooked corners of the market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/seeing-opportunities-_medium_2018new.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/looking-for-opportunities","","","Looking for market opportunities?","Here's a look at where our fund managers are finding opportunities in some overlooked corners of the market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/seeing-opportunities-_large_2018new.jpg","[""Bonds"",""Domestic Stocks"",""Energy Sector""]","[""Investing in Stocks""]","","Investing Ideas","2018-08-15","","2019-08-08","True" "tcm:526-124871","Know your trading orders","Article:Viewpoints","Here are a few suggestions for using orders—such as limits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stop_trading_orders_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/know-your-trading-orders","","","Know your trading orders","Here are a few suggestions for using orders—such as limits—in today’s markets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stop_trading_orders_2018_large.jpg","[""Active Trader Pro"",""Brokerage""]","[""Trading""]","","Active Investor","2018-08-06","2014-03-09","2020-06-30","True" "tcm:526-164510","Earn more on your cash","Article:Viewpoints","You may be able to earn more income than a savings account.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/more_yield_cash_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/getting-more-yield-on-cash","","","Earn more on your cash","CDs, money markets, and short-duration bonds may offer more income, but also more risk, than savings accounts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/more_yield_cash_2018_large.jpg","[""Bond Funds"",""Bonds"",""CDs"",""Cash Management"",""Money Market Funds""]","[""Investing in Bonds""]","","Investing Ideas","2018-08-02","2016-02-01","2019-12-31","True" "tcm:526-244043","9 midyear tax questions","Article:Viewpoints","Prepare now for the tax consequences of any life changes this year.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/midyear_tax_check_2018_medium2.jpg","","https://www.fidelity.com/viewpoints/personal-finance/midyear-tax-checkup","","","Midyear tax checkup","Thinking about taxes now could help you get ready for next April.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/midyear_tax_check_2018_large2.jpg","[""401(k)"",""IRA"",""Rollover IRA""]","[""Taxes""]","","Personal Finance","2018-08-01","2016-07-18","2019-07-31","True" "tcm:526-237843","Is it time to look at CDs?","Article:Viewpoints","If you've been ignoring your cash, you may be missing out on higher yields.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/time_for_cds_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/time-for-investing-in-cds","","","Is it time to look at CDs?","If you've been ignoring your cash, you might be missing out on higher yields.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/time_for_cds_2018_large.jpg","[""CDs"",""Cash Management""]","[""Investing Strategies""]","","Investing Ideas","2018-08-01","","2019-07-31","True" "tcm:526-58588","Deferred income annuities","Article:Viewpoints","Lock in retirement income years before entering retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/future_retirement_income_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/deferred-income-annuities","","","Create future retirement income","Learn how to lock in retirement income years before entering retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/future_retirement_income_2018_large.jpg","[""401(k)"",""Annuities"",""Fixed Deferred Annuities"",""IRA"",""Income Annuities""]","[""Getting Ready to Retire""]","","Retirement","2018-08-01","","2019-06-30","True" "tcm:526-14717","The bear put spread","Article:Viewpoints","Keys to this limited risk, limited reward options trading strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bear_put_spread_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/bear-put-spread","","","Bear put spread options strategy","The bear put spread can help to minimize risk and it involves less capital than simply buying a put.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bear_put_spread_2018_large.jpg","[""Options""]","[""Trading""]","","Active Investor","2018-08-01","2018-08-01","2020-08-31","True" "tcm:526-10823","The diversification guide","Article:Viewpoints","Build a solid investment strategy to help realize your goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/guide_diversification_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/guide-to-diversification","","","The guide to diversification","Build a solid investment strategy to help realize your goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/guide_diversification_2018_large.jpg","[""Bonds"",""Exchange-Traded Funds"",""Mutual Funds"",""Stocks""]","[""Investing Strategies""]","","Investing Ideas","2018-08-01","2015-06-23","2019-05-31","True" "tcm:526-60847","The bear call spread","Article:Viewpoints","This options strategy can be used in a down market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bear_call_spread_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/bear-call-spread","","","Why choose the bear call spread","A bear call spread options strategy can be used to profit in a down market while limiting your risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bear_call_spread_2018_large.jpg","[""Options""]","[""Trading""]","","Active Investor","2018-08-01","2018-08-01","2020-08-31","True" "tcm:526-184617","Encore careers","Article:Viewpoints","For some, lack of retirement savings may compel you to work after age 65.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/working_in_retirement_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/working-in-retirement","","","Thinking about an encore career?","For some, mental health and finances may depend on working after age 65. See ways to find a post-retirement job.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/working_in_retirement_2018_large.jpg","","[""Living in Retirement""]","","Retirement","2018-07-30","2015-06-03","2020-01-01","True" "tcm:526-23851","Trade by candlelight","Article:Viewpoints","Here are 5 candlestick patterns that can help you trade the market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/candlestick_update_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/trade-by-candlelight","","","Trade by candlelight","Here are 5 candlestick patterns that can help you trade the market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/candlestick_update_2018_large.jpg","[""Active Trader Pro"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-07-30","","2020-07-30","True" "tcm:526-625858","529s for K–12 tuition?","Article:Viewpoints","See why you may want to prioritize college savings over K–12 in a 529.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/529s_kthru9_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/529s-for-K12-tuition","","","Will 529s for K–12 work for you?","See why you may want to prioritize college savings over K–12 in your 529.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/529s_kthru9_2018_large.jpg","[""College Savings"",""UGMA/UTMA"",""UTMA""]","[""College Planning""]","","Personal Finance","2018-07-30","","2019-10-31","True" "tcm:526-69381","Advanced candlesticks","Article:Viewpoints","Here are more candlesticks to help forecast price moves.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trade_by_candle_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/advanced-candlestick-trading-methods","","","Advanced candlesticks","Here are a few sophisticated candlestick patterns to help forecast price moves.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trade_by_candlelight_2018_large.jpg","[""Active Trader Pro"",""Brokerage""]","[""Technical Analysis""]","","Active Investor","2018-07-26","2013-06-19","2020-07-15","True" "tcm:526-635010","Sector rankings: Tilted toward tech","Article:Viewpoints","Tech, energy, and consumer discretionary score most positive marks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/QSU_Q2_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/quarterly-sector-update-q3-2018","","","Sector rankings: Tilted toward tech","Tech, energy, and consumer discretionary score most positive marks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/QSU_Q2_2018_large.jpg","[""Brokerage"",""Information Technology Sector"",""Sector Funds"",""Sectors"",""Stocks""]","[""Investing in Stocks""]","","Investing Ideas","2018-07-25","","2019-07-31","True" "tcm:526-40469","Maximize company stock","Article:Viewpoints","A little-used IRS rule can help maximize the value of your company stock.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/company_stock_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/company-stock","","","Maximize company stock","A little-used IRS rule can help maximize the value of your company stock.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/company_stock_2018_large.jpg","[""401(k)"",""Rollover IRA"",""Stock Plans""]","[""Saving for Retirement"",""Wealth Planning""]","","Personal Finance","2018-07-23","2013-12-18","2019-04-30","True" "tcm:526-176803","3 chart tips","Article:Viewpoints","Consider the time frame, the type of chart, and a benchmark.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/tips_for_charts_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-set-up-your-charts","","","3 tips for setting up your charts","If you use charts, consider the time frame, the type of chart, and a benchmark.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/tips_for_charts_2018_large.jpg","[""Active Trader Pro"",""Brokerage""]","[""Technical Analysis""]","","Active Investor","2018-07-19","","2020-07-30","True" "tcm:526-463062","ABCs of 529 plans","Article:Viewpoints","They offer one of the biggest bangs for a college buck. Learn how to make the most of one.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/abcs_college_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/abcs-of-college-savings-plans","","","The ABCs of 529 savings plans","College costs keep going up. Learn ways to explore investment options and potential tax advantages.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/abcs_college_large_2017new.jpg","[""529 Plan"",""UGMA/UTMA"",""UTMA""]","[""Saving and Spending""]","","Personal Finance","2018-07-18","","2019-05-31","True" "tcm:526-631378","ETFs for the second half","Article:Viewpoints","Here are a few ETF ideas for your consideration.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETFs_2nd_half_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/etf-ideas-2018","","","ETFs for the second half","Looking for ETF ideas? Here are a few that might be worth your consideration.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETFs_2nd_half_2018_large.jpg","[""Exchange-Traded Funds""]","[""Idea Generation""]","","Active Investor","2018-07-13","","2019-07-30","True" "tcm:526-13122","Do you need a trust?","Article:Viewpoints","Trusts may help you do much more than potentially reduce estate taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/need-a-trust_med.jpg","","https://www.fidelity.com/viewpoints/personal-finance/trust-worthy-situation","","","Do you need a trust?","Trusts may help you do much more than potentially reduce estate taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/need-a-trust_large.jpg","[""Trusts""]","[""Wealth Planning""]","","Personal Finance","2018-07-10","","2019-03-31","True" "tcm:526-233254","5 steps to family harmony","Article:Viewpoints","See how family relationships can change by the way you talk about money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/family_harmony_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/five-indicators-of-family-harmony","","","5 steps to family harmony","Learn how your conversations around money and wealth can affect your family relationships.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/family_harmony_2018_large.jpg","[""Estate Account"",""Long-Term Care Insurance"",""Trusts""]","[""Family Conversations""]","","Personal Finance","2018-07-10","2016-04-27","2020-06-30","True" "tcm:526-35876","Protective puts","Article:Viewpoints","This options strategy is designed to limit your risk exposure.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/protect_profits_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/Protect-your-profits","","","What is a protective put?","lA protective put involves purchasing put options on the same stock.xt","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/protect_profits_2018_large.jpg","[""Active Trader Pro"",""Options""]","[""Trading""]","","Active Investor","2018-07-06","2018-01-26","2020-06-30","True" "tcm:526-221219","Options expiration date","Article:Viewpoints","This decision comes down to balancing time and cost.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/expiration_date_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/options-expiration-date","","","Options: Picking the expiration","Volatility, Greeks, and a probability calculator can help make this decision, balancing time and cost.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/expiration_date_2018_large.jpg","[""OptionTrader Pro"",""Options""]","[""Trading""]","","Active Investor","2018-07-05","2016-01-27","2020-07-30","True" "tcm:526-373317","Investing internationally","Article:Viewpoints","See how your investment mix could benefit by adding some global flavor.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/international_investing_2018_medium.jpg","","https://www.fidelity.com/viewpoints/financial-basics/investing-in-international-stocks","","","3 reasons to invest internationally","It's a big world out there—your investment mix could benefit from some global flavor.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/international_investing_2018_large.jpg","[""International Investments"",""International Stock Funds"",""International Stocks""]","[""Asset Classes""]","","Financial Basics","2018-07-05","","2019-06-28","True" "tcm:526-630137","Is it getting late for stocks?","Article:Viewpoints","Investors are watching to see the pace and magnitude of this cycle of rate hikes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_end_game_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/late-cycle-phase","","","Waiting for the end game","Investors are looking for the inflection point that could send stocks out of the recent trading range.