Topic: Credit

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Why you shouldn't shy away from credit cards

Credit cards are a necessary aspect to a well rounded and healthy personal financial life. Learn more about why credit cards are a necessity.

What is a credit card's grace period?

A credit card's grace period can be defined as a period of time during which the cardholder is not charged interest on a balance, typically lasting at least 21 days.

How to protect your credit in a divorce

Your credit can take a negative hit during divorce procedures. Learn how to protect your credit while going through divorce.

What is the 'right' number of credit cards?

Is there such a thing as too many credit cards?

Does canceling a credit card hurt your credit?

Will canceling credit cards impact your credit score? Learn about the financial implications of canceling your credit card.

How to get the best deal on your new car loan (based on your credit)

Looking to get the best deal on your car loan? Your credit may be able to help you get a reasonable automobile loan without breaking your bank.

How you could be using your credit cards all wrong

How do you utilize your credit cards? This article outlines ways that may show you how you could be using your credit cards incorrectly.

How to get approved for your first mortgage

Getting approval on your first mortgage can be tricky. Learn how to get approved for a mortgage, as well as strategies to help you get the best mortgage rate.

5 mistakes keeping you in credit card debt

Are you struggling to get out of credit card debt? These five financial mistakes may be keeping you in credit card debt. Learn how you can start to get out of credit card debt.

What to do when your bills exceed your income

Paying bills is never fun, but when your income is lower than what your bills charge, you may be in hot water. Find out how you can protect your personal finances while still paying your bills on time.

What you need to know about credit card limits

Credit card limits are determined by your lender, based on your credit score, FICO score, and more. Learn the basics of credit card limits to help you better understand how credit cards work.

Digging out of debt: different "shovels" for different people

Paying off debt can be a crucial part of establishing your financial independence. Learn how you can customize your strategy to pay off your debt.

How to offset the effect of a car loan on your credit

Your car loan can effect your credit score. Learn how you can offset the effect of your car loan on your credit score to maintain good credit.

How to use a credit card wisely

Credit cards come with a lot of financial responsibility. Read through these credit card tips to learn how you can use a credit card wisely.

Credit and debit card tips for international travel

Get your credit and debit card ready for international travel.

3 mortgage tricks every homeowner should know about

Taking out a mortgage on your house is a massive financial commitment. Learn these mortgage tips and tricks to help keep your personal finance on track.

10 credit tips from someone with a perfect credit score

Looking to raise your credit score? Here are some credit tips from someone who has a perfect credit score and can help you boost your credit.

Find the right credit card the right way

Credit cards are an important tool to help you build credit, but how do you know which credit card to pick? Learn how to choose your credit card carefully here.

Avoid these top 5 mistakes when trying to improve your credit

Improve your credit by avoiding these 5 credit mistakes. Learn about how you can improve your credit over time.

11 secrets to refinancing your student loans

Refinancing your student loans can be confusing. If you are thinking about refinancing your student loans, this article provides financial tips on helping you get approved.

Will a new mortgage hurt my credit score?

A new mortgage could impact your current credit score. This article explains how your credit report may be impacted by a new mortgage.

Buying a home this year? Start to get your credit in shape

Are you buying a new house this year? This article explains why building up your credit score is essential before buying a new home.

5 easy ways to boost your credit score 100 points

Do you have a low credit score? This article outlines 5 easy ways to boost your credit score by 100 points.

Is a 700 credit score the magic number?

Credit scores are incredibly important to maintaining your personal finance. This article discusses the possibility of finding the perfect credit score.

7 shocking ways you could be hurting your credit score

Most are aware of the financial benefits associated with maintaining good credit, but few are aware of these little known ways that you could be accidentally hurting your credit score.

Your credit card minimum payment is just that—a minimum

Do you pay your credit card payments in full? This article explains what a credit card minimum payment is, and more importantly what it means to you when paying your credit card bill.

Your credit score isn't affected by these 5 factors

Your credit score is affected by numerous factors. This article sheds some light on factors you may have previously thought affected your credit report, but actually don't.

