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Investing Basics

Start here to build your foundation of investing knowledge—from basic investing strategies to popular investment products—to help you construct a portfolio that fits your goals.

Financial basics

Savings Planner

Take a few minutes to tell us your priorities and we’ll help you create a plan to save and pay down debt.

Budget Snapshot

This easy-to-use, interactive calculator helps you quickly bucket expenses and determine your monthly surplus or deficit.

Retirement basics

The essentials of investing for retirement (PDF)

Learn three key concepts that can help you build a successful retirement portfolio, and help you determine which types of mutual funds to consider.

Retirement Quick Check

If you're more than five years from retirement, use this tool to estimate how much you'll need, compare it to what you're on track to have, and identify changes you can make today to address any shortfall.

View all investing calculators & tools.

Fidelity Viewpoints®

Our Viewpoints articles provide perspective from Fidelity on the markets and economy, investing, and personal finance.

  • Manage your paycheck

    Understanding tax deductions, debt reduction, and saving strategies is key.
  • 5 tips for newlyweds

    Set expectations from the start, make financial plans together, and check in regularly.
  • Communication gap

    Health and money may be the toughest topics for families, our study finds.
  • Create an emergency fund

    How to protect against unexpected financial difficulties that can have lasting consequences.

Fidelity Learning Center

Our Learning Center offers lessons to help you better understand a wide range of basic investing topics, from diversification to mutual funds and fixed income products.

Tax-smart investing seminar

Understand the impact of taxes on your portfolio and identify strategies to help you plan for them.
Find a location near you.

Why diversification matters
This practice is designed to help reduce volatility over time by spreading your investments around to limit exposure to any one type of asset.

Learn about mutual funds
Whatever your investment goal, mutual funds have the potential to play an important role in every portfolio. Find out how.

Single fund strategies
Understanding how to buy a diversified portfolio through a single fund can be a way to simplify your financial life.

View all beginner lessons and courses.

What we offer

Fidelity Freedom® Funds
Tailor your investments to a retirement date with a diversified asset allocation strategy that becomes more conservative over time.

Help Finding Funds
Let Fidelity select and monitor your investments for you with our single fund strategies, such as Fidelity Asset Manager® Funds and Fidelity Income Replacement FundsSM.

IMPORTANT: The projections or other information generated by Retirement Quick Check regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

Diversification/asset allocation does not ensure a profit or guarantee against loss.
Calculators and tools are provided for educational purposes only. Guidance provided by Fidelity is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.
As with all your investments through Fidelity, you must make your own determination whether an investment in any particular security or securities is consistent with your investment objectives, risk tolerance, financial situation and your evaluation of the security. Be sure to review your decisions periodically to make sure they are still consistent with your goals.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.