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_end_game_2018_banner.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-07-03","","2019-06-30","True" "tcm:526-239640","Midyear money check","Article:Viewpoints","Take some time this summer to make sure your goals, investments, taxes, and insurance are on track.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/midyear_checkup_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/midyear-checkup","","","5 things to review now","Take some time this summer to make sure your goals, investments, taxes, and insurance are on track.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/midyear_checkup_2018_large.jpg","[""IRA"",""Roth IRA"",""Traditional IRA""]","[""Financial Planning""]","","Personal Finance","2018-07-02","","2019-07-31","True" "tcm:526-258965","Rolling over a 401(k)?","Article:Viewpoints","There are 4 options for a 401(k) with a former employer.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/old_401k_2018_medium.png","","https://www.fidelity.com/viewpoints/retirement/what-to-do-with-an-old-401k","","","Rollover options for an old 401(k)","There are 4 options for a 401(k) with a former employer. Learn how to find the right one for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/old_401k_2018_large.png","[""401(k)"",""IRA"",""Retirement Accounts"",""Rollover IRA""]","[""Saving for Retirement""]","","Retirement","2018-07-02","2013-01-16","2019-08-31","True" "tcm:526-387910","Saving for retirement after 70","Article:Viewpoints","Contributing to a Roth IRA or 401(k)—even after age 70—can benefit you and your heirs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/saving_retirement_after_70_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/save-for-retirement-after-70","","","Saving for retirement after 70","Contributing to a Roth IRA or 401(k)—even after age 70—can benefit you and your heirs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/saving_retirement_after_70_2018_large.jpg","[""IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-06-29","2017-06-27","2019-06-30","True" "tcm:526-376515","Active and passive","Article:Viewpoints","How a mix of both approaches can suit an investor’s preferences.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/active_passive_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/power-of-active-and-performance","","","Active and passive funds: The power of both","Active and passive funds can help create a portfolio that meets your goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/active_passive_2018_large.jpg","[""Exchange-Traded Funds"",""Index Funds"",""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","2018-06-29","2017-04-27","2019-06-30","True" "tcm:526-379317","Sustainable investing","Article:Viewpoints","Thinking about investing using environmental, social, and governance factors?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/sustainable_investing_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/strategies-for-sustainable-investing","","","Sustainable investing opportunities","Here is what you need to know about environmental, social, and governance investing.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/sustainable_investing_2018_large.jpg","[""Active Trader Pro"",""Brokerage""]","[""Idea Generation""]","","Active Investor","2018-06-27","2017-05-11","2019-09-30","True" "tcm:526-627745","What's driving auto stocks?","Article:Viewpoints","The car industry is shifting gears. Here’s what you might expect.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/auto_stocks_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/whats-driving-auto-stocks","","","What's driving auto stocks?","The car industry is shifting gears. Here's what you might expect next for auto stocks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/auto_stocks_2018_large.jpg","[""Consumer Discretionary Sector"",""Stocks""]","[""Investing Strategies"",""Investing in Stocks""]","","Investing Ideas","2018-06-27","","2019-06-30","True" "tcm:526-20946","Straddling the market","Article:Viewpoints","This options strategy can profit when you expect a big move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/straddling_opportunities_med.jpg","","https://www.fidelity.com/viewpoints/active-investor/straddling-the-market","","","Get to know straddles","When you aren't sure which direction a stock could go, you might consider an options straddle.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/straddling_opportunities_large.jpg","[""Active Trader Pro"",""Options""]","[""Trading""]","","Active Investor","2018-06-27","","2020-06-30","True" "tcm:526-264471","Keeping home and family safe","Article:Viewpoints","Learn how to identify and address common threats to your residential security.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/keep_family_safe_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/residential-security-strategies","","","Keep your home and family safe","Your interactions and conversations around money and wealth can influence your family relationships.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/keep_family_safe_2018_large.jpg","","[""Estate Planning""]","","Wealth Management","2018-06-25","","2019-12-31","True" "tcm:526-25722","Get to know the Greeks","Article:Viewpoints","Use these tools to help assess risk and enhance your options trading proficiency.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/know-the-greeks_med_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/know-the-Greeks","","","Get to know the Greeks","Use these tools to enhance your options trading proficiency.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/know-the-greeks_large_2018.jpg","[""Active Trader Pro"",""Options""]","[""Trading""]","","Active Investor","2018-06-25","","2020-06-30","True" "tcm:526-102321","IPOs: What to know","Article:Viewpoints","IPOs continue to entice some investors. But exercise caution.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/IPOs_needtoknow_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/IPO-opportunities","","","IPOs: What you need to know","IPOs continue to entice some investors. But exercise caution.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/IPOs_needtoknow_2018_large.jpg","[""Active Trader Pro"",""Brokerage""]","[""Idea Generation""]","","Active Investor","2018-06-21","","2019-05-30","True" "tcm:526-138372","3 reasons for stocks","Article:Viewpoints","Including stocks in your investment mix can help your money grow.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/3reasons_for_stocks_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/why-you-need-stocks","","","3 reasons to invest in stocks","Investing in stocks could help you hit far-off goals like retirement. Find out how.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/3reasons_for_stocks_2018_large.jpg","","[""Investing Strategies""]","","Retirement","2018-06-21","","2019-06-30","True" "tcm:526-162946","The basics of call options","Article:Viewpoints","A call option lets you to control the same amount of stock with less money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/buying_calls_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-buy-calls","","","Here is how to buy call options","A call option lets you to control the same amount of stock with less money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/buying_calls_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stock Options"",""Stocks""]","[""Trading""]","","Active Investor","2018-06-21","","2019-07-31","True" "tcm:526-237931","5 steps to an estate plan","Article:Viewpoints","See ways to help you save on taxes and protect your assets and privacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/EP_5_steps_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-made-easy","","","5 steps to create an estate plan","See how managing crucial estate decisions can help you save on taxes and protect your assets and privacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/EP_5_steps_2018_large.jpg","[""Estate Account"",""Permanent Life Insurance"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2018-06-20","2016-05-23","2020-05-31","True" "tcm:526-51078","Selling options","Article:Viewpoints","Here's a look at how to sell calls and puts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/selling_calls_and_puts_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/selling-options","","","Selling options for income","Selling options is a strategy designed to generate current income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/selling_calls_and_puts_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2018-06-20","2013-01-09","2020-06-30","True" "tcm:526-626401","Business cycle update","Article:Viewpoints","Low risk of US recession, global monetary policy tightening.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/BCU_june_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/business-cycle-update-june-2018","","","June business cycle update","Low risk of US recession and global monetary policy tightening may result in higher volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/BCU_june_2018_large.jpg","[""Bonds"",""Stocks""]","[""Business Cycle Update"",""Market Analysis""]","","Market Insights","2018-06-19","","2019-06-30","True" "tcm:526-45243","Options: butterfly spread","Article:Viewpoints","This limited-risk options strategy can help you manage volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trade_butterfly_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/trade-like-butterfly","","","Keys to the butterfly spread","A butterfly spread is a limited-risk, limited-reward, low volatility advanced option strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trade_butterfly_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2018-06-18","","2020-06-30","True" "tcm:526-12177","1-income families","Article:Viewpoints","Running a family with 1 income takes some planning.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/one_income_family_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/living-on-one-income","","","Finances for 1-income families","Keep a close eye on spending, insurance, and retirement savings when moving from 2 incomes to 1.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/one_income_family_2018_large.jpg","[""IRA"",""Roth IRA""]","[""Financial Planning""]","","Personal Finance","2018-06-18","","2019-08-31","True" "tcm:526-234433","Retirement withdrawals","Article:Viewpoints","Learn tax-smart ways to help you reduce taxes on withdrawals in retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/withdraw_retirement_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/taxes-and-retirement-savings","","","Smart retirement withdrawals tips","Learn tax-smart strategies designed to help you reduce taxes on withdrawals in retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/withdraw_retirement_2018_large.jpg","[""IRA"",""Roth 401(k)"",""Roth IRA"",""Traditional IRA""]","[""Living in Retirement"",""Required Minimum Distributions""]","","Retirement","2018-06-14","","2019-06-30","True" "tcm:526-371993","Retiree travel tips","Article:Viewpoints","How to plan ahead for health concerns and avoid common travel pitfalls.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retiree_travel_tips_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/retiree-travel-habits","","","Retiree travel tips","How to plan ahead for health concerns and avoid common travel pitfalls.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retiree_travel_tips_2018_large.jpg","[""Medical Insurance""]","[""Living in Retirement""]","","Personal Finance","2018-06-14","2017-04-06","2019-06-30","True" "tcm:526-180710","Pump up the volume","Article:Viewpoints","Here's what market volume says about stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/turn_up_volume_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/stock-volume","","","Pump up the volume","Here's what the market's volume says about stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/turn_up_volume_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-06-14","","2019-07-30","True" "tcm:526-625934","Tariffs and you","Article:Viewpoints","Fidelity expert explains why Trump's tariff talk has investors so worried.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/trump_tariff_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/what-tariffs-really-mean-for-investors","","","What tariffs really mean to investors","They're another sign that globalization has passed its peak, says Fidelity expert Dirk Hofschire.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/trump_tariff_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-06-13","","2019-06-30","True" "tcm:526-285740","Trading guide","Article:Viewpoints","How to get started, find ideas, plan for a trade, place it, and monitor.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/guide_to_trading_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/trading-guide-managing-investment-risks-and-opportunities","","","5-step trading guide","How to get started, generate ideas, plan and place a trade, and monitor it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/guide_to_trading_2018_large.jpg","[""Active Trader Pro"",""Brokerage""]","[""Trading""]","","Active Investor","2018-06-07","","2020-05-30","True" "tcm:526-22867","Social Security tips for couples","Article:Viewpoints","See 3 ways that may help married couples boost their lifetime benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/ss_tips_couples_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-tips-for-couples","","","Social Security tips for couples","See 3 ways that may help married couples boost their lifetime benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/ss_tips_couples_large_2018.jpg","[""401(k)"",""403(b)"",""Retirement Accounts""]","[""Living in Retirement"",""Social Security""]","","Retirement","2018-06-07","2014-05-20","2019-07-30","True" "tcm:526-16645","6 reasons to consider a trust","Article:Viewpoints","Find out how trusts can help you control your assets and build a legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/consider_a_trus_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/reasons-to-consider-a-trust","","","6 reasons to consider a trust","Find out how trusts can help you control your assets and build a legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/consider_a_trus_large_2018.jpg","[""Trusts""]","[""Wealth Planning""]","","Personal Finance","2018-06-06","2017-01-26","2019-03-31","True" "tcm:526-12195","Layered life insurance","Article:Viewpoints","Why a mix of group and individual life insurance policies may be a smart choice.