4 reasons for a low credit score despite paying your bills on time

Do you have a low credit score despite paying your bills on time? This article outlines four potential reasons your credit score is not where it should be, despite your bills being paid on time

5 things you didn't know about your credit score

Want to demystify your credit score? Read here for tips on maintaining, building, and fixing your credit.

Why we pay our credit card bills more than once per month

Paying your credit card bills more than just once a month may actually help keep you financially responsible. Read here for information on this strategy and if it will work for you.

How your credit score impacts your mortgage and loan rates

Your credit score can impact your mortgage and loan rates. Read here to find out how.

How often does your credit score change?

Here are some insights into the ever changing world of credit scores. Read here to learn more.

What to consider before you get a loan

Are you thinking of taking out a loan? Read this article for tips on what to consider before getting a loan.

Applying for a credit limit increase: what you should know

Are you applying for a credit limit increase? Here is what you need to know.

How do medical bills affect your credit?

Have you or a loved one accumulated medical bills recently? Read here to find out how medical bills can affect your credit.

Comparing your many credit scores

Read here to find out how to compare your multiple credit scores.

Why the type of account matters to your credit score

Read here to find out what type of account impacts your credit score.

How borrowing more raises your credit score

Are you trying to raise your credit score? Read here to find out how borrowing more may actually have a positive impact on your credit score.

This one factor affects your credit score more than anything else

Is your credit score lower than you'd like it to be? Read this article to find out the one factor that affects your credit score more than anything else.

A complete guide to the debt snowball

The debt snowball, and its supercharged better half, the debt avalanche, are powerful tools to eliminate debt. In this guide we’ll walk through the debt snowball and how it can help anybody get out of debt.

4 costly credit score scams to avoid

If you are suffering from a low credit score, you might find the advertising of credit repair companies appealing. Learn how to distinguish a reputable credit repair company from a scam.

7 debt payoffs that boost your credit score the most

If you are looking to increase your credit score, here are some ways to improve your score by tackling certain debts head on.

Is your credit score killing your love life?

As finances are a cornerstone conversation of any serious relationship, learn how your credit score could affect your future.

8 ways to increase your credit score to get a better mortgage rate

Your credit report and score are two essential elements that help determine your mortgage rates.

4 signs you're abusing your credit cards

Worried you're charging too much on your credit cards? If any of these credit card warning signs sound familiar it might be time to change your spending habits.

A financial planner takes her advice on the road

Having trouble sticking to your budget and saving money? Learn how curbing non-essential spending and making better estimations of your income can help.

8 things you should always buy with a credit card

There are some situations when it's smarter to choose credit over debit—as long as you pay your bills on time, that is. Use your credit card for these 8 types of purchases.

7 ways to increase your credit score fast

Is your credit score lower than you'd like it to be? Check out this article to find out 7 ways to increase your credit score, and fast!

5 expenses that will cost more because of a low credit score

Learn about the 5 services and products that you may pay more for because of a low credit score.

4 things you never knew about credit scores

Learn the basics of credit scores, plus 4 other useful facts that our contributors want you to know.

Paying biggest debts first might not be best, study says

Snowballing your debts—paying them smallest to largest regardless of interest—might not make sense mathematically, but it just may work better for you.

What is a rewards card?

If you're going to put your purchases on plastic anyway, consider using a card that rewards your loyalty. Learn more.

Want a good credit score?

Growing your credit score doesn't require a complicated formula. Just focus on a few key factors to help your credit score go up.

How four sisters demolished their debt

These four sisters decided to band together and tackle their debt using one unified budget and plan. See how they did it.

Your debt-to-credit ratio is important

Your debt-to-credit ratio may in some ways be more important to lenders than the amount of debt you have. Learn about how it's determined.

Building credit? What to know about credit cards

Although they're sometimes thought of as dangerous, credit cards can actually be integral to building a healthy credit score.

Options if your credit score is low

Is cash your only option when you have a low credit score? Not necessarily. Find out how you can pay with plastic despite a low score.

Money basics: How to prioritize debt

Between credit cards, student loans, and mortgages, there are many types of debt out there. Watch this video for three tips that can help you tackle it all. (1:55)

What is a credit score?

Your credit score may seem like a mystery to you. Get a breakdown of what factors go into your score and what you can do to improve it.
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