Sector investing in Fidelity Personal Retirement Annuity®

You can choose from 11 funds, each representing a specific segment of the economy.



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Investing in equity sector funds in a tax-deferred account, such as the Fidelity Personal Retirement Annuity (FPRA), provides targeted exposure to specific segments of the economy, allows you to trade and rebalance without tax consequences,1 and eliminates the need to track and report capital gains and losses. It's important to keep in mind that because of their narrow