Rolling over an old 401(k) to Fidelity
Whether you choose your own investments or get advice from Fidelity professionals, we can help you simplify your savings and reach your retirement goals.
Three options for managing your rollover investments
|With the Fidelity Rollover IRA, you pick your own investments and we'll give you help as needed along the way.||Roll over to Fidelity Go® and get a professionally managed portfolio that you can monitor online.||Roll over to a Portfolio Advisory Services Account and receive professional investment management while partnering with a team to guide you along the way.|
|Minimum investment: None1||Minimum investment: $0||Minimum investment: $50,000–$200,000|
|Management costs: None, but there are trading fees2||Management costs: 0.35% annual program advisory fee||Management costs: 0.50%–1.50% annual program advisory fee|
|Description||With the Fidelity Rollover IRA, you pick your own investments and we’ll give you help as needed along the way.|
|Minimum costs:||None, but there are trading fees2|
|Description||Roll over to Fidelity Go® and get a professionally managed portfolio that you can monitor online.|
|Management costs:||0.35% annual program advisory fee|
|Description||Roll over to a Fidelity Portfolio Advisory Services account and receive professional investment management while partnering with a team to guide you along the way.|
|Minimum costs:||0.50%–1.50% annual program advisory fee|
2. There is no opening cost or annual fee for Fidelity's traditional, Roth, SEP, and rollover IRAs. A $50 account closeout fee may apply. Fund investments held in your account may be subject to management, low-balance, and short-term trading fees, as described in the offering materials. For all securities, see the Fidelity commission schedule (PDF) for trading commission and transaction fee details.
Learn about rollovers and other choices for your old 401(k) when you retire or change jobs. Be sure to consider all available options and the applicable fees before moving your retirement assets.
You can also read our Fidelity Viewpoints® article on weighing the pros and cons of your options.