Fidelity Solo FidFoliosSM FAQs

Learning the basics of Fidelity Solo FidFoliosSM 

  • How is investing with Fidelity Solo FidFolios℠ different from how I may currently invest with stocks or ETFs?

    Fidelity Solo FidFolios℠ offer an enhanced brokerage experience that lets you create your own custom index with a basket of stocks and ETFs based on what matters to you—your values, a specific theme, or perhaps the latest trends—with the benefits of direct ownership, no expense ratios, and the ease of adding and removing securities, unlike investing in individual mutual funds or ETFs.

    And at the same time, you're in control, have the opportunity for growth potential and diversification across a range of securities, and can enjoy the ease of one-click trading and monitoring through a personalized dashboard.

  • Can my Fidelity Solo FidFoliosSM basket include only stocks or ETFs vs. stocks and ETFs?

    With Fidelity Solo FidFoliosSM you have the choice to create a basket with stocks, ETFs, or both stocks and ETFs.

  • Are there any fees, minimums, and commissions when investing with Fidelity Solo FidFolios℠?

    Fidelity Solo FidFolios℠ are an enhancement to an existing Fidelity brokerage account with just a $4.99/month enrollment fee. There are no additional account fees, trade commissions, or account minimums and you can invest as little as $1.00 per stock or ETF and create as many baskets as you'd like.

    If you have a joint brokerage account, note that enrollment is at the individual level so each person that wants access to the features of Fidelity Solo FidFolios would need to enroll.

  • Do I need to open a new brokerage account to enroll in Fidelity Solo FidFolios℠?

    Fidelity Solo FidFolios℠ are an enhancement to your existing brokerage experience and can be used with most of your current brokerage account trading, so you do not need to open a new brokerage account to enroll.

    If you have a joint brokerage account, note that enrollment is at the individual level so each person that wants access to the features of Fidelity Solo FidFolios would need to enroll.

    If you enroll but your joint account holder does not, only you will be able to view and trade, make any edits, or manage your basket. Your joint account holder will just be able to view holdings in their basket individually, as they would any other positions in the account.

  • Which Fidelity accounts are eligible?

    Fidelity Solo FidFolios℠ can be used in all your nonretirement brokerage accounts, including HSA and cash management, just as you invest today. Traditional IRAs, Roth IRAs, and rollover IRAs are also eligible for Fidelity Solo FidFolios. Other retirement accounts (such as inherited IRAs and Keogh accounts) are currently ineligible.

    If you have a joint brokerage account, note that enrollment is at the individual level so each person that wants access to the features of Fidelity Solo FidFolios would need to enroll.

  • Why do I have to pay an enrollment fee for Fidelity Solo FidFoliosSM?

    Fidelity Solo FidFolios℠ are a new way to invest in what matters to you with features that make it easy for you to be in control. You'll be able to:

    • Create your own custom index with a basket of stocks and ETFs.
    • Choose from theme-based models such as AI and clean energy built by our analysts and easily rebalance with one click to trade.
    • Customize your index, adding and removing stocks and ETFs, and invest in up to 50 securities with one click to trade.
    • Monitor, track, and manage with a personalized dashboard alongside your other investments.
    • View analytics and save time with our easy-to-use rebalance feature.
  • What happens if I have a joint account and want to invest in Fidelity Solo FidFoliosSM?

    If you have a joint brokerage account and want to invest in Fidelity Solo FidFoliosSM, you can. Just note that the enrollment is at the individual level so each person that wants access would need to enroll.

    For example, if you enroll but your joint account holder does not, only you will be able to view and trade, make any edits, or manage your basket. Your joint account holder will just be able to view the holdings in the basket individually as they would any other positions in the account.

Investing and trading  

Getting started  

  • How do I get started with Fidelity Solo FidFolios℠?

    Enrolling is your first step and just takes minutes. You'll have access to all the features of Fidelity Solo FidFolios℠ with a 90-day free trial.

    One week prior to your free trial end date, you'll receive an email from Fidelity reminding you to confirm that you have a payment method on file. At the end of your free trial, the $4.99 per month enrollment fee will then be charged monthly, unless you decide to cancel.

    Learn more with a 90-second video



    Or learn more right here. Once enrolled:

    • Choose from a proprietary Fidelity theme-based model, customize it if you'd like, or select stocks and ETFs to create your own model.
    • Decide how much of each security you want in your model, which brokerage account to invest with, and how much you'd like to invest.
    • Name your basket and place your order.
    • Want to make changes?
      • Go to your personalized dashboard, select Manage, and make your move.
      • Easily rebalance, invest more, invest less, or edit your basket model.
      • Place your trade with one click and you're done.
  • What is a basket model?

    A basket model is the foundation of your custom index. It's the securities that you've chosen and their weights, which you can update at any time. To create your custom index, you invest in your model.

  • What is a Fidelity Solo FidFolios℠ theme-based model?

    A Fidelity Solo FidFolios℠ theme-based model is made up of a group of stocks that belong to a specific industry index or share a common theme. For ease, we’ve split our models into 2 categories, offering you the opportunity to:

    Choose from a range of thematic models

    These models follow long-term trends and themes, focusing on potential opportunities created by economic, technological, and social development.

    Focus on sector and income models

    These models offer targeted exposure to companies in specific segments of the economy that can help you pursue income, growth, diversification, and managing risk.

    Models may be helpful as a starting point when beginning to explore, research, and build your own investment portfolio as you can easily view and track the model's performance. These models are not a recommendation. You must make your own determination as to which securities to purchase or investment strategies to follow.

