It's never been easier to start planning for retirement
IRAs with access and control to complement your 401(k)s
No account fees or minimums to open most retirement accounts1
Tools to help you build your plan, or advice when you need it2
Which IRA is right for you?
Tax-free growth
With the potential for tax-free growth and tax-free withdrawals in retirement,3 a Roth IRA can help you keep more of what you earn.
Tax-deferred growth
Reduce your taxable income by deducting your contributions, if eligible, and your potential earnings could grow tax deferred4.
401(k) flexibility
Consolidate your old 401(k) and workplace accounts into a centralized account without taxes or penalties.
Resources
Why choose Fidelity?

Affordable accounts
We put you first by charging no fees or minimums to open an account1 to help you spend and save smarter.

We are here to help. Chat, call, or come in
Our dedicated team of professionals are here to help when you need them.

Tools for every solution
From managing your everyday finances to planning for your child's college education, we offer support to help you plan.
