## RECSRecommendations Upload File ## RECS '## RECS' indicates a Recommendations pre-process header. Please do not remove these lines. ## RECS ## RECSUse this file to upload product display information to Recommendations. Each product has its own row. Each line must contain 19 values and if not all are filled a space should be left. ## RECSThe last 100 columns (entity.custom1 - entity.custom100) are custom. The name 'customN' can be replaced with a custom name such as 'onSale' or 'brand'. ## RECSIf the products already exist in Recommendations then changes uploaded here will override the data in Recommendations. Any new attributes entered here will be added to the product's entry in Recommendations. ## RECSentity.id, entity.name, entity.categoryId, entity.message, entity.thumbnailUrl, entity.value, entity.pageUrl, entity.inventory, entity.margin, entity.headline, entity.description, entity.largeImageUrl, entity.product, entity.topic, entity.keywords, entity.section, entity.datePublished, entity.dateStart, entity.dateEnd, entity.published "tcm:526-234433","Retirement withdrawals","Article:Viewpoints","Learn tax-smart ways to help you reduce taxes on withdrawals in retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/withdraw_retirement_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/taxes-and-retirement-savings","","","Smart retirement withdrawals tips","Learn tax-smart strategies designed to help you reduce taxes on withdrawals in retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/withdraw_retirement_2018_large.jpg","[""IRA"",""Roth 401(k)"",""Roth IRA"",""Traditional IRA""]","[""Living in Retirement"",""Required Minimum Distributions""]","","Retirement","2018-06-14","","2019-06-30","True" "tcm:526-371993","Retiree travel tips","Article:Viewpoints","How to plan ahead for health concerns and avoid common travel pitfalls.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retiree_travel_tips_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/retiree-travel-habits","","","Retiree travel tips","How to plan ahead for health concerns and avoid common travel pitfalls.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retiree_travel_tips_2018_large.jpg","[""Medical Insurance""]","[""Living in Retirement""]","","Personal Finance","2018-06-14","2017-04-06","2019-06-30","True" "tcm:526-180710","Pump up the volume","Article:Viewpoints","Here's what market volume says about stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/turn_up_volume_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/stock-volume","","","Pump up the volume","Here's what the market's volume says about stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/turn_up_volume_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-06-14","","2019-07-30","True" "tcm:526-625934","Tariffs and you","Article:Viewpoints","Fidelity expert explains why Trump's tariff talk has investors so worried.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/trump_tariff_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/what-tariffs-really-mean-for-investors","","","What tariffs really mean to investors","They're another sign that globalization has passed its peak, says Fidelity expert Dirk Hofschire.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/trump_tariff_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-06-13","","2019-06-30","True" "tcm:526-239640","Midyear money check","Article:Viewpoints","Take some time to review key pieces of your financial picture.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/midyear_checkup_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/midyear-checkup","","","5 things to review now","Take some time this summer to make sure your goals, investments, taxes, and insurance are on track.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/midyear_checkup_2018_large.jpg","[""IRA"",""Roth IRA"",""Traditional IRA""]","[""Financial Planning""]","","Personal Finance","2018-06-07","","2019-07-31","True" "tcm:526-285740","Trading guide","Article:Viewpoints","How to get started, find ideas, plan for a trade, place it, and monitor.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/guide_to_trading_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/trading-guide-managing-investment-risks-and-opportunities","","","5-step trading guide","How to get started, generate ideas, plan and place a trade, and monitor it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/guide_to_trading_2018_large.jpg","[""Active Trader Pro"",""Brokerage""]","[""Trading""]","","Active Investor","2018-06-07","","2020-05-30","True" "tcm:526-22867","Social Security tips for couples","Article:Viewpoints","See 3 ways that may help married couples boost their lifetime benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/ss_tips_couples_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-tips-for-couples","","","Social Security tips for couples","See 3 ways that may help married couples boost their lifetime benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/ss_tips_couples_large_2018.jpg","[""401(k)"",""403(b)"",""Retirement Accounts""]","[""Living in Retirement"",""Social Security""]","","Retirement","2018-06-07","2014-05-20","2019-07-30","True" "tcm:526-16645","6 reasons to consider a trust","Article:Viewpoints","Find out how trusts can help you control your assets and build a legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/consider_a_trus_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/reasons-to-consider-a-trust","","","6 reasons to consider a trust","Find out how trusts can help you control your assets and build a legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/consider_a_trus_large_2018.jpg","[""Trusts""]","[""Wealth Planning""]","","Personal Finance","2018-06-06","2017-01-26","2019-03-31","True" "tcm:526-12195","Layered life insurance","Article:Viewpoints","Why a mix of group and individual life insurance policies may be a smart choice.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/layered_life_2018_medium.png","","https://www.fidelity.com/viewpoints/layered-life-insurance","","","Learn about layered life insurance","See how a mix of group and individual life insurance policies may be a smart choice.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/layered_life_2018_large.png","[""Term Life Insurance"",""Universal Life Insurance""]","[""Insurance"",""Wealth Planning""]","","Viewpoints","2018-06-05","2017-03-16","2019-04-15","True" "tcm:526-26818","Consolidate and conquer","Article:Viewpoints","Consolidating accounts at one firm can save you time and money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/consolidate_accounts_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/consolidate-and-conquer","","","4 reasons to consolidate accounts","Consolidating accounts at one firm may help you track tax opportunities, reduce fees and plan more effectively.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/consolidate_accounts_2018_large.jpg","[""401(k)"",""IRA"",""Retirement Accounts"",""Rollover IRA""]","[""Financial Planning"",""Investing Strategies"",""Saving for Retirement""]","","Retirement","2018-06-01","2013-05-29","2019-03-31","True" "tcm:526-85369","3 healthy HSA habits","Article:Viewpoints","Take advantage of 3 easy ways to make the most of your HSA—now and into your retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/healthy_habits_hsa_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/hsa-healthy-habits","","","3 healthy habits for health savings accounts","See 3 easy ways to make the most of your HSA—now and into your retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/healthy_habits_hsa_2018_large.jpg","[""401(k)"",""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2018-06-01","","2018-12-31","True" "tcm:526-231327","A graduate’s guide to money","Article:Viewpoints","It's critical to learn money basics before you make a misstep. Learn how to get taxes, debt, and savings right, early.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/grads_guide_money_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/grads-guide-to-money","","","A graduate’s guide to money","It's critical to learn money basics before you make a misstep. Learn how to get taxes, debt, and savings right, early.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/grad_guide_May22_alt727x285.jpg","[""Cash Management"",""Credit Cards"",""IRA""]","[""Saving and Spending""]","","Personal Finance","2018-05-30","2018-01-30","2019-03-30","True" "tcm:526-271958","Find your estate planner","Article:Viewpoints","See tips on how to select an estate planning attorney.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/estate_planning_attorney_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/finding-an-estate-planning-attorney","","","Finding an estate planning attorney","See tips on how to select an estate planning attorney that can meet your specific needs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/estate_planning_attorney_2018_large.jpg","[""Estate Account"",""Permanent Life Insurance"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2018-05-25","2018-05-25","2020-05-31","True" "tcm:526-208504","Simplify and save","Article:Viewpoints","Look for ways to save on fees and earn more on your money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/simplify_and_save_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-to-save-more","","","Simplify your finances and save","Minimizing fees and maximizing rewards could help your bottom line.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/simplify_and_save_2018_large.jpg","[""Cash Management"",""Credit Cards""]","[""Saving and Spending""]","","Personal Finance","2018-05-25","","2019-08-31","True" "tcm:526-186790","Penny stocks","Article:Viewpoints","Are you considering penny stocks? Here is what you need to know.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trading_penny_stocks_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/trading-penny-stocks","","","Trading penny stocks can be a big risk","Are you considering penny stocks? Here is what you need to know.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trading_penny_stocks_large_2018.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-05-25","2017-08-22","2018-08-30","True" "tcm:526-10840","Surviving spouse IRA","Article:Viewpoints","Know the IRA inheritance rules to avoid paying higher taxes or forfeiting growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/surviving_spouse_IRA_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/surviving-spouse-IRA","","","Rules that govern IRA inheritances","It's critical that you—and the owner of the IRA—understand the rules that govern IRA inheritances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/surviving_spouse_IRA_2018_large.jpg","[""Inherited IRA"",""Rollover IRA""]","[""Estate Planning""]","","Retirement","2018-05-25","","2018-12-31","True" "tcm:526-173866","5 ETF myths debunked","Article:Viewpoints","Aspects of ETFs can be misunderstood, such as costs, dividends, and taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_facts_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/etf-myths","","","5 ETF myths debunked","Aspects of ETFs can be misunderstood, such as their costs, dividends, and taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_facts_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Exchange-Traded Products""]","[""Idea Generation""]","","Active Investor","2018-05-24","2015-03-26","2019-05-30","True" "tcm:526-621936","5 family engagement rules","Article:Viewpoints","See ways to strengthen family relationships throughout your financial life.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/family_engagement_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/5-rules-of-family-engagement","","","5 family engagement rules of thumb","See ways to strengthen family relationships through every stage of your financial life.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/family_engagement_2018_large.jpg","[""Estate Account"",""Trusts""]","[""Family Conversations""]","","Wealth Management","2018-05-21","2018-05-21","2020-05-31","True" "tcm:526-622077","Focus on liquidity","Article:Viewpoints","Earnings balance high valuations, but it's all about financial conditions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_liquidity_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/investment-earnings-and-liquidity","","","Focus on liquidity","It's all about earnings and liquidity which together drive stock valuations.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_liquidity_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-05-21","","2019-05-31","True" "tcm:526-375091","International myths","Article:Viewpoints","Common misconceptions about international investments could be costly.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/international_myths_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/international-investing-myths","","","International investing myths","If you hold any of these common misconceptions about international investments, it could cost you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/international_myths_2018_large.jpg","[""Emerging Markets"",""International Stock Funds"",""International Stocks"",""Mutual Funds""]","[""Investing in Stocks""]","","Investing Ideas","2018-05-18","","2019-04-30","True" "tcm:526-254800","Options tips from pros","Article:Viewpoints","Factor in volatitilty. Consider dividends. Manage your risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_pro_tips_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/options-tips","","","Options tips from pros","Factor in the potential impact of volatility. Consider dividends. Manage your risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_pro_tips_2018_large.jpg","[""Options""]","[""Trading""]","","Active Investor","2018-05-16","","2019-05-30","True" "tcm:526-621420","China growth deceleration","Article:Viewpoints","A slowdown in industrial activity may indicate global growth has peaked.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/BCU_May_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/business-cycle-update-may-2018","","","China growth deceleration","Slowdown in industrial activity may indicate peaked global growth with possible elevated volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/BCU_May_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-05-16","2018-05-16","2018-11-30","True" "tcm:526-93699","Tax-loss harvesting","Article:Viewpoints","This strategy can help reduce taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tax_loss_harvesting_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/tax-loss-harvesting","","","Cut taxes with investment losses","The silver lining to investment losses is potentially off-setting taxes from gains.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tax_loss_harvesting_2018_large.jpg","[""Bonds"",""Mutual Funds"",""Stocks""]","[""Taxes""]","","Personal Finance","2018-05-16","2017-08-08","2019-06-30","True" "tcm:526-275987","Try to save 1% more","Article:Viewpoints","Saving just a little bit more now can have a big impact on your savings in the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/1_percent_more_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/save-more","","","How to save more","Saving just a little bit more now can have a big impact on your savings in the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/1_percent_more_2018_large.jpg","[""401(k)"",""403(b)"",""457"",""IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-05-15","","2019-06-30","True" "tcm:526-620837","Paying off student loans","Article:Viewpoints","Borrowers with federal student loans have several repayment plan options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/student_loans_2018_medium.jpg","","https://www.fidelity.com/viewpoints/financial-basics/student-loan-repayment-plans","","","Student loan repayment options","Borrowers with federal student loans have several repayment plans to choose from.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/student_loans_2018_large.jpg","[""Cash Management""]","[""Student Loans""]","","Financial Basics","2018-05-15","","2019-08-31","True" "tcm:526-172779","Trading a sideways market","Article:Viewpoints","Here's what the stochastic indicator says about stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stochastics_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/trading-with-stochastics","","","Trading in a sideways market","Stochastics can generate buy and sell signals. Here's what it says about stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stochastics_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-05-10","2015-03-18","2019-05-31","True" "tcm:526-232206","Borrowing basics","Article:Viewpoints","Get the basics on mortgages, car loans, student loans, and credit cards.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/types_of_debt_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/learn-about-types-of-debt","","","Can debt be part of a financial plan?","Debt can be tricky—it can sometimes help you get ahead but too much can keep you down.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/types_of_debt_2018_large.jpg","[""Cash Management"",""Credit Cards""]","[""Credit""]","","Personal Finance","2018-05-10","2016-04-18","2019-07-10","True" "tcm:526-40469","Maximize company stock","Article:Viewpoints","A little-used IRS rule can help maximize the value of your company stock.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/company_stock_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/company-stock","","","Maximize company stock","A little-used IRS rule can help maximize the value of your company stock.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/company_stock_2018_large.jpg","[""401(k)"",""Rollover IRA"",""Stock Plans""]","[""Saving for Retirement"",""Wealth Planning""]","","Personal Finance","2018-05-09","2013-12-18","2019-04-30","True" "tcm:526-244935","Estate plan pitfalls to avoid","Article:Viewpoints","Review your estate plan regularly to ensure it meets your needs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/dust_off_estate_plan_2018_medium.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-common-pitfalls","","","Estate plan pitfalls to avoid","Review regularly to ensure that it continues to meet your needs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/dust_off_estate_plan_2018_large.jpg","[""Estate Account"",""Permanent Life Insurance"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2018-05-08","2016-07-25","2019-04-30","True" "tcm:526-620114","A boomerang year?","Article:Viewpoints","The US economy's tailwinds could shift to headwinds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/economic_checkinin_may_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/economic-check-in-may-2018","","","Economic check-in: A boomerang year?","The US economy's tailwinds could shift to headwinds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/economic_checkinin_may_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-05-04","","2019-05-31","True" "tcm:526-620024","Investing: consumer trends","Article:Viewpoints","There may be opportunities in experiences, travel, and gaming.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/II_consumer_trends_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/sector-investing-and-consumer-trends","","","Investing in consumer trends","There may be opportunities in experiences, travel, and gaming.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/II_consumer_trends_2018_large.jpg","[""Consumer Discretionary Sector"",""Domestic Stocks"",""Growth Stocks""]","","","Investing Ideas","2018-05-04","","2019-05-30","True" "tcm:526-221246","Charting a path","Article:Viewpoints","Here's how you can use charts to help in your investing process.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/charting_a_path_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/charts-and-investing","","","Charting an investing path","Here's how you can use charts to help in your investing process.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/charting_a_path_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-05-03","2016-01-27","2020-05-30","True" "tcm:526-125616","Giving that gives back","Article:Viewpoints","Charitable trusts can be a way to give, provide for your family, and help manage taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/charitable_giving_Jan26_alt535x220.jpg","","https://www.fidelity.com/viewpoints/personal-finance/charitable-giving-that-gives-back","","","Charitable giving that gives back","Charitable trusts can help with estate planning, philanthropy, and taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/charitable_giving_Jan26_alt727x285.jpg","[""Charitable Giving Account"",""Insurance""]","[""Estate Planning""]","","Personal Finance","2018-05-01","2014-03-11","2018-06-30","True" "tcm:526-577028","Q1 ETF flows","Article:Viewpoints","While still positive, ETF demand cooled down from its record-setting pace.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/Q1_ETF_fund_flows_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/etf-flows-q1-2018","","","ETF demand slows down","While still positive, demand for ETFs cooled down substantially from its record-setting pace.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/Q1_ETF_fund_flows_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-04-26","","2019-04-30","True" "tcm:526-229285","Smart retirement income strategies","Article:Viewpoints","Learn how to manage for inflation, market changes, and more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/smart_ret_income_strategies_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/retirement-income-strategies","","","Smart retirement income strategies","Learn how to manage for inflation, market ups and downs, new expenses, and longevity in retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/smart_ret_income_strategies_2018_large.jpg","[""Annuities""]","[""Living in Retirement""]","","Retirement","2018-04-25","2016-03-30","2019-09-30","True" "tcm:526-576932","Bond investing ideas","Article:Viewpoints","The economy and Fed have challenged bonds, but opportunities exist.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_ideas_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/investment-planning-for-buying-bonds","","","Bond ideas for today's market","The economy and tightening Fed have challenged bonds, but opportunities exist in short duration corporate bonds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_ideas_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-04-25","","2019-04-30","True" "tcm:526-577239","Stocks go sideways","Article:Viewpoints","Strong earnings have provided a tailwind for stocks as valuations decline.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/stocks_sideways_timmer_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/stock-market-analysis-stocks-go-sideways","","","Stocks go sideways","Stocks have been stuck in a range, as earnings growth has supported prices while valuations have fallen.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/stocks_sideways_timmer_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-04-25","","2019-09-30","True" "tcm:526-260785","Your bridge to Medicare","Article:Viewpoints","Explore 4 health care coverage options as you transition to Medicare at age 65.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/medicare_gap_2016_alt355x209v2.jpg","","https://www.fidelity.com/viewpoints/retirement/transition-to-medicare","","","Your bridge to Medicare","Explore 4 health care coverage options as you transition to Medicare at age 65.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/bridgemedicare_new_large_2017.jpg","[""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Retirement","2018-04-24","2018-01-09","2019-05-31","True" "tcm:526-185133","Should I buy a house?","Article:Viewpoints","Owning a house can be wonderful but there may be other options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/buy_house_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/buying-a-home","","","Should I buy a house?","Buying a home isn't just a financial decision—it's an emotional one too.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/buy_house_2018_large.jpg","[""Cash Management""]","[""Starting Out""]","","Personal Finance","2018-04-24","","2019-08-30","True" "tcm:526-18025","6 Medicare questions","Article:Viewpoints","Learn about eligibility, choices, costs, and when and how to sign up.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/medicare_questions_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/understanding-medicare-options","","","6 key Medicare questions","Get answers to key questions about eligibility, choices, costs, and how to sign up for Medicare.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/medicare_questions_2018_large.jpg","[""Health Savings Account"",""Long-Term Care Insurance"",""Medical Insurance""]","[""Health Care & Wellness""]","","Retirement","2018-04-24","2014-06-23","2019-04-30","True" "tcm:526-177162","How to invest your IRA","Article:Viewpoints","Saving money is a huge accomplishment—investing can help it grow.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/investing_IRA_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/ira-portfolio","","","Investing ideas for your IRA","Consider a higher allocation to stocks and stock mutual funds if retirement is many years away.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/investing_IRA_2018_large.jpg","[""IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-04-23","2017-04-13","2019-04-30","True" "tcm:526-276467","How to save money on food","Article:Viewpoints","Grocery bills got you down? Use these tips to save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/save_money_on_food_2018_medium.jpg","","https://www.fidelity.com/viewpoints/financial-basics/saving-money-on-food","","","How to save money on food","Planning ahead can help cut your grocery bills down to size.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/save_money_on_food_2018_large.jpg","[""Cash Management""]","[""Saving and Spending""]","","Financial Basics","2018-04-20","2017-02-14","2019-08-31","True" "tcm:526-276118","Saving on insurance","Article:Viewpoints","The price of homeowners insurance varies, there are ways to save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/home_insurance_medium_2018.jpg","","https://www.fidelity.com/viewpoints/financial-basics/saving-on-home-insurance","","","Saving on homeowners insurance","Consider shopping around, raising the deductible, and making your home more secure to find lower rates on homeowners insurance.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/home_insurance_large_2018.jpg","[""Cash Management""]","[""Saving and Spending""]","","Financial Basics","2018-04-20","2017-02-14","2019-05-31","True" "tcm:526-40809","Advanced estate planning","Article:Viewpoints","An irrevocable life insurance trust can help provide flexibility and manage taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/EP_life_insurance_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/can-life-insurance-help","","","Estate Planning with life insurance","There are certain estate planning steps we should all take, but you may want to consider more advanced strategies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/EP_life_insurance_2018_large.jpg","[""Term Life Insurance"",""Trusts"",""Universal Life Insurance""]","[""Estate Planning""]","","Personal Finance","2018-04-20","2013-10-14","2019-06-30","True" "tcm:526-249037","Retiree health costs","Article:Viewpoints","Does your retirement income plan account for a health care tab of $280,000?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retiree_HC_costs_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/plan-for-rising-health-care-costs","","","Plan for rising health care costs","To fill a health care savings gap, consider catch-up contributions in 401(k)s, HSAs, and IRAs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retiree_HC_costs_2018_large.jpg","[""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2018-04-18","2016-08-28","2019-09-30","True" "tcm:526-565790","Estate planning for singles","Article:Viewpoints","See tips for singles on financial, health care, and charitable decisions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/EP_for_singles_2018_mediumV2.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-singles","","","Estate planning for singles","See tips and strategies for single people on wills, health care documents, and charitable giving.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/EP_for_singles_2018_largeV2.jpg","[""Charitable Giving Account"",""Estate Account""]","[""Estate Planning"",""Wealth Planning""]","","Wealth Management","2018-04-17","","2020-03-30","True" "tcm:526-246810","Saving with no 401(k)","Article:Viewpoints","Freelancers, side giggers, and workers with no 401(k) do have options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/no_401k_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/no-401k","","","How to save without a 401(k)","Freelancers, side giggers, and workers with no 401(k) do have tax-advantaged saving options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/no_401k_2018_large.jpg","[""401(k)"",""SEP IRA"",""SIMPLE IRA"",""Self-Employed 401(k)""]","[""Asset Classes""]","","Retirement","2018-04-16","2016-08-08","2019-04-30","True" "tcm:526-224772","Upsides of down markets","Article:Viewpoints","4 ideas that may help you take advantage of falling stock prices.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/upside_downmarket_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/investment-strategies-when-stock-prices-are-low","","","The upside of down markets","4 ideas that may help investors take advantage of falling stock prices.