  • Can I customize my Fidelity theme-based model?

    Yes, you can always customize your model. Easily add or remove securities, and even change the allocation—weight of each security in your model—to create your own custom model.

  • When creating a basket, would I be using the money available in my account as if I were trading just a single security?

    Yes, when creating a basket, you're purchasing individual securities using your cash available to trade or margin buying power.

  • Can I move a security that I already own into my basket?

    A security that you already own cannot be added to your basket at this time. However, you can own the same security both inside and outside of your basket, if you choose.

Delving into Fidelity thematic models  

Understanding the enrollment process  

  • Can I enroll from both the web and the Fidelity app?

    Enrollment is through web only at this time but once enrolled, please feel free to experience Fidelity Solo FidFolios℠ through either the web or the Fidelity app.

  • How is the Fidelity Solo FidFolios℠ monthly enrollment fee charged?

    Your enrollment fee will be charged monthly to your payment method on file, on your renewal date. The charge will appear on the statement as My Fidelity Enrollment.

  • How does the free trial work?

    When you enroll you have full access to all the features of Fidelity Solo FidFolios℠ for free, for 90 days. At the end of your 90-day free trial we will begin to charge $4.99/month to the payment method you provided to us for your enrollment fee. If, however, you cancel within the 90 days, you will not be charged at all.

  • How do I add a payment method?

    A payment method can be added as part of the enrollment process or anytime prior to your free trial end date to ensure continued enrollment.

    To add a payment, start from your basket dashboard in a web browser. Then just 2 steps. Select:

    • Manage enrollment
    • Update payment method

    To learn how to access your basket dashboard, visit our Making changes to my basket section

  • How do I cancel my enrollment?

    Canceling your enrollment is easy, though we'd hate to see you give up access to all the features of Fidelity Solo FidFolios℠.

    To cancel, start from your basket dashboard in a web browser—you can get there from your positions page. Then just 2 steps. Select:

    • "Manage enrollment"
    • "Cancel enrollment"

    But remember, you can reenroll at any time!

    Note: Enrollment changes are through web only at this time.

  • What happens if I cancel my enrollment?

    When canceling enrollment, at the end of your monthly billing period you will no longer have access to any of the features of Fidelity Solo FidFolios℠ including editing, monitoring, and managing your models or baskets. Positions in existing baskets will appear individually in your account and may be traded as you do any other securities. Should you change your mind, you can reenroll at any time.

  • Are there different Fidelity Solo FidFolios℠ enrollment plans?

    We're keeping it simple. With just a single Fidelity Solo FidFolios℠ enrollment plan you'll have full access to all the features that we've shared.

Making changes to my basket  

  • How do I access my personalized basket dashboard to make changes?

    From the web: Visit your Positions page, select Fidelity Solo FidFoliosSM (top left, above the table) or click an individual basket position and select Manage baskets and either way, you'll land on your personalized dashboard. To make changes to your basket, select Manage, where you'll have easy access to rebalance to basket model, invest more, invest less, and edit basket model.

    You can also access your dashboard from your All accounts & individual account Summary pages.

    From the Fidelity app: Go to your Investing tab, select the account with the basket, scroll down and tap on your basket in the Fidelity Solo FidFoliosSM section, and you'll land on your Basket details. To make changes to your basket, select Manage, where you'll have easy access to rebalance to basket model, invest more, invest less, and edit basket model.

  • How do I rebalance to my basket model?

    Your basket model is the securities that you've chosen and their weights. To rebalance to your basket model, go to your personalized dashboard and select Manage. Then it's 2 quick steps.

    • Select "Rebalance to basket model"
    • "Place order"
  • How do I invest more money?

    To invest more money, buying more of some or all your holdings, go to your personalized dashboard and select Manage. Then just follow these steps. 

    • Select "Invest more" and decide:
      • How you'd like to invest more in your basket
        • "Use model weights"—add money based on your model allocation
        • "Allocate to specific holding"—add money to a single holding or divide among multiple holdings
      • How much you'd like to invest
    • "Place order"
  • Can I add money to specific holdings?

    Yes, you can easily add money to specific holdings. Go to your personalized dashboard, select Manage, "Invest more," and then follow the rest of the steps above to invest more.

  • How do I invest less money?

    To invest less money, selling a portion of some or all your holdings, go to your personalized dashboard and select Manage. Then just follow these steps.

    • Select "Invest less" and decide:
      • How you'd like to sell from your basket
        • "Use current weights"—take money out based on your current allocation
        • "Sell specific holdings"—take money out of a single holding or multiple holdings
        • "Sell entire basket"—take all the money out of your basket
      • How much you'd like to sell
    • "Place order"
  • Can I sell a portion of a specific holding?

    Yes, you can sell a portion of a specific holding or multiple holdings. Go to your personalized dashboard, select Manage, "Invest less," and then follow the rest of the steps above to invest less.

  • What happens if sell my entire basket?

    When you sell your entire basket, all holdings within the basket will be sold and the underlying model for the basket will be deleted. All proceeds from the sale will go into the core position in your account. At any time while enrolled, you can start again, build a model, and create a new basket.

  • How do I edit my basket model?

    To edit your model, modifying model weights and/or holdings, go to your personalized dashboard and select Manage. Then just follow these quick steps.

    • Select "Edit basket model"
    • Decide how you'd like to edit your basket model:
      • "Set my own model weights"—adjust your model allocation. Add and/or remove symbols.
      • "Update to latest Fidelity model"—update your allocation to match the latest for your Fidelity model.

Saving a model