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/layered_life_2018_medium.png","","https://www.fidelity.com/viewpoints/layered-life-insurance","","","Learn about layered life insurance","See how a mix of group and individual life insurance policies may be a smart choice.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/layered_life_2018_large.png","[""Term Life Insurance"",""Universal Life Insurance""]","[""Insurance"",""Wealth Planning""]","","Viewpoints","2018-06-05","2017-03-16","2019-04-15","True" "tcm:526-26818","Consolidate and conquer","Article:Viewpoints","Consolidating accounts at one firm can save you time and money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/consolidate_accounts_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/consolidate-and-conquer","","","4 reasons to consolidate accounts","Consolidating accounts at one firm may help you track tax opportunities, reduce fees and plan more effectively.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/consolidate_accounts_2018_large.jpg","[""401(k)"",""IRA"",""Retirement Accounts"",""Rollover IRA""]","[""Financial Planning"",""Investing Strategies"",""Saving for Retirement""]","","Retirement","2018-06-01","2013-05-29","2019-03-31","True" "tcm:526-231327","A graduate’s guide to money","Article:Viewpoints","It's critical to learn money basics before you make a misstep. Learn how to get taxes, debt, and savings right, early.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/grads_guide_money_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/grads-guide-to-money","","","A graduate’s guide to money","It's critical to learn money basics before you make a misstep. Learn how to get taxes, debt, and savings right, early.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/grad_guide_May22_alt727x285.jpg","[""Cash Management"",""Credit Cards"",""IRA""]","[""Saving and Spending""]","","Personal Finance","2018-05-30","2018-01-30","2019-03-30","True" "tcm:526-271958","Find your estate planner","Article:Viewpoints","See tips on how to select an estate planning attorney.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/estate_planning_attorney_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/finding-an-estate-planning-attorney","","","Finding an estate planning attorney","See tips on how to select an estate planning attorney that can meet your specific needs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/estate_planning_attorney_2018_large.jpg","[""Estate Account"",""Permanent Life Insurance"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2018-05-25","2018-05-25","2020-05-31","True" "tcm:526-208504","Simplify and save","Article:Viewpoints","Look for ways to save on fees and earn more on your money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/simplify_and_save_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-to-save-more","","","Simplify your finances and save","Minimizing fees and maximizing rewards could help your bottom line.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/simplify_and_save_2018_large.jpg","[""Cash Management"",""Credit Cards""]","[""Saving and Spending""]","","Personal Finance","2018-05-25","","2019-08-31","True" "tcm:526-186790","Penny stocks","Article:Viewpoints","Are you considering penny stocks? Here is what you need to know.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trading_penny_stocks_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/trading-penny-stocks","","","Trading penny stocks can be a big risk","Are you considering penny stocks? Here is what you need to know.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trading_penny_stocks_large_2018.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-05-25","2017-08-22","2020-05-30","True" "tcm:526-10840","Surviving spouse IRA","Article:Viewpoints","Know the IRA inheritance rules to avoid paying higher taxes or forfeiting growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/surviving_spouse_IRA_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/surviving-spouse-IRA","","","Inheriting an IRA? Know the rules","If you are the surviving spouse of an IRA owner, learn how to avoid paying higher taxes or forfeiting growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/surviving_spouse_IRA_2018_large.jpg","[""Inherited IRA"",""Rollover IRA""]","[""Estate Planning""]","","Retirement","2018-05-25","","2019-12-31","True" "tcm:526-136917","Roth IRA conversions","Article:Viewpoints","Taxes, costs, and timing play a role as you consider a Roth conversion.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/Roth_IRA_after50_medium_2018.jpg","","","","","8 things about Roth IRA conversions","Keep taxes, costs, and your retirement time horizon in mind when considering a Roth IRA conversion.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/Roth_IRA_after50_large_2018.jpg","[""IRA"",""Roth IRA""]","[""Required Minimum Distributions""]","","Viewpoints","2018-05-24","","2019-10-15","True" "tcm:526-173866","5 ETF myths debunked","Article:Viewpoints","Aspects of ETFs can be misunderstood, such as costs, dividends, and taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_facts_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/etf-myths","","","5 ETF myths debunked","Aspects of ETFs can be misunderstood, such as their costs, dividends, and taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_facts_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Exchange-Traded Products""]","[""Idea Generation""]","","Active Investor","2018-05-24","2015-03-26","2019-05-30","True" "tcm:526-621936","5 family engagement rules","Article:Viewpoints","See ways to strengthen family relationships throughout your financial life.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/family_engagement_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/5-rules-of-family-engagement","","","5 family engagement rules of thumb","See ways to strengthen family relationships through every stage of your financial life.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/family_engagement_2018_large.jpg","[""Estate Account"",""Trusts""]","[""Family Conversations""]","","Wealth Management","2018-05-21","2018-05-21","2020-05-31","True" "tcm:526-622077","Focus on liquidity","Article:Viewpoints","Earnings balance high valuations, but it's all about financial conditions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_liquidity_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/investment-earnings-and-liquidity","","","Focus on liquidity","It's all about earnings and liquidity which together drive stock valuations.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_liquidity_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-05-21","","2019-05-31","True" "tcm:526-375091","International myths","Article:Viewpoints","Common misconceptions about international investments could be costly.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/international_myths_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/international-investing-myths","","","International investing myths","If you hold any of these common misconceptions about international investments, it could cost you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/international_myths_2018_large.jpg","[""Emerging Markets"",""International Stock Funds"",""International Stocks"",""Mutual Funds""]","[""Investing in Stocks""]","","Investing Ideas","2018-05-18","","2019-04-30","True" "tcm:526-254800","Options tips from pros","Article:Viewpoints","Factor in volatitilty. Consider dividends. Manage your risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_pro_tips_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/options-tips","","","Options tips from pros","Factor in the potential impact of volatility. Consider dividends. Manage your risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_pro_tips_2018_large.jpg","[""Options""]","[""Trading""]","","Active Investor","2018-05-16","","2019-05-30","True" "tcm:526-275987","Try to save 1% more","Article:Viewpoints","Saving just a little bit more now can have a big impact on your savings in the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/1_percent_more_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/save-more","","","How to save more","Saving just a little bit more now can have a big impact on your savings in the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/1_percent_more_2018_large.jpg","[""401(k)"",""403(b)"",""457"",""IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-05-15","","2019-06-30","True" "tcm:526-620837","Paying off student loans","Article:Viewpoints","Borrowers with federal student loans have several repayment plan options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/student_loans_2018_medium.jpg","","https://www.fidelity.com/viewpoints/financial-basics/student-loan-repayment-plans","","","Student loan repayment options","Borrowers with federal student loans have several repayment plans to choose from.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/student_loans_2018_large.jpg","[""Cash Management""]","[""Student Loans""]","","Financial Basics","2018-05-15","","2019-08-31","True" "tcm:526-172779","Trading a sideways market","Article:Viewpoints","Here's what the stochastic indicator says about stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stochastics_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/trading-with-stochastics","","","Trading in a sideways market","Stochastics can generate buy and sell signals. Here's what it says about stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stochastics_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-05-10","2015-03-18","2019-05-31","True" "tcm:526-232206","Borrowing basics","Article:Viewpoints","Get the basics on mortgages, car loans, student loans, and credit cards.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/types_of_debt_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/learn-about-types-of-debt","","","Pros and cons of debt","Some borrowing is necessary and can be beneficial, but think carefully about how much debt is too much for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/types_of_debt_2018_large.jpg","[""Cash Management"",""Credit Cards""]","[""Credit""]","","Personal Finance","2018-05-10","2016-04-18","2019-07-10","True" "tcm:526-244935","Estate plan pitfalls to avoid","Article:Viewpoints","Review your estate plan regularly to ensure it meets your needs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/dust_off_estate_plan_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-common-pitfalls","","","Estate plan pitfalls to avoid","Review regularly to ensure that it continues to meet your needs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/dust_off_estate_plan_2018_large.jpg","[""Estate Account"",""Permanent Life Insurance"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2018-05-08","2016-07-25","2019-04-30","True" "tcm:526-620114","A boomerang year?","Article:Viewpoints","The US economy's tailwinds could shift to headwinds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/economic_checkinin_may_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/economic-check-in-may-2018","","","Economic check-in: A boomerang year?","The US economy's tailwinds could shift to headwinds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/economic_checkinin_may_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-05-04","","2019-05-31","True" "tcm:526-620024","Investing: consumer trends","Article:Viewpoints","There may be opportunities in experiences, travel, and gaming.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/II_consumer_trends_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/sector-investing-and-consumer-trends","","","Investing in consumer trends","There may be opportunities in experiences, travel, and gaming.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/II_consumer_trends_2018_large.jpg","[""Consumer Discretionary Sector"",""Domestic Stocks"",""Growth Stocks""]","","","Investing Ideas","2018-05-04","","2019-05-30","True" "tcm:526-577028","Q1 ETF flows","Article:Viewpoints","While still positive, ETF demand cooled down from its record-setting pace.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/Q1_ETF_fund_flows_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/etf-flows-q1-2018","","","ETF demand slows down","While still positive, demand for ETFs cooled down substantially from its record-setting pace.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/Q1_ETF_fund_flows_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-04-26","","2019-04-30","True" "tcm:526-229285","Smart retirement income strategies","Article:Viewpoints","Learn how to manage for inflation, market changes, and more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/smart_ret_income_strategies_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/retirement-income-strategies","","","Smart retirement income strategies","Learn how to manage for inflation, market ups and downs, new expenses, and longevity in retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/smart_ret_income_strategies_2018_large.jpg","[""Annuities""]","[""Living in Retirement""]","","Retirement","2018-04-25","2016-03-30","2019-09-30","True" "tcm:526-576932","Bond investing ideas","Article:Viewpoints","The economy and Fed have challenged bonds, but opportunities exist.