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/upside_downmarket_large_2018.jpg","[""Asset Allocation Funds"",""Managed Accounts"",""Stocks""]","[""Market Volatility""]","","Market Insights","2018-04-13","","2019-04-30","True" "tcm:526-151448","Moving averages","Article:Viewpoints","See what this indicator says about US stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/moving_averages_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/moving-averages","","","See through the volatility","See what moving averages say about US stocks now, amid increased turbulence.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/moving_averages_large_2018.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2018-04-12","2017-05-19","2019-04-30","True" "tcm:526-258959","Reasons for a Roth IRA","Article:Viewpoints","Whether you're 25 or 65, a Roth offers tax and savings benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/compellingRoth_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/why-have-a-roth-ira","","","9 compelling reasons to consider a Roth IRA","Get tax-free growth potential, tax-free withdrawals, no required distributions, and more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/compellingRoth_large_2018.jpg","[""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-04-12","2015-03-29","2018-11-30","True" "tcm:526-426695","Quarterly market update","Article:Viewpoints","Crosscurrents fueled volatility, but the global expansion continues.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/QMU_Q2_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/quarterly-market-update","","","Quarterly market update: Q2 2018","Crosscurrents fueled volatility, but the global expansion continues with low recession risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/QMU_Q2_2018_large.jpg","","[""Market Analysis""]","","Market Insights","2018-04-11","2018-01-05","2018-12-31","True" "tcm:526-556140","Views on stocks now","Article:Viewpoints","With volatility up, quality and value may be more important.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/defensive_ideas_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/ideas-for-todays-stock-market","","","Where to look for stocks","4 fund managers look to quality and value to navigate higher prices and volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/defensive_ideas_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-04-11","","2019-04-30","True" "tcm:526-93195","5 retirement risks","Article:Viewpoints","Five ways to help protect what you've saved and ensure that your income needs are met—now and in the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_risks_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/protect-your-retirement-income","","","5 retirement risks to avoid","Learn how to help protect what you've saved and ensure that your income needs are met—now and in the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_risks_2018_large.jpg","[""Long-Term Care Insurance"",""Planning and Guidance Center""]","[""Living in Retirement""]","","Retirement","2018-04-10","2016-03-27","2019-09-30","True" "tcm:526-12165","Giving beyond cash","Article:Viewpoints","Donating complex assets may be a tax-efficient way to make a difference.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/strategic_giving_medium_2018.jpg","","https://www.fidelity.com/viewpoints/wealth-management/donating-nonpublic-traded-assets","","","Strategic giving: Think beyond cash","It may be time to revisit your charitable giving strategies to see if they continue to meet your goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/strategic_giving_large_2018.jpg","[""Restricted Stock Units""]","[""Charitable Giving""]","","Wealth Management","2018-04-10","2014-10-01","2020-03-31","True" "tcm:526-12197","Guide to annuity fees","Article:Viewpoints","Annuity shoppers can benefit from knowing the rules of the road.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/shoppers_quide_annuities_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/shoppers-guide-to-annuity-fees","","","Guide to annuity fees","Annuity shoppers can benefit from knowing the rules of the road.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/shoppers_quide_annuities_large_2018.jpg","[""Annuities""]","[""Living in Retirement""]","","Retirement","2018-04-09","","2019-06-30","True" "tcm:526-198716","Rising rates","Article:Viewpoints","Consider 4 reasons that slowly rising rates should not worry bond investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/higher_rates_bonds_medium_2018.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/fed-rate-hike-worries","","","Rising rates: 4 things to know","Consider 4 reasons that slowly rising rates should not worry bond investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/higher_rates_bonds_large_2018.jpg","[""Bond Funds"",""Bonds"",""Fixed Income"",""Mutual Funds"",""Short Duration Bond Funds""]","[""Investing in Bonds""]","","Investing Ideas","2018-04-09","2015-09-10","2019-04-30","True" "tcm:526-232763","Talk to your doctor","Article:Viewpoints","Get insights from Dr. Orly Avitzur, medical director at Consumer Reports.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/talktodoctor_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-to-talk-to-your-doctor","","","Talk to your doctor and save money","Get a better handle on medical costs and choices by asking your doctor the right questions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/talktodoctor_large_2018.jpg","[""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2018-04-09","2016-04-21","2020-03-31","True" "tcm:526-10798","Social Security tips","Article:Viewpoints","Know your benefits if you're widowed, divorced, or have never married.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/sstips_singles_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-tips-for-singles","","","Social Security tips","Know your benefits if you're widowed, divorced, or have never married.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/sstips_singles_large_2018.jpg","","[""Living in Retirement"",""Social Security""]","","Retirement","2018-04-05","2014-05-19","2019-10-31","True" "tcm:526-245087","Hardship withdrawal","Article:Viewpoints","Taking money early from a 401(k) has consequences, but sometimes it's the only option.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/hardship_withdrawals_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/hardship-withdrawal","","","How to take a hardship withdrawal","Taking money early from a 401(k) has consequences, but sometimes it's the only option.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/hardship_withdrawals_large_2018.jpg","[""401(k)"",""403(b)"",""457"",""IRA""]","[""Asset Classes"",""Saving for Retirement""]","","Retirement","2018-04-05","","2019-03-31","True" "tcm:526-201112","Hitting the strike","Article:Viewpoints","Here are a few ways to help pick the strike price when trading options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/strike_price_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/hitting-the-right-strike-price","","","Hitting the right strike price","Here are a few ways to help pick the strike price when trading options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/strike_price_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Options"",""Stocks""]","[""Trading""]","","Active Investor","2018-04-05","","2020-04-30","True" "tcm:526-556404","Regulation and tech","Article:Viewpoints","Privacy concerns are real, but don't change long-term innovations.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/reg_tech_stocks_2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/will-tech-sector-investments-suffer-from-regulations","","","Will regulation hurt tech stocks?","Data concerns contributed to recent volatility, but Fidelity managers are looking at the long term.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/reg_tech_stocks_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Investing Ideas","2018-04-03","","2019-04-30","True" "tcm:526-12168","Questions on life insurance","Article:Viewpoints","Learn how you can help protect your family’s financial wellbeing by using life insurance.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/questions_life_insurance_medium_2018.jpg","","https://www.fidelity.com/viewpoints/things-to-know-about-life","","","What to know about life insurance","Learn how you can help protect your family's financial well-being by using life insurance.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/questions_life_insurance_large_2018.jpg","[""Permanent Life Insurance"",""Term Life Insurance"",""Universal Life Insurance""]","[""Insurance"",""Wealth Planning""]","","Viewpoints","2018-04-03","","2019-06-30","True" "tcm:526-556009","5 Medicare pitfalls","Article:Viewpoints","Learn how Medicare works if you are still employed after age 65.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/65plus_medicare_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/medicare-and-working-past-65","","","Avoid Medicare pitfalls after 65","Learn how Medicare works if you are still employed after age 65 and keep your employer's health coverage.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/65plus_medicare_large_2018.jpg","[""Health Savings Account"",""Insurance""]","[""Living in Retirement""]","","Retirement","2018-04-03","","2020-03-31","True" "tcm:526-556247","Time to lower expectations","Article:Viewpoints","The bull market may not be over, but more moderate gains and higher volatility seem likely.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/lower_expectations_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-news-the-bull-market-slows","","","Time to lower expectations","The bull market for stocks may not be over, but more moderate gains and higher volatility seem likely.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/lower_expectations_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-04-02","","2019-04-30","True" "tcm:526-149043","Wealth transfer tips","Article:Viewpoints","Talk with your loved ones about transferring assets and protecting your legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/wealth_transfer_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/wealth-transfer-checklist","","","Wealth transfer tips","Talk with your loved ones about transferring assets and protecting your legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/wealth_transfer_2018_large.jpg","[""Estate Account"",""Insurance"",""Trusts""]","[""Estate Planning"",""Wealth Planning""]","","Personal Finance","2018-04-02","2016-01-12","2019-10-31","True" "tcm:526-12173","Retirement countdown","Article:Viewpoints","5 key questions to ask yourself—and answer—about 5 years before retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_countdown_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/countdown-to-retirement","","","Countdown to retirement","5 key questions to ask yourself—and answer—about 5 years before retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_countdown_2018_large.jpg","[""401(k)"",""Annuities"",""Long-Term Care Insurance""]","[""Getting Ready to Retire""]","","Retirement","2018-03-30","","2019-09-30","True" "tcm:526-223978","ETF trading tips","Article:Viewpoints","Here's how to seek the best price for an ETF you're considering.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_trading_tips_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/ETF-trading-tips","","","ETF trading tips","Here's how to seek the best price for an ETF you're considering.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_trading_tips_2018_large.jpg","[""Brokerage"",""Exchange-Traded Funds"",""Exchange-Traded Products"",""Sectors"",""Stocks""]","[""Idea Generation""]","","Active Investor","2018-03-29","","2019-02-28","True" "tcm:526-224247","Take the job or no?","Article:Viewpoints","It's not just about money—think about quality of life issues and your future as well.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/new_job_2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/evaluate-a-job-offer","","","New job offer? 6 considerations","It's not just about money—think about quality of life issues and your future as well.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/new_job_2016_alt727x285.jpg","[""401(k)""]","[""Financial Planning"",""Starting Out""]","","Personal Finance","2018-03-28","","2019-03-30","True" "tcm:526-552488","Tariffs and stocks","Article:Viewpoints","Tariffs could add to inflation, but may be offset by earnings growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/tariffs_stock_volatility_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/will-high-tariffs-mean-lower-stock-prices","","","How tariffs could affect stocks","Tariffs could add to inflation, but the effect on stocks may be offset by earnings growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/tariffs_stock_volatility_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-03-22","","2019-04-30","True" "tcm:526-79492","Using MACD","Article:Viewpoints","During up-and-down markets like these, this technical indicator can help active investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/MACD_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-use-macd","","","MACD: a way to navigate volatility","During up-and-down markets like these, this technical indicator can help active investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/MACD_large_2018.jpg","[""Active Trader Pro"",""Brokerage""]","[""Technical Analysis""]","","Active Investor","2018-03-22","","2019-03-30","True" "tcm:526-140908","Kids and taxes","Article:Viewpoints","If a child has income from a job or investments, be sure to plan for taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/kids_taxes_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/taxes-for-kids","","","Kids and taxes: 6 common questions","If a child has income from a job or investments, you need to know the tax implications.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/kids_taxes_large_2018.jpg","[""529 Plan"",""UGMA/UTMA""]","[""Taxes""]","","Personal Finance","2018-03-22","2016-06-12","2018-12-31","True" "tcm:526-249921","Consider an IRA now","Article:Viewpoints","Get your contribution in and invested to give your money a chance to grow.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/IRA_contributions_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/why-contribute-to-ira-now","","","4 reasons to contribute to an IRA","Saving in an IRA comes with tax benefits that can help you grow your money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/IRA_contributions_large_2018.jpg","","","","Retirement","2018-03-22","","2019-02-28","True" "tcm:526-276675","Catch-up strategies","Article:Viewpoints","See how to save up to $6,000 more for retirement if you're age 50 or older.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/catchup_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/catch-up-contributions","","","Catch-up saving tips if you're 50+","See how to save up to $6,000 more for retirement if you're age 50 or older.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/catchup_large_2018.jpg","[""401(k)"",""403(b)"",""IRA"",""Retirement Accounts""]","[""Saving for Retirement""]","","Retirement","2018-03-21","2017-02-20","2019-04-30","True" "tcm:526-551718","March business cycle update","Article:Viewpoints","The global expansion is on firm ground, but maturing cycles imply that inflationary pressures are building.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/march_BCU_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/march-business-cycle-update","","","March business cycle update","The US business cycle continues to mature, asset valuations are generally elevated, and geopolitical risks are rising.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/march_BCU_large_2018.jpg","[""Bonds"",""Stocks""]","[""Business Cycle Update"",""Market Analysis""]","","Market Insights","2018-03-21","","2019-03-31","True" "tcm:526-551763","Tax reform and retirees","Article:Viewpoints","The new tax law may mean lower Federal income tax bills for many retirees.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/tax_reform_retirees_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/tax-reform-implications-for-retirement","","","Will tax reform help retirees?","New rules for deductions and tax rates may mean lower tax bills for many retirees.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/tax_reform_retirees_2018_large.jpg","","[""Taxes""]","","Retirement","2018-03-21","","2019-04-30","True" "tcm:526-202748","How to give financial gifts to loved ones","Article:Viewpoints","Make the most of your gifts by taking taxes, trusts, and legal factors into account.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/gift_loved_ones_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/giving-money","","","Get smart about gifting","Make the most of your gifts by taking taxes, trusts, and legal factors into account.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/gift_loved_ones_large_2018.jpg","[""Charitable Giving Account"",""Trusts""]","[""Estate Planning""]","","Personal Finance","2018-03-16","","2019-08-31","True" "tcm:526-166690","Longevity and you","Article:Viewpoints","As we live longer, retirement is changing and may mean a longer and more flexible working life, says an aging expert.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/longevity_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/longevity","","","Longevity and your retirement","As we live longer, retirement is changing and may mean a longer and more flexible working life, says an aging expert.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/longevity_large_2018.jpg","[""401(k)"",""Cash Management"",""Medical Insurance"",""Retirement Accounts""]","[""Getting Ready to Retire""]","","Retirement","2018-03-16","","2020-02-28","True" "tcm:526-502927","Growth stock update","Article:Viewpoints","The Fund Manager of the Year on tech, semiconductors, and biotech.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/growth_stocks_medium_2018.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/growth-stocks","","","What's next for growth stocks?","The Manager of the Year weighs in on tech, semiconductors, and biotech.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/growth_stocks_large_2018.jpg","[""Domestic Stock Funds"",""Domestic Stocks""]","[""Investing in Stocks""]","","Investing Ideas","2018-03-15","","2019-01-31","True" "tcm:526-543388","Options activity","Article:Viewpoints","Options activity has been huge in 2018. Here's what it may mean for investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_activity_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/unusual-options-activity","","","Unusual options activity","Options activity has been huge in 2018. Here's what it may mean for investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/options_activity_large_2018.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-03-15","","2019-03-31","True" "tcm:526-165135","Preventing elder abuse","Article:Viewpoints","With financial scams on the rise, here are tips to help keep your loved ones safe.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/elder_abuse_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/elder-abuse","","","Ways to thwart elder abuse","With financial scams on the rise, here are tips to help keep your loved ones safe.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/elder_abuse_large_2018.jpg","[""Cash Management"",""Medical Insurance"",""Retirement Accounts""]","[""Family Conversations""]","","Personal Finance","2018-03-14","","2020-02-29","True" "tcm:526-543406","Facing rising yields","Article:Viewpoints","Rising growth and inflation expectations led rates sharply higher.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_rising_yields_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/bond-markets-and-rising-rates","","","Facing rising yields","Rising growth and inflation expectations led rates sharply higher.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/bond_rising_yields_large_2018.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-03-14","2018-03-06","2019-03-29","True" "tcm:526-276268","Cutting energy costs","Article:Viewpoints","Energy-efficient appliances and better insulation could help you save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/3waystosave_medium_2018.jpg","","https://www.fidelity.com/viewpoints/financial-basics/saving-money-by-saving-energy","","","Cutting energy costs at home","Energy-efficient appliances, LED bulbs, and adding insulation and weather stripping to your home could help cut costs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/3waystosave_large_2018.jpg","[""Cash Management""]","[""Saving and Spending""]","","Financial Basics","2018-03-12","2017-02-14","2019-05-31","True" "tcm:526-192726","Save at tax time","Article:Viewpoints","Deductions are one way to reduce taxes—tax credits could also help you save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/taxtime_deductions_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/taking-tax-deductions","","","Tax deductions to consider","Deductions are one way to reduce taxes—tax credits could also help you save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/taxtime_deductions_large_2018.jpg","[""Charitable Giving Account""]","[""Taxes""]","","Personal Finance","2018-03-12","","2019-02-28","True" "tcm:526-80807","7 credit card tips","Article:Viewpoints","Make credit cards work for you by maximizing perks and rewards while avoiding debt.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/credit_card_tips_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/credit-cards","","","7 credit card tips","To make the most of your cards, find out how to maximize points, cash back, and other perks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/credit_card_tips_large_2018.jpg","[""Credit Cards""]","[""Credit""]","","Personal Finance","2018-03-12","","2019-02-28","True" "tcm:526-10849","Do you need a bank?","Article:Viewpoints","Banks aren't the only game in town when it comes to cash management.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/needabank_medium_2018.jpg","","https://www.fidelity.com/viewpoints/do-you-really-need-a-bank","","","Do you need a bank?","Mobile banking has made the brick-and-mortar bank less vital. It may be time to consider the alternatives.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/needabank_large_2018.jpg","[""Brokerage"",""CDs"",""Cash Management"",""Credit Cards""]","[""Financial Planning""]","","Viewpoints","2018-03-12","2014-07-22","2019-04-30","True" "tcm:526-209432","Secure later-in-life income","Article:Viewpoints","Want to delay retirement income into your 70s and 80s? Here’s how to do that with your traditional IRA or 401(k).","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/QLAC_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/rmds-to-retirement-income-for-life","","","Secure later-in-life income","Want to delay retirement income into your 70s and 80s? Here’s how to do that with your traditional IRA or 401(k).","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/QLAC_large_2018.jpg","[""Annuities""]","[""Living in Retirement"",""Required Minimum Distributions""]","","Retirement","2018-03-09","2016-10-26","2019-12-31","True" "tcm:526-172365","Grandparents can help","Article:Viewpoints","How to help your parents with planning and paying for your children's college education.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/grandparents_college_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/grandparents-can-help-fund-college","","","How grandparents can help fund college","Learn about 3 tax-advantaged savings options for grandparents.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/grandparents_college_large_2018.jpg","[""529 Plan"",""UGMA/UTMA"",""UTMA""]","[""College Planning""]","","Personal Finance","2018-03-08","2016-03-20","2019-03-30","True" "tcm:526-542371","Reflections on corrections","Article:Viewpoints","One Fidelity expert looks to past corrections for clues to today's opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/reflection_corrections_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-corrections-history-investors","","","Reflections on corrections","One Fidelity expert looks to past corrections for clues to today's opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/reflection_corrections_large_2018.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-03-07","2018-03-06","2019-03-30","True" "tcm:526-56971","Guide to earnings","Article:Viewpoints","A stock can move in response to an earnings report.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trade_earnings_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/trading-earnings","","","Guide to earnings","The potential for a stock to move in response to an earnings report can create trading opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trade_earnings_large_2018.jpg","[""Options"",""Stocks""]","[""Trading""]","","Active Investor","2018-03-07","2013-01-28","2019-06-30","True" "tcm:526-471483","How to start investing","Article:Viewpoints","Picking your asset allocation is a great way to begin.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/start_investing_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-to-start-investing","","","How to start investing","Build your portfolio methodically just like many professionals do—starting with asset allocation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/start_investing_large_2018.jpg","[""Bonds"",""Stocks""]","[""Asset Classes""]","","Personal Finance","2018-03-05","","2019-05-31","True" "tcm:526-220372","IRAs: 7 must-knows","Article:Viewpoints","Don't miss out on the benefit potential of IRAs. Here are some often overlooked strategies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/7-IRA-things-to-know_2018_M.jpg","","https://www.fidelity.com/viewpoints/retirement/IRA-things-to-know","","","7 things you may not know about IRAs","Make sure you aren't overlooking some strategies and potential tax benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/7-IRA-things-to-know_2018_L.jpg","[""IRA"",""Rollover IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-03-05","2017-02-21","2018-12-17","True" "tcm:526-206362","5 annuity myths","Article:Viewpoints","We debunk common misconceptions and point out some unique benefits of annuities, if you shop smart.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/annuity_myths_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/facts-about-annuities","","","5 annuity myths","Dispelling myths about annuities can open the door to many unique investment solutions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/annuity_myths_large_2018.jpg","[""Annuities"",""Retirement Accounts""]","[""Getting Ready to Retire""]","","Retirement","2018-03-05","2015-10-20","2018-06-30","True" "tcm:526-492865","Estate plan for home","Article:Viewpoints","A plan for your home can save your family stress and money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estateplan_home_medium_2018.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-a-home","","","Estate planning options for a home","Smart estate planning for your home can save your family a lot of stress and money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estateplan_home_large_2018.jpg","","[""Estate Planning"",""Wills""]","","Wealth Management","2018-03-05","","2019-01-31","True" "tcm:526-126500","Withdrawal strategies","Article:Viewpoints","Ways to help reduce taxes and get the income you need in retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/savvy_tax_withdrawals_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/tax-savvy-withdrawals","","","Tax tips for retirement income","Here's how to help minimize taxes when it's time to withdraw money from your retirement accounts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/savvy_tax_withdrawals_large_2018.jpg","[""401(k)"",""IRA"",""Retirement Accounts"",""Roth IRA"",""Traditional IRA""]","[""Required Minimum Distributions"",""Saving for Retirement""]","","Retirement","2018-03-05","2016-04-25","2019-07-31","True" "tcm:526-493543","Stock leaders","Article:Viewpoints","International stocks are beating the US but expect different patterns than in past cycles.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/international_equities_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/business-cycle-approach-to-international-equities","","","International stocks take the lead","International stocks are beating the US but expect different patterns than in past cycles.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/international_equities_large_2018.jpg","[""Bonds"",""Stocks""]","[""Business Cycle Update"",""Market Analysis""]","","Market Insights","2018-03-05","2018-02-02","2019-02-28","True" "tcm:526-541791","The risks of tariffs","Article:Viewpoints","Higher tariffs could challenge exporters and multinationals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/tariffs_economy_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/economic-implications-of-tariffs","","","Weighing the risk of tariffs","A trade war could pose challenges for exporters and multinationals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/tariffs_economy_large_2018.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-03-05","2018-02-02","2019-02-28","True" "tcm:526-70899","How to invest tax-efficiently","Article:Viewpoints","Create a strategy to help manage, defer, and reduce taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tax-efficient-investing_medium_2018.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/tax-strategy","","","How to invest tax-efficiently","Manage taxes by considering the role of losses, the timing of investments, and investment selection.