Important legal information about the email you will be sending. By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity.com: "

Fidelity's dedicated health savings funds

Investing in Fidelity's health savings funds can help you be better prepared for the unpredictability of health care expenses.

Open an HSA

Helps take the guesswork out of choosing and managing your savings by providing you with a diversified portfolio to save for health care expenses.

Seeks to strike the right balance to address the uncertain time horizon of future medical expenses to help you save through different market environments.

Offers greater growth potential than cash with a blended fund or an all-index fund created to provide choice, innovation, and value to help you pay for future health care costs.

Investing $3,000 of unused HSA money per year for 20 years, for example, can help take the sting out of health care costs in retirement.

HSA investment chart showing the impact investing has on your HSA

This hypothetical example is illustrative and doesn’t represent the performance of any security in a Fidelity HSA. Assumes the investor receives 7% investment growth. Actual net returns will be based on the investor’s investment choices within the Fidelity HSA. This example does not account for the effect of interest, dividends, and taxes. Systematic investing does not ensure a profit and does not protect against loss in a declining market. Consider your current and anticipated investment horizon when making an investment decision, as the illustration may not reflect this. The assumed rate of return used in this example is not guaranteed. Investments that have potential for a 7% annual rate of return also come with risk of loss.