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_ideas_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/investment-planning-for-buying-bonds","","","Bond ideas for today's market","The economy and tightening Fed have challenged bonds, but opportunities exist in short duration corporate bonds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_ideas_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-04-25","","2019-04-30","True" "tcm:526-577239","Stocks go sideways","Article:Viewpoints","Strong earnings have provided a tailwind for stocks as valuations decline.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/stocks_sideways_timmer_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/stock-market-analysis-stocks-go-sideways","","","Stocks go sideways","Stocks have been stuck in a range, as earnings growth has supported prices while valuations have fallen.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/stocks_sideways_timmer_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-04-25","","2019-09-30","True" "tcm:526-260785","Your bridge to Medicare","Article:Viewpoints","Explore 4 health care coverage options as you transition to Medicare at age 65.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/medicare_gap_2016_alt355x209v2.jpg","","https://www.fidelity.com/viewpoints/retirement/transition-to-medicare","","","Your bridge to Medicare","Explore 4 health care coverage options as you transition to Medicare at age 65.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/bridgemedicare_new_large_2017.jpg","[""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Retirement","2018-04-24","2018-01-09","2019-05-31","True" "tcm:526-185133","Should I buy a house?","Article:Viewpoints","Owning a house can be wonderful but there may be other options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/buy_house_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/buying-a-home","","","Should I buy a house?","Buying a home isn't just a financial decision—it's an emotional one too.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/buy_house_2018_large.jpg","[""Cash Management""]","[""Starting Out""]","","Personal Finance","2018-04-24","","2019-08-30","True" "tcm:526-18025","6 Medicare questions","Article:Viewpoints","Learn about eligibility, choices, costs, and when and how to sign up.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/medicare_questions_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/understanding-medicare-options","","","6 key Medicare questions","Get answers to key questions about eligibility, choices, costs, and how to sign up for Medicare.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/medicare_questions_2018_large.jpg","[""Health Savings Account"",""Long-Term Care Insurance"",""Medical Insurance""]","[""Health Care & Wellness""]","","Retirement","2018-04-24","2014-06-23","2019-04-30","True" "tcm:526-177162","How to invest your IRA","Article:Viewpoints","Saving money is a huge accomplishment—investing can help it grow.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/investing_IRA_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/ira-portfolio","","","Investing ideas for your IRA","Consider a higher allocation to stocks and stock mutual funds if retirement is many years away.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/investing_IRA_2018_large.jpg","[""IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-04-23","2017-04-13","2019-04-30","True" "tcm:526-276467","How to save money on food","Article:Viewpoints","Grocery bills got you down? Use these tips to save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/save_money_on_food_2018_medium.jpg","","https://www.fidelity.com/viewpoints/financial-basics/saving-money-on-food","","","How to save money on food","Planning ahead can help cut your grocery bills down to size.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/save_money_on_food_2018_large.jpg","[""Cash Management""]","[""Saving and Spending""]","","Financial Basics","2018-04-20","2017-02-14","2019-08-31","True" "tcm:526-276118","Saving on insurance","Article:Viewpoints","The price of homeowners insurance varies, there are ways to save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/home_insurance_medium_2018.jpg","","https://www.fidelity.com/viewpoints/financial-basics/saving-on-home-insurance","","","Saving on homeowners insurance","Consider shopping around, raising the deductible, and making your home more secure to find lower rates on homeowners insurance.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/home_insurance_large_2018.jpg","[""Cash Management""]","[""Saving and Spending""]","","Financial Basics","2018-04-20","2017-02-14","2019-05-31","True" "tcm:526-40809","Advanced estate planning","Article:Viewpoints","An irrevocable life insurance trust can help provide flexibility and manage taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/EP_life_insurance_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/can-life-insurance-help","","","Estate Planning with life insurance","There are certain estate planning steps we should all take, but you may want to consider more advanced strategies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/EP_life_insurance_2018_large.jpg","[""Term Life Insurance"",""Trusts"",""Universal Life Insurance""]","[""Estate Planning""]","","Personal Finance","2018-04-20","2013-10-14","2019-06-30","True" "tcm:526-249037","Retiree health costs","Article:Viewpoints","Does your retirement income plan account for a health care tab of $280,000?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retiree_HC_costs_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/plan-for-rising-health-care-costs","","","Plan for rising health care costs","To fill a health care savings gap, consider catch-up contributions in 401(k)s, HSAs, and IRAs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retiree_HC_costs_2018_large.jpg","[""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2018-04-18","2016-08-28","2019-09-30","True" "tcm:526-565790","Estate planning for singles","Article:Viewpoints","See tips for singles on financial, health care, and charitable decisions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/EP_for_singles_2018_mediumV2.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-singles","","","Estate planning for singles","See tips and strategies for single people on wills, health care documents, and charitable giving.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/EP_for_singles_2018_largeV2.jpg","[""Charitable Giving Account"",""Estate Account""]","[""Estate Planning"",""Wealth Planning""]","","Wealth Management","2018-04-17","","2020-03-30","True" "tcm:526-246810","Saving with no 401(k)","Article:Viewpoints","Freelancers, side giggers, and workers with no 401(k) do have options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/no_401k_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/no-401k","","","How to save without a 401(k)","Freelancers, side giggers, and workers with no 401(k) do have tax-advantaged saving options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/no_401k_2018_large.jpg","[""401(k)"",""SEP IRA"",""SIMPLE IRA"",""Self-Employed 401(k)""]","[""Asset Classes""]","","Retirement","2018-04-16","2016-08-08","2019-04-30","True" "tcm:526-151448","Moving averages","Article:Viewpoints","See what this indicator says about US stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/moving_averages_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/moving-averages","","","See through the volatility","See what moving averages say about US stocks now, amid increased turbulence.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/moving_averages_large_2018.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-04-12","2017-05-19","2019-04-30","True" "tcm:526-556140","Views on stocks now","Article:Viewpoints","With volatility up, quality and value may be more important.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/defensive_ideas_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/ideas-for-todays-stock-market","","","Where to look for stocks","4 fund managers look to quality and value to navigate higher prices and volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/defensive_ideas_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-04-11","","2019-04-30","True" "tcm:526-93195","5 retirement risks","Article:Viewpoints","Five ways to help protect what you've saved and ensure that your income needs are met—now and in the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_risks_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/protect-your-retirement-income","","","5 retirement risks to avoid","Learn how to help protect what you've saved and ensure that your income needs are met—now and in the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_risks_2018_large.jpg","[""Long-Term Care Insurance"",""Planning and Guidance Center""]","[""Living in Retirement""]","","Retirement","2018-04-10","2016-03-27","2019-09-30","True" "tcm:526-12165","Giving beyond cash","Article:Viewpoints","Donating complex assets may be a tax-efficient way to make a difference.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/strategic_giving_medium_2018.jpg","","https://www.fidelity.com/viewpoints/wealth-management/donating-nonpublic-traded-assets","","","Strategic giving: Think beyond cash","It may be time to revisit your charitable giving strategies to see if they continue to meet your goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/strategic_giving_large_2018.jpg","[""Restricted Stock Units""]","[""Charitable Giving""]","","Wealth Management","2018-04-10","2014-10-01","2020-03-31","True" "tcm:526-12197","Guide to annuity fees","Article:Viewpoints","Annuity shoppers can benefit from knowing the rules of the road.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/shoppers_quide_annuities_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/shoppers-guide-to-annuity-fees","","","Guide to annuity fees","Annuity shoppers can benefit from knowing the rules of the road.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/shoppers_quide_annuities_large_2018.jpg","[""Annuities""]","[""Living in Retirement""]","","Retirement","2018-04-09","","2019-06-30","True" "tcm:526-198716","Rising rates","Article:Viewpoints","Consider 4 reasons that slowly rising rates should not worry bond investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/higher_rates_bonds_medium_2018.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/fed-rate-hike-worries","","","Rising rates: 4 things to know","Consider 4 reasons that slowly rising rates should not worry bond investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/higher_rates_bonds_large_2018.jpg","[""Bond Funds"",""Bonds"",""Fixed Income"",""Mutual Funds"",""Short Duration Bond Funds""]","[""Investing in Bonds""]","","Investing Ideas","2018-04-09","2015-09-10","2019-04-30","True" "tcm:526-232763","Talk to your doctor","Article:Viewpoints","Get insights from Dr. Orly Avitzur, medical director at Consumer Reports.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/talktodoctor_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-to-talk-to-your-doctor","","","Talk to your doctor and save money","Get a better handle on medical costs and choices by asking your doctor the right questions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/talktodoctor_large_2018.jpg","[""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2018-04-09","2016-04-21","2020-03-31","True" "tcm:526-10798","Social Security tips","Article:Viewpoints","Know your benefits if you're widowed, divorced, or have never married.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/sstips_singles_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-tips-for-singles","","","Social Security tips","Know your benefits if you're widowed, divorced, or have never married.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/sstips_singles_large_2018.jpg","","[""Living in Retirement"",""Social Security""]","","Retirement","2018-04-05","2014-05-19","2019-10-31","True" "tcm:526-245087","Hardship withdrawal","Article:Viewpoints","Taking money early from a 401(k) has consequences, but sometimes it's the only option.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/hardship_withdrawals_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/hardship-withdrawal","","","How to take a hardship withdrawal","Taking money early from a 401(k) has consequences, but sometimes it's the only option.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/hardship_withdrawals_large_2018.jpg","[""401(k)"",""403(b)"",""457"",""IRA""]","[""Asset Classes"",""Saving for Retirement""]","","Retirement","2018-04-05","","2019-03-31","True" "tcm:526-201112","Hitting the strike","Article:Viewpoints","Here are a few ways to help pick the strike price when trading options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/strike_price_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/hitting-the-right-strike-price","","","Hitting the right strike price","Here are a few ways to help pick the strike price when trading options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/strike_price_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Options"",""Stocks""]","[""Trading""]","","Active Investor","2018-04-05","","2020-04-30","True" "tcm:526-556404","Regulation and tech","Article:Viewpoints","Privacy concerns are real, but don't change long-term innovations.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/reg_tech_stocks_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/will-tech-sector-investments-suffer-from-regulations","","","Will regulation hurt tech stocks?","Data concerns contributed to recent volatility, but Fidelity managers are looking at the long term.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/reg_tech_stocks_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Investing Ideas","2018-04-03","","2019-04-30","True" "tcm:526-12168","Questions on life insurance","Article:Viewpoints","Learn how you can help protect your family’s financial wellbeing by using life insurance.