How much should I save for retirement?

Our rule of thumb: Aim to save at least 15% of your income annually—and start as soon as you can.

Covering retirement costs

Plan on savings covering at least 45% of your preretirement income in retirement.

How much do I need to retire?

Learn how much you may need to save before retirement, plus milestones along the way.

Smart IRA withdrawal strategies

Answer 4 questions to help you use required minimum distributions from retirement accounts effectively.

Saving for Retirement

Living in Retirement

Retirement budget basics

It’s important to start your retirement with a spending plan that works for you

See all Living in Retirement articles

Retirement Score

Retirement Score

Answer 6 simple questions to know where you stand for retirement in just 60 seconds.

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Guest Access

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Retirement Rules

Retirement Rules

Get answers to retirement questions—plus our rules of thumb.

Start your journey