Recurring investments

Set your investing on repeat

Now it's easier than ever to help grow your portfolio automatically with recurring investments at Fidelity.

Set yourself up for success by making regular investments easy. Dollar-cost averaging¹ can help mitigate market timing risk.

Breadth of recurring transactions

Choose recurring investments in stocks, mutual funds, ETFs, and Fidelity Basket Portfolios directly from your Fidelity account or your bank.

On your schedule

Set the amounts, frequency, and timing of your recurring investments, and change them whenever you need to.

Flexibility at no cost²

Easily manage your recurring investments and transfers in one place, for free. No commissions for online US stock and ETF trades.³

Easier than ever

One-stop management

Create and manage your recurring investments and transfers easily, all in one place. Select your accounts and set your transactions for the amount, frequency, and day of your choosing.

Build a lasting routine

Apply the principles of seasoned investors for potential growth. Recurring investments can help you benefit from the potential of compounding returns to help grow your portfolio over time.

Learn more about about the benefits of investing regularly

Help manage volatility

Investing the same amount at regular intervals (dollar-cost averaging) can help reduce the impact of volatility over time. And that may mean worrying less about timing the market while you work toward your growth goals.

Learn more about dollar-cost averaging

Use baskets for efficiency

Fidelity Basket Portfolios let you create baskets of stocks and ETFs that you can manage as one investment. Adding recurring investments to baskets can help make it even easier to reach your goals.

Learn more about basket investing

Frequently asked questions

To help you quickly find the answers you need, we've curated responses for the questions we hear most often.

How do recurring investments work?

Automate your stock, mutual fund, ETF, or basket trades. Recurring investments can be paid from your Fidelity core (cash) position or from your linked bank account. You can set the amount, frequency, and timing of your recurring investments. If anything changes, you can easily modify or cancel your recurring investment.
What accounts can I create recurring investments for?

You can set up recurring investments for nonretirement accounts such as brokerage or cash management accounts; retirement accounts such as traditional, rollover, and Roth IRAs; and health savings accounts.
How do I set up and manage recurring investments?

To set up and manage recurring investment options all from one place, log in on Fidelity.com or in the Fidelity Mobile^® app and go to Your recurring activityLog In Required.
How much can I invest using the recurring investment feature?

A recurring investment plan can be set up to transfer between $1 and $100,000 for stocks, ETFs, and baskets, and between $10 and $100,000 for mutual funds. Different funds may have different minimum investment requirements.
How does trading work for recurring investments?

Stock and ETF trades will be placed as market orders on the selected investment date. Mutual fund orders will be placed at the next available price based on the selected investment date. If your selected investment date falls on a non-trading day, then the order will execute on the next trading day.
What types of recurring transactions can I automate?

You can schedule recurring automatic deposits and withdrawals from your linked bank account to your Fidelity account. You can also schedule transfers between your Fidelity accounts. To set up and manage these recurring transfers, log in to Fidelity and go to Your scheduled transfersLog In Required.
What is dollar-cost averaging and how does it help?

Dollar-cost averaging is a strategy in which you invest your money in equal portions, at regular intervals, regardless of which direction the market or a particular investment is going. In other words, your purchases occur regardless of the changes in price for the stock or other investment, potentially helping reduce the impact of volatility on the overall purchase. This can serve as a risk management trading strategy if you end up buying more when the price is relatively lower and buying less when the price is relatively higher. Learn more about dollar-cost averaging
What are Fidelity Basket Portfolios, and how can recurring investments apply to them?

Fidelity Basket Portfolios are a faster, easier way to build and manage your portfolio. Build and customize each basket with the stocks and ETFs of your choice and manage them as one investment. Adding recurring investments to your baskets can make it even easier to reach your goals. Learn more about basket investing