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/questions_life_insurance_medium_2018.jpg","","https://www.fidelity.com/viewpoints/wealth-management/things-to-know-about-life","","","What to know about life insurance","Learn how you can help protect your family's financial well-being by using life insurance.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/questions_life_insurance_large_2018.jpg","[""Permanent Life Insurance"",""Term Life Insurance"",""Universal Life Insurance""]","[""Insurance"",""Wealth Planning""]","","Wealth Management","2018-04-03","","2019-06-30","True" "tcm:526-556009","5 Medicare pitfalls","Article:Viewpoints","Learn how Medicare works if you are still employed after age 65.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/65plus_medicare_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/medicare-and-working-past-65","","","Avoid Medicare pitfalls after 65","Learn how Medicare works if you are still employed after age 65 and keep your employer's health coverage.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/65plus_medicare_large_2018.jpg","[""Health Savings Account"",""Insurance""]","[""Living in Retirement""]","","Retirement","2018-04-03","","2020-03-31","True" "tcm:526-556247","Time to lower expectations","Article:Viewpoints","The bull market may not be over, but more moderate gains and higher volatility seem likely.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/lower_expectations_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-news-the-bull-market-slows","","","Time to lower expectations","The bull market for stocks may not be over, but more moderate gains and higher volatility seem likely.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/lower_expectations_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-04-02","","2019-04-30","True" "tcm:526-149043","Wealth transfer tips","Article:Viewpoints","Talk with your loved ones about transferring assets and protecting your legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/wealth_transfer_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/wealth-transfer-checklist","","","Wealth transfer tips","Talk with your loved ones about transferring assets and protecting your legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/wealth_transfer_2018_large.jpg","[""Estate Account"",""Insurance"",""Trusts""]","[""Estate Planning"",""Wealth Planning""]","","Personal Finance","2018-04-02","2016-01-12","2019-10-31","True" "tcm:526-12173","Retirement countdown","Article:Viewpoints","5 key questions to ask yourself—and answer—about 5 years before retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_countdown_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/countdown-to-retirement","","","Countdown to retirement","5 key questions to ask yourself—and answer—about 5 years before retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_countdown_2018_large.jpg","[""401(k)"",""Annuities"",""Long-Term Care Insurance""]","[""Getting Ready to Retire""]","","Retirement","2018-03-30","","2019-09-30","True" "tcm:526-223978","ETF trading tips","Article:Viewpoints","Here's how to seek the best price for an ETF you're considering.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_trading_tips_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/ETF-trading-tips","","","ETF trading tips","Here's how to seek the best price for an ETF you're considering.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_trading_tips_2018_large.jpg","[""Brokerage"",""Exchange-Traded Funds"",""Exchange-Traded Products"",""Sectors"",""Stocks""]","[""Idea Generation""]","","Active Investor","2018-03-29","","2019-02-28","True" "tcm:526-224247","Take the job or no?","Article:Viewpoints","It's not just about money—think about quality of life issues and your future as well.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/new_job_2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/evaluate-a-job-offer","","","New job offer? 6 considerations","It's not just about money—think about quality of life issues and your future as well.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/new_job_2016_alt727x285.jpg","[""401(k)""]","[""Financial Planning"",""Starting Out""]","","Personal Finance","2018-03-28","","2019-03-30","True" "tcm:526-552488","Tariffs and stocks","Article:Viewpoints","Tariffs could add to inflation, but may be offset by earnings growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/tariffs_stock_volatility_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/will-high-tariffs-mean-lower-stock-prices","","","How tariffs could affect stocks","Tariffs could add to inflation, but the effect on stocks may be offset by earnings growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/tariffs_stock_volatility_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-03-22","","2019-04-30","True" "tcm:526-79492","Using MACD","Article:Viewpoints","During up-and-down markets like these, this technical indicator can help active investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/MACD_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-use-macd","","","MACD: a way to navigate volatility","During up-and-down markets like these, this technical indicator can help active investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/MACD_large_2018.jpg","[""Active Trader Pro"",""Brokerage""]","[""Technical Analysis""]","","Active Investor","2018-03-22","","2019-03-30","True" "tcm:526-276675","Catch-up strategies","Article:Viewpoints","See how to save up to $6,000 more for retirement if you're age 50 or older.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/catchup_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/catch-up-contributions","","","Catch-up saving tips if you're 50+","See how to save up to $6,000 more for retirement if you're age 50 or older.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/catchup_large_2018.jpg","[""401(k)"",""403(b)"",""IRA"",""Retirement Accounts""]","[""Saving for Retirement""]","","Retirement","2018-03-21","2017-02-20","2019-04-30","True" "tcm:526-551718","March business cycle update","Article:Viewpoints","The global expansion is on firm ground, but maturing cycles imply that inflationary pressures are building.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/march_BCU_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/march-business-cycle-update","","","March business cycle update","The US business cycle continues to mature, asset valuations are generally elevated, and geopolitical risks are rising.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/march_BCU_large_2018.jpg","[""Bonds"",""Stocks""]","[""Business Cycle Update"",""Market Analysis""]","","Market Insights","2018-03-21","","2019-03-31","True" "tcm:526-202748","How to give financial gifts to loved ones","Article:Viewpoints","Make the most of your gifts by taking taxes, trusts, and legal factors into account.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/gift_loved_ones_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/giving-money","","","Get smart about gifting","Make the most of your gifts by taking taxes, trusts, and legal factors into account.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/gift_loved_ones_large_2018.jpg","[""Charitable Giving Account"",""Trusts""]","[""Estate Planning""]","","Personal Finance","2018-03-16","","2019-08-31","True" "tcm:526-166690","Longevity and you","Article:Viewpoints","As we live longer, retirement is changing and may mean a longer and more flexible working life, says an aging expert.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/longevity_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/longevity","","","Longevity and your retirement","As we live longer, retirement is changing and may mean a longer and more flexible working life, says an aging expert.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/longevity_large_2018.jpg","[""401(k)"",""Cash Management"",""Medical Insurance"",""Retirement Accounts""]","[""Getting Ready to Retire""]","","Retirement","2018-03-16","","2020-02-28","True" "tcm:526-543388","Options activity","Article:Viewpoints","Options activity has been huge in 2018. Here's what it may mean for investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_activity_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/unusual-options-activity","","","Unusual options activity","Options activity has been huge in 2018. Here's what it may mean for investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_activity_large_2018.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-03-15","","2019-03-31","True" "tcm:526-165135","Preventing elder abuse","Article:Viewpoints","With financial scams on the rise, here are tips to help keep your loved ones safe.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/elder_abuse_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/elder-abuse","","","Ways to thwart elder abuse","With financial scams on the rise, here are tips to help keep your loved ones safe.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/elder_abuse_large_2018.jpg","[""Cash Management"",""Medical Insurance"",""Retirement Accounts""]","[""Family Conversations""]","","Personal Finance","2018-03-14","","2020-02-29","True" "tcm:526-543406","Facing rising yields","Article:Viewpoints","Rising growth and inflation expectations led rates sharply higher.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_rising_yields_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/bond-markets-and-rising-rates","","","Facing rising yields","Rising growth and inflation expectations led rates sharply higher.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_rising_yields_large_2018.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-03-14","2018-03-06","2019-03-29","True" "tcm:526-276268","Cutting energy costs","Article:Viewpoints","Energy-efficient appliances and better insulation could help you save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/3waystosave_medium_2018.jpg","","https://www.fidelity.com/viewpoints/financial-basics/saving-money-by-saving-energy","","","Cutting energy costs at home","Energy-efficient appliances, LED bulbs, and adding insulation and weather stripping to your home could help cut costs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/3waystosave_large_2018.jpg","[""Cash Management""]","[""Saving and Spending""]","","Financial Basics","2018-03-12","2017-02-14","2019-05-31","True" "tcm:526-80807","7 credit card tips","Article:Viewpoints","Make credit cards work for you by maximizing perks and rewards while avoiding debt.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/credit_card_tips_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/credit-cards","","","7 credit card tips","To make the most of your cards, find out how to maximize points, cash back, and other perks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/credit_card_tips_large_2018.jpg","[""Credit Cards""]","[""Credit""]","","Personal Finance","2018-03-12","","2020-02-28","True" "tcm:526-10849","Do you need a bank?","Article:Viewpoints","Banks aren't the only game in town when it comes to cash management.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/needabank_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/do-you-really-need-a-bank","","","Do you need a bank?","Mobile banking has made the brick-and-mortar bank less vital. It may be time to consider the alternatives.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/needabank_large_2018.jpg","[""Brokerage"",""CDs"",""Cash Management"",""Credit Cards""]","[""Financial Planning""]","","Personal Finance","2018-03-12","2014-07-22","2019-04-30","True" "tcm:526-209432","Secure later-in-life income","Article:Viewpoints","Want to delay retirement income into your 70s and 80s? Here’s how to do that with your traditional IRA or 401(k).","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/QLAC_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/rmds-to-retirement-income-for-life","","","Secure later-in-life income","Want to delay retirement income into your 70s and 80s? Here’s how to do that with your traditional IRA or 401(k).","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/QLAC_large_2018.jpg","[""Annuities""]","[""Living in Retirement"",""Required Minimum Distributions""]","","Retirement","2018-03-09","2016-10-26","2019-12-31","True" "tcm:526-172365","Grandparents can help","Article:Viewpoints","How to help your parents with planning and paying for your children's college education.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/grandparents_college_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/grandparents-can-help-fund-college","","","How grandparents can help fund college","Learn about 3 tax-advantaged savings options for grandparents.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/grandparents_college_large_2018.jpg","[""529 Plan"",""UGMA/UTMA"",""UTMA""]","[""College Planning""]","","Personal Finance","2018-03-08","2016-03-20","2019-03-30","True" "tcm:526-542371","Reflections on corrections","Article:Viewpoints","One Fidelity expert looks to past corrections for clues to today's opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/reflection_corrections_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-corrections-history-investors","","","Reflections on corrections","One Fidelity expert looks to past corrections for clues to today's opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/reflection_corrections_large_2018.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-03-07","2018-03-06","2019-03-30","True" "tcm:526-56971","Guide to earnings","Article:Viewpoints","A stock can move in response to an earnings report.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trade_earnings_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/trading-earnings","","","Guide to earnings","The potential for a stock to move in response to an earnings report can create trading opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trade_earnings_large_2018.jpg","[""Options"",""Stocks""]","[""Trading""]","","Active Investor","2018-03-07","2013-01-28","2019-06-30","True" "tcm:526-471483","How to start investing","Article:Viewpoints","Picking your asset allocation is a great way to begin.