Small-business retirement plans
When it's time to choose a retirement plan for your business, there are a lot of moving parts to consider. It may help to start with which plan works for the number of people you will cover, since that will help narrow down your options. From there, you can compare the rest of the details.
Questions?
- 800-544-5373 800-544-5373
- Chat with a representative
Small-business plans available at Fidelity
We offer plans for businesses of every shape and size—whether you are a sole proprietor, C corporation, S corporation, or partnership. There are no account fees or minimums to open an account,1 and you’ll have access to a wide range of investment options. If you have more than 20 employees and are interested in a 401(k) plan, please call us at 866-418-5173.
Plan coverage
Who contributes
Access to assets4
Contribution features
Total employer/employee contributions cannot exceed $58,000 in 2021
Flexible annual funding requirements
Electronic funding with customized contribution allocation for each participant
Fidelity provides no plan documents, tax reporting, or administrative services
Ready to get started?
For a SEP IRA or a SIMPLE IRA, get started online
For all small-business plans, call us at 800-544-5373
For a 401(k), call our workplace team at 866-418-5173