Social Security

When you're ready to move from saving to living, a Social Security claiming strategy can help you maximize your benefit in retirement.

When should I apply for Social Security?

Deciding when to apply for Social Security depends on many factors.

The Social Security Benefits Calculator can help make the decision easier.

If you are planning with a spouse, or are claiming benefits after being widowed or divorced, understanding when to claim benefits could maximize your lifetime benefit.

You've earned it. Now let's get started.

Key Social Security takeaways

It pays to wait

Waiting until age 70 to claim could increase your monthly payment by at least 24%.

Maximize your benefit

If eligible, combining Social Security retirement benefits could maximize your household's benefit amount even further.

Mark your calendars

Be sure to apply for your benefit 4 months before you expect to receive them.

More on retirement

Your retirement journey

Whether you're transitioning to retirement or still saving, find the tools to help you prepare.

Saving for retirement

No matter where you are in your career, these tips will help keep you on the right path.

Income in retirement

How much you've saved, how much you'll need, and how to create an income plan for cash flow designed to last.

Have questions about retirement income planning?
Call  800-343-3548