Annuities are investment products that may be used to help you increase savings, protect your savings, or generate a stream of income.

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Deferred annuities offer tax-deferred growth potential, with underlying investments that can be fixed or variable.


Income annuities can turn a portion of your savings into a stream of income2 for either the rest of your life or a set period of time.

Learn the basics

What are annuities?

Annuities can offer tax-deferred4 savings, competitive interest rates, and a guaranteed3 stream of income you can't outlive.

More information

Annuities Research
Learn about funds, pricing, performance, and available deferred fixed annuity rates.

Income Strategy Evaluator
Find a strategy to help meet your income needs.

Annuities exchange
Move5 your non-Fidelity annuity to our low-cost annuity.