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/start_investing_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-to-start-investing","","","How to start investing","Build your portfolio methodically just like many professionals do—starting with asset allocation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/start_investing_large_2018.jpg","[""Bonds"",""Stocks""]","[""Asset Classes""]","","Personal Finance","2018-03-05","","2019-05-31","True" "tcm:526-126500","Withdrawal strategies","Article:Viewpoints","Ways to help reduce taxes and get the income you need in retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/savvy_tax_withdrawals_medium_2018.jpg","","","","","Tax tips for retirement income","Here's how to help minimize taxes when it's time to withdraw money from your retirement accounts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/savvy_tax_withdrawals_large_2018.jpg","[""401(k)"",""IRA"",""Retirement Accounts"",""Roth IRA"",""Traditional IRA""]","[""Required Minimum Distributions"",""Saving for Retirement""]","","Viewpoints","2018-03-05","2016-04-25","2019-07-31","True" "tcm:526-493543","Stock leaders","Article:Viewpoints","International stocks are beating the US but expect different patterns than in past cycles.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/international_equities_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/business-cycle-approach-to-international-equities","","","International stocks take the lead","International stocks are beating the US but expect different patterns than in past cycles.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/international_equities_large_2018.jpg","[""Bonds"",""Stocks""]","[""Business Cycle Update"",""Market Analysis""]","","Market Insights","2018-03-05","2018-02-02","2019-02-28","True" "tcm:526-541791","The risks of tariffs","Article:Viewpoints","Higher tariffs could challenge exporters and multinationals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/tariffs_economy_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/economic-implications-of-tariffs","","","Weighing the risk of tariffs","A trade war could pose challenges for exporters and multinationals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/tariffs_economy_large_2018.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-03-05","2018-02-02","2019-02-28","True" "tcm:526-269648","How to get out of debt","Article:Viewpoints","Get off the debt treadmill by committing to a long-term plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/getoutofdebt_medium_2018new.jpg","","https://www.fidelity.com/viewpoints/financial-basics/how-to-get-out-of-debt","","","Get out of debt this year","Get off the debt treadmill by committing to a long-term plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/getoutofdebt_large_2018new.jpg","[""Cash Management"",""Credit Cards""]","[""Credit""]","","Financial Basics","2018-03-05","","2019-03-31","True" "tcm:526-209924","How to teach kids about money","Article:Viewpoints","Start teaching kids about money early with our age-appropriate lessons.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/raising_a_saver_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/tips-for-raising-a-saver","","","How to raise a saver","Start teaching kids about money early with our age-appropriate lessons.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/raising_a_saver_large_2018.jpg","[""Charitable Giving Account"",""College Savings""]","[""Saving and Spending""]","","Personal Finance","2018-02-13","2018-02-02","2019-07-31","True" "tcm:526-248451","Unmarried couples and $","Article:Viewpoints","You don’t have to be married to plan your financial future together.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/unmarried_couples_medium_2018-new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/4-financial-tips-unmarried-couples","","","Financial tips for unmarried couples","You don’t have to be married to plan your financial future together or to protect yourself financially.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/unmarried_couples_large_2018-new.jpg","[""Cash Management"",""IRA"",""Roth IRA""]","[""Living Together""]","","Personal Finance","2018-02-13","2016-08-22","2019-04-30","True" "tcm:526-337057","How to manage inflation","Article:Viewpoints","If inflation picks up, it can have an impact on a wide range of investments.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/manage_inflation_medium_2018.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/managing-inflation-risk","","","How to manage inflation","If inflation picks up, it can have an impact on a wide range of investments.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/manage_inflation_large_2018.jpg","[""Bond Funds"",""Bonds""]","[""Investing Strategies""]","","Investing Ideas","2018-02-12","2017-03-25","2019-03-31","True" "tcm:526-492633","Markets: What's next?","Article:Viewpoints","With valuations down and earnings strong, the bull run is likely not over yet.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_market_shakeup_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-shakeup-whats-next","","","Markets: What's next?","With valuations down and earnings strong, the bull run is likely not over yet.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_market_shakeup_large_2018.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-02-12","2018-02-12","2019-02-28","True" "tcm:526-83596","Do you need an estate plan?","Article:Viewpoints","Almost anyone can benefit from a plan, regardless of how much money you have or your age.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/needestateplan_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/do-you-need-an-estate-plan","","","Do you need an estate plan?","Almost anyone can benefit from a plan, regardless of how much money you have or your age.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/needestateplan_large_2018.jpg","[""Charitable Giving Account"",""Inherited IRA"",""Trusts""]","[""Estate Planning"",""Estate Tax""]","","Personal Finance","2018-02-09","2013-09-15","2019-05-31","True" "tcm:526-17674","Roth IRA conversions","Article:Viewpoints","Converting a regular IRA to a Roth IRA? Consider 2 tax-savvy options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/tax_savvy_new_alt_med.jpg","","https://www.fidelity.com/viewpoints/retirement/tax-savvy-roth-conversions","","","Tax-savvy Roth IRA conversions","Want to reduce the taxes you pay in retirement? Here are 2 ways to help manage the taxes of converting a traditional IRA to a Roth IRA.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/rothIRA_conversion_large_2018.jpg","[""Charitable Giving Account"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-02-07","2014-11-23","2019-04-30","True" "tcm:526-463152","Retirement budget basics","Article:Viewpoints","It’s important to start your retirement with a spending plan that works for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/budget_in_retirement_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/budgeting-in-retirement","","","Retirement budgeting","Create a spending plan that sets goals that work for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/budget_in_retirement_large_2018.jpg","[""Cash Management"",""Planning and Guidance Center"",""Retirement Accounts""]","[""Budgeting""]","","Retirement","2018-02-05","2018-02-05","2019-08-31","True" "tcm:526-471127","Q1 2018 sector rankings: a tech world","Article:Viewpoints","Technology—2017's top sector—continues to score well. Materials did as well.","","","https://www.fidelity.com/viewpoints/investing-ideas/quarterly-sector-update-video","","","Q1 2018 sector rankings: a tech world","Technology—2017's top sector—continues to score well. Materials did as well.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/Q1_sector_rankings_2018_large.jpg","[""Brokerage"",""Information Technology Sector"",""Sector Funds"",""Sectors"",""Stocks""]","[""Investing in Stocks""]","","Investing Ideas","2018-02-02","2017-07-27","2021-02-13","True" "tcm:526-463073","2017 ETF trends","Article:Viewpoints","ETF flows hit record highs. Picking up steam in Q4: financials, tech, industrials.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/etf_trends_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/etf-trends-2017","","","ETF trends","ETF flows hit record highs. Picking up steam in Q4: financials, tech, industrials.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/etf_trends_large_2018.jpg","[""Exchange-Traded Funds""]","[""Idea Generation""]","","Active Investor","2018-02-01","2018-02-01","2019-06-30","True" "tcm:526-78348","Student loan guide","Article:Viewpoints","The more you save, the less you have to borrow. Here are tips for parents and students.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/studentloanguide_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/student-loan-guide","","","A guide for student loans","The more you save, the less you have to borrow. Here are tips for parents and students.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/studentloanguide_large_2018.jpg","[""529 Plan"",""UGMA/UTMA"",""UTMA""]","[""College Planning""]","","Personal Finance","2018-01-31","2018-01-31","2019-03-25","True" "tcm:526-195051","3 questions before you retire","Article:Viewpoints","Consider key questions on Social Security, health care, and generating income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/RET__may30_2017.jpg","","https://www.fidelity.com/viewpoints/retirement/three-retirement-questions","","","3 key pre-retiree decisions","Consider key questions on Social Security, health care, and generating income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retiree_questions_May_alt727x285.jpg","[""Health Savings Account"",""Planning and Guidance Center"",""Retirement Accounts""]","[""Getting Ready to Retire"",""Living in Retirement""]","","Retirement","2018-01-30","2015-08-17","2019-07-31","True" "tcm:526-377718","Special needs savings","Article:Viewpoints","A tax-advantaged account for saving for a loved one with a disability.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/specialneeds_new_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/special-needs-savings","","","Saving for a loved one with a disability","ABLE accounts offer a tax-advantaged way for those with special needs—and their families—to save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/specialneeds_new_large_2018.jpg","[""ABLE Account"",""Non-Retirement Account""]","[""New Child""]","","Personal Finance","2018-01-30","2018-01-26","2019-05-31","True" "tcm:526-130694","Estate planning must dos","Article:Viewpoints","Choosing the right beneficiaries, accounts and forms of ownership is key to preserving your legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estate_planning_mustdos_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/estate-plan-pitfalls","","","Estate planning must dos","Choosing the right beneficiaries, accounts and forms of ownership is key to preserving your legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estate_planning_mustdos_large_2018.jpg","[""Trusts""]","[""Estate Planning""]","","Personal Finance","2018-01-26","2018-01-26","2019-03-31","True" "tcm:526-164352","50/15/5: a rule of thumb","Article:Viewpoints","See where your money goes using three categories for saving.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/rule-of-thumb_new_alt_med.jpg","","https://www.fidelity.com/viewpoints/personal-finance/spending-and-saving","","","How much should you save?","It isn't about managing every penny. Track your money using 3 categories","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/rule-of-thumb_Feb16_alt727x285.jpg","[""401(k)"",""IRA""]","[""Saving and Spending""]","","Personal Finance","2018-01-26","2015-01-11","2019-02-28","True" "tcm:526-452431","Can the bull run?","Article:Viewpoints","A look back at history suggests that this bull market could continue.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_bullmarket_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/stock-market-analysis-for-bullish-markets","","","Can the bull market continue?","Despite valuations, an analysis of prior bull markets suggests this run could go on into 2019.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_bullmarket_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-01-26","","2019-02-28","True" "tcm:526-10838","Non-spouse IRA","Article:Viewpoints","Understand the IRA inheritance rules to avoid paying higher taxes or forfeiting growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/nonspouse_IRA_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/non-spouse-IRA","","","Are you a nonspouse IRA beneficiary?","Understand the IRA inheritance rules to avoid paying higher taxes or forfeiting growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/nonspouse_IRA_large_2018.jpg","[""Inherited IRA""]","[""Estate Planning""]","","Retirement","2018-01-25","","2019-12-31","True" "tcm:526-199040","Working in retirement","Article:Viewpoints","See how older workers can tap into important retirement benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/working-ret_Dec21_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/working-in-retirement-part2","","","Working in retirement: a rulebook","See how to tap into financial, health care, Social Security, and other benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/working-ret_Dec21_alt727x285.jpg","","[""Living in Retirement""]","","Retirement","2018-01-22","2018-01-22","2019-03-31","True" "tcm:526-53240","How to short stocks","Article:Viewpoints","Shorting makes money when an investment decreases, but there are risks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/howtoshortstocks_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/selling-short","","","How to short stocks","Shorting makes money when an investment decreases, but there are risks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/howtoshortstocks_large_2018.jpg","[""Active Trader Pro"",""Brokerage""]","[""Trading""]","","Active Investor","2018-01-17","2013-01-28","2019-12-31","True" "tcm:526-217128","Aging in place","Article:Viewpoints","Know these 6 success factors to help you age in place.