Annuities are investment products that may be used to help you increase savings, protect your savings, or generate a stream of income.

Thinking about retirement? Let Fidelity help.

Saving for retirement

Deferred annuities offer tax-deferred growth potential, with underlying investments that can be fixed or variable.

Transitioning to retirement

These annuities can turn a portion of your savings into a guaranteed2 income stream, starting on a date in the future. Some allow access to assets before or after income payments begin.

Living in retirement

Immediate income annuities can turn a portion of your savings into income for either the rest of your life or a set period of time, starting immediately.

Overview of annuities

What are annuities?

Annuities can offer tax-deferred3 savings, competitive interest rates, and a guaranteed2 stream of income you can't outlive.

Make the move to low cost

Annuities exchange
Request an Annuity Cost Comparison Report to see if a tax-free annuity exchange is right for you.

Research and evaluate your income strategy

Annuities Research
Learn about funds, pricing, performance, and available deferred fixed annuity rates.

Income Strategy Evaluator
Find a strategy to help meet your income needs.