Fixed Income Annuities

A fixed income annuity provides you, or you and your spouse, with guaranteed1 income by turning a portion of your savings into a stream of income payments for the rest of your life or a set period of time.

Reasons to consider fixed income annuities

  • Predictable, guaranteed lifetime income
  • Receive income now or in the future
  • Easy to understand and integrate into your income strategy

Fixed income annuities available through Fidelity

One of the biggest retirement risks is outliving your savings. Fixed income annuities may help you to plan for the lifestyle you’ve worked hard to achieve, knowing that you will have a source of income that will last throughout retirement.

With this guaranteed stream of income in retirement,2 you (and your spouse, if you choose a joint annuity) have the assurance of knowing that some of your income is secure. This may help you manage your retirement spending accordingly.

Fixed income annuities available through Fidelity can be purchased for either immediate or future (deferred) retirement income, depending on your current life stage.

Learn about immediate fixed income annuities

Learn about deferred fixed income annuities