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/aging_in_place_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/aging-in-place","","","Aging in place","Know these 6 success factors to help you age in place.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/aging_in_place_large_2018.jpg","[""Cash Management""]","[""Elderly Parent"",""Living in Retirement""]","","Retirement","2018-01-16","2018-01-12","2019-12-17","True" "tcm:526-143086","Weekly options","Article:Viewpoints","Are you a short-term trader? Consider options that expire weekly.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/weekly_options_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/weekly-options","","","Expand your options with weeklys","Are you a short-term trader? If so, consider options that expire weekly—not monthly.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/weekly_options_large_2018.jpg","[""Active Trader Pro"",""Brokerage""]","[""Trading""]","","Active Investor","2018-01-08","2014-07-08","2020-02-28","True" "tcm:526-229329","Common money mistakes","Article:Viewpoints","It's easy to fall into money traps when you're young. Set yourself up for success by avoiding common pitfalls.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/millenial_money_mistakes__medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/millennial-money-mistakes","","","5 common money mistakes to avoid","It's easy to fall into money traps when you're young. Set yourself up for success by avoiding common pitfalls.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/millenial_money_mistakes__large_2018.jpg","[""Cash Management""]","[""Saving and Spending""]","","Personal Finance","2018-01-04","2017-01-22","2020-01-31","True" "tcm:526-13129","Portfolio checkup","Article:Viewpoints","Read our step-by-step guide to evaluating your investments and performance.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/portfolio_checkup_Jun26_alt535x220.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/portfolio-checkup","","","Give your portfolio a checkup","Read our step-by-step guide to evaluating your investments and performance.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/portfolio_checkup_Jun26_alt600x200.jpg","[""Stocks""]","[""Investing Strategies""]","","Investing Ideas","2018-01-02","2015-07-13","2019-06-30","True" "tcm:526-12186","6 stock plan mistakes","Article:Viewpoints","See how to make the most of your company stock plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/employee_stock_plan_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/stock-plan-mistakes","","","6 stock plan mistakes to avoid","Make the most of your company stock plan by understanding its rules.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/employee_stock_plan_large_2018.jpg","[""Stock Plans""]","[""Financial Planning""]","","Personal Finance","2017-12-29","2014-05-27","2019-12-31","True" "tcm:526-411111","Tax reform: the biggest changes","Article:Viewpoints","What's in the legislation to overhaul the tax code.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/newtaxplan_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/tax-proposal-details","","","Tax reform: the biggest changes","What's in the legislation to overhaul the tax code.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/newtaxplan_large_2017new.jpg","[""Managed Accounts""]","[""Taxes""]","","Personal Finance","2017-12-22","2017-11-06","2019-12-31","True" "tcm:526-116442","Beware of cashing out","Article:Viewpoints","Evaluate all of your options before cashing out a 401(k).","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/beware_cashingout_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/cashing-out","","","Beware of cashing out a 401(k)","It might be tempting to withdraw some money when times are tough—but there could be long-term consequences.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/beware_cashingout_large_2018.jpg","[""401(k)"",""IRA"",""Retirement Accounts"",""Rollover IRA"",""Roth IRA"",""Traditional IRA""]","[""Saving for Retirement""]","","Retirement","2017-12-21","2015-04-09","2019-02-28","True" "tcm:526-420986","401(k) loan facts","Article:Viewpoints","If you have to take a 401(k) loan, try to continue saving as you repay the loan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401kloan_medium_2017.jpg","","https://www.fidelity.com/viewpoints/financial-basics/avoiding-401k-loans","","","401(k) loan considerations","It's tempting to dip into your retirement fund, but there are good reasons to avoid it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401kloan_large_2017.jpg","[""401(k)"",""403(b)"",""457""]","[""Saving for Retirement""]","","Financial Basics","2017-12-20","2017-12-14","2019-02-28","True" "tcm:526-121298","When the family’s boss dies","Article:Viewpoints","3 must-haves: will, POA, and health care directive","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/death_lovedone_new_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/death-of-a-financial-decision-maker","","","Family loss-now what?","These 3 documents are must-haves: will, POA, and health care directive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/death_lovedone_new_large_2017.jpg","[""Insurance"",""Term Life Insurance"",""Trusts""]","[""Family Conversations""]","","Personal Finance","2017-12-20","2014-02-23","2019-11-30","True" "tcm:526-211980","Save taxes on giving","Article:Viewpoints","You can donate appreciated assets to charities but not have to pay capital gains tax.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/taxsavings_giving_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/tax-breaks-for-charitable-giving","","","Tax savings on charitable giving","You can donate appreciated assets to charities but not have to pay capital gains tax.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/taxsavings_giving_2018_large.jpg","[""Charitable Giving Account""]","[""Taxes""]","","Personal Finance","2017-12-13","2015-11-24","2019-11-30","True" "tcm:526-45970","Successful family communication","Article:Viewpoints","Tackle difficult subjects and turn them into effective family discussions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/familycommunications_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/eight-habits-communications","","","8 habits of successful family communication","Tackle difficult subjects and turn them into effective family discussions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/8habits_large_2017new.jpg","","[""Family Conversations""]","","Personal Finance","2017-12-06","2012-11-08","2019-12-31","True" "tcm:526-392032","Inspire family giving","Article:Viewpoints","Inspire your entire family to join you in your charitable giving.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/giving_family_2017_alt_med.jpg","","https://www.fidelity.com/viewpoints/wealth-management/make-giving-back-a-family-affair","","","How to make giving back a family affair","Inspire your entire family to join in your giving efforts with a charitable legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/givingbackfamily_new_large.jpg","[""Charitable Giving Account"",""Estate Account""]","[""Charitable Giving""]","","Wealth Management","2017-11-28","","2019-09-30","True" "tcm:526-164851","Extended-hours trading","Article:Viewpoints","Here are the pros and cons of trading when the market is officially closed.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/extended-hourstrading_medium_2017.jpg","","https://www.fidelity.com/viewpoints/active-investor/extended-hours-trading","","","Extended-hours trading","Here are the pros and cons of trading when the market is officially closed.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/extended-hourstrading_large_2017.jpg","[""Active Trader Pro"",""Brokerage"",""Domestic Stocks"",""International Stocks"",""Stocks""]","[""Trading""]","","Active Investor","2017-11-21","2015-01-15","2019-06-30","True" "tcm:526-152774","The talk: kids and money","Article:Viewpoints","Parents and their young adult children can benefit from being frank about finances. Here's how to do just that.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/talkmoneykids_2019_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/money-tips-millennials","","","8 tips for talking money with adult kids","Parents and young adults can benefit from being more frank about finances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/talkmoneykids_2019_large.jpg","[""Health Care Sector"",""IRA""]","[""Starting Out""]","","Personal Finance","2017-11-14","2014-10-02","2020-04-30","True" "tcm:526-405768","6 college savings myths","Article:Viewpoints","Parents are confused about college costs, how much to save, and fundamentals of a 529 plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/collegesavings_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/529-college-savings-plan-myths","","","6 things you may not know about 529 plans","A 529 plan can be confusing—do you know these important details?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/collegesavings_large_2017new.jpg","[""529 Plan""]","[""College Planning""]","","Personal Finance","2017-10-12","","2019-10-31","True" "tcm:526-151640","Emergency saving","Article:Viewpoints","It may be easier than you think to be prepared for an emergency. Here are 4 tips.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/save_emergency2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/save-for-an-emergency","","","How to save for an emergency","It may be easier than you think to be prepared for an emergency. Here are 4 tips.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/save_emergency2016_alt727x285.jpg","[""Cash Management""]","[""Saving and Spending""]","","Personal Finance","2017-10-12","2016-03-31","2019-03-01","True" "tcm:526-190562","Options research","Article:Viewpoints","Consider these tips and resources to help you trade options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_research_medium_alt2017.jpg","","https://www.fidelity.com/viewpoints/active-investor/5-step-guide-for-researching-options","","","5-step guide to options research
","Here are a few tips and resources to help you trade options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/options_research727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Options"",""Stocks""]","[""Trading""]","","Active Investor","2017-10-10","2015-07-15","2020-08-31","True" "tcm:526-385366","Retirement roadmap","Article:Viewpoints","From your 20s and on, here are some steps to consider on your road to retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/rulesoftheroad_alt355x209v2.jpg","","https://www.fidelity.com/viewpoints/retirement/rules-of-the-road","","","Retirement rules of the road","From your 20s and on, here are some steps to consider on your road to retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/rulesoftheroad_alt727x285v2.jpg","","","","Retirement","2017-10-09","","2020-01-31","True" "tcm:526-153236","Mutual fund or ETF?","Article:Viewpoints","Key factors to consider before buying include your tax bracket, fees, trading flexibility, and investment style.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/mutualfundETF_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/mutual-fund-or-etf","","","Mutual funds vs. ETFs: Which is right for you?","Here are some basic differences to consider when choosing a type of investment.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/mutual_fund_oct13_alt727x285.jpg","[""Exchange-Traded Funds"",""Fixed Income"",""Mutual Funds"",""Short Duration Bond Funds""]","[""Investing Strategies""]","","Investing Ideas","2017-10-01","","2019-12-31","True" "tcm:526-25490","Inside ETFs","Article:Viewpoints","Learn the basics—including the benefits and risks—of exchange-traded funds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/inside_etfs_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/active-investor/inside-etfs","","","Inside ETFs","Learn the basics—including the benefits and risks—of exchange-traded funds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/inside_ETFs_Jan12_alt727x285.jpg","[""Exchange-Traded Funds""]","[""Idea Generation""]","","Active Investor","2017-09-20","2012-05-30","2019-12-31","True" "tcm:526-387709","Retire your mortgage?","Article:Viewpoints","Paying off a mortgage before retirement may not be the best financial move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/mortgaget_alt_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/extra-mortgage-payment","","","4 questions to ask before you pay off your mortgage","Paying off your mortgage before retirement may not be the best financial move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/pay_off_mortgage_2017_alt727x285.jpg","","[""Loans and Debt Management""]","","Personal Finance","2017-09-20","2017-06-26","2019-12-31","True" "tcm:526-398201","8 tips for new widows","Article:Viewpoints","Build a team of trusted advocates and get your financial house in order.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/widow_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/8-financial-tips-for-widows","","","8 financial tips for new widows","Build a team of trusted advocates and get your financial house in order.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/widow_large_2017.jpg","[""Cash Management"",""Estate Account"",""Rollover IRA""]","[""Women and Investing""]","","Personal Finance","2017-09-20","2017-08-30","2019-08-30","True" "tcm:526-392354","3 financial aid tips","Article:Viewpoints","Know how your income is counted when applying for financial aid.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/college_aid_tips_alt_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/3-savvy-financial-aid-tips","","","3 ""must-know"" college financial aid tips","Knowing how your income is counted is key to making the most of financial aid.