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Investing Basics

Start here to build your foundation of investing knowledge—from basic investing strategies to popular investment products—to help you construct a portfolio that fits your goals.

Calculators & tools

Use our comprehensive calculators and tools to help you make sound decisions to evaluate your investments and fine-tune your portfolio.

Savings Planner

Take a few minutes to tell us your priorities and we’ll help you create a plan to save and pay down debt.

Budget Checkup

This easy-to-use, interactive calculator helps you quickly bucket expenses and determine your monthly surplus or deficit.

Planning & Guidance CenterLog In Required

Get a holistic view of your financial plan and explore different investment strategies that can help you stay on track.

View all investing calculators & tools

Fidelity Viewpoints®

Our Viewpoints articles provide perspective from Fidelity on the markets and economy, investing, and personal finance.

  • Manage your paycheck

    Understanding tax deductions, debt reduction, and saving strategies is key.
  • 5 tips for newlyweds

    Set expectations from the start, make financial plans together, and check in regularly.

Fidelity Learning Center

Our Learning Center offers lessons to help you better understand a wide range of basic investing topics, from diversification to mutual funds and fixed income products.

Tax-smart investing seminar

Understand the impact of taxes on your portfolio and identify strategies to help you plan for them.
Find a location near you

The essentials of investing for retirement (2:33)
Learn three key concepts that can help you build a successful retirement portfolio, and help you determine which types of mutual funds to consider.

Why diversification matters
This practice is designed to help reduce volatility over time by spreading your investments around to limit exposure to any one type of asset.

Learn about mutual funds
Whatever your investment goal, mutual funds have the potential to play an important role in every portfolio. Find out how.

Single fund strategies
Understanding how to buy a diversified portfolio through a single fund can be a way to simplify your financial life.

View all beginner lessons and courses

What we offer

Fidelity Freedom® Funds
Tailor your investments to a retirement date with a diversified asset allocation strategy that becomes more conservative over time.

Help Finding Funds
Let Fidelity select and monitor your investments for you with our single fund strategies, such as Fidelity Asset Manager® Funds and Fidelity Income Replacement FundsSM.

IMPORTANT: The projections or other information generated by the Planning & Guidance Center's Retirement Analysis and College Analysis regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Your results may vary with each use and over time.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

Diversification/asset allocation does not ensure a profit or guarantee against loss.
Calculators and tools are provided for educational purposes only. Guidance provided by Fidelity is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.
As with all your investments through Fidelity, you must make your own determination whether an investment in any particular security or securities is consistent with your investment objectives, risk tolerance, financial situation and your evaluation of the security. Be sure to review your decisions periodically to make sure they are still consistent with your goals.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.