529 College Savings Plans

529 plans are flexible, tax-advantaged accounts designed specifically for college savings. Invest in any state's plan, and use the funds at most eligible schools nationwide.

Fidelity manages four plans, available to all U.S. residents

Some states offer state-tax advantages for 529 contributions. If you don’t see your state, consider our national option, the UNIQUE College Investing Plan (NH).

UNIQUE College Investing Plan (NH/National)

  • Qualified withdrawals are free from federal income tax and NH interest and dividends tax
  • $375,000 account maximum per beneficiary

U.Fund College Investing Plan (MA)

  • Qualified withdrawals are free from federal and MA income tax
  • $375,000 account maximum per beneficiary

Delaware College Investment Plan

  • Qualified withdrawals are free from federal and DE income tax
  • $350,000 account maximum per beneficiary

Fidelity Arizona College Savings Plan

  • Qualified withdrawals are free from federal and AZ income tax
  • $419,000 account maximum per beneficiary

Learn more

What is a 529 plan?
Get the facts on this tax-advantaged college savings option.

College savings calculators and tools
Use these to help decide which college savings option is right for you.

529 plan FAQs
Find detailed answers on topics like account opening, plan management, and paying for college expenses.

College savings guidance

Learn About College Savings
Start here to learn about different savings approaches, tactics to increase your savings, and other options to help pay for college.

Get Started With College Savings
Our tools and resources can help you understand what it’s like to have an account, from choosing a plan to withdrawing funds.

Compare College Savings Options
See how 529 college savings plans compare to other options, such as UGMA/UTMAs