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IRA Checklist: Three Steps to Open Your IRA

Whether you're opening a new IRA or transferring an IRA from another provider to Fidelity, the process is easy and help is only a phone call away.

Get started on your own with this checklist or call an investment professional at 800-343-3548 for help at any point in the process.

Step 1:

Open a Fidelity Traditional or Roth IRA

If you haven't done so already, open a Fidelity Traditional or Roth IRA online or call a Fidelity investment professional to start the account-opening process. It’s quick and easy.

Step 2:

Fund your account or transfer your existing IRA assets

Once you've opened your account, there are several ways to fund it.

  • Make your first contribution. lock_green
    Consider maximizing your contributions each year, up to $5,500 for 2013 and 2014. And if you're age 50 or older you can save an additional $1,000 each year with catch-up contributions.
  • Transfer or roll over other IRA assets.
    One statement. No surprises. We'll guide you through the process of moving your IRA to a new Fidelity IRA.
  • Roll over old 401(k)s.
    We have a team of rollover specialists ready to help. Call 800-343-3548 to get started.

Step 3:

Choose your investments

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.
Consider all applicable fees and features before transferring your retirement assets to Fidelity.
* Although consultations are one-on-one, guidance provided by Fidelity is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.
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