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tax-efficient-investing_large_2018.jpg","[""401(k)"",""403(b)"",""Annuities"",""Charitable Giving Account"",""Exchange-Traded Funds"",""Fixed Deferred Annuities"",""IRA"",""Managed Accounts"",""Retirement Accounts"",""Roth IRA""]","[""Investing Strategies""]","","Investing Ideas","2018-03-05","2013-07-02","2018-12-04","True" "tcm:526-269648","How to get out of debt","Article:Viewpoints","Get off the debt treadmill by committing to a long-term plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/getoutofdebt_medium_2018new.jpg","","https://www.fidelity.com/viewpoints/financial-basics/how-to-get-out-of-debt","","","Get out of debt this year","Get off the debt treadmill by committing to a long-term plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/FF/getoutofdebt_large_2018new.jpg","[""Cash Management"",""Credit Cards""]","[""Credit""]","","Financial Basics","2018-03-05","","2019-03-31","True" "tcm:526-228258","Traditional or Roth?","Article:Viewpoints","Taxes are a key consideration in deciding between a Roth IRA and a traditional IRA.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/trad_v_roth_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/traditional-or-roth-ira","","","Traditional or Roth IRA?","Consider your tax bracket now and in the future as well as your spending habits to choose which type of IRA might make sense for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/trad_v_roth_large_2018.jpg","[""IRA"",""Roth IRA"",""Traditional IRA""]","[""Saving for Retirement""]","","Retirement","2018-02-14","","2018-12-31","True" "tcm:526-273898","7 reasons to file your taxes early","Article:Viewpoints","Do yourself a favor and get your taxes done well before the deadline.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/starttaxesearly_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/getting-started-on-tax-returns","","","7 reasons to file your taxes early","Getting your taxes done early can take some of the pressure off and gives you plenty of time to get organized.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/starttaxesearly_large_2018.jpg","[""IRA"",""SEP IRA"",""Traditional IRA""]","[""Taxes""]","","Personal Finance","2018-02-14","","2018-10-31","True" "tcm:526-209924","How to teach kids about money","Article:Viewpoints","Start teaching kids about money early with our age-appropriate lessons.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/raising_a_saver_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/tips-for-raising-a-saver","","","How to raise a saver","Start teaching kids about money early with our age-appropriate lessons.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/raising_a_saver_large_2018.jpg","[""Charitable Giving Account"",""College Savings""]","[""Saving and Spending""]","","Personal Finance","2018-02-13","2018-02-02","2019-07-31","True" "tcm:526-248451","Unmarried couples and $","Article:Viewpoints","You don’t have to be married to plan your financial future together.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/unmarried_couples_medium_2018-new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/4-financial-tips-unmarried-couples","","","Financial tips for unmarried couples","You don’t have to be married to plan your financial future together or to protect yourself financially.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/unmarried_couples_large_2018-new.jpg","[""Cash Management"",""IRA"",""Roth IRA""]","[""Living Together""]","","Personal Finance","2018-02-13","2016-08-22","2019-04-30","True" "tcm:526-337057","How to manage inflation","Article:Viewpoints","If inflation picks up, it can have an impact on a wide range of investments.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/manage_inflation_medium_2018.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/managing-inflation-risk","","","How to manage inflation","If inflation picks up, it can have an impact on a wide range of investments.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/manage_inflation_large_2018.jpg","[""Bond Funds"",""Bonds""]","[""Investing Strategies""]","","Investing Ideas","2018-02-12","2017-03-25","2019-03-31","True" "tcm:526-492633","Markets: What's next?","Article:Viewpoints","With valuations down and earnings strong, the bull run is likely not over yet.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_market_shakeup_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-shakeup-whats-next","","","Markets: What's next?","With valuations down and earnings strong, the bull run is likely not over yet.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_market_shakeup_large_2018.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-02-12","2018-02-12","2019-02-28","True" "tcm:526-83596","Do you need an estate plan?","Article:Viewpoints","Almost anyone can benefit from a plan, regardless of how much money you have or your age.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/needestateplan_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/do-you-need-an-estate-plan","","","Do you need an estate plan?","Almost anyone can benefit from a plan, regardless of how much money you have or your age.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/needestateplan_large_2018.jpg","[""Charitable Giving Account"",""Inherited IRA"",""Trusts""]","[""Estate Planning"",""Estate Tax""]","","Personal Finance","2018-02-09","2013-09-15","2019-05-31","True" "tcm:526-276414","Don't fall prey to financial scams","Article:Viewpoints","Protect yourself from tax and financial scams. Follow best practices for safeguarding information.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/identity_theft_medium_2018new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/preventing-identity-theft","","","How to spot financial scams","Learn to recognize emails and phone calls from scammers and protect your personal information online.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/identity_theft_large_2018new.jpg","[""Brokerage""]","[""Online Security""]","","Personal Finance","2018-02-09","","2019-03-31","True" "tcm:526-52560","January barometer","Article:Viewpoints","How might stocks perform in 2018? Here's what this indicator says.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/jan_barometer_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/january-barometer","","","January barometer","How might stocks perform in 2018? Here's what this widely followed technical indicator says.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/jan_barometer_large_2018.jpg","[""Active Trader Pro"",""Brokerage""]","[""Technical Analysis""]","","Active Investor","2018-02-08","","2019-06-30","True" "tcm:526-200401","Buying market pullbacks","Article:Viewpoints","Sudden price drops can be nerve-wracking, but they may provide opportunities for some.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/buying_pullbacks_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/Buying-market-pullbacks","","","Buying the pullbacks","Sudden price drops can be nerve-wracking, but they may provide opportunities for some.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/buying_pullbacks_large_2018.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2018-02-08","","2019-02-27","True" "tcm:526-471249","Mixed economic signs","Article:Viewpoints","Tax cuts add stimulus, while the Fed withdraws it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/eco_checkin_feb_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/economic-outlook-february-2018","","","Economic check-in: Mixed signals","US tax cuts add stimulus to the economy, while central banks withdraw it. Now may not be a good time to add risk to your portfolio.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/eco_checkin_feb_large_2018.jpg","[""Managed Accounts""]","[""Economic Insight""]","","Market Insights","2018-02-07","","2018-12-31","True" "tcm:526-471306","New deduction rules","Article:Viewpoints","See how tax reform increased, limited, and eliminated deductions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/personal_tax_deductionst_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-has-tax-reform-changed-deductions","","","How tax reform changed deductions","See how tax reform increased, limited, and eliminated many popular deductions, and what it may mean for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/personal_tax_deductionst_large_2018.jpg","[""Managed Accounts""]","[""Economic Insight"",""Taxes""]","","Personal Finance","2018-02-07","2018-02-07","2019-01-31","True" "tcm:526-17674","Roth IRA conversions","Article:Viewpoints","Converting a regular IRA to a Roth IRA? Consider 2 tax-savvy options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/tax_savvy_new_alt_med.jpg","","https://www.fidelity.com/viewpoints/retirement/tax-savvy-roth-conversions","","","Tax-savvy Roth IRA conversions","Want to reduce the taxes you pay in retirement? Here are 2 ways to help manage the taxes of converting a traditional IRA to a Roth IRA.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/rothIRA_conversion_large_2018.jpg","[""Charitable Giving Account"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2018-02-07","2014-11-23","2019-04-30","True" "tcm:526-10787","Need steady income?","Article:Viewpoints","Even in uncertain rate environments, bond ladders can provide predictable income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/bond_ladder_medium_2018.jpg","","https://www.fidelity.com/viewpoints/bond-ladder-strategy","","","Need steady income?","Even in uncertain rate environments, bond ladders can provide predictable income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/bond_ladder_large_2018.jpg","[""Bonds""]","[""Investing in Bonds""]","","Viewpoints","2018-02-06","2014-07-24","2019-02-15","True" "tcm:526-274678","Love and money","Article:Viewpoints","Get intimate by talking about money and planning for the future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/iloveyou_medium_2018.jpg","","https://www.fidelity.com/viewpoints/financial-basics/financial-stability-and-love","","","Financial stability is romantic","Money can't buy love, but showing that you're financially responsible could be very attractive to your partner.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/iloveyou_large_2018.jpg","[""401(k)"",""Cash Management"",""IRA""]","[""Saving and Spending""]","","Financial Basics","2018-02-06","2017-02-08","2019-02-28","True" "tcm:526-399804","Navigating pullbacks","Article:Viewpoints","Make sure you haven't taken on too much risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/market_correction_2017_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/ready-for-stock-market-correction","","","Navigating corrections","Make sure you haven’t taken on too much risk during bull market rallies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/market_correction_2017_large.jpg","","[""Investing Strategies""]","","Investing Ideas","2018-02-06","2018-02-06","2018-08-31","True" "tcm:526-471239","Behind the pullback","Article:Viewpoints","Corrections are normal. This one seems driven by higher rates.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_pullback_2018_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/whats-behind-the-market-correction","","","What's behind the market pullback","Stocks volatility has made a comeback as investors weigh the impact of rising rates and the risk of an overheating economy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_pullback_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2018-02-05","2018-02-05","2019-01-31","True" "tcm:526-463152","Retirement budget basics","Article:Viewpoints","It’s important to start your retirement with a spending plan that works for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/budget_in_retirement_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/budgeting-in-retirement","","","Retirement budgeting","Create a spending plan that sets goals that work for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/budget_in_retirement_large_2018.jpg","[""Cash Management"",""Planning and Guidance Center"",""Retirement Accounts""]","[""Budgeting""]","","Retirement","2018-02-05","2018-02-05","2019-08-31","True" "tcm:526-471127","Q1 2018 sector rankings: a tech world","Article:Viewpoints","Technology—2017's top sector—continues to score well. Materials did as well.","","","https://www.fidelity.com/viewpoints/investing-ideas/quarterly-sector-update-video","","","Q1 2018 sector rankings: a tech world","Technology—2017's top sector—continues to score well. Materials did as well.","","[""Brokerage"",""Information Technology Sector"",""Sector Funds"",""Sectors"",""Stocks""]","[""Investing in Stocks""]","","Investing Ideas","2018-02-02","2017-07-27","2021-02-13","True" "tcm:526-408006","Q1 sector rankings","Article:Viewpoints","Technology—2017's top sector—scored well. Materials did as well.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/QSU_Q3_2017_new_alt_med.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/quarterly-sector-update-q1-2018","","","Q1 2018 sector rankings","Technology—2017's top sector—continues to score well in our scorecard. Materials did as well. See how the sectors stack up for Q1.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/QSU_Q4_2015_alt727x285.jpg","[""Brokerage"",""Information Technology Sector"",""Sector Funds"",""Sectors"",""Stocks""]","[""Investing in Stocks""]","","Investing Ideas","2018-02-02","2018-01-25","2018-12-31","True" "tcm:526-463073","2017 ETF trends","Article:Viewpoints","ETF flows hit record highs. Picking up steam in Q4: financials, tech, industrials.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/etf_trends_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/etf-trends-2017","","","ETF trends","ETF flows hit record highs. Picking up steam in Q4: financials, tech, industrials.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/etf_trends_large_2018.jpg","[""Exchange-Traded Funds""]","[""Idea Generation""]","","Active Investor","2018-02-01","2018-02-01","2019-06-30","True" "tcm:526-78348","Student loan guide","Article:Viewpoints","The more you save, the less you have to borrow. Here are tips for parents and students.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/studentloanguide_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/student-loan-guide","","","A guide for student loans","The more you save, the less you have to borrow. Here are tips for parents and students.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/studentloanguide_large_2018.jpg","[""529 Plan"",""UGMA/UTMA"",""UTMA""]","[""College Planning""]","","Personal Finance","2018-01-31","2018-01-31","2019-02-28","True" "tcm:526-195051","3 questions before you retire","Article:Viewpoints","Consider key questions on Social Security, health care, and generating income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/RET__may30_2017.jpg","","https://www.fidelity.com/viewpoints/retirement/three-retirement-questions","","","3 key pre-retiree decisions","Consider key questions on Social Security, health care, and generating income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retiree_questions_May_alt727x285.jpg","[""Health Savings Account"",""Planning and Guidance Center"",""Retirement Accounts""]","[""Getting Ready to Retire"",""Living in Retirement""]","","Retirement","2018-01-30","2015-08-17","2019-07-31","True" "tcm:526-377718","Special needs savings","Article:Viewpoints","A tax-advantaged account for saving for a loved one with a disability.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/specialneeds_new_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/special-needs-savings","","","Saving for a loved one with a disability","ABLE accounts offer a tax-advantaged way for those with special needs—and their families—to save.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/specialneeds_new_large_2018.jpg","[""ABLE Account"",""Non-Retirement Account""]","[""New Child""]","","Personal Finance","2018-01-30","2018-01-26","2019-05-31","True" "tcm:526-219102","Will I ever retire?","Article:Viewpoints","To boost retirement savings, save more, work longer, and invest wisely.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/RSA_score_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/how-to-save-more-for-retirement-score","","","Will you ever retire?","Fidelity surveyed Americans to find the average Retirement Score. What is your score?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/RSA_score_2018_large.jpg","[""401(k)"",""IRA""]","[""Saving for Retirement""]","","Retirement","2018-01-30","","2019-01-31","True" "tcm:526-135792","Estate planning for second marriages","Article:Viewpoints","Smart estate planning can reduce snags and maintain harmony in your second family.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/EP_2nd_time_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/estate-planning-for-second-marriages","","","Second time around","Smart estate planning can reduce snags and maintain harmony in your second family.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/EP_2nd_time_large_2018.jpg","[""Trusts""]","[""Wealth Planning""]","","Personal Finance","2018-01-29","2016-05-23","2018-12-31","True" "tcm:526-130694","Estate planning must dos","Article:Viewpoints","Choosing the right beneficiaries, accounts and forms of ownership is key to preserving your legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estate_planning_mustdos_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/estate-plan-pitfalls","","","Estate planning must dos","Choosing the right beneficiaries, accounts and forms of ownership is key to preserving your legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estate_planning_mustdos_large_2018.jpg","[""Trusts""]","[""Estate Planning""]","","Personal Finance","2018-01-26","2018-01-26","2018-12-31","True" "tcm:526-164352","50/15/5: a rule of thumb","Article:Viewpoints","See where your money goes using three categories for saving.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/rule-of-thumb_new_alt_med.jpg","","https://www.fidelity.com/viewpoints/personal-finance/spending-and-saving","","","How much should you save?","It isn't about managing every penny. Track your money using 3 categories","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/rule-of-thumb_Feb16_alt727x285.jpg","[""401(k)"",""IRA""]","[""Saving and Spending""]","","Personal Finance","2018-01-26","2015-01-11","2019-02-28","True" "tcm:526-35876","Protective puts","Article:Viewpoints","This options strategy is designed to limit your risk exposure.","","","https://www.fidelity.com/viewpoints/active-investor/Protect-your-profits","","","What is a protective put?","lA protective put involves purchasing put options on the same stock.xt","","[""Active Trader Pro"",""Options""]","[""Trading""]","","Active Investor","2018-01-26","2018-01-26","2018-06-30","True" "tcm:526-452431","Can the bull run?","Article:Viewpoints","A look back at history suggests that this bull market could continue.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_bullmarket_2018_medium.jpg","","https://www.fidelity.com/viewpoints/stock-market-analysis-for-bullish-markets","","","Can the bull market continue?","Despite valuations, an analysis of prior bull markets suggests this run could go on into 2019.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_bullmarket_2018_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Viewpoints","2018-01-26","","2019-02-28","True" "tcm:526-271972","Tax form need-to-knows","Article:Viewpoints","Reduce tax-filing stress: Know which tax forms you need and when to file.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/answers_tax_questions_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/tax-form-questions-explained","","","Tax form need-to-knows","Reduce tax-filing stress: Know which tax forms you need and when to file, plus get answers to common questions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/answers_tax_questions_large_2018.jpg","[""Bonds"",""Rollover IRA"",""Stocks""]","[""Taxes""]","","Personal Finance","2018-01-25","2018-01-24","2019-01-15","True" "tcm:526-10838","Non-spouse IRA","Article:Viewpoints","Understand the IRA inheritance rules to avoid paying higher taxes or forfeiting growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/nonspouse_IRA_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/non-spouse-IRA","","","Are you a nonspouse IRA beneficiary?","Understand the IRA inheritance rules to avoid paying higher taxes or forfeiting growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/nonspouse_IRA_large_2018.jpg","[""Inherited IRA""]","[""Estate Planning""]","","Retirement","2018-01-25","","2018-12-31","True" "tcm:526-14935","Small business plans","Article:Viewpoints","Understanding your options may help you save more for retirement and reduce taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retirement-small-biz-dec2017_M.jpg","","https://www.fidelity.com/viewpoints/retirement-plan-small-business","","","Retirement plans for small businesses","Understanding your options may help you save more for retirement and lower taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/retirement-small-biz-dec2017_L.jpg","[""401(k)"",""IRA"",""SEP IRA"",""SIMPLE IRA"",""Small Business Retirement""]","[""Saving for Retirement""]","","Viewpoints","2018-01-25","2015-06-02","2018-12-31","True" "tcm:526-150787","Smart 529 spending","Article:Viewpoints","The right way reduces taxes, avoids penalties, and doesn't jeopardize financial aid.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/529spending_medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/college-529-spending","","","How to spend from a 529 savings plan","The right way reduces taxes, avoids penalties, and doesn't jeopardize financial aid.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/529spending_large_2018.jpg","[""529 Plan"",""UGMA/UTMA"",""UTMA""]","[""College Planning""]","","Personal Finance","2018-01-24","2018-01-24","2018-11-30","True" "tcm:526-199040","Working in retirement","Article:Viewpoints","See how older workers can tap into important retirement benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/working-ret_Dec21_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/working-in-retirement-part2","","","Working in retirement: a rulebook","See how to tap into financial, health care, Social Security, and other benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/working-ret_Dec21_alt727x285.jpg","","[""Living in Retirement""]","","Retirement","2018-01-22","2018-01-22","2019-03-31","True" "tcm:526-433444","Government shutdown: what’s next","Article:Viewpoints","This shutdown is over, but another deadline looms. Here's what it could mean for markets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/government_shutdown_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/government-shutdown-impacts-markets-investors","","","Markets and politics","This shutdown is over, but another deadline looms. Here's what it could mean for markets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/government_shutdown_large_2018.jpg","","[""Market Analysis""]","","Market Insights","2018-01-22","2018-01-23","2018-12-31","True" "tcm:526-154462","Tips for volatility","Article:Viewpoints","When markets get choppy, it pays to have a plan, and to stick to it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/6_strat_vol_markets_Nov4_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/strategies-for-volatile-markets","","","6 strategies for when markets become volatile","If markets get choppy, it pays to have an investing plan and to stick to it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/6_strat_vol_markets_Nov4_alt727x285.jpg","[""Fixed Income"",""Managed Accounts"",""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","2018-01-19","2014-10-15","2018-07-31","True" "tcm:526-393888","LGBT estate planning","Article:Viewpoints","Learn how same-sex couples can manage financial decisions for wills, trusts, and gifting.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/samesexcouples_ep_medium_2018.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-same-sex-couples","","","Estate planning tips for same-sex couples","Learn how same-sex couples can manage financial decisions for wills, trusts, and gifting.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/samesexcouples_ep_large_2018.jpg","[""Estate Account"",""Long-Term Care Insurance"",""Trusts""]","[""Elderly Parent""]","","Wealth Management","2018-01-19","2017-01-31","2019-01-31","True" "tcm:526-463062","ABCs of 529 plans","Article:Viewpoints","They offer one of the biggest bangs for a college buck. Learn how to make the most of one.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/abcs_college_medium_2017.jpg","","https://www.fidelity.com/viewpoints/abcs-of-college-savings-plans","","","The ABCs of 529 savings plans","They offer one of the biggest bangs for a college buck. Learn how to make the most of one.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/abcs_college_large_2017new.jpg","[""529 Plan"",""UGMA/UTMA"",""UTMA""]","[""Saving and Spending""]","","Viewpoints","2018-01-19","","2019-05-31","True" "tcm:526-425495","2018: navigating rate hikes","Article:Viewpoints","High valuations on corporate bonds may make Treasuries relatively attractive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/navigate_rate_hikes_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/investing-strategies-for-interest-rate-hikes","","","2018 bond outlook","Consider Treasuries, as corporate bonds look expensive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/navigate_rate_hikes_large_2018.jpg","[""Bonds""]","[""Market Analysis""]","","Market Insights","2018-01-17","2018-01-17","2018-12-31","True" "tcm:526-53240","How to short stocks","Article:Viewpoints","Shorting makes money when an investment decreases, but there are risks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/howtoshortstocks_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/selling-short","","","How to short stocks","Shorting makes money when an investment decreases, but there are risks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/howtoshortstocks_large_2018.jpg","[""Active Trader Pro"",""Brokerage""]","[""Trading""]","","Active Investor","2018-01-17","2013-01-28","2019-12-31","True" "tcm:526-217128","Aging in place","Article:Viewpoints","Know these 6 success factors to help you age in place.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/aging_in_place_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/aging-in-place","","","How to grow old in your own home","Know these 6 success factors to help you age in place.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/aging_in_place_large_2018.jpg","[""Cash Management""]","[""Elderly Parent"",""Living in Retirement""]","","Retirement","2018-01-16","2018-01-12","2019-12-17","True" "tcm:526-425864","Stock outlook: late innings of a market cycle","Article:Viewpoints","Valuations are up, but there may be opportunity in financials and energy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/stockoutlook_later_innings_medium_2018v2.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-analysis-for-the-end-of-2017","","","Stock outlook: late innings","Valuations are up, but there may be opportunity in financials, energy, and others.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/stockoutlook_later_innings_large_2018v2.jpg","[""401(k)"",""Domestic Stock Funds"",""Mutual Funds""]","[""Investing in Stocks""]","","Market Insights","2018-01-10","2017-10-10","2018-12-31","True" "tcm:526-13121","How to reverse a Roth IRA conversion","Article:Viewpoints","See how reversing a Roth IRA conversion may help save on taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/reverse_roth_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/how-to-reverse-a-roth-conversion","","","How to reverse a Roth conversion","Tax reform made 2017 the last tax year for reversing a Roth IRA conversion. Here's what to know.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/reverse_roth_large_2018.jpg","[""Roth IRA"",""Traditional IRA""]","[""Getting Ready to Retire""]","","Retirement","2018-01-09","2017-03-19","2019-01-31","True" "tcm:526-143086","Weekly options","Article:Viewpoints","Are you a short-term trader? Consider options that expire weekly.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/weekly_options_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/weekly-options","","","Expand your options with weeklys","Are you a short-term trader? Consider options that expire weekly—not monthly.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/weekly_options_large_2018.jpg","[""Active Trader Pro"",""Brokerage""]","[""Trading""]","","Active Investor","2018-01-08","2014-07-08","2019-01-31","True" "tcm:526-229329","Common money mistakes","Article:Viewpoints","It's easy to fall into money traps when you're young. Set yourself up for success by avoiding common pitfalls.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/millenial_money_mistakes__medium_2018.jpg","","https://www.fidelity.com/viewpoints/personal-finance/millennial-money-mistakes","","","5 common money mistakes to avoid","It's easy to fall into money traps when you're young. Set yourself up for success by avoiding common pitfalls.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/millenial_money_mistakes__large_2018.jpg","[""Cash Management""]","[""Saving and Spending""]","","Personal Finance","2018-01-04","2017-01-22","2019-01-22","True" "tcm:526-271736","Saving for a vacation","Article:Viewpoints","Whether it's a seaside villa or just a hotel with a pool, start saving now to take your dream vacation this year.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/save_vacation_medium_2018.jpg","","https://www.fidelity.com/viewpoints/financial-basics/saving-for-vacation","","","Saving for a vacation","Whether it's a seaside villa or just a hotel with a pool, start saving now to take your dream vacation this year.