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Market Roundup: December 22, 2025

A look into unemployment trends, inflation data, and consumer sentiment.

Taking a closer look…

  • Unemployment continued to gradually rise. This is a trend we've seen throughout the year. While job numbers rebounded in November, it wasn’t enough to offset a decline in October.1

  • Even though the unemployment rate has continued to climb, it remains well below the long-term average of 5.7%.2 Wages have continued to rise.3 Although sentiment on the job market remains weak, the employment backdrop has been healthy enough to support consumer spending and a growing economy.

  • Inflation declined in November. However, the latest data may be incomplete due to the government shutdown. A more complete update is expected in early 2026. This data is important because inflation influences many economic drivers including pricing, consumer confidence, and spending habits.4

  • Consumer sentiment remained low. This was likely weighed down by a slower job market and persistent inflation. This is a key trend to watch because when consumers feel uncertain about their economic futures, they can sometimes cut back on spending.5
Naveen Malwal

Institutional Portfolio Manager, Strategic Advisers LLC


"The global economy and corporate profits lifted US stocks, international stocks, and bonds this year. That’s despite concerns around tariffs, inflation, jobs, and artificial intelligence. Historically, the pace of economic growth and the outlook for corporate profits have been the keys to stock market performance. A positive outlook for both, may lead to further gains for investors in 2026."

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More to explore

1. Bloomberg, US Payrolls Rise After October Drop, Unemployment Marches Higher, released December 16, 2025. 2. Bureau of Labor Statistics, seasonally-adjusted unemployment rate (16 years and older), January 1950-November 2025. 3. Federal Reserve Bank of Atlanta, Wage Growth Tracker from October 2020 though September 2025. 4. Bureau of Labor Statics, Consumer Price Index News Release, released December 18, 2025. 5. University of Michigan, Consumer Sentiment Survey, released December 19, 2025. Investing involves risk, including risk of loss. Past performance is no guarantee of future results.

Diversification and asset allocation do not ensure a profit or guarantee against loss.

The views expressed in the foregoing commentary were prepared by Strategic Advisers LLC (Strategic Advisers), based on information obtained from sources believed to be reliable but not guaranteed. Unless otherwise noted, the opinions provided are those of the authors and not necessarily those of Fidelity Investments. This commentary is for informational purposes only and is not intended to constitute a current or past recommendation, investment advice of any kind, or a solicitation of an offer to buy or sell any securities or investment services. The information and opinions presented are current only as of the date of writing, without regard to the date on which you may access this information. All opinions and estimates are subject to change at any time without notice.

Strategic Advisers LLC (Strategic Advisers) is a registered investment adviser and a Fidelity Investments company.

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