Investing for retirement

Advisory solutions

With Fidelity Go^®, answer a few questions online, and we'll build an investment strategy to meet your needs, becoming more conservative as retirement nears. All the while, we'll monitor the markets and rebalance your IRA when needed.

With Fidelity Managed FidFolios^®, choose from 4 different investment objectives and let our team build and maintain a diversified stock portfolio for you. You can even personalize what you own by eliminating stocks or industries.

Team up with a dedicated advisor from Fidelity^® Wealth Management who can provide customized planning and investment management that’s designed for your full financial picture.

Single-fund solutions

Get a diversified single-fund investment strategy with Fidelity Freedom^® Funds. Just pick the target date fund that matches your planned retirement year—we've built a portfolio for that timeline and will reduce risk as retirement nears.

With Fidelity Asset Manager^® funds, choose a diversified single-fund strategy that can help make it easy to maintain a portfolio based on your risk tolerance.

Select a low-cost investing option that can provide diversification, tax efficiency, and broad market exposure, with options that include active equity, factor, sector, stock, and bond ETFs.

Browse a wide variety of funds, including index funds, to suit any investing style—a practical and cost-efficient way to get a diversified mix of stocks, bonds, or short-term investments.

Invest in US stocks online with $0 trading commissions.**

Choose from fixed-income options that can provide diversification, income, and tax efficiencies—and can help protect from stock market volatility.

Invest directly in crypto using a tax-advantaged individual retirement account. No account opening or maintenance fees.

Fidelity Crypto^® accounts are offered by Fidelity Digital Assets^®.