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/save_vacation_large_2018.jpg","[""Cash Management"",""Credit Cards""]","[""Saving and Spending""]","","Financial Basics","2018-01-03","2017-01-22","2019-01-31","True" "tcm:526-424549","Markets 2018: 4 key drivers","Article:Viewpoints","The market backdrop appears positive, but not the Goldilocks scenario of 2017.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_key_drivers_medium_2018.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/2018-stock-market-analysis","","","2018: 4 market drivers","The backdrop appears positive, but not the Goldilocks scenario of 2017.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_key_drivers_large_2018.jpg","","[""Market Analysis""]","","Market Insights","2018-01-03","2017-12-27","2019-01-03","True" "tcm:526-423887","2018: global growth","Article:Viewpoints","Growing economies and lower valuations may support foreign stocks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/intl_stock_outlook_medium_2017.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/international-stock-outlook-2018","","","International stock outlook: global growth","International economies are growing, while valuations look relatively attractive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/intl_stock_outlook_large_2017.jpg","[""International Stocks""]","[""Investing in Stocks""]","","Investing Ideas","2018-01-03","2017-12-22","2018-12-31","True" "tcm:526-13129","Portfolio checkup","Article:Viewpoints","Read our step-by-step guide to evaluating your investments and performance.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/portfolio_checkup_Jun26_alt535x220.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/portfolio-checkup","","","Give your portfolio a checkup","Read our step-by-step guide to evaluating your investments and performance.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/portfolio_checkup_Jun26_alt600x200.jpg","[""Stocks""]","[""Investing Strategies""]","","Investing Ideas","2018-01-02","2015-07-13","2019-01-30","True" "tcm:526-12186","6 stock plan mistakes","Article:Viewpoints","See how to make the most of your company stock plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/employee_stock_plan_medium_2018.jpg","","https://www.fidelity.com/viewpoints/stock-plan-mistakes","","","6 stock plan mistakes to avoid","Make the most of your company stock plan by understanding its rules.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/employee_stock_plan_large_2018.jpg","[""Stock Plans""]","[""Financial Planning""]","","Viewpoints","2017-12-29","2014-05-27","2019-12-31","True" "tcm:526-423359","2017 stock market report","Article:Viewpoints","Tech stocks are winning. See how the rest of the market did, plus a look ahead.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stock_market_report_medium_2017.jpg","","https://www.fidelity.com/viewpoints/active-investor/stock-report-2017","","","2017 stock market report","Tech stocks are winning. See how the rest of the market did, plus a look ahead.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stock_market_report_large_2017.jpg","[""Sectors"",""Stocks""]","[""Idea Generation""]","","Active Investor","2017-12-22","2015-12-16","2018-12-31","True" "tcm:526-186251","Roth conversions","Article:Viewpoints","Learn about Roth conversion taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/Roth_conversion_questions_2017_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/roth-IRA-common-questions","","","Answers to Roth conversion questions","Learn about Roth conversion taxes—and when to consider a ""do over.""","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/Roth_conversion_questions_2017_large.jpg","[""Roth IRA""]","[""Required Minimum Distributions"",""Saving for Retirement""]","","Retirement","2017-12-22","2015-08-02","2019-03-10","True" "tcm:526-411111","Tax reform: the biggest changes","Article:Viewpoints","What's in the legislation to overhaul the tax code.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/newtaxplan_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/tax-proposal-details","","","Tax reform: the biggest changes","What's in the legislation to overhaul the tax code.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/newtaxplan_large_2017new.jpg","[""Managed Accounts""]","[""Taxes""]","","Personal Finance","2017-12-22","2017-11-06","2018-11-30","True" "tcm:526-12174","Social Security at 62?","Article:Viewpoints","Wait a few years or longer to boost your benefits—and your spouse's.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/social_security_62_medium_2017.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-at-62","","","Take Social Security at 62?","If you can wait a few years or longer, you can boost your benefits—and your spouse's.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/social_security_62_large_2017.jpg","[""401(k)"",""403(b)"",""Retirement Accounts""]","[""Living in Retirement""]","","Retirement","2017-12-22","2015-02-24","2019-03-31","True" "tcm:526-116442","Beware of cashing out","Article:Viewpoints","Evaluate all of your options before cashing out a 401(k).","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/beware_cashingout_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/cashing-out","","","Beware of cashing out a 401(k)","It might be tempting to withdraw some money when times are tough—but there could be long-term consequences.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/beware_cashingout_large_2018.jpg","[""401(k)"",""IRA"",""Retirement Accounts"",""Rollover IRA"",""Roth IRA"",""Traditional IRA""]","[""Saving for Retirement""]","","Retirement","2017-12-21","2015-04-09","2019-02-28","True" "tcm:526-423922","Impact of tax reform","Article:Viewpoints","How the tax reform bill may impact markets, stocks, and bonds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/taxreform_implications_medium_2017.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/investing-and-tax-reform","","","Tax reform and investors","Get our experts' views on how the tax reform bill may impact markets, stocks, and bonds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/taxreform_implications_large_2017.jpg","[""Bonds"",""Managed Accounts"",""Mutual Funds"",""Stocks""]","[""Taxes""]","","Investing Ideas","2017-12-21","2018-01-22","2018-08-31","True" "tcm:526-420986","401(k) loan facts","Article:Viewpoints","If you have to take a 401(k) loan, try to continue saving as you repay the loan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401kloan_medium_2017.jpg","","https://www.fidelity.com/viewpoints/financial-basics/avoiding-401k-loans","","","401(k) loan considerations","It's tempting to dip into your retirement fund, but there are good reasons to avoid it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401kloan_large_2017.jpg","[""401(k)"",""403(b)"",""457""]","[""Saving for Retirement""]","","Financial Basics","2017-12-20","2017-12-14","2019-02-28","True" "tcm:526-421213","Economy: 2018 outlook","Article:Viewpoints","Expect continued global growth but more market volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/BCU_dec_medium_2017.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/economic-outlook-2018","","","Economy: What's ahead in 2018?","Expect continued global growth but more market volatility. Stay diversified.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/BCU_dec_large_2017.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2017-12-20","","2018-12-31","True" "tcm:526-121298","When the family’s boss dies","Article:Viewpoints","3 must-haves: will, POA, and health care directive","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/death_lovedone_new_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/death-of-a-financial-decision-maker","","","Family loss-now what?","These 3 documents are must-haves: will, POA, and health care directive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/death_lovedone_new_large_2017.jpg","[""Insurance"",""Term Life Insurance"",""Trusts""]","[""Family Conversations""]","","Personal Finance","2017-12-20","2014-02-23","2019-11-30","True" "tcm:526-416773","2018 outlook: health care","Article:Viewpoints","Mounting costs have led to consumerism, and favor tech-enabled health care.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/healthcare_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-healthcare","","","2018 outlook: health care","Mounting costs have led to consumerism, and favor tech-enabled health care.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/healthcare_outlook2018_large.jpg","[""Health Care Sector""]","[""Investing in Stocks""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-31","True" "tcm:526-416716","2018 outlook: utilities","Article:Viewpoints","Higher power prices are supportive of strong earnings and cash flow for power companies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/utilities_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-utilities","","","2018 outlook: utilities","Higher prices are supporting strong earnings and cash flow for power companies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/utilities_outlook2018_large.jpg","[""Utilities Sector""]","[""Investing in Stocks""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-31","True" "tcm:526-416779","2018 outlook: telecom","Article:Viewpoints","Cable companies stand to benefit from broadband growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/telecom_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-telecom","","","2018 outlook: telecommunication services","Cable companies stand to benefit from broadband growth.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/telecom_outlook2018_large.jpg","[""Telecommunications Sector""]","[""Investing in Stocks""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-30","True" "tcm:526-416778","2018 outlook: real estate","Article:Viewpoints","Undervalued retail REITs that survive the threat posed by online retailers look attractive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/real_estate_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-real-estate","","","2018 outlook: real estate","Undervalued retail REITs who survive the threat from online retailers look attractive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/real_estate_outlook2018_large.jpg","[""Sectors""]","[""Investing in Sectors"",""Real Estate""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-30","True" "tcm:526-416777","2018 outlook: materials","Article:Viewpoints","Agricultural stocks appear ripe for picking.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/materials_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-materials","","","2018 outlook: materials","Agricultural stocks appear ripe for picking.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/materials_outlook2018_large.jpg","[""Materials Sector""]","[""Investing in Stocks""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-31","True" "tcm:526-416776","2018 outlook: Information technology","Article:Viewpoints","3D-sensing smartphone applications—are a potential game-changer","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/infotech_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-information-technology","","","2018 outlook: information technology","3D-sensing smartphone applications—are a potential game-changer","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/infotech_outlook2018_large.jpg","[""Information Technology Sector""]","[""Investing in Stocks""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-31","True" "tcm:526-416774","2018 outlook: industrials","Article:Viewpoints","Digital transformation of the industrials sector holds long-term promise.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/industrials_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-industrials","","","2018 outlook: industrials","Digital transformation of the industrials sector holds long-term promise.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/industrials_outlook2018_large.jpg","[""Industrials Sector""]","[""Investing in Stocks""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-31","True" "tcm:526-416772","2018 outlook: financials","Article:Viewpoints","Regulatory relief may boost bank earnings.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/financials_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-financials","","","2018 outlook: financials","Regulatory relief may boost bank earnings.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/financials_outlook2018_large.jpg","[""Financials Sector""]","[""Investing in Stocks""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-30","True" "tcm:526-416769","2018 outlook: energy","Article:Viewpoints","US-based exploration and production companies remain the sector’s sweet spot.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/energy_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-energy","","","2018 outlook: energy","US-based exploration and production companies remain the sector’s sweet spot.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/energy_outlook2018_large.jpg","[""Energy Sector""]","[""Investing in Stocks""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-31","True" "tcm:526-416767","2018 outlook: consumer staples","Article:Viewpoints","Emerging markets present significant opportunities for multinationals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/consumer_staples_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-consumer-staples","","","2018 outlook: consumer staples","Emerging markets present significant opportunities for multinationals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/consumer_staples_outlook2018_large.jpg","[""Consumer Staples Sector""]","[""Investing in Stocks""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-31","True" "tcm:526-416714","2018 outlook: consumer discretionary","Article:Viewpoints","Consumers appear to increasingly favor experiences over things.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/consumer_discret_outlook2018_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-discretionary","","","2018 outlook: consumer discretionary","Consumers appear to increasingly favor experiences over things.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/consumer_discret_outlook2018_large.jpg","[""Consumer Discretionary Sector""]","[""Investing in Stocks""]","","Investing Ideas","2017-12-15","2016-12-11","2018-12-31","True" "tcm:526-255800","Inflation: A retirement risk","Article:Viewpoints","When you are no longer earning a paycheck, inflation can be a bigger risk to your lifestyle.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/inflation_retiement_medium_2017.jpg","","https://www.fidelity.com/viewpoints/retirement/ready-for-inflation","","","Inflation: A retirement risk","Learn how to help protect the purchasing power of your retirement income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/inflation_retiement_large_2017.jpg","[""Annuities"",""Bonds""]","[""Getting Ready to Retire""]","","Retirement","2017-12-14","2016-10-12","2018-12-31","True" "tcm:526-421011","The value of advice","Article:Viewpoints","Professional financial advice offers a variety of potential benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/value_of_advice_medium_2017.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/financial-advisor-cost","","","The value of advice","Professional financial advice has the potential to more than pay for itself, according to numerous studies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/value_of_advice_large_2017.jpg","[""Bonds"",""Exchange-Traded Funds"",""Mutual Funds"",""Stocks""]","[""Investing Strategies""]","","Investing Ideas","2017-12-14","2018-01-03","2018-12-31","True" "tcm:526-211980","Save taxes on giving","Article:Viewpoints","You can donate appreciated assets to charities but not have to pay capital gains tax.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/taxsavings_giving_2018_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/tax-breaks-for-charitable-giving","","","Tax savings on charitable giving","You can donate appreciated assets to charities but not have to pay capital gains tax.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/taxsavings_giving_2018_large.jpg","[""Charitable Giving Account""]","[""Taxes""]","","Personal Finance","2017-12-13","2015-11-24","2019-11-30","True" "tcm:526-419679","Why inflation is low","Article:Viewpoints","Globalization, demographics, technology have helped moderate inflation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/inflation_stayed_low_medium_2017.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/why-inflation-is-low","","","Why inflation has stayed low","Globalization, demographics, technology have helped to keep inflation low.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/inflation_stayed_low_large_2017.jpg","[""Bonds"",""Mutual Funds""]","[""Market Analysis""]","","Market Insights","2017-12-08","","2018-12-31","True" "tcm:526-10809","How to sell covered calls","Article:Viewpoints","This options strategy can potentially generate income on stocks you own.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/covered_calls_Dec2015_alt535x220.jpg","","https://www.fidelity.com/viewpoints/how-to-sell-covered-calls","","","How to sell covered calls","This options strategy can potentially generate income on stocks you own.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/covered_calls_Dec2015_alt727x285.jpg","[""OptionTrader Pro"",""Options""]","[""Trading""]","","Viewpoints","2017-12-08","2014-07-15","2018-12-31","True" "tcm:526-253244","Your 401(k): A quick guide","Article:Viewpoints","Learn how to make the most of a 401(k). Two quick tips: Start saving now and choose the right mix of investments.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401k_quick_start_new_medium_2017.jpg","","https://www.fidelity.com/viewpoints/financial-basics/guide-to-401k","","","Quick-start guide to your 401(k)","Start saving and investing in your retirement account as soon as possible with these tips.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401k_quick_start_new_large_2017.jpg","[""401(k)"",""403(b)""]","[""Asset Classes""]","","Financial Basics","2017-12-06","2016-09-28","2019-01-31","True" "tcm:526-45970","Successful family communication","Article:Viewpoints","Tackle difficult subjects and turn them into effective family discussions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/familycommunications_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/eight-habits-communications","","","8 habits of successful family communication","Tackle difficult subjects and turn them into effective family discussions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/8habits_large_2017new.jpg","","[""Family Conversations""]","","Personal Finance","2017-12-06","2012-11-08","2019-12-31","True" "tcm:526-418847","Retiree resolutions","Article:Viewpoints","Keep your finances on track with New Year's resolutions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/newyearsrez_retired_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/financial-resolutions-for-retirees","","","3 resolutions for 2018 if you're retired","Resolve to manage taxes, invest for the future, and plan for the unexpected.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/newyearsrez_retired_large_2017.jpg","","[""Financial Planning""]","","Personal Finance","2017-12-05","","2018-12-31","True" "tcm:526-418448","Tax bill: market view","Article:Viewpoints","If the tax bills were to become law, they could affect profits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tax_reform_medium_2017.png","","https://www.fidelity.com/viewpoints/investing-ideas/investing-strategies-and-tax-reform","","","How tax reform may impact markets","Lower corporate tax rates could help earnings, particularly for US-oriented companies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tax_reform_large_2017.png","[""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","2017-12-04","2017-12-04","2018-12-31","True" "tcm:526-418556","Plan for the new year","Article:Viewpoints","Success builds on itself: Set goals now and see them through.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/2018finrez_new_med.jpg","","https://www.fidelity.com/viewpoints/personal-finance/financial-resolutions","","","A plan for successful resolutions","Setting goals and sticking to your plan can set the tone for your best money year yet.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/2018finrez_new_large.jpg","[""401(k)"",""403(b)"",""529 Plan""]","[""Financial Planning""]","","Personal Finance","2017-12-04","","2018-12-31","True" "tcm:526-392032","Inspire family giving","Article:Viewpoints","Inspire your entire family to join you in your charitable giving.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/giving_family_2017_alt_med.jpg","","https://www.fidelity.com/viewpoints/wealth-management/make-giving-back-a-family-affair","","","How to make giving back a family affair","Inspire your entire family to join in your giving efforts with a charitable legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/givingbackfamily_new_large.jpg","[""Charitable Giving Account"",""Estate Account""]","[""Charitable Giving""]","","Wealth Management","2017-11-28","","2018-07-31","True" "tcm:526-416280","Master your money","Article:Viewpoints","Feeling confident about your choices is an important and underrated component of planning.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/women_financial-security_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/improving-your-financial-security","","","3 ways to boost your financial security","Seize the day and your finances by planning and saving.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/women_financial_security_new_large.jpg","[""Insurance"",""Managed Accounts"",""Retirement Accounts""]","[""Financial Planning""]","","Personal Finance","2017-11-28","2017-11-27","2018-11-30","True" "tcm:526-398558","Can downsizing pay?","Article:Viewpoints","Where you live in retirement can have a big impact on your finances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/relocate_retirement_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/retirement/relocate-in-retirement","","","Should you move in retirement?","The home and region you live in during retirement can have a big impact on your finances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/move_retirement_new_large_2017.jpg","","[""Getting Ready to Retire""]","","Retirement","2017-11-28","","2018-12-31","True" "tcm:526-261857","How to build good credit","Article:Viewpoints","Learning to manage debt responsibly can help you build good credit.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/build_good_credit_2017_medium.jpg","","https://www.fidelity.com/viewpoints/financial-basics/build-your-credit","","","How to build good credit","Learning to manage debt responsibly can help you build good credit.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/build_good_credit_2017_large.jpg","","[""Credit""]","","Financial Basics","2017-11-27","2016-11-17","2018-12-31","True" "tcm:526-202586","Charitable giving strategies","Article:Viewpoints","Consider these 5 tax‐savvy strategies to make your giving go further this year.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/yearendcharity_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/charitable-tax-strategies","","","Year-end strategies for charitable giving","Consider these 5 tax‐savvy ways to make your giving go further this year.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/yearendcharity_large_2017.jpg","[""Charitable Giving Account"",""Trusts""]","[""Charitable Giving"",""Taxes""]","","Personal Finance","2017-11-22","","2018-12-31","True" "tcm:526-46326","RMD deadline December 29","Article:Viewpoints","Failure to withdraw your RMD by the December 29 deadline may result in large tax penalties.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/timingRMDs_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/retirement/december-rmd-deadline","","","Don't forget to take RMDs by year end","To avoid tax penalties, be sure to meet the December 29 deadline.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/timingRMDs_large_2017new.jpg","[""401(k)"",""IRA"",""Roth IRA"",""Traditional IRA""]","[""Living in Retirement"",""Required Minimum Distributions""]","","Retirement","2017-11-21","2014-09-25","2018-11-30","True" "tcm:526-164851","Extended-hours trading","Article:Viewpoints","Here are the pros and cons of trading when the market is officially closed.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/extended-hourstrading_medium_2017.jpg","","https://www.fidelity.com/viewpoints/active-investor/extended-hours-trading","","","Extended-hours trading","Here are the pros and cons of trading when the market is officially closed.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/extended-hourstrading_large_2017.jpg","[""Active Trader Pro"",""Brokerage"",""Domestic Stocks"",""International Stocks"",""Stocks""]","[""Trading""]","","Active Investor","2017-11-21","2015-01-15","2019-06-30","True" "tcm:526-258557","Choosing your health insurance","Article:Viewpoints","Picking health insurance can be daunting and time-consuming. Here are some tips for making sense of it all.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/healthinsurancetips_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/financial-basics/tips-for-choosing-health-insurance","","","Tips for choosing health insurance","Try these insurance shopping tips if you don’t have employer health coverage.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/healthinsurancetips_large_2017new.jpg","[""Cash Management"",""Health Savings Account""]","[""Saving and Spending""]","","Financial Basics","2017-11-20","2017-11-15","2018-10-31","True" "tcm:526-414194","Is a bear market ahead?","Article:Viewpoints","Without inflation or high leverage, a bear market looks unlikely.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_bearmarkets_medium_2017.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-analysis-and-bear-markets","","","The missing ingredients for a bear market","Without excessive leverage or inflation, a bear market seems unlikely.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_bearmarkets_large_2017.jpg","[""Stocks""]","[""Market Analysis""]","","Market Insights","2017-11-17","2017-11-17","2018-12-31","True" "tcm:526-23845","Put a collar on this market","Article:Viewpoints","This advanced options strategy is designed to limit losses and protect gains.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/collar_market_medium_2017.jpg","","https://www.fidelity.com/viewpoints/put-a-collar","","","Put a collar on this market","This advanced options strategy is designed to limit losses and protect gains.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/collar_market_large_2017.jpg","[""Active Trader Pro"",""OptionTrader Pro"",""Options""]","[""Trading""]","","Viewpoints","2017-11-16","2012-05-07","2018-12-31","True" "tcm:526-248531","5 college savings tips","Article:Viewpoints","When it comes to saving for college, learning from other parents' missteps or oversights can be helpful.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/collegesavinglessons_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/college-savings-lessons","","","5 college savings tips","When it comes to saving for college, learning from other parents' missteps or oversights can be helpful.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/collegesavinglessons_large_2017new.jpg","[""529 Plan"",""UGMA/UTMA""]","[""College Planning""]","","Personal Finance","2017-11-16","2016-08-22","2018-08-31","True" "tcm:526-11676","Affording college","Article:Viewpoints","Consider some of the solutions other parents are using including part-time work for their student.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/howmuchcollege_medium_2017.jpg","","https://www.fidelity.com/viewpoints/how-much-college-can-you-afford","","","How much college can you really afford?","Weigh the costs against potential benefits, both financial and personal.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/howmuchcollege_large_2017.jpg","[""529 Plan""]","[""College Planning""]","","Viewpoints","2017-11-15","2017-11-15","2018-11-30","True" "tcm:526-258430","5 important rollover questions","Article:Viewpoints","Consider cost, investments, services, and convenience.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/rollover-questions_medium_2017.jpg","","https://www.fidelity.com/viewpoints/retirement/rollover-questions","","","5 important rollover questions","Consider cost, investments, services, timing, and convenience.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/rolloverquestions_new_large.jpg","[""401(k)"",""403(b)"",""Retirement Accounts"",""Rollover IRA""]","[""Saving for Retirement""]","","Retirement","2017-11-15","2017-11-15","2018-11-01","True" "tcm:526-28448","Sandwiched: balancing financial priorities","Article:Viewpoints","It's hard to care for kids and parents while saving for retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/sandwich_generation_2017_medium.jpg","","https://www.fidelity.com/viewpoints/personal-finance/sandwich-generation-financial-planning","","","Sandwiched: balancing financial priorities","It's hard to care for kids and parents while saving for retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/sandwich_generation_2017_large.jpg","[""529 Plan"",""Long-Term Care Insurance""]","[""Family Conversations""]","","Personal Finance","2017-11-14","2012-07-06","2019-02-28","True" "tcm:526-152774","The talk: kids and money","Article:Viewpoints","Parents and their young adult children can benefit from being frank about finances. Here's how to do just that.