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/college_aid_tips_alt_large_2017.jpg","[""529 Plan"",""UGMA/UTMA"",""UTMA""]","[""College Planning""]","","Personal Finance","2017-09-13","2017-08-25","2019-07-31","True" "tcm:526-172560","5 research tools","Article:Viewpoints","Here’s how you can analyze investment opportunities using powerful tools and resources.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/5tools_stocks_medium_2017.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-research-stocks","","","5 stock research tools","Here's how you can analyze investment opportunities using powerful tools.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/5tools_stocks_large_2017.jpg","[""Stocks""]","[""Trading""]","","Active Investor","2017-08-31","2015-03-16","2020-08-31","True" "tcm:526-168411","Tips on a windfall","Article:Viewpoints","Resist spending, take your time, talk to experts and your family, then set priorities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/windfall_jan12_alt535x220.jpg","","https://www.fidelity.com/viewpoints/personal-finance/windfall","","","What to do with a windfall","Resist spending, take your time, talk to experts and your family, then set priorities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/windfall_jan12_alt727x285.jpg","[""Estate Account""]","[""Wealth Planning""]","","Personal Finance","2017-08-14","2017-08-09","2019-12-31","True" "tcm:526-394423","Options trade size","Article:Viewpoints","Here are the key factors to help decide how much to invest.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/option-size_535_220.jpg","","https://www.fidelity.com/viewpoints/active-investor/options-trade-size","","","How much money to use for an options trade?","Here are the key factors to consider when choosing the right size for an options trade.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/option-size_727_285.jpg","[""Options""]","","","Active Investor","2017-08-11","","2020-08-31","True" "tcm:526-172918","Managing memory loss","Article:Viewpoints","The challenges are emotional and financial. How to spot dementia early and learn to cope.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/cogdecline_485x199.jpg","","https://www.fidelity.com/viewpoints/personal-finance/alzheimers-and-dementia","","","Managing cognitive decline","The challenges are emotional and financial. How to spot dementia early and learn to cope.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/cognitive_decline_alt727x285.jpg","[""Cash Management"",""Insurance"",""Medical Insurance"",""Retirement Accounts""]","[""Elderly Parent""]","","Personal Finance","2017-08-03","2015-03-19","2019-02-28","True" "tcm:526-13782","Manage your cash in retirement","Article:Viewpoints","Learn smart ways to help make managing your finances easier, more efficient, and less expensive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/cash_flow_July10_alt535x220.jpg","","https://www.fidelity.com/viewpoints/retirement/managing-cash-flow","","","Manage your cash in retirement","Learn smart ways to help make managing your finances easier, more efficient, and less expensive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/cash_flow_July10_alt727x285.jpg","[""401(k)"",""Annuities"",""CDs"",""Cash Management"",""IRA""]","[""Living in Retirement""]","","Retirement","2017-07-13","","2019-12-31","True" "tcm:526-234571","A three-step investing strategy","Article:Viewpoints","How to build an investment plan that you can stick with day in and day out to help meet your goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/3-step_invest_strat_May22_alt535x220.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/3-keys-the-foundation-of-investing","","","Three keys: the foundations of investing","Focus on building an investment plan that you can stick with day in and day out.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/3-step_invest_strat_May22_alt727x285.jpg","[""Domestic Stock Funds"",""Managed Accounts""]","[""Investing in Stocks""]","","Investing Ideas","2017-07-05","2016-05-08","2019-05-31","True" "tcm:526-178820","Business succession","Article:Viewpoints","Transfer of assets to family and others should begin years before you plan to leave.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/business_succession_May22_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/business-succession-planning","","","Get started now on business succession planning","Transfer of assets to family and others should begin years before you plan to leave.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/business_succession_May22_alt727x285.jpg","[""Cash Management"",""Estate Account"",""Trusts""]","[""Estate Planning""]","","Personal Finance","2017-06-16","2017-05-21","2019-12-31","True" "tcm:526-272826","Elder fraud tips","Article:Viewpoints","See how a son got his dad back on track financially after a scam.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/elder_fraud_2019_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/elder-fraud","","","Financial elder fraud tips","See how a son resolved his dad's financial elder abuse and got him back on track financially.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/elder_fraud_2019_large.jpg","[""Estate Account"",""Long-Term Care Insurance"",""Trusts""]","[""Elderly Parent""]","","Wealth Management","2017-06-14","2017-01-31","2021-02-28","True" "tcm:526-10748","The bull call spread","Article:Viewpoints","Take advantage of price gains while potentially limiting risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bull_call_spread_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/bull-call-spread","","","Understanding the bull call spread","An options strategy designed to take advantage of price gains while potentially limiting risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bull_call_spread_2019_large.jpg","[""OptionTrader Pro"",""Options""]","[""Trading""]","","Active Investor","2017-06-08","2011-08-23","2021-02-26","True" "tcm:526-373453","Pets in your estate plan?","Article:Viewpoints","How to take care of your precious pets after you're gone.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estates_for_pets_Apr17_alt355x209.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-pets","","","Estate planning for pets","When updating your estate plan, don’t forget ways to support your other special family members—your pets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/estates_for_pets_Apr17_alt727x285.jpg","[""Estate Account"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2017-05-31","2017-04-11","2019-04-30","True" "tcm:526-376799","Save money on Rx","Article:Viewpoints","Three strategies that can help bring relief from the financial pain of rising drug prices.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/save_money_drugs_May1_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-to-save-money-on-prescription-drugs","","","How to save money on prescription drugs","Practical tips to help you be a smarter health care consumer and reduce your family’s prescription drug costs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/save_money_drugs_May1_alt727x285.jpg","[""Health Savings Account"",""Traditional IRA""]","[""Health Care & Wellness""]","","Personal Finance","2017-05-17","2017-04-30","2019-04-30","True" "tcm:526-378800","Student loan payoff","Article:Viewpoints","Looking for forgiveness? Consider public service.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/student_loan_forgiveness_2017_alt355x209.jpg","","https://www.fidelity.com/viewpoints/financial-basics/public-service-loan-forgiveness-program","","","Federal student loan debt? Forgiveness is possible.","Want to reduce student loans? Consider working in public service.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/student_loan_forgiveness_2017_alt727x285.jpg","[""529 Plan"",""UGMA/UTMA""]","[""Credit""]","","Financial Basics","2017-05-17","2017-05-09","2019-06-30","True" "tcm:526-67531","Why cost matters","Article:Viewpoints","When you pay less to invest, it can help improve your bottom line.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/cost-matters_Mar6_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/why-expenses-matter","","","How low costs can drive returns","Investors looking for an advantage may do well to seek out lower expenses on brokerage products.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/cost-matters_Mar6_alt727x285.jpg","[""Bonds"",""Exchange-Traded Funds"",""Mutual Funds"",""Stocks""]","[""Investing Strategies""]","","Investing Ideas","2017-05-08","","2019-02-28","True" "tcm:526-342880","Are your college savings on track?","Article:Viewpoints","Baffled by college planning? Our new calculator makes it easy to see whether your savings are on track.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/college_savings_Mar27_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/college-savings-calculator","","","Are your college savings on track?","Our new calculator makes it easy to see whether your savings are on track and make adjustments if not.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/college_savings_Mar27_alt727x285.jpg","[""529 Plan"",""UGMA/UTMA""]","[""College Planning""]","","Personal Finance","2017-05-03","2017-03-26","2019-03-27","True" "tcm:526-291532","Social Security rules","Article:Viewpoints","Divorce doesn't rule out spousal benefits. Find out whether you're eligible.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/social_security_exspouse_2019_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-for-divorced-spouses","","","Social Security rules","Divorce doesn't rule out spousal benefits. Find out whether you're eligible.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/social_security_exspouse_2019_large.jpg","[""Retirement Accounts""]","[""Living in Retirement"",""Social Security""]","","Retirement","2017-04-05","2017-03-13","2020-02-28","True" "tcm:526-150553","Sector investing and you","Article:Viewpoints","The business cycle could generate positive returns in the intermediate term.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/sector-investing_BCU_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/sector-investing-business-cycle","","","Sector investing using the business cycle","How it may be possible to generate positive returns over an intermediate time horizon.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/sector-investing_BCU_alt727x285.jpg","[""Sectors""]","[""Investing Strategies""]","","Investing Ideas","2017-03-29","2016-10-30","2019-03-31","True" "tcm:526-159028","A trading signal","Article:Viewpoints","The Bollinger Band® technical indicator suggests caution over the short term.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bollinger_band_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/understanding-bollinger-bands","","","A trading signal","The Bollinger Band® technical indicator suggests caution over the short term.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bollinger_band_2018_large.jpg","[""Active Trader Pro"",""Brokerage""]","[""Technical Analysis""]","","Active Investor","2017-03-14","","2019-09-30","True" "tcm:526-12209","Money tips for newlyweds","Article:Viewpoints","Start your marriage on the right track by setting expectations and making financial plans together.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tips_newlyweds_2017_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/five-financial-tips-for-newlyweds","","","Five financial tips for newlyweds","Set expectations from the start, make financial plans together, and check in regularly.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tips_newlyweds_2017_alt727x285.jpg","[""Cash Management"",""Health Savings Account"",""IRA"",""Long-Term Disability"",""Short-Term Disability""]","[""Getting Married""]","","Personal Finance","2017-01-31","2017-01-29","2019-12-31","True" "tcm:526-235548","How to leave a financial legacy","Article:Viewpoints","What is your life’s work? What story will endure? These are important questions to answer when planning your legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/building_a_legacy_2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/building-a-legacy","","","Building a legacy that will span generations","Knowing what story you wish to tell will enable you to build a lasting legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/building_a_legacy_2016_alt727x285.jpg","","[""Family Conversations""]","","Personal Finance","2016-08-31","","2019-04-30","True" "tcm:526-11672","If money talks, so should you","Article:Viewpoints","Why building a strong family relationship is key to securing your family's future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/relationship_capitol_March10_alt355x209.jpg","","https://www.fidelity.com/viewpoints/wealth-management/relationship-capital","","","If money talks, so should you","Why building a strong family relationship is key to securing your family's future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/relationship_capitol_March10_727x285.jpg","[""Charitable Giving Account"",""Trusts""]","[""Family Conversations""]","","Wealth Management","2016-04-04","","2019-06-30","True" "tcm:526-17470","Bull put spread","Article:Viewpoints","An options strategy with limited risk and limited reward.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bull_put_spread_2019_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/bull-put-spread","","","Options strategy: the bull put spread","Take advantage of potential profits from a rising stock while putting a limit on potential losses.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bull_put_spread_2019_large.jpg","[""Active Trader Pro"",""Options""]","[""Trading""]","","Active Investor","2016-01-11","","2021-02-26","True" "tcm:526-400091","Fidelity Podcast: Tips to tackle student loan debt","Article:Viewpoints","Learn how to tackle your student debt issues, as well as what some companies are doing to help.","","","https://www.fidelity.com/viewpoints/personal-finance/student-loan-debt-podcast","","","Fidelity Podcast: Tips to tackle student loan debt","Learn how to tackle your student debt issues, as well as what some companies are doing to help.","","","","","Personal Finance","","","2020-09-18","True"