Rolling over an old 401(k) to Fidelity

Whether you choose your own investments or get advice from Fidelity professionals, we can help you simplify your savings and reach your retirement goals.

We make it easy

Get an easy-to-follow rollover process, with access to specialists along the way.

Investment options

We offer managed portfolios, Fidelity and non-Fidelity funds, stocks, bonds, and more.

Help building a plan

Access tools and resources to help you build a plan that can adapt as your needs change.

Three options for managing your rollover investments

Choose investments yourself

Get help with online money management

Get help from a dedicated team

With the Fidelity Rollover IRA, you pick your own investments and we'll give you help as needed along the way. Roll over to Fidelity Go® and get a professionally managed portfolio that you can monitor online. Roll over to a Portfolio Advisory Services Account and receive professional investment management while partnering with a team to guide you along the way.
Minimum investment: $01 Minimum investment: $0 Minimum investment: $50,000–$200,000
Management costs: no annual fees or minimums to open an account2 Management costs: 0.35% annual program advisory fee Management costs: 0.50%–1.50% annual program advisory fee

Choose investments yourself

Description With the Fidelity Rollover IRA, you pick your own investments and we’ll give you help as needed along the way.
Minimum investment: None1
Minimum costs: None, but there are trading fees2

Get help with online money management

Description Roll over to Fidelity Go® and get a professionally managed portfolio that you can monitor online.
Minimum investment: $0
Management costs: 0.35% annual program advisory fee

Get help from a dedicated team

Description Roll over to a Fidelity Portfolio Advisory Services account and receive professional investment management while partnering with a team to guide you along the way.
Minimum investment: $50,000–$200,000
Minimum costs: 0.50%–1.50% annual program advisory fee
1. Zero minimums generally apply to Fidelity share classes that previously required investment minimums of $10k or less and for stock and bond index fund classes that previously had minimums of up to $100 million. Some Fidelity mutual funds have minimum investment requirements. Other fees and expenses may apply to continued investment as described in the fund's current prospectus. See the fund’s prospectus for details. 

2. There is no opening cost or annual fee for Fidelity's Traditional, Roth, SEP, SIMPLE, and rollover IRAs. Fund investments held in your account may be subject to management and short-term trading fees, as described in the offering materials. For all securities, see the Fidelity commission schedule (PDF) for trading commission and transaction fee details.

Other options

Learn about rollovers and other choices for your old 401(k) when you retire or change jobs. Be sure to consider all available options and the applicable fees before moving your retirement assets.

You can also read our Fidelity Viewpoints® article on weighing the pros and cons of your options.

Need help?

Our rollover specialists can help with anything from quick questions to guiding you through each step of the rollover process.

https://social.retail.fidelity.com/reviews/cloudSEOService?pid=007&request-url=/retirement-ira/401k-rollover