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/talkmoneykids_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/money-tips-millennials","","","8 tips for talking money with adult kids","Parents and young adults can benefit from being more frank about finances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/talkmoneykids_large_2017.jpg","[""Health Care Sector"",""IRA""]","[""Starting Out""]","","Personal Finance","2017-11-14","2014-10-02","2019-01-31","True" "tcm:526-406691","7 year-end tax tips","Article:Viewpoints","Reduce your taxes this year. Act fast because some deadlines are approaching.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/year_end_tax_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/7-year-end-tax-tips","","","7 tax-saving tips to consider by year-end","Learn a money management approach that can enhance tax efficiency.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/year_end_tax_large_2017new.jpg","[""Annuities"",""IRA"",""Roth IRA""]","[""Taxes""]","[""Charitable Giving Account""]","Personal Finance","2017-11-13","2017-10-15","2018-11-30","True" "tcm:526-234275","Manage ETF commissions","Article:Viewpoints","Commissions add to the total cost of trading an exchange-traded fund. Here's how to help lower costs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/commission_free_etfs_2017_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/commission-free-ETFs","","","Tips on ETF commissions","You should consider commissions when trading exchange-traded funds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/ETF-commissions-may18_alt727x285.jpg","[""Brokerage"",""Exchange-Traded Funds"",""Mobile"",""Options"",""Stocks""]","[""Idea Generation""]","","Active Investor","2017-11-09","2016-05-05","2018-11-24","True" "tcm:526-407075","5 rules of thumb","Article:Viewpoints","Managing your money can be overwhelming but these popular guidelines give you a shortcut.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/rulesofthumb_medium_2017new.png","","https://www.fidelity.com/viewpoints/financial-basics/financial-rules-of-thumb","","","5 rules of thumb from Fidelity","Avoid a fumble: Consider keeping these financial rules of thumb in your lineup.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/rulesofthumb_large_2017new.png","[""401(k)"",""Brokerage"",""Cash Management"",""IRA""]","[""Starting Out""]","","Financial Basics","2017-11-07","2017-10-23","2018-11-30","True" "tcm:526-149036","Social Security tips for women","Article:Viewpoints","Get 4 practical guidelines to help women get the most from their benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/ss_women_new_2017_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-and-women","","","Social Security tips for women","Get 4 practical guidelines to help women get the most from their benefits.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/women_soc_security_sep7_alt727x285.jpg","","[""Living in Retirement"",""Social Security""]","","Retirement","2017-11-06","2016-09-06","2018-12-31","True" "tcm:526-272827","Budgeting for fun","Article:Viewpoints","Saving and paying off debt are vital—but you need to have fun, too.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/budgetfun_new_medium_2017.jpg","","https://www.fidelity.com/viewpoints/financial-basics/budgeting-for-fun","","","How to build fun into your spending plan","Saving and paying off debt are vital—but you need to have fun, too.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/budgetfun_new_large_2017.jpg","[""Cash Management""]","[""Saving and Spending""]","","Financial Basics","2017-11-02","2017-01-30","2019-01-31","True" "tcm:526-401530","What kind of mortgage?","Article:Viewpoints","Not all home loans are the same—one type of mortgage may be better for your situation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/how_to_pick_mortgage_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/picking-mortgage","","","How to pick a mortgage: 5 considerations","Buying a home usually means shopping for a mortgage—but which loan is right for you?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/how_to_pick_mortgage_large_2017.jpg","[""Cash Management"",""Cash Management Tools""]","[""Home Buying""]","","Personal Finance","2017-11-01","","2018-10-31","True" "tcm:526-401350","Year-end money moves","Article:Viewpoints","Consider these vital tax and financial housekeeping steps.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/yearend_moves_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/2017-year-end-financial-housekeeping","","","Money moves to make by year-end","No matter where you are on your financial journey, here are some core tax, planning, and financial housekeeping things to do by year-end.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/yearend_moves_large_2017.jpg","[""Charitable Giving Account"",""IRA"",""Medical Insurance"",""Roth IRA""]","[""Estate Planning"",""Financial Planning""]","","Personal Finance","2017-10-31","","2018-12-31","True" "tcm:526-399586","The Fed changes tack","Article:Viewpoints","The Fed's plans could send ripples through the markets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/feds_balance_medium_2017.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/investing-strategy-and-the-fed-balance-sheet","","","What the Fed's balance sheet means for you","The Fed's plans will create opportunities and risks.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/feds_balance_large_2017.jpg","[""Bond Funds"",""Money Market Funds"",""Mutual Funds"",""Value Stocks""]","[""Market Analysis""]","","Market Insights","2017-10-27","","2018-10-31","True" "tcm:526-191289","Rules for home buying","Article:Viewpoints","Use these simple guidelines to estimate how much house you can afford.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/howmuchhouse_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/before-buying-house","","","How much house can I afford?","Consider these guidelines to help you see how much house you can afford.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/howmuchhouse_large_2017.jpg","[""Cash Management""]","[""Home Buying""]","","Personal Finance","2017-10-24","","2019-01-31","True" "tcm:526-407506","Stock report: as good as it gets","Article:Viewpoints","It's time to view stocks more critically. Watch the Fed and China.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_oct_medium_2017.png","","https://www.fidelity.com/viewpoints/market-and-economic-insights/stock-market-analysis-during-its-highest-point","","","Stock report: as good as it gets","It's time to view stocks more critically. Watch the Fed and China.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_oct_large_2017.png","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2017-10-24","","2018-10-31","True" "tcm:526-406873","Lessons from the crisis","Article:Viewpoints","A decade after the crisis, money managers reflect on greed, fear, and complacency.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/10yearslater_managers_2017_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/investing-strategies-ten-years-after-the-financial-crisis","","","Lessons from the crisis","Fidelity fund managers discuss a decade of greed, fear, and complacency.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/10yearslater_managers_2017_large.jpg","[""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","2017-10-20","","2018-10-31","True" "tcm:526-407207","10 years later","Article:Viewpoints","A decade after the crisis, people have more money and are saving more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/10yearslater_investors_2017_medium.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/lessons-from-the-financial-crisis","","","Lessons from the crisis","People have been saving more and getting disciplined about investing.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/10yearslater_investors_2017_large.jpg","[""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","2017-10-20","","2018-10-31","True" "tcm:526-91390","Manage taxes with ETFs and mutual funds","Article:Viewpoints","If you have investment losses, you might consider this strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/taxloss-harvesting_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/active-investor/managing-your-tax-loss-with-sectors","","","Help manage your taxes with ETFs and mutual funds","If you have investment losses, you might consider this strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/taxloss-harvesting_large_2017new.jpg","[""Exchange-Traded Funds"",""Mutual Funds"",""Sector Funds""]","[""Investing Strategies""]","","Active Investor","2017-10-20","2016-12-12","2018-10-31","True" "tcm:526-246125","Pay with a digital wallet","Article:Viewpoints","Paying with just a wave of your phone can actually be more secure than using a credit card.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/digitalwallet_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/digital-wallet","","","3 reasons to use a digital wallet","Paying with just a wave of your phone can be more secure than using a credit card.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/digitalwallet_large_2017new.jpg","[""Credit Cards""]","[""Credit""]","","Personal Finance","2017-10-19","2016-08-03","2018-09-30","True" "tcm:526-160507","Don't delay RMDs","Article:Viewpoints","Waiting until April to take your first required distribution may increase your tax bill.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/yearend_rmds_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/retirement/timing-your-RMDs","","","Think twice about delaying your first RMD","Delaying your first RMD until April 1 could push you into a higher tax bracket.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/yearend_rmds_large_2017new.jpg","[""401(k)"",""IRA"",""Roth IRA"",""Traditional IRA""]","[""Getting Ready to Retire"",""Required Minimum Distributions""]","","Retirement","2017-10-17","2014-12-02","2018-11-01","True" "tcm:526-405768","6 college savings myths","Article:Viewpoints","Parents are confused about college costs, how much to save, and fundamentals of a 529 plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/collegesavings_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/529-college-savings-plan-myths","","","6 things you may not know about 529 plans","A 529 plan can be confusing—do you know these important details?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/collegesavings_large_2017new.jpg","[""529 Plan""]","[""College Planning""]","","Personal Finance","2017-10-12","2017-10-10","2018-10-31","True" "tcm:526-151640","Emergency saving","Article:Viewpoints","It may be easier than you think to be prepared for an emergency. Here are 4 tips.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/save_emergency2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/save-for-an-emergency","","","How to save for an emergency","It may be easier than you think to be prepared for an emergency. Here are 4 tips.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/save_emergency2016_alt727x285.jpg","[""Cash Management""]","[""Saving and Spending""]","","Personal Finance","2017-10-12","2016-03-31","2019-03-01","True" "tcm:526-214577","401(k)s and estates","Article:Viewpoints","Taxes can have a big impact as you pass on your 401(k).","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estateplan_toknow_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/401k-inheritance-tips","","","401(k)s and estates: what you need to know","Taxes can have a big impact as you pass on your 401(k).","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401k_estate727x285.jpg","[""401(k)"",""IRA""]","[""Estate Planning""]","","Personal Finance","2017-10-10","2015-11-29","2018-10-31","True" "tcm:526-404147","How to pick a fund","Article:Viewpoints","Category, performance and cost can help you narrow down your choices.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/how-to-pick-M.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/picking-a-mutual-fund","","","How to pick a mutual fund","Category, performance, and cost can help you narrow down your choices.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/how-to-pick-L.jpg","[""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","2017-10-10","","2018-10-31","True" "tcm:526-389981","Q4 market update","Article:Viewpoints","Favorable conditions continue, with gains across all markets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/QMU_Q4_medium_2017new.jpg","","","","","Quarterly market update: fourth quarter 2017","Favorable conditions continue, with gains across all markets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/QMU_Q4_large_2017new.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Viewpoints","2017-10-09","","2018-10-31","True" "tcm:526-240679","4 tips for young investors","Article:Viewpoints","If you're many years from retirement, keep saving—and view market dips as opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/YI_volatility_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/beat-stock-volatility","","","Beat market volatility fears","A good plan and long time horizon can help young people beat their fears of market volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/YI_volatility_alt727x285.jpg","[""Domestic Stocks"",""International Stocks"",""Stocks""]","[""Asset Classes""]","","Personal Finance","2017-10-05","","2018-11-30","True" "tcm:526-36569","Medicare taxes and you","Article:Viewpoints","Medicare taxes may affect your income and investments—see what you can do.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/medicaretaxes_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/new-medicare-taxes","","","Medicare taxes and you","Medicare taxes may affect your income and investments—see what you can do.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/medicaretaxes_large_2017new.jpg","[""Roth IRA""]","[""Taxes""]","","Personal Finance","2017-10-04","2015-09-08","2018-12-31","True" "tcm:526-23851","Trade by candlelight","Article:Viewpoints","Here are 5 candlestick patterns that can help you trade the market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/tradebycandlelight_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/trade-by-candlelight","","","Trade by candlelight","Here are 5 candlestick patterns that can help you trade the market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/tradebycandlelight_large_2017new.jpg","[""Active Trader Pro"",""Stocks""]","[""Technical Analysis""]","","Viewpoints","2017-10-04","","2018-10-31","True" "tcm:526-12180","Create income to last a lifetime","Article:Viewpoints","Create a ""retirement paycheck"" that can last a lifetime and isn't vulnerable to market ups and downs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/lifetime_income_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/retirement/income-that-can-last-lifetime","","","Create income that can last a lifetime","Generate a ""retirement paycheck"" that isn't vulnerable to market ups and downs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/create_lifetime_income_2016_alt727x285.jpg","[""Annuities""]","[""Getting Ready to Retire""]","","Retirement","2017-10-04","","2018-12-31","True" "tcm:526-153236","Mutual fund or ETF?","Article:Viewpoints","Key factors to consider before buying include your tax bracket, fees, trading flexibility, and investment style.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/mutualfundETF_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/mutual-fund-or-etf","","","Mutual funds vs. ETFs: Which is right for you?","Here are some basic differences to consider when choosing a type of investment.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/mutual_fund_oct13_alt727x285.jpg","[""Exchange-Traded Funds"",""Fixed Income"",""Mutual Funds"",""Short Duration Bond Funds""]","[""Investing Strategies""]","","Investing Ideas","2017-10-01","2014-10-06","2018-10-31","True" "tcm:526-224542","Public health exchanges","Article:Viewpoints","12 million Americans are saying yes. Here are 6 key questions to help you decide.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/hc_exchange2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/public-health-exchanges","","","Are public health exchanges for you?","12 million Americans are saying yes. Here are 6 key questions to help you decide.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/hc_exchange2016_alt727x285.jpg","[""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2017-09-29","","2018-12-31","True" "tcm:526-400052","Disaster relief tips","Article:Viewpoints","How to make disaster relief a part of your overall charitable giving plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/hurricane_relief_medium_2017.jpg","","https://www.fidelity.com/viewpoints/wealth-management/how-to-help-with-disaster-relief","","","How to help with disaster relief","See tips for making disaster relief a component of your overall charitable giving plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/hurricane_relief_large_2017.jpg","[""Charitable Giving Account""]","[""Charitable Giving""]","","Wealth Management","2017-09-28","2017-09-11","2019-02-28","True" "tcm:526-102984","Care for caregivers","Article:Viewpoints","Protect your financial future while caring for aging loved ones.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/elderly_parent_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/caring-for-aging-parents","","","How to take care of aging parents and yourself","Protect your financial future while caring for aging loved ones.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/elderly_parent_large_2017.jpg","[""401(k)"",""Health Savings Account"",""IRA""]","[""Elderly Parent""]","","Personal Finance","2017-09-27","2015-01-07","2018-12-31","True" "tcm:526-252290","Benefits enrollment tips","Article:Viewpoints","Learn how to make better health and wealth decisions during open enrollment.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/employee_benefits_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/benefits-enrollment-tips","","","Make the most of your employee benefits","Learn how to make better health and wealth decisions during open enrollment.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/employee_benefits_large_2017.jpg","[""Health Savings Account"",""Medical Insurance""]","[""Health Care & Wellness""]","","Personal Finance","2017-09-25","2016-09-20","2018-11-30","True" "tcm:526-397957","Credit card gotchas","Article:Viewpoints","Be sure you understand what you’re signing up for with credit cards.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/fine_print_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/credit-card-fees","","","Credit cards: 5 reasons to read the fine print","Not reading your credit card’s terms and conditions can be an expensive mistake.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/fine_print_large_2017.jpg","[""Credit Cards""]","[""Credit""]","","Personal Finance","2017-09-21","2017-09-21","2018-12-31","True" "tcm:526-401073","M&A and your stocks","Article:Viewpoints","It can be good to own the stock of a company that gets bought.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/mergers_and_acquisitions_medium_2017.jpg","","https://www.fidelity.com/viewpoints/active-investor/mergers-and-acquisitions","","","M&A: how it affects your portfolio","It can be good to own the stock of a company that gets bought.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/mergers_and_acquisitions_large_2017.jpg","[""Stocks""]","[""Idea Generation""]","","Active Investor","2017-09-21","","2018-09-30","True" "tcm:526-25490","Inside ETFs","Article:Viewpoints","Learn the basics—including the benefits and risks—of exchange-traded funds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/inside_etfs_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/inside-etfs","","","Inside ETFs","Learn the basics—including the benefits and risks—of exchange-traded funds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/inside_ETFs_Jan12_alt727x285.jpg","[""Exchange-Traded Funds""]","[""Idea Generation""]","","Viewpoints","2017-09-20","2012-05-30","2018-12-31","True" "tcm:526-261006","Successful investing","Article:Viewpoints","Planning, consistency, and sound fundamentals can improve results.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/6habits_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/six-habits-successful-investors","","","6 habits of successful investors","Planning, consistency, and sound fundamentals can improve results.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/6habits_large_2017new.jpg","[""401(k)"",""Asset Allocation Funds"",""Managed Accounts""]","[""Investing Strategies""]","","Investing Ideas","2017-09-20","2017-08-17","2018-12-31","True" "tcm:526-387709","Retire your mortgage?","Article:Viewpoints","Paying off a mortgage before retirement may not be the best financial move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/mortgaget_alt_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/extra-mortgage-payment","","","4 questions to ask before you pay off your mortgage","Paying off your mortgage before retirement may not be the best financial move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/pay_off_mortgage_2017_alt727x285.jpg","","[""Loans and Debt Management""]","","Personal Finance","2017-09-20","2017-06-26","2018-06-30","True" "tcm:526-398201","8 tips for new widows","Article:Viewpoints","Build a team of trusted advocates and get your financial house in order.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/widow_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/8-financial-tips-for-widows","","","8 financial tips for new widows","Build a team of trusted advocates and get your financial house in order.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/widow_large_2017.jpg","[""Cash Management"",""Estate Account"",""Rollover IRA""]","[""Women and Investing""]","","Personal Finance","2017-09-20","2017-08-30","2019-08-30","True" "tcm:526-248966","Protect yourself online","Article:Viewpoints","Improve your defenses against common threats to your online security.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/cybersecurity_medium_2017.jpg","","https://www.fidelity.com/viewpoints/wealth-management/target-for-cybercrime","","","Could you be a target for cybercrime?","Improve your defenses against common threats to your online security.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/cybercrime_new_large_2017.jpg","","[""Online Security"",""Wealth Planning""]","","Wealth Management","2017-09-18","","2018-12-31","True" "tcm:526-200773","Stock/option interest","Article:Viewpoints","Short interest can help assess a stock’s sentiment; open interest, an option’s volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/interest_options_alt_med_2017.jpg","","https://www.fidelity.com/viewpoints/active-investor/using-open-and-short-interest","","","Interest in stocks and options","Short interest helps assess stock sentiment; open interest, an option’s volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/open_short_sep1_alt727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2017-09-15","2017-09-12","2018-09-30","True" "tcm:526-81397","Understanding index annuities","Article:Viewpoints","They can offer growth, but they're complex. So do your homework and consider alternatives.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/indexedannuities_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/retirement/considering-indexed-annuities","","","Indexed annuities: Look before you leap","These annuities can offer growth, but it's important to know what you're buying.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/index_annuities_leap_alt727x285.jpg","[""Annuities""]","[""Getting Ready to Retire""]","","Retirement","2017-09-15","2014-11-03","2018-08-31","True" "tcm:526-164510","Seek more yield on cash","Article:Viewpoints","Here are some ways to potentially boost the income from your cash.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/seek_cash_yield_Mar3_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/getting-more-yield-on-cash","","","Seek more yield on your cash","CDs and short-duration bonds may offer more yield, and risk, than savings accounts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/seek_cash_yield_Mar3_alt727x285.jpg","[""Bond Funds"",""Bonds"",""CDs"",""Cash Management"",""Money Market Funds""]","[""Investing in Bonds""]","","Investing Ideas","2017-09-14","2016-02-01","2018-09-30","True" "tcm:526-392354","3 financial aid tips","Article:Viewpoints","Know how your income is counted when applying for financial aid.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/college_aid_tips_alt_medium_2017.jpg","","https://www.fidelity.com/viewpoints/personal-finance/3-savvy-financial-aid-tips","","","3 ""must-know"" college financial aid tips","Knowing how your income is counted is key to making the most of financial aid.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/college_aid_tips_alt_large_2017.jpg","[""529 Plan"",""UGMA/UTMA"",""UTMA""]","[""College Planning""]","","Personal Finance","2017-09-13","2017-08-25","2019-07-31","True" "tcm:526-10813","Cost of raising kids","Article:Viewpoints","Learn how to keep your finances on track as your children grow up.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/gotkids_alt_med_new_2017.jpg","","https://www.fidelity.com/viewpoints/managing-costs-raising-child","","","Got young kids? 6 ways to manage costs","Kids aren't cheap. Smart planning may help manage the costs of raising them.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/gotkids_alt_banner_new_2017.jpg","[""529 Plan""]","[""New Child""]","","Viewpoints","2017-09-06","2016-08-18","2019-01-31","True" "tcm:526-387714","Divorce and money","Article:Viewpoints","See how one women took charge of her life and her money and became an investor after a big life change.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/investor_divorce_Jun27_alt535x220.jpg","","https://www.fidelity.com/viewpoints/personal-finance/become-an-investor-after-divorce","","","How I became an investor after a divorce","See how one woman took charge of her money and became an investor.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/investor_divorce_Jun27_alt727x285.jpg","[""IRA"",""Roth IRA"",""Traditional IRA""]","[""Saving for Retirement""]","","Personal Finance","2017-09-06","2017-06-16","2018-06-28","True" "tcm:526-202801","Health care costs rise","Article:Viewpoints","Tab for your health care post-age 65? Try $275,000 per couple.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retiree_hc_costs_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/retiree-health-costs-rise","","","Retiree health care costs continue to surge","Tab for your health care post-age 65? Try $275,000 per couple.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retiree_hc_costs_large_2018.jpg","[""Health Savings Account"",""Long-Term Care Insurance"",""Retirement Accounts""]","[""Health Care & Wellness"",""Saving for Retirement""]","","Retirement","2017-09-06","","2018-10-31","True" "tcm:526-45243","Options: butterfly spread","Article:Viewpoints","This limited-risk options strategy can help you manage volatility.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trade_butterfly_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/trade-like-butterfly","","","Keys to the butterfly spread","A butterfly spread is a limited-risk, limited-reward, low volatility advanced option strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trade_butterfly_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2017-09-01","","2020-06-30","True" "tcm:526-376515","Active and passive","Article:Viewpoints","How a mix of both approaches can suit an investor’s preferences.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/active_passive_ALT_article_medium_new.png","","https://www.fidelity.com/viewpoints/investing-ideas/power-of-active-and-performance","","","Active and passive funds: the power of both","Active and passive funds can help create a portfolio that reflects your investing style.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/active_passive_ALT_article_large_new.png","[""Exchange-Traded Funds"",""Index Funds"",""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","2017-09-01","2017-04-27","2018-06-30","True" "tcm:526-172560","5 research tools","Article:Viewpoints","Here’s how you can analyze investment opportunities using powerful tools and resources.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/5tools_stocks_medium_2017.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-research-stocks","","","5 stock research tools","Here's how you can analyze investment opportunities using powerful tools.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/5tools_stocks_large_2017.jpg","[""Stocks""]","[""Trading""]","","Active Investor","2017-08-31","2015-03-16","2018-08-31","True" "tcm:526-156197","Shop smart for funds","Article:Viewpoints","Costs vary dramatically among ETFs and index funds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/shop_ETFs_new_medium_2017.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/how-to-shop-smart","","","Index funds and ETFs: Shop smart","Costs can vary dramatically among passive investments like ETFs and index funds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/passive_investments_alt727x285.jpg","[""Exchange-Traded Funds"",""Exchange-Traded Notes"",""Index Funds""]","[""Investing Strategies""]","","Investing Ideas","2017-08-30","","2018-08-11","True" "tcm:526-138372","3 reasons for stocks","Article:Viewpoints","Including stocks in your investment mix can help your money grow.