Ways to invest your old 401(k) with Fidelity

Whether you choose your own investments or get advice from Fidelity professionals, we can help you simplify your savings and reach your retirement goals.

We make it clear

We offer a step-by-step process—either online or with guidance from one of our specialists.

Investment options

Choose from managed portfolios, Fidelity and non-Fidelity funds, stocks, bonds, and more.

Help building a plan

Access tools and resources to help you build a plan that can adapt as your needs change.

Options for your rollover investments

Rollover IRA

Digital investing & advice

Wealth Management

Through Fidelity® Wealth Services

With the Fidelity rollover IRA, you pick your own investments and we'll help as needed along the way. Roll over to one of our digital advisory offerings and get a professionally managed account that you can monitor online. Work with a dedicated advisor who can help you roll over to a professionally managed account designed to fit your investment preferences and financial situation.
Minimum investment: $01

General eligibility: 
Fidelity Go®: No account minimum3 

Fidelity® Personalized Planning & Advice: $25,0004

General eligibility: $250,000 managed through Fidelity® Wealth Services7 
Management costs:
No account fees2
Gross advisory fee:
Fidelity Go®:5,6
Under $10,000: $0​​​
$10,000–$49,999: $3 per month​​​
$50,000 and above: 0.35% per year​


Fidelity® Personalized Planning & Advice: 0.50%6
Gross advisory fee:
0.50%–1.50%8
Learn more Find an advisor

Rollover IRA

Description With the Fidelity rollover IRA, you pick your own investments and and we'll help as needed along the way.
Minimum investment: $01
Minimum costs: No account fees2

Digital investing & advice

Description Roll over to one of our digital advisory offerings and get a professionally managed account that you can monitor online.
General eligibility: Fidelity Go®: No account minimum3 
Fidelity® Personalized Planning & Advice: $25,0004
Gross advisory fee: Fidelity Go®:5,6
Under $10,000: $0​​​
$10,000–$49,999: $3 per month​​​
$50,000 and above: 0.35% per year​

Fidelity® Personalized Planning & Advice: 0.50%6
Learn more

Wealth Management

Through Fidelity® Wealth Services

Description Work with a dedicated advisor who can help you roll over to a professionally managed account designed to fit your investment preferences and financial situation.
General eligibility: $250,000 managed through Fidelity® Wealth Services7
Gross advisory fee: 0.50%–1.50%8
Find an advisor

Options for your old 401(k)

Learn about rollovers and other choices for your old 401(k) when you retire or change jobs. Be sure to consider all your available options and the applicable fees and features of each before moving your retirement assets.

Need help?

Our rollover specialists can help with anything from understanding the options for your old 401(k) to guiding you through each step of the rollover process.

https://social.retail.fidelity.com/reviews/cloudSEOService?pid=007&request-url=/retirement-ira/401k-rollover