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/3reasons_for_stocks_2018_medium.jpg","","https://www.fidelity.com/viewpoints/retirement/why-you-need-stocks","","","3 reasons to invest in stocks","Deciding the right amount of stocks for you is one of the most important investment decisions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/3reasons_for_stocks_2018_large.jpg","","[""Investing Strategies""]","","Retirement","2017-08-30","","2019-06-30","True" "tcm:526-237931","5 steps to an estate plan","Article:Viewpoints","See ways to help you save on taxes and protect your assets and privacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/EP_5_steps_2018_medium.jpg","","","","","5 steps to create an estate plan","See ways how managing crucial estate decisions that can help you save on taxes and protect your assets and privacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/EP_5_steps_2018_large.jpg","[""Estate Account"",""Permanent Life Insurance"",""Trusts""]","[""Estate Planning""]","","Viewpoints","2017-08-25","2016-05-23","2020-05-31","True" "tcm:526-397161","A multiyear story","Article:Viewpoints","What a return to ""normal"" monetary policy could mean for investment values","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_MC_aug25_medium_2017.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/timmer-market-commentary-august","","","The conversation we may have for years","What a return to ""normal"" monetary policy could mean for investment values","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/timmer_MC_aug25_large_2017.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2017-08-25","2017-08-23","2018-08-31","True" "tcm:526-395496","Looking for income?","Article:Viewpoints","Consider how international income stocks could fit in a portfolio.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/global_dividends_MED_2017.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/higher-dividend-stocks-europe","","","Dividend investors look beyond the U.S.","Consider the role international income stocks could play in a diversified portfolio.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/global_dividends_large_2017.jpg","[""Dividend-Paying Stocks"",""International Stocks""]","[""Investing in Stocks""]","","Investing Ideas","2017-08-18","2017-08-15","2018-08-31","True" "tcm:526-144793","RSI signals caution","Article:Viewpoints","You can use RSI to help evaluate if a stock or index is over or underpriced.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/AT_techanalysis_oct.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-use-RSI","","","RSI indicator suggests stock market caution","The Relative Strength Index (RSI) can help evaluate if a stock or index is over or underpriced.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/RSI-aug16_alt727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2017-08-18","2017-08-16","2018-12-31","True" "tcm:526-148389","Time to rebalance?","Article:Viewpoints","Rather than let your investments drift with the markets, it may make more sense to rebalance your holdings.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/rising_markets_risk_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/time-to-rebalance","","","Why you should consider rebalancing","After years of strong stock market performance, you should revisit your investment mix.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/rising_markets_risk_alt727x285.jpg","[""Managed Accounts"",""Retirement Accounts""]","[""Investing Strategies""]","","Investing Ideas","2017-08-17","2014-08-24","2018-12-31","True" "tcm:526-394291","Boost financial health","Article:Viewpoints","Life events affect well-being across 4 areas—including money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/Running_Girl_535_220.jpg","","https://www.fidelity.com/viewpoints/personal-finance/life-events-well-being","","","How life events affect financial well-being","Exercise has a surprising impact on your ability to weather stressful life events.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/Running_Girl_727_285.jpg","","[""Health Care & Wellness""]","","Personal Finance","2017-08-16","","2018-09-30","True" "tcm:526-388698","Savvy sector strategy","Article:Viewpoints","If you're in a higher tax bracket, here's a way to help reduce your bill.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/Tax-deferred_sector_investing_alt535x220.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/tax-sector-strategy","","","Think about using a tax-savvy sector strategy","Seeking to improve your after-tax returns rather than maintaining a taxable account?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Tax-deferred_sector_investing_alt727x285.jpg","[""Sectors""]","[""Investing Strategies""]","","Investing Ideas","2017-08-16","2017-07-02","2018-12-30","True" "tcm:526-242732","Funds for volatile times","Article:Viewpoints","Investors may be confused about some risks of active and index funds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/three-myths-index_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/three-myths-of-index-funds","","","Rocky markets and the power of active funds","Learn how actively managed funds can help during down markets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/three-myths-index_alt727x285.jpg","[""Exchange-Traded Funds"",""Index Funds"",""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","2017-08-14","2016-07-07","2018-12-31","True" "tcm:526-243447","How to tackle health events","Article:Viewpoints","To help mobilize a family after a major health event, put a family team together and ask these five questions.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/health_event_2016_alt535x220.jpg","","https://www.fidelity.com/viewpoints/wealth-management/prepare-for-health-events","","","Steps to take after a family health crisis","After Dad's death, the Houser family was better prepared to help their Mom.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/health_event_2016_alt727x285.jpg","[""Estate Account"",""Long-Term Care Insurance"",""Trusts""]","[""Elderly Parent"",""Family Conversations""]","","Wealth Management","2017-08-14","2016-07-13","2018-07-30","True" "tcm:526-168411","Tips on a windfall","Article:Viewpoints","Resist spending, take your time, talk to experts and your family, then set priorities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/windfall_jan12_alt535x220.jpg","","https://www.fidelity.com/viewpoints/personal-finance/windfall","","","What to do with a windfall","Resist spending, take your time, talk to experts and your family, then set priorities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/windfall_jan12_alt727x285.jpg","[""Estate Account""]","[""Wealth Planning""]","","Personal Finance","2017-08-14","2017-08-09","2018-12-31","True" "tcm:526-394423","Options trade size","Article:Viewpoints","Here are the key factors to help decide how much to invest.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/option-size_535_220.jpg","","https://www.fidelity.com/viewpoints/active-investor/options-trade-size","","","How much money to use for an options trade?","Here are the key factors to consider when choosing the right size for an options trade.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/option-size_727_285.jpg","[""Options""]","","","Active Investor","2017-08-11","","2018-08-31","True" "tcm:526-392713","Bond fund basics","Article:Viewpoints","Learn about income, diversification, and capital preservation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/bond_basics_alt_medium_550x220.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/how-to-start-investing-in-bond-funds","","","How to start investing in bond funds","Bond funds may help provide income, diversification, and capital preservation.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/bond_basics_alt_large_727x285.jpg","[""Bond Funds""]","[""Investing in Bonds""]","","Investing Ideas","2017-08-09","2017-08-09","2018-12-31","True" "tcm:526-393129","ETF flows surge","Article:Viewpoints","Investors poured money into U.S. stock ETFs during the second quarter.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/etf-flows-Q2-2017_alt535x220.jpg","","https://www.fidelity.com/viewpoints/active-investor/etf-flows-Q2","","","ETF purchases continue surge in Q2","Investors poured money into stock and bond ETFs during the second quarter.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/etf-flows-Q2-2017_alt727x285.jpg","[""Exchange-Traded Funds"",""Exchange-Traded Notes"",""Sector Funds"",""Sectors""]","[""Idea Generation""]","","Active Investor","2017-08-03","2016-07-25","2018-12-31","True" "tcm:526-172918","Managing memory loss","Article:Viewpoints","The challenges are emotional and financial. How to spot dementia early and learn to cope.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/cogdecline_485x199.jpg","","https://www.fidelity.com/viewpoints/personal-finance/alzheimers-and-dementia","","","Managing cognitive decline","The challenges are emotional and financial. How to spot dementia early and learn to cope.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/cognitive_decline_alt727x285.jpg","[""Cash Management"",""Insurance"",""Medical Insurance"",""Retirement Accounts""]","[""Elderly Parent""]","","Personal Finance","2017-08-03","2015-03-19","2019-02-28","True" "tcm:526-237984","Your money: 6 common myths","Article:Viewpoints","There is no shortage of bad information out there. These myths could be hazardous to your financial health.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/6_money_myths_2017_alt_535x220.jpg","","https://www.fidelity.com/viewpoints/personal-finance/6-money-myths","","","6 money myths to ignore","Don’t be bamboozled. Believing these myths could hurt your bottom line.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/6_money_myths_2017_alt_727x285.jpg","[""401(k)"",""Credit Cards"",""IRA""]","[""Saving and Spending""]","","Personal Finance","2017-08-02","2017-07-16","2019-01-31","True" "tcm:526-10823","Diversification guide","Article:Viewpoints","Build a long-term investment strategy to help realize your goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/Pros_guide_new_485x199.jpg","","https://www.fidelity.com/viewpoints/guide-to-diversification","","","The guide to diversification","Build a long-term investment strategy to help realize your goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/pros_guide_aug1_alt727x285.jpg","[""Bonds"",""Exchange-Traded Funds"",""Mutual Funds"",""Stocks""]","[""Investing Strategies""]","","Viewpoints","2017-08-02","2015-06-23","2018-06-30","True" "tcm:526-146886","Dow days of summer","Article:Viewpoints","Dow Theory can help you decide when market moves may have staying power.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/dow_days_summer_2017_alt_medium535x220v2.jpg","","https://www.fidelity.com/viewpoints/active-investor/dow-days-of-summer","","","Dow days of summer","Dow Theory, which can help you decide when market moves may have staying power, suggests stock strength right now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/dow_days_summer_2017_alt_727x285v2.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2017-07-21","2017-07-18","2018-08-31","True" "tcm:526-391351","Takeaways for Q3 2017","Article:Viewpoints","Recession risk low and monetary policies remain accommodative.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/Q3_exec_summary_2017_alt_medium.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-update-Q3-2017-key-takeaways","","","Q3 review: Global expansion continues","Asset prices rose as volatility was calm; global recession risk remains low.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/Q3_exec_summary_2017_alt_large.jpg","[""Bonds"",""Stocks""]","[""Market Analysis""]","","Market Insights","2017-07-21","2017-07-21","2018-07-31","True" "tcm:526-234152","Tips from super savers","Article:Viewpoints","Young super savers learned the secret of saving early. Here's what they do differently from everyone else.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/supersavers_new_alt_med.jpg","","https://www.fidelity.com/viewpoints/personal-finance/saving-tips-from-super-savers","","","Secrets of young super savers","Young super savers do things a little differently from other savers. Here are some of their secrets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/super-saver_secrets_Jun15_alt727x285.jpg","[""401(k)"",""Health Savings Account"",""IRA""]","[""Saving and Spending""]","","Personal Finance","2017-07-20","2017-06-11","2018-06-30","True" "tcm:526-231004","Taking away the financial keys","Article:Viewpoints","Talking about money with aging parents is rarely easy. Here are some financial moves to consider now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/WM_family_oct17.jpg","","https://www.fidelity.com/viewpoints/personal-finance/take-away-the-financial-keys","","","Taking away the financial keys","Talking about money with aging parents is rarely easy. Here are some financial moves to consider now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/financial_keys_2017_alt_large727x285v2.jpg","[""Estate Account"",""Long-Term Care Insurance"",""Trusts""]","[""Family Conversations""]","","Personal Finance","2017-07-19","2016-04-07","2019-04-30","True" "tcm:526-220831","Unplanned early retirement?","Article:Viewpoints","How to help bridge the gap between when your paycheck stops and Social Security starts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/early_retirement_update_2017_535x220.jpg","","https://www.fidelity.com/viewpoints/retirement/unplanned-early-retirement","","","Unplanned early retirement?","How to help bridge the gap between when your paycheck stops and Social Security starts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/early_retirement_update_2017_727x285.jpg","[""IRA"",""Medical Insurance"",""Roth IRA"",""Stocks""]","[""Getting Ready to Retire""]","","Retirement","2017-07-19","2017-07-16","2018-11-30","True" "tcm:526-13782","Manage your cash in retirement","Article:Viewpoints","Learn smart ways to help make managing your finances easier, more efficient, and less expensive.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/cash_flow_July10_alt535x220.jpg","","https://www.fidelity.com/viewpoints/retirement/managing-cash-flow","","","How to manage cash flow in retirement","Smart ways to help make managing your finances easier, more efficient, and less expensive","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/cash_flow_July10_alt727x285.jpg","[""401(k)"",""Annuities"",""CDs"",""Cash Management"",""IRA""]","[""Living in Retirement""]","","Retirement","2017-07-13","2017-05-31","2018-12-31","True" "tcm:526-237843","Time to look at CDs?","Article:Viewpoints","Don't ignore your cash holdings—you might be missing opportunities.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/CD_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/time-for-investing-in-cds","","","Is it time to look at CDs?","If you've been ignoring your cash, you might be missing out on higher yields.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/time_for-CDs_2016_alt727x285.jpg","[""CDs"",""Cash Management""]","[""Investing Strategies""]","","Investing Ideas","2017-07-13","2016-05-23","2018-07-31","True" "tcm:526-377187","A murky economy","Article:Viewpoints","What oil prices, inflation, and economic concerns may mean for bonds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/MEI/DeMarco_bond_outlook_Jul6_alt535x220.jpg","","https://www.fidelity.com/viewpoints/market-and-economic-insights/market-watch-bonds","","","Bonds: The impact of a murky economic outlook","What falling oil prices, lower inflation, and economic concerns may mean for bonds.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/DeMarco_bond_outlook_Jul6_alt727x285.jpg","[""Bonds"",""Corporate Bonds"",""International Bonds""]","[""Market Analysis""]","","Market Insights","2017-07-13","2017-07-05","2018-07-31","True" "tcm:526-389688","Student loan options","Article:Viewpoints","Paying off student loans faster may save you money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/pay_off_student_loans_2017_alt535x220.jpg","","https://www.fidelity.com/viewpoints/personal-finance/pay-off-student-loans-faster","","","How to pay off student loans faster—and save","Making extra payments and refinancing loans could help you pay off student debt faster.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/pay_off_student_loans_2017_alt727x285.jpg","[""Cash Management""]","[""Saving and Spending""]","","Personal Finance","2017-07-13","2017-07-10","2018-08-31","True" "tcm:526-231792","Social Security and you","Article:Viewpoints","Know what working in retirement means for your benefits and tax bill.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/soc_sec_working_Jun27_alt535x220.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-and-working","","","Social Security tips for working retirees","If you work in retirement, know the impact to your Social Security and taxes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/soc_sec_working_Jun27_alt727x285.jpg","[""Retirement Accounts""]","[""Living in Retirement""]","","Retirement","2017-07-05","2016-04-14","2018-07-31","True" "tcm:526-234571","A three-step investing strategy","Article:Viewpoints","How to build an investment plan that you can stick with day in and day out to help meet your goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/3-step_invest_strat_May22_alt535x220.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/3-keys-the-foundation-of-investing","","","Three keys: the foundations of investing","Focus on building an investment plan that you can stick with day in and day out.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/3-step_invest_strat_May22_alt727x285.jpg","[""Domestic Stock Funds"",""Managed Accounts""]","[""Investing in Stocks""]","","Investing Ideas","2017-07-05","2016-05-08","2019-05-31","True" "tcm:526-387255","Keep documents safe","Article:Viewpoints","Taking steps to secure your travel documents while on vacation could help you recover if something goes wrong.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/protectID_vacation_2017_alt535x220.jpg","","https://www.fidelity.com/viewpoints/financial-basics/traveling-and-document-security","","","Protect your ID and documents on vacation","What would you do if you lost your passport while traveling abroad?","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/protectID_vacation_2017_alt727x285.jpg","[""Cash Management""]","[""Saving and Spending""]","","Financial Basics","2017-07-05","2017-06-25","2018-09-30","True" "tcm:526-10844","5 things to review annually","Article:Viewpoints","It’s a great time to review your investments, try to reduce taxes, check you beneficiaries, and more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/annualreview_new-alt-m.jpg","","","","","5 things to review annually","Plan for your family's future as you review your savings and investment strategies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/annual_review_May16_alt727x285.jpg","[""Charitable Giving Account"",""IRA"",""Retirement Accounts"",""Roth IRA""]","[""Financial Planning""]","","Viewpoints","2017-07-03","2016-02-15","2018-12-31","True" "tcm:526-385364","Five things to review annually","Article:Viewpoints","It’s a great time to review your investments, try to reduce taxes, check you beneficiaries, and more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/annual_review_May16_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/5-things-to-review-annually","","","Five things to review annually","Plan for your family's future as you review your savings and investment strategies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/annual_review_May16_alt727x285.jpg","[""Charitable Giving Account"",""IRA"",""Retirement Accounts"",""Roth IRA""]","[""Financial Planning""]","","Personal Finance","2017-07-03","2016-02-15","2018-12-31","True" "tcm:526-94354","Too concentrated?","Article:Viewpoints","Owning too much of one investment, like your company stock, can be a risky move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/concentrated_portfolio_2016_alt355x209v2.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/concentrated-portfolio","","","The risk of a concentrated portfolio","Consider taking steps to help manage the risk of a large position.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/concentrated_portfolio_2016_alt727x285v2.jpg","[""Managed Accounts"",""Options"",""Stocks""]","[""Investing Strategies""]","","Investing Ideas","2017-06-29","2016-05-24","2018-06-30","True" "tcm:526-244043","Midyear tax checkup","Article:Viewpoints","Things to do now to help reduce taxes and avoid tax return surprises.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/midyear_tax_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/personal-finance/midyear-tax-checkup","","","Midyear tax check: 9 questions to ask","A midyear tax checkup will help you to prepare for the tax consequences of life changes.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/midyear_tax_2016_alt727x285.jpg","[""401(k)"",""IRA"",""Rollover IRA""]","[""Taxes""]","","Personal Finance","2017-06-28","2016-07-18","2018-06-30","True" "tcm:526-387910","Saving after age 70","Article:Viewpoints","If you’re still working, you may still be able to contribute to a Roth IRA, SEP-IRA, or 401(k).","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/saving-after-70_alt535x220.jpg","","https://www.fidelity.com/viewpoints/retirement/save-for-retirement-after-70","","","Saving for retirement after age 70","Contributing to a Roth IRA or 401(k) can benefit you and your heirs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/saving-after-70_alt727x285.jpg","[""IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2017-06-28","2017-06-27","2018-06-30","True" "tcm:526-385532","Using alerts to invest","Article:Viewpoints","How to set up alerts to stay on top of your investing strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/set_alerts_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/financial-basics/using-alerts-to-invest","","","Four ways to keep an eye on investments","Use alerts to stay on top of your investing strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/eye_investments_2017_alt727x285.jpg","[""Brokerage"",""Exchange-Traded Funds"",""Mutual Funds"",""Stocks""]","[""Asset Classes""]","","Financial Basics","2017-06-28","2017-06-12","2018-07-31","True" "tcm:526-69381","Advanced candlesticks","Article:Viewpoints","Discover a few sophisticated candlestick patterns to potentially identify price moves.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/tradebycandlelight355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/advanced-candlestick-trading-methods","","","Trade by candlelight: advanced methods","Discover a few sophisticated candlestick patterns to potentially identify price moves.","","[""Active Trader Pro"",""Brokerage""]","[""Technical Analysis""]","","Active Investor","2017-06-28","2013-06-19","2018-06-30","True" "tcm:526-244927","ETFs for the 2nd half","Article:Viewpoints","Here are some ETF opportunities to consider after recent developments.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ETF_Second_Half_2017_alt535x220.jpg","","https://www.fidelity.com/viewpoints/active-investor/ETFs-for-second-half","","","ETFs for the second half of 2017","Here are some ETF opportunities to consider after recent developments in the market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/ETF_Second_Half_2017_alt727x285.jpg","[""Exchange-Traded Funds"",""Exchange-Traded Notes"",""Sector Funds"",""Sectors""]","[""Idea Generation""]","","Active Investor","2017-06-23","2016-07-25","2018-12-31","True" "tcm:526-385295","3 tech trends","Article:Viewpoints","Think international tech, machine learning, and cloud computing.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/tech_ideas_2017_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/tech-investing-trends","","","Tech: Where to look for investing ideas","Think international tech, machine learning, and cloud computing.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/3_tech_trends_2017_alt727x285.jpg","[""Sectors""]","[""Investing in Stocks""]","","Investing Ideas","2017-06-21","2017-06-15","2018-12-30","True" "tcm:526-386361","Divorce do's and don'ts","Article:Viewpoints","How to prepare for divorce, get through it, and rebuild emotionally, legally, and financially.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/divorce_2017_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/personal-finance/preparing-for-divorce","","","The do's and don'ts of divorce","How to prepare for a divorce and rebuild emotionally and financially.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/divorce_dos_donts_2017_alt727x285.jpg","[""401(k)"",""IRA"",""Stocks""]","[""Divorce""]","","Personal Finance","2017-06-21","2017-06-19","2018-08-31","True" "tcm:526-380297","Credit card travel tips","Article:Viewpoints","Get your credit and debit cards ready for international travel.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/travel_tips_2017_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/financial-basics/credit-and-debit-card-tips-for-travel","","","Credit and debit card tips for international travel","Get your credit and debit cards ready for international travel.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/travel_credit_cards_2017_alt727x285.jpg","[""Credit Cards""]","[""Credit""]","","Financial Basics","2017-06-21","2017-05-17","2018-08-31","True" "tcm:526-178820","Business succession","Article:Viewpoints","Transfer of assets to family and others should begin years before you plan to leave.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/business_succession_May22_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/business-succession-planning","","","Get started now on business succession planning","Transfer of assets to family and others should begin years before you plan to leave.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/business_succession_May22_alt727x285.jpg","[""Cash Management"",""Estate Account"",""Trusts""]","[""Estate Planning""]","","Personal Finance","2017-06-16","2017-05-21","2018-12-31","True" "tcm:526-13122","Do you need a trust?","Article:Viewpoints","Trusts may help you do much more than potentially reduce estate taxes.","","","","","","Do you need a trust?","Trusts may help you do much more than potentially reduce estate taxes.","","[""Trusts""]","[""Wealth Planning""]","","Viewpoints","2017-06-14","","2019-06-30","True" "tcm:526-158893","The risk of the rally","Article:Viewpoints","Beware of complacency: Rising stocks could add risk to your portfolio.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/complacency_2017_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/prepare-market-correction","","","Has the bull market added risk to your portfolio?","Beware of complacency: Rising stocks could add risk to your portfolio.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/complacency_2017_alt727x285.jpg","[""Managed Accounts""]","[""Investing Strategies""]","","Investing Ideas","2017-06-14","2017-06-08","2018-06-30","True" "tcm:526-272826","Ten ways to stop elder fraud","Article:Viewpoints","Learn how a son helped his 85-year-old dad combat financial elder fraud and get back on track financially.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/stop_elder_fraud_medium_2018.jpg","","https://www.fidelity.com/viewpoints/wealth-management/elder-fraud","","","Ten ways to stop financial elder fraud","Learn how a son helped his dad combat financial elder abuse and get back on track financially.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/WM/stop_elder_fraud_large_2018.jpg","[""Estate Account"",""Long-Term Care Insurance"",""Trusts""]","[""Elderly Parent""]","","Wealth Management","2017-06-14","2017-01-31","2019-01-31","True" "tcm:526-176803","Chart tips","Article:Viewpoints","If you like to use charts, consider the time frame, the type of chart, and a benchmark.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/setup_charts355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-set-up-your-charts","","","Three tips for setting up your charts","If you like to use charts, consider the time frame, the type of chart, and a benchmark.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/setup_charts727x285.jpg","[""Active Trader Pro"",""Brokerage""]","[""Technical Analysis""]","","Active Investor","2017-06-09","2015-04-16","2018-06-30","True" "tcm:526-10748","The bull call spread","Article:Viewpoints","Looking to take advantage of a rising stock price while managing risk? Consider this spread strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bullcallspread_2017_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/bull-call-spread","","","Options strategy: the bull call spread","A strategy designed to take advantage of price gains while potentially limiting risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/bull-call-strategy_Jun5_alt727x285.jpg","[""OptionTrader Pro"",""Options""]","[""Trading""]","","Viewpoints","2017-06-08","2011-08-23","2018-10-31","True" "tcm:526-383552","Medicare and you","Article:Viewpoints","Get answers to questions about eligibility, choices, costs, and more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/Medicare_webcast_June5_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/medicare-webcast","","","Medicare webcast: Your questions answered","Gain insights on eligibility, enrollment, coverage options, and more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Medicare_webcast_June5_alt727x285.jpg","[""Retirement Accounts""]","[""Living in Retirement""]","","Retirement","2017-06-07","2017-06-05","2018-12-31","True" "tcm:526-385277","An alternative for cash?","Article:Viewpoints","Short-duration bonds come in different flavors. Find an option for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/flavor_short_duration_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/flavor-of-short-duration","","","Find your flavor of short duration","Consider your rate outlook and investing goals to choose an approach.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/short-duration_Jun5_alt727x285.jpg","[""Bond Funds"",""Bonds"",""Municipal Bond Funds"",""Mutual Funds""]","[""Investing in Bonds""]","","Investing Ideas","2017-06-07","2017-06-08","2018-12-31","True" "tcm:526-382724","Five money musts","Article:Viewpoints","One more lesson: How to manage your money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/money_college_2017_alt355x209.jpg","","https://www.fidelity.com/viewpoints/financial-basics/managing-your-finances","","","Five money musts for college grads","One more lesson for recent graduates: How to manage money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/money_college_2017_alt727x285.jpg","[""401(k)"",""Cash Management"",""IRA""]","[""Saving and Spending""]","","Financial Basics","2017-06-07","2017-06-01","2018-07-31","True" "tcm:526-385345","The 3 A's of saving","Article:Viewpoints","Amount, account, and asset mix are important when saving for retirement.","","","https://www.fidelity.com/viewpoints/retirement/successful-saving","","","The 3 A's of successful saving","The amount you save for retirement matters—so does the account and the asset mix you invest in.","","[""IRA"",""Roth IRA""]","[""Saving for Retirement""]","","Retirement","2017-06-07","","2019-09-30","True" "tcm:526-209028","Where will my income come from?","Article:Viewpoints","Fidelity believes that retirement savings should generate about 45% of an investor's preretirement, pretax income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_series_45percent_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/retirement-income-sources","","","Where will my retirement income come from?","Fidelity believes that savings should generate about 45% of an investor's preretirement, pretax income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_series_45percent_alt727x285.jpg","[""401(k)"",""403(b)"",""457"",""IRA""]","[""Living in Retirement""]","","Retirement","2017-06-05","2015-11-03","2018-06-30","True" "tcm:526-209216","Retirement math","Article:Viewpoints","Four key guidelines to help you stay on track on your journey to retirement—your “someday.”","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_series_math_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/retirement-guidelines","","","The math of retirement savings","Four key guidelines to help you know where you stand on your retirement journey.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_series_math_alt727x285.jpg","[""Annuities"",""Asset Allocation Funds""]","[""Living in Retirement""]","","Retirement","2017-06-05","2015-11-03","2018-06-29","True" "tcm:526-175791","How can I make my savings last?","Article:Viewpoints","Limit withdrawals to no more than 4% to 5% in the first year of retirement and adjust for inflation annually.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_series_4to5percent_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/how-long-will-savings-last","","","How can I make my savings last?","Withdraw no more than 4% to 5% from savings the first year of retirement; adjust for inflation every year.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_series_4to5percent_alt727x285.jpg","[""Annuities"",""Asset Allocation Funds""]","[""Living in Retirement""]","","Retirement","2017-06-05","2015-11-03","2018-06-29","True" "tcm:526-208086","Retirement: Am I on track?","Article:Viewpoints","Multiply your income at certain ages by our savings factors to see how much you should aim to have saved.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_series_10x_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/how-much-money-do-i-need-to-retire","","","How much do I need to save for retirement?","Savings factor: Aim to save at least 1x your income at 30, 3x at 40, 7x at 55, 10x at 67.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_series_10x_alt727x285.jpg","[""401(k)"",""403(b)"",""457"",""IRA""]","[""Saving for Retirement""]","","Retirement","2017-06-05","2015-11-03","2018-06-30","True" "tcm:526-208514","How much should I save?","Article:Viewpoints","Our rule of thumb: Aim to save at least 15% of your income annually—and start as soon as you can.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_series_15percent_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/how-much-money-should-I-save","","","How much should I save each year?","Savings rate: Aim to save at least 15% of your income annually for retirement—start as soon as you can.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/retirement_series_15percent_alt727x285.jpg","[""401(k)"",""403(b)"",""457"",""IRA""]","[""Saving for Retirement""]","","Retirement","2017-06-05","2015-11-03","2018-06-29","True" "tcm:526-258965","Handling an old 401(k)","Article:Viewpoints","Consider the pros and cons of the options to help you decide what makes sense for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401k_options_native_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/what-to-do-with-an-old-401k","","","What to do with an old 401(k)","Consider the pros and cons of the options to help you decide what makes sense for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/401k_options_native_alt727x285.jpg","[""401(k)"",""IRA"",""Retirement Accounts"",""Rollover IRA""]","[""Saving for Retirement""]","","Retirement","2017-06-02","2013-01-16","2018-06-27","True" "tcm:526-381776","3 growth ideas","Article:Viewpoints","Machine learning, self-driving cars and other trends could lead to investing ideas.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/3_growth_ideas_2017_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/growth-stock-ideas","","","3 growth trends to watch","Investing ideas tied to machine learning, the self-driving car, and pent-up smartphone demand.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/3_growth_ideas_2017_alt727x285.jpg","[""Domestic Stocks"",""Growth Stocks"",""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","2017-05-31","2017-05-25","2018-06-30","True" "tcm:526-373453","Pets in your estate plan?","Article:Viewpoints","How to take care of your precious pets after you're gone.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estates_for_pets_Apr17_alt355x209.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-pets","","","Estate planning for pets","When updating your estate plan, don’t forget ways to support your other special family members—your pets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/estates_for_pets_Apr17_alt727x285.jpg","[""Estate Account"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2017-05-31","2017-04-11","2019-04-30","True" "tcm:526-382025","All about commodities","Article:Viewpoints","Curious about investing in tangible assets like gold, oil, and natural gas? Commodities may be for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/FF_commodities_2017_alt_med_new.jpg","","https://www.fidelity.com/viewpoints/financial-basics/investing-in-commodities","","","Curious about commodities?","Here are ways to invest in commodities like gold and many others.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/FF_commodities_2017_alt727x285.jpg","[""Commodities"",""Exchange-Traded Funds"",""Mutual Funds""]","[""Asset Classes""]","","Financial Basics","2017-05-31","2017-05-29","2018-06-30","True" "tcm:526-191354","Same-sex marriage","Article:Viewpoints","Four practical questions for same-sex couples to consider when approaching the prospect of marriage.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/same-sex-financial-implications_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/same-sex-financial-implications","","","Four questions for same-sex couples to consider","Review these options if you plan to transition from a partnership to a marriage.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/same-sex-financial-implications_alt727x285.jpg","[""Estate Account"",""Retirement Accounts""]","[""Financial Planning""]","","Personal Finance","2017-05-23","2015-07-22","2018-11-30","True" "tcm:526-373317","Investing internationally","Article:Viewpoints","See how your investment mix could benefit by adding some global flavor.","","","https://www.fidelity.com/viewpoints/financial-basics/investing-in-international-stocks","","","Why invest internationally?","Consider including international investments in your portfolio for the benefits of global diversification.","","[""International Investments"",""International Stock Funds"",""International Stocks""]","[""Asset Classes""]","","Financial Basics","2017-05-18","","2019-09-01","True" "tcm:526-376799","Save money on Rx","Article:Viewpoints","Three strategies that can help bring relief from the financial pain of rising drug prices.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/save_money_drugs_May1_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-to-save-money-on-prescription-drugs","","","How to save money on prescription drugs","Practical tips to help you be a smarter health care consumer and reduce your family’s prescription drug costs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/save_money_drugs_May1_alt727x285.jpg","[""Health Savings Account"",""Traditional IRA""]","[""Health Care & Wellness""]","","Personal Finance","2017-05-17","2017-04-30","2019-04-30","True" "tcm:526-378800","Student loan payoff","Article:Viewpoints","Looking for forgiveness? Consider public service.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/student_loan_forgiveness_2017_alt355x209.jpg","","https://www.fidelity.com/viewpoints/financial-basics/public-service-loan-forgiveness-program","","","Federal student loan debt? Forgiveness is possible.","Want to reduce student loans? Consider working in public service.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/student_loan_forgiveness_2017_alt727x285.jpg","[""529 Plan"",""UGMA/UTMA""]","[""Credit""]","","Financial Basics","2017-05-17","2017-05-09","2018-06-30","True" "tcm:526-373481","Cutting-edge investing","Article:Viewpoints","How the internet of things is transforming the auto industry.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/IOT_new_med_alt.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/investing-ideas-in-cars","","","How to invest in the cutting edge of cars","Technology is revolutionizing one of the economy’s most traditional industries.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/go_driverless_Apr12_alt727x285.jpg","[""Stocks""]","[""Investing Strategies""]","","Investing Ideas","2017-05-10","2017-03-12","2018-12-31","True" "tcm:526-262466","Baby-proof your budget","Article:Viewpoints","Babies change everything—including your finances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/preparing_for_baby_2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/financial-basics/financial-planning-for-new-parents","","","Preparing your finances for a baby","Follow these tips to baby-proof your budget.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/preparing_for_baby_2016_alt727x285.jpg","[""Cash Management"",""Flexible Spending Account""]","[""New Child""]","","Financial Basics","2017-05-10","2016-11-22","2018-08-31","True" "tcm:526-67531","Why cost matters","Article:Viewpoints","When you pay less to invest, it can help improve your bottom line.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/cost-matters_Mar6_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/why-expenses-matter","","","How low costs can drive returns","Investors looking for an advantage may do well to seek out lower expenses on brokerage products.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/cost-matters_Mar6_alt727x285.jpg","[""Bonds"",""Exchange-Traded Funds"",""Mutual Funds"",""Stocks""]","[""Investing Strategies""]","","Investing Ideas","2017-05-08","2014-07-01","2019-02-28","True" "tcm:526-342880","Are your college savings on track?","Article:Viewpoints","Baffled by college planning? Our new calculator makes it easy to see whether your savings are on track.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/college_savings_Mar27_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/college-savings-calculator","","","Are your college savings on track?","Our new calculator makes it easy to see whether your savings are on track and make adjustments if not.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/college_savings_Mar27_alt727x285.jpg","[""529 Plan"",""UGMA/UTMA""]","[""College Planning""]","","Personal Finance","2017-05-03","2017-03-26","2019-03-27","True" "tcm:526-20946","Straddling the market","Article:Viewpoints","This options strategy can profit when you expect a big move.","","","https://www.fidelity.com/viewpoints/straddling-the-market","","","Get to know straddles","When you aren't sure which direction a stock could go, you might consider an options straddle.","","[""Active Trader Pro"",""Options""]","[""Trading""]","","Viewpoints","2017-05-03","","2020-06-30","True" "tcm:526-12177","One-income families","Article:Viewpoints","Running a family with one income takes some planning.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/one_income_family_2018_medium.jpg","","","","","Finances for one-income families","Keep a close eye on spending, insurance, and retirement savings when moving from 2 incomes to 1.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/one_income_family_2018_large.jpg","[""IRA"",""Roth IRA""]","[""Financial Planning""]","","Viewpoints","2017-04-28","","2019-08-31","True" "tcm:526-375044","A case for dividends","Article:Viewpoints","They’re not just for income, particularly when dividends are reinvested.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/reinvesting_dividends_2017_alt355x209.jpg","","https://www.fidelity.com/viewpoints/financial-basics/reinvesting-dividends","","","Dividends: not just for income","Compounding dividends account for a significant portion of total stock market returns.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/reinvesting_dividends_2017_alt727x285.jpg","[""Dividend-Paying Stocks"",""Exchange-Traded Funds"",""Mutual Funds""]","[""Asset Classes""]","","Financial Basics","2017-04-26","2017-04-19","2018-06-29","True" "tcm:526-375410","Growth + value ideas","Article:Viewpoints","Finding opportunities with strong value using Fidelity’s stock screener.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/stock-values_Apr24_alt355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/stock-ideas-2017","","","Stock ideas: Looking for value and growth","Finding growth investing opportunities with strong value using Fidelity’s stock screener.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/stock-values_Apr24_alt727x285.jpg","[""Stocks""]","[""Idea Generation""]","","Active Investor","2017-04-26","2017-04-23","2018-06-30","True" "tcm:526-371488","The commodity rally","Article:Viewpoints","The recovery in commodity stocks that began in 2016 may continue.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/commodities_2017_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/commodity-stocks","","","Commodities: Why the recovery may continue","The commodity cycle improved in 2016, and there are some reasons to think that trend may continue.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/commodities_2017_alt727x285.jpg","[""Commodities"",""Commodities Funds""]","[""Investing in Stocks""]","","Investing Ideas","2017-04-12","2017-04-05","2018-12-31","True" "tcm:526-62430","Sell in May and go away?","Article:Viewpoints","Probably not. But there are some interesting calendar trends and strategies to consider.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/sell-in-may_2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/sell-in-may","","","Should you ""Sell in May and go away""?","Probably not. But there are some interesting calendar trends and strategies to consider.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/sell-in-may_2016_alt727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Idea Generation""]","","Active Investor","2017-04-11","2017-04-06","2018-06-30","True" "tcm:526-291532","Social Security rules","Article:Viewpoints","Divorce doesn't rule out spousal benefits. Find out whether you're eligible.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/social-security_spouses_Mar14_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/social-security-for-divorced-spouses","","","Unraveling Social Security rules for ex-spouses","Find out when are you eligible for a spousal benefit on your ex-spouse’s work record.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/social-security_spouses_Mar14_alt727x285.jpg","[""Retirement Accounts""]","[""Living in Retirement"",""Social Security""]","","Retirement","2017-04-05","2017-03-13","2019-02-23","True" "tcm:526-291776","Digital estate planning","Article:Viewpoints","Tips to manage your online assets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estate_planning_digital_Mar16_alt355x209.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-digital-assets","","","Estate planning for the digital era","As owning digital property becomes the norm, estate plans need to employ new strategies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/estate_planning_digital_Mar16_alt727x285.jpg","[""Estate Account"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2017-03-29","2017-03-15","2018-12-31","True" "tcm:526-150553","Sector investing and you","Article:Viewpoints","The business cycle could generate positive returns in the intermediate term.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/sector-investing_BCU_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/sector-investing-business-cycle","","","Sector investing using the business cycle","How it may be possible to generate positive returns over an intermediate time horizon.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/sector-investing_BCU_alt727x285.jpg","[""Sectors""]","[""Investing Strategies""]","","Investing Ideas","2017-03-29","2016-10-30","2018-10-31","True" "tcm:526-292209","Navigating the gig economy","Article:Viewpoints","Like small business owners, freelancers need to manage their finances carefully to keep their business going.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/nav_gig_econ_Mar17_alt355x209.jpg","","https://www.fidelity.com/viewpoints/financial-basics/navigating-the-freelance-economy","","","Managing your finances as a freelancer","Freelancers and independent contractors must plan ahead for taxes, cash flow, insurance, and savings.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/nav_gig_econ_Mar17_alt727x285.jpg","[""Cash Management"",""IRA"",""SEP IRA"",""SIMPLE IRA"",""Self-Employed 401(k)""]","[""Career Planning""]","","Financial Basics","2017-03-29","2017-03-16","2019-01-31","True" "tcm:526-124871","Trading orders 411","Article:Viewpoints","Here are a few suggestions for using orders—such as limits—in today’s markets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/411_trading_order355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/know-your-trading-orders","","","Stop! Know your trading orders.","Here are a few suggestions for using orders—such as limits—in today’s markets.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/411_trading_order727x285.jpg","[""Active Trader Pro"",""Brokerage""]","[""Trading""]","","Active Investor","2017-03-29","2014-03-09","2019-06-30","True" "tcm:526-54460","Asset location matters","Article:Viewpoints","Choosing the right account may help you keep more of your investing gains.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/asset-allocation_Mar2_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/asset-allocation-lower-taxes","","","Why asset location matters","Choosing the right account may help you keep more of your investing gains.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/asset-allocation_Mar2_alt727x285.jpg","[""401(k)"",""403(b)"",""IRA"",""Managed Accounts"",""Retirement Accounts""]","[""Taxes""]","","Investing Ideas","2017-03-15","2016-06-27","2018-06-30","True" "tcm:526-159028","Timing your trades","Article:Viewpoints","Bollinger Bands® are widely used technical indicators for short-term traders. See what they’re signaling now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bollinger-bands_Mar9_alt355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/understanding-bollinger-bands","","","Understanding Bollinger Bands®","This indicator can help you time your buy and sell trades. See what it says about stocks now.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/bollinger-bands_Mar9_alt727x285.jpg","[""Active Trader Pro"",""Brokerage""]","[""Technical Analysis""]","","Active Investor","2017-03-14","2014-11-16","2018-06-30","True" "tcm:526-18337","Family estate planning","Article:Viewpoints","Sensitive family talks now will lay the foundation for effective estate planning later on.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/talk-estate-plan_Mar10_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/talk-about-estate-planning","","","How to talk to your family about your estate plan","Sensitive family talks now will lay the foundation for effective estate planning later on.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/talk-estate-plan_Mar10_alt727x285.jpg","[""Trusts""]","[""Family Conversations""]","","Retirement","2017-03-13","2012-03-21","2018-12-31","True" "tcm:526-279936","Boost your retirement IQ","Article:Viewpoints","Learn a few easy strategies to help you increase your retirement knowledge.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/boost_retIQ_Mar1_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/increasing-your-understanding-of-retirement","","","Seven ways to boost your retirement IQ","Increase your retirement knowledge with a few easy tips.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/boost_retIQ_Mar1_alt727x285.jpg","[""401(k)"",""403(b)"",""IRA"",""Retirement Accounts""]","[""Saving for Retirement""]","","Retirement","2017-03-08","2017-02-27","2018-09-30","True" "tcm:526-165673","Get out of debt","Article:Viewpoints","Carrying a credit card balance month to month can cost you. Here's how to help pay it off.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/credit-card-debt_Mar6_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/how-to-get-out-of-debt","","","Get out of debt","Carrying a credit card balance month to month can cost you. Here's how to help pay it off.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/credit-card-debt_Mar6_alt727x285.jpg","[""Cash Management"",""Credit Cards""]","[""Credit""]","","Personal Finance","2017-03-06","","2018-06-30","True" "tcm:526-195392","Buy or rent?","Article:Viewpoints","Thinking about buying a home? Answer these five questions to see whether it makes sense for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/rent-vs-buy_Feb15_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/rent-vs-buy","","","Should you buy or rent?","Thinking about buying a home? Answer these five questions to see whether it makes sense for you.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/rent-vs-buy_Feb15_alt727x285.jpg","[""Cash Management""]","[""Home Buying""]","","Personal Finance","2017-03-02","2015-08-18","2018-09-30","True" "tcm:526-221219","Picking the right expiration date","Article:Viewpoints","A delicate balance between time and cost is at the heart of this critical choice when buying or selling options.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/expiration_date_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/options-expiration-date","","","Options: How to pick the right expiration date","A delicate balance between time and cost is at the heart of this critical choice.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/expiration_date_large_2018.jpg","[""OptionTrader Pro"",""Options""]","[""Trading""]","","Active Investor","2017-03-01","2016-01-27","2018-09-30","True" "tcm:526-102321","IPO 411","Article:Viewpoints","IPOs continue to entice some investors. But exercise caution.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/IPOs_needtoknow_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/IPO-opportunities","","","IPOs: What you need to know","Initial public offerings continue to entice investors. But exercise caution.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/IPOs_needtoknow_2018_large.jpg","[""Active Trader Pro"",""Brokerage""]","[""Idea Generation""]","","Active Investor","2017-02-23","","2019-05-30","True" "tcm:526-275235","Wealth planning tips","Article:Viewpoints","Our panelists answer questions about wealth planning and charitable giving strategies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/wealth-planning-webcast_Feb15_alt355x209.jpg","","https://www.fidelity.com/viewpoints/wealth-management/wealth-planning-for-your-family","","","Planning for your family's future","Our panelists answer questions about wealth planning and charitable giving strategies.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/wealth-planning-webcast_Feb15_alt727x285.jpg","[""Charitable Giving Account"",""Estate Account"",""Permanent Life Insurance"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2017-02-15","2017-02-13","2018-10-31","True" "tcm:526-273408","Bonds for rising rates","Article:Viewpoints","Some bonds can adjust to rising inflation or interest rates.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/fixed_income_medium_2017.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/less-fixed-income","","","Fixed income that isn't fixed","Some parts of the bond market may help to manage the risks posed by rising inflation and rising rates.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/fixed_income_large_2017.jpg","[""Bond Funds"",""Bonds""]","[""Investing in Bonds""]","","Investing Ideas","2017-02-08","2017-02-02","2018-12-31","True" "tcm:526-98738","A volatility strategy","Article:Viewpoints","Here's how to capture opportunities created by volatility with the calendar spread.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/calendaroptions355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/calendar-spreads","","","The calendar spread options strategy","Here's how to capture opportunities created by volatility with the calendar spread.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/calendaroptions727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2017-02-06","","2018-12-31","True" "tcm:526-46242","Lump sum or pension?","Article:Viewpoints","What you need to know about monthly and lump-sum pension offers.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/lump_sum_pension_March8_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/lump-sum-or-monthly-pension","","","Lump-sum payment or monthly pension?","What you need to know about monthly and lump-sum pension offers.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/lump_sum_pension_March8_alt727x285.jpg","[""Annuities"",""Retirement Accounts""]","[""Getting Ready to Retire""]","","Retirement","2017-02-01","2013-11-19","2018-12-31","True" "tcm:526-12209","Money tips for newlyweds","Article:Viewpoints","Start your marriage on the right track by setting expectations and making financial plans together.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tips_newlyweds_2017_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/five-financial-tips-for-newlyweds","","","Five financial tips for newlyweds","Set expectations from the start, make financial plans together, and check in regularly.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tips_newlyweds_2017_alt727x285.jpg","[""Cash Management"",""Health Savings Account"",""IRA"",""Long-Term Disability"",""Short-Term Disability""]","[""Getting Married""]","","Personal Finance","2017-01-31","2017-01-29","2019-12-31","True" "tcm:526-162946","The basics of call options","Article:Viewpoints","A call option lets you to control the same amount of stock with less money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/buying_calls_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-buy-calls","","","Here is how to buy call options","A call option lets you to control the same amount of stock with less money.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/buying_calls_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Stock Options"",""Stocks""]","[""Trading""]","","Active Investor","2017-01-31","","2019-07-31","True" "tcm:526-74904","ETFs for volatility","Article:Viewpoints","Minimum volatility funds are one option if you are concerned about the stock market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/min_ETF_vol_alt355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/minimum-volatility-ETFs","","","ETFs for volatility","Minimum volatility funds are one option if you are concerned about the market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/min_ETF_vol_alt727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Exchange-Traded Funds""]","[""Idea Generation""]","","Active Investor","2017-01-31","2013-07-21","2018-09-30","True" "tcm:526-51078","Selling options","Article:Viewpoints","Here's a look at how to sell calls and puts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/selling_calls_and_puts_2018_medium.jpg","","https://www.fidelity.com/viewpoints/active-investor/selling-options","","","Selling options for income","Selling options is a strategy designed to generate current income.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/selling_calls_and_puts_2018_large.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2017-01-31","2013-01-09","2018-06-30","True" "tcm:526-25722","Get to know the Greeks","Article:Viewpoints","Use these tools to help assess risk and enhance your options trading proficiency.","","","https://www.fidelity.com/viewpoints/know-the-Greeks","","","Get to know the Greeks","Use these tools to enhance your options trading proficiency.","","[""Active Trader Pro"",""Options""]","[""Trading""]","","Viewpoints","2017-01-30","","2020-06-30","True" "tcm:526-184617","Want to work in retirement?","Article:Viewpoints","Whether you're looking for a paycheck, a passion, or a purpose, here's how to plan for an ""encore"" career.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/encore_retirement_Jan19_alt355x209.jpg","","https://www.fidelity.com/viewpoints/retirement/working-in-retirement","","","Ready to work after your primary career ends?","Work may be necessary as Americans learn that their health and finances may depend on it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/encore_retirement_Jan19_alt727x285.jpg","","[""Living in Retirement""]","","Retirement","2017-01-25","2015-06-03","2018-07-31","True" "tcm:526-40337","Adjust your options","Article:Viewpoints","How to manage high and low volatility using ratio spreads, an advanced options strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/spreadratio355.jpg","","https://www.fidelity.com/viewpoints/active-investor/Ratio-spreads","","","Adjust your options","How to manage high and low volatility using ratio spreads, an advanced options strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/spreadratio727.jpg","","","","Active Investor","2017-01-25","2012-10-10","2018-12-31","True" "tcm:526-268285","Are you on track?","Article:Viewpoints","Whether you’re a seasoned investor or a beginner, see how your investments are doing with our three-step checkup.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/yi_yearend_review_alt355x209.jpg","","https://www.fidelity.com/viewpoints/financial-basics/annual-financial-review","","","Where do you stand? Year-end review","Follow our three-step plan to help ensure you’re on track to meet your long-term goals.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/yi_yearend_review_alt727x285.jpg","[""401(k)"",""529 Plan"",""Bonds"",""Exchange-Traded Funds"",""Mutual Funds""]","[""Asset Classes""]","","Financial Basics","2017-01-24","2016-12-18","2018-10-31","True" "tcm:526-81358","An income option","Article:Viewpoints","The covered call strategy can help you potentially generate income on stocks you own.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/income_option_Jan13_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/an-income-option","","","An income option: the covered call","This strategy can help you potentially generate income on stocks you own.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/income_option_Jan13_alt727x285.jpg","[""Options"",""Stocks""]","[""Investing in Stocks""]","","Investing Ideas","2017-01-20","2013-09-04","2018-12-31","True" "tcm:526-269657","Passion meets philanthropy","Article:Viewpoints","Charitable giving is more than a tax deduction; it’s about funding what you love. See how one family does it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/oneil_passion_philanthropy_Jan5_alt355x209.jpg","","https://www.fidelity.com/viewpoints/wealth-management/finding-passion-in-philanthropy","","","Passion meets philanthropy","Learn how one woman’s newfound midlife passion reshaped her family’s charitable giving efforts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/oneil_passion_philanthropy_Jan5_alt727x285.jpg","[""Charitable Giving Account"",""Estate Account""]","[""Charitable Giving""]","","Wealth Management","2017-01-18","2017-01-04","2018-12-31","True" "tcm:526-269065","Post-election market shifts","Article:Viewpoints","From stock and bond markets to interest rates and currencies, four charts illustrate some stark post-election shifts.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/regime_change_Dec26_alt355x209.jpg","","","","","Regime change in charts","Four charts reveal how the investing landscape has changed post-election.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/regime_change_Dec26_alt727x285.jpg","[""Stocks""]","[""Market Analysis""]","","Viewpoints","2017-01-04","2015-01-12","2018-12-31","True" "tcm:526-67508","The power of delta","Article:Viewpoints","Learn how this greek can help you assess the probability of making a profit.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/power_delta_Jan10_alt355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/power-of-delta","","","The power of delta","Learn how this greek can help you assess the probability of making a profit.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/power_delta_Jan10_alt727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2017-01-03","2013-06-04","2018-11-30","True" "tcm:526-268119","A new strategy for dividends","Article:Viewpoints","As rates rise, consider valuations, payout ratios, and growth potential to find long-term value.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/dividend_income_Dec21_alt355x209.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/dividend-stocks-rates-rise","","","A new era for dividend stocks","As rates rise, consider valuations, payout ratios, and growth potential to find long-term value.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/dividend_income_Dec21_alt727x285.jpg","[""Dividend-Paying Stocks""]","[""Investing in Stocks""]","","Investing Ideas","2016-12-23","2016-12-15","2018-12-31","True" "tcm:526-164547","How to trade in a channel","Article:Viewpoints","Stocks broke out of a channel to reach all-time highs. Learn how to spot potential channels in the S&P 500.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/trading_channels355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/trading-in-a-channel","","","Trading in a channel","Stocks have broken out of a channel to reach new all-time highs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/trading_channels727x285.jpg","[""Brokerage"",""Sectors"",""Stocks""]","[""Technical Analysis""]","","Active Investor","2016-12-14","2015-01-12","2018-12-31","True" "tcm:526-159898","The power of planning","Article:Viewpoints","How one family started talking when faced with an illness, and prepared a solid financial and estate plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/parkers_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/talk-about-money","","","The power of planning together","Start the family conversation about money today, so your family is prepared.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/parkers_alt727x285.jpg","[""401(k)"",""Annuities"",""Estate Account"",""Rollover IRA""]","[""Family Conversations""]","","Personal Finance","2016-12-07","2014-11-23","2018-12-31","True" "tcm:526-64090","A volatility strategy","Article:Viewpoints","The long strangle is a strategy designed to profit when you expect a big move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/volatility_options_alt355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/strangle-options-strategy","","","Take advantage of volatility with options","The long strangle is a strategy designed to profit when you expect a big move.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/volatility_options_alt727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2016-11-30","2013-05-07","2018-09-30","True" "tcm:526-251348","A 20-year view of growth","Article:Viewpoints","Global growth should remain positive, but slow, and contribute to lower investment returns.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/sector_global_growth_alt355x209.jpg","","","","","Expect slower world growth, lower yet positive returns","Global growth should remain positive, but slow, and contribute to lower investment returns.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/sector_global_growth_alt727x285.jpg","","[""Economic Insight""]","","Viewpoints","2016-11-08","2016-09-12","2018-09-30","True" "tcm:526-257395","Special needs estate planning","Article:Viewpoints","Here are some strategies you may want to consider if you’re supporting dependents with special needs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/estate_planning_needs_Oct21_alt355x209.jpg","","https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-special-needs","","","Estate planning for special needs","Strategies to help ensure that your estate plan will support dependents with special needs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/estate_planning_needs_Oct21_alt727x285.jpg","[""Estate Account"",""Trusts""]","[""Estate Planning""]","","Wealth Management","2016-11-02","2016-10-20","2018-10-30","True" "tcm:526-253823","Starting a business after age 50","Article:Viewpoints","How one businesswoman, needed a change, started a small business, and stayed on track for retirement.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/startingbiz_50_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/starting-a-business-after-the-age-of-50","","","Tips to help you start a business after age 50","How one Clevelander tapped her passions and skills—and kept retirement savings on track.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/startingbiz_50_alt727x285.jpg","[""Retirement Accounts"",""SEP IRA"",""SIMPLE IRA"",""Small Business Retirement""]","[""Financial Planning""]","","Personal Finance","2016-10-20","2016-10-03","2018-10-31","True" "tcm:526-58588","Deferred income annuities","Article:Viewpoints","Lock in retirement income years before entering retirement.","","","","","","Learn how to lock in retirement income years before entering retirement.","Learn how to lock in retirement income years before entering retirement.","","[""401(k)"",""Annuities"",""Fixed Deferred Annuities"",""IRA"",""Income Annuities""]","[""Getting Ready to Retire""]","","Viewpoints","2016-10-19","","2019-06-30","True" "tcm:526-253878","Six tax tips for year-end","Article:Viewpoints","Take advantage of tax moves by the end of the year. Start as soon as possible and look ahead to next year, too.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/tax_tips_year-end_2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/five-tax-tips-for-the-end-of-the-year","","","Six tax-saving tips to complete by year-end","Take advantage of some tax moves by December 30. Start now and look ahead to next year, too.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/tax_tips_year-end_2016_alt727x285.jpg","[""401(k)"",""403(b)"",""Charitable Giving Account"",""IRA""]","[""Taxes""]","","Personal Finance","2016-10-06","2016-10-03","2018-11-30","True" "tcm:526-176977","Picking a broker","Article:Viewpoints","When making this decision, look first for service, then low trading costs and good value.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/pick_brokerage_firm_Mar6_alt355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/how-to-pick-your-broker","","","How to pick your brokerage firm","When making this decision, look first for service, then low trading costs and good value.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/pick_brokerage_firm_Mar6_alt727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Stocks""]","[""Trading""]","","Active Investor","2016-10-06","2016-10-05","2018-12-31","True" "tcm:526-248802","Call or put option?","Article:Viewpoints","Naked puts, covered calls, strangles, straddles—say what? Learn the basics of options trading.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/call_put_option_alt355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/call-or-put-option","","","Call or put option? How to pick","Trading options is expert-level investing. If you’re ready to learn, here are the basics.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/call_put_option_alt727x285.jpg","[""Brokerage"",""OptionTrader Pro"",""Options""]","[""Platforms and Tools""]","","Active Investor","2016-09-07","2016-08-24","2019-01-31","True" "tcm:526-235548","How to leave a financial legacy","Article:Viewpoints","What is your life’s work? What story will endure? These are important questions to answer when planning your legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/building_a_legacy_2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/building-a-legacy","","","Building a legacy that will span generations","Knowing what story you wish to tell will enable you to build a lasting legacy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/building_a_legacy_2016_alt727x285.jpg","","[""Family Conversations""]","","Personal Finance","2016-08-31","","2018-12-31","True" "tcm:526-204679","A case for bond ETFs","Article:Viewpoints","If you’re looking for income and diversification, consider bond ETFs.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bond_ETF_new_medium_2018.jpg","","https://www.fidelity.com/viewpoints/active-investor/bond-ETFs","","","Demystifying bond ETFs","If you want the benefits of bonds, bond ETFs may be worth a look.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bond_ETF_new_large_2018.jpg","[""Active Trader Pro"",""Brokerage"",""Exchange-Traded Funds"",""Stocks""]","[""Idea Generation""]","","Active Investor","2016-08-18","2015-10-13","2019-01-31","True" "tcm:526-233254","Talk to your family","Article:Viewpoints","How interactions around money, wealth, and estate planning can predict the future of family relationships.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/family_harmony_2016_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/five-indicators-of-family-harmony","","","Leading indicators of enduring family harmony","How interactions around money and wealth can predict the future of family relationships.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/family_harmony_2016_alt727x285.jpg","[""Estate Account"",""Long-Term Care Insurance"",""Trusts""]","[""Family Conversations""]","","Personal Finance","2016-08-10","2016-04-27","2018-12-31","True" "tcm:526-245216","Four money rules to know","Article:Viewpoints","After learning the hard way, one financial expert shares some key tips, such as living below your means, period.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/four_money_rules_2016_alt355x209.jpg","","","","","Getting started: four money rules","After learning some financial lessons the hard way, Jean Chatzky shares four key tips.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/four_money_rules_2016_alt727x285.jpg","","[""Financial Planning""]","","Viewpoints","2016-08-03","2016-07-27","2018-06-16","True" "tcm:526-187302","Things for couples to talk about","Article:Viewpoints","Discuss beneficiaries, accounts, important documents, and an emergency plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/couplesandfinances2015_alt355x209v2.jpg","","https://www.fidelity.com/viewpoints/personal-finance/couples-and-finances","","","Four things to talk with your partner about now","Discuss beneficiaries, accounts, important documents, and an emergency plan.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/couplesandfinances2015_alt727x285v2.jpg","","[""Financial Planning""]","","Personal Finance","2016-08-03","2015-06-21","2018-06-29","True" "tcm:526-60847","The bear call spread","Article:Viewpoints","This limited-risk options strategy can be used to profit in a down market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bearcallspread355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/bear-call-spread","","","The bear call spread","This options strategy can be used to profit in a down market.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bearcallspread727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2016-07-27","2013-04-10","2018-07-31","True" "tcm:526-142769","Your family and money","Article:Viewpoints","Many aging parents and their children should be talking about money. It may be uncomfortable, but it’s important.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/family-money-talks_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/family-conversations","","","Family money: failure to communicate","Fidelity study finds parents and adult children at odds on when to talk about finances.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/family-money-talks_banner.jpg","[""Retirement Accounts"",""Trusts""]","[""Wealth Planning""]","","Personal Finance","2016-07-20","2014-07-06","2018-07-31","True" "tcm:526-227898","Your money: Keep track of it","Article:Viewpoints","These four strategies can help you keep track of financial accounts—and avoid costly mistakes and abandoned property.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/abandoned_property_alt355x209.jpg","","https://www.fidelity.com/viewpoints/personal-finance/control-your-money","","","Stay in control of your money","Don’t let your assets get declared abandoned. What to do to save money—and heartache.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/abandoned_property_alt727x285.jpg","[""Estate Account""]","[""Saving and Spending"",""Wealth Planning""]","","Personal Finance","2016-06-22","2016-03-20","2018-12-31","True" "tcm:526-11672","If money talks, so should you","Article:Viewpoints","Why building a strong family relationship is key to securing your family's future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/relationship_capitol_March10_alt355x209.jpg","","https://www.fidelity.com/viewpoints/relationship-capital","","","If money talks, so should you","Why building a strong family relationship is key to securing your family's future.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/relationship_capitol_March10_727x285.jpg","[""Charitable Giving Account"",""Trusts""]","[""Family Conversations""]","","Viewpoints","2016-04-04","2013-01-01","2018-12-31","True" "tcm:526-31077","LEAPS and bounds","Article:Viewpoints","An options strategy for short-term traders and longer-term investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bizleap355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/leaps-and-bounds","","","LEAPS and bounds","An options strategy for short-term traders and longer-term investors.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bizleap727x285.jpg","[""Active Trader Pro"",""Options""]","[""Trading""]","","Active Investor","2016-02-15","2012-08-06","2018-11-30","True" "tcm:526-14717","The bear put spread","Article:Viewpoints","How you may profit from a falling stock price, while potentially limiting risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bear_put_spread_alt355x209.jpg","","https://www.fidelity.com/viewpoints/bear-put-spread","","","Options strategy: The bear put spread","How you may profit from a falling stock price, while potentially limiting risk.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/bear_put_spread_alt727x285.jpg","[""Options""]","[""Trading""]","","Viewpoints","2016-02-01","2013-01-30","2018-07-31","True" "tcm:526-17470","Help limit risk","Article:Viewpoints","Capture potential profits from a rising stock while putting a limit on potential losses.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bullput355.jpg","","https://www.fidelity.com/viewpoints/active-investor/bull-put-spread","","","Help limit your risk with the bull put spread","Capture potential profits from a rising stock while putting a limit on potential losses.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/bullspread727x285.jpg","[""Active Trader Pro"",""Options""]","[""Trading""]","","Active Investor","2016-01-11","2016-01-19","2018-10-31","True" "tcm:526-24197","Name the right trustee","Article:Viewpoints","Who you name as a trustee for your estate can have significant financial implications.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/naming_trustee_alt355x209.jpg","","https://www.fidelity.com/viewpoints/naming-the-right-trustee","","","Why naming the right trustee is critical","A corporate trustee can be a smart move when leaving significant assets to beneficiaries.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/naming_trustee_alt727x285.jpg","[""Trusts""]","[""Estate Planning""]","","Viewpoints","2015-11-17","2012-05-15","2019-01-31","True" "tcm:526-47068","Timing deferred compensation","Article:Viewpoints","How to schedule distributions from nonqualified deferred compensation plans.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/execus355.jpg","","https://www.fidelity.com/viewpoints/retirement/nqdc-part-3","","","Timing deferred compensation","How to schedule distributions from nonqualified deferred compensation plans.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/execs727.jpg","[""Annuities"",""Retirement Accounts""]","[""Getting Ready to Retire"",""Wealth Planning""]","","Retirement","2015-06-04","2012-12-03","2018-12-31","True" "tcm:526-46580","Nonqualified deferred compensation plans","Article:Viewpoints","Learn what nonqualified deferred compensation plans can offer.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/nqdc-1-355.jpg","","https://www.fidelity.com/viewpoints/retirement/nqdc","","","Nonqualified deferred compensation plans","Learn what nonqualified deferred compensation plans can offer.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/nqdc-727.jpg","[""Annuities""]","[""Wealth Planning""]","","Retirement","2015-05-20","2012-11-26","2018-12-31","True" "tcm:526-47934","The iron condor","Article:Viewpoints","When volatility is low, consider taking advantage of this advanced options strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ironcondor_alt355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/iron-condor-strategy","","","The iron condor options strategy","When volatility is low, consider taking advantage of this advanced options strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/ironcondor_alt727x285.jpg","[""Active Trader Pro"",""Brokerage"",""Options""]","[""Trading""]","","Active Investor","2015-05-15","2014-08-03","2018-12-31","True" "tcm:526-47033","Maximizing deferred comp","Article:Viewpoints","Strategies for managing nonqualified deferred compensation plans","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/chess-part2.jpg","","https://www.fidelity.com/viewpoints/retirement/nqdc-part-2","","","Maximizing deferred comp","Strategies for managing nonqualified deferred compensation plans","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/chess-727.jpg","[""Annuities""]","[""Wealth Planning""]","","Retirement","2015-04-03","2012-12-03","2018-12-31","True" "tcm:526-48079","Invest for the cycle","Article:Viewpoints","Use economic signals to see which investments may shine at what turn in the business cycle.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/bizcycleinv355x209.jpg","","","","","How to invest using the business cycle","Use economic signals to see what investments may shine at what turn in the business cycle.","","[""Asset Allocation Funds"",""Bond Funds"",""Bonds"",""Cash Management"",""Exchange-Traded Funds"",""Mutual Funds"",""Stocks""]","[""Investing Strategies""]","","Viewpoints","2014-11-26","","2019-03-31","True" "tcm:526-154871","A covered call option","Article:Viewpoints","Generate the same profit potential as a covered call, without owning the underlying stock.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/leveraged_covered_call355x209.jpg","","https://www.fidelity.com/viewpoints/active-investor/leveraged-covered-call","","","The leveraged covered call option","Generate the same profit potential as a covered call, without owning the underlying stock.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/leveraged_covered_call727x285.jpg","[""Active Trader Pro"",""Options"",""Stocks""]","[""Trading""]","","Active Investor","2014-10-23","2014-10-20","2018-08-31","True" "tcm:526-411333","Markets: Be prepared","Article:Viewpoints","In good markets and bad, it's important to have a plan and stick to it.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/market_vol_ALT_article_medium_new.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/prepare-for-changing-markets","","","","","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/market_vol_ALT_article_large_new.jpg","","","","Investing Ideas","","2017-11-01","2018-10-31","True" "tcm:526-420853","2018 sector outlook","Article:Viewpoints","Stocks hit all-time highs in 2017. Here are some ideas for next year and beyond.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/2018sectoroutlook_medium_2017.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/2018-outlook-sectors","","","2018 sector outlook: bullish ideas","Stocks hit all-time highs in 2017. Here are some ideas for 2018 and beyond.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/2018sectoroutlook_large_2017.jpg","[""Sector Funds"",""Sectors""]","[""Investing in Stocks""]","","Investing Ideas","","","2018-12-31","True" "tcm:526-400091","Fidelity Podcast: Tips to Tackle Student Loan Debt","Article:Viewpoints","Student loan debt can have a negative impact on many aspects of your financial and emotional life. Asha Srikantiah, a student debt expert from Fidelity Labs, outlines steps you can take to tackle your student debt issues, as well as what some companies are doing to help.","","","https://www.fidelity.com/viewpoints/personal-finance/student-loan-debt-podcast","","","Fidelity Podcast: Tips to Tackle Student Loan Debt","Student loan debt can have a negative impact on many aspects of your financial and emotional life. Asha Srikantiah, a student debt expert from Fidelity Labs, outlines steps you can take to tackle your student debt issues, as well as what some companies are doing to help.","","","","","Personal Finance","","","2020-09-18","True" "tcm:526-418532","Tax reform: the latest changes","Article:Viewpoints","Changes could affect income taxes, deductions, college savings, and more.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/takeontaxesLZ_medium_2017v2.jpg","","https://www.fidelity.com/viewpoints/special-report-taxes","","","Take on taxes","Get help to manage taxes, including investing, saving, and estate-planning tips.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/takeontaxesLZ_large_2017v2.jpg","[""Managed Accounts""]","[""Taxes""]","","Viewpoints","","","2018-12-31","True" "tcm:526-433401","The new tax law","Article:Viewpoints","Fidelity experts dig into the policy, investment, and tax implications.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/takeontaxesLZ_medium_2017v2.jpg","","https://www.fidelity.com/viewpoints/personal-finance/understanding-tax-reform","","","Understanding tax reform","Fidelity experts dig into policy, investment, and tax implications of the law.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/takeontaxesLZ_large_2017v2.jpg","","[""Taxes""]","","Personal Finance","","2018-01-19","2018-12-31","True" "tcm:526-63031","Women and money","Article:Viewpoints","How to tackle investing, money and family matters, and retirement.","","","","","","Women and money","How to tackle investing, money and family matters, and retirement.","","","","","Viewpoints","","2013-04-29","2018-12-18","True" "tcm:526-432998","The 2018 investing outlook","Article:Viewpoints","After a strong year, the 2018 outlook appears positive, but not quite as ideal as last year.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/investing_oultook_medium_2018.jpg","","https://www.fidelity.com/viewpoints/investing-ideas/stock-market-analysis-and-investing-strategies-in-2018","","","The 2018 investing outlook","After a strong year, the 2018 outlook appears positive, but not quite as ideal as last year.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/II/investing_oultook_large_2018.jpg","[""Mutual Funds""]","[""Investing Strategies""]","","Investing Ideas","","2018-01-19","2018-12-31","True" "tcm:526-58604","Saving for retirement","Article:Viewpoints","Helping you chart your financial future every step along the way.","","","https://www.fidelity.com/viewpoints/retirement/saving-for-retirement-center","","","Retirement Roadmap","","","","","","Retirement","","2013-03-03","2018-08-31","True" "tcm:526-70747","Trading options","Article:Viewpoints","Learn about the world of options and how they might be used to help implement your strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/AI_options_trading_alt535x220.jpg","","https://www.fidelity.com/viewpoints/active-investor/options-trading-zone","","","Trading options","Learn about the world of options and how they might be used to help implement your strategy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/AT/AI_options_trading_alt727x285.jpg","","","","Active Investor","","2015-12-16","2018-12-31","True" "tcm:526-417513","Talking money with your family","Article:Viewpoints","Discussing how to pass on assets and values to the next generation doesn't have to be difficult.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/family_money_LZ_article_medium_2017new.jpg","","https://www.fidelity.com/viewpoints/personal-finance/special-report-families","","","Talking money with your family","Discussing how to pass on assets and values to the next generation doesn't have to be difficult.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/PF/family_money_LZ_article_large_2017new.jpg","","","","Personal Finance","","","2018-12-31","True" "tcm:526-201560","Strategies for volatility","Article:Viewpoints","Get insight on what to do when markets get choppy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/uncertain_times_medium_2018.jpg","","https://www.fidelity.com/viewpoints/uncertain-times","","","Strategies for uncertain times","Get insight on what to do when markets get choppy.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/uncertain_times_large_2018.jpg","","","","Viewpoints","","2015-08-23","2018-12-31","True" "tcm:526-58808","Getting ready to retire","Article:Viewpoints","Helping you chart your financial future every step along the way.","","","https://www.fidelity.com/viewpoints/retirement/getting-ready-to-retire-center","","","Retirement Roadmap","","","","","","Retirement","","2013-03-03","2019-01-31","True" "tcm:526-207404","Retirement rules of the road","Article:Viewpoints","How to take charge, have confidence, and stay on track—no matter what the markets or life may deliver.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/rules-of-the-road_alt_medium_2018.jpg","","https://www.fidelity.com/viewpoints/retirement/retirement-roadmap","","","Retirement rules of the road","How to take charge, have confidence, and stay on track—no matter what the markets or life may deliver.","https://www.fidelity.com/bin-public/060_www_fidelity_com/images/Viewpoints/RET/rules-of-the-road_alt_large_2018.jpg","","","","Retirement","","2015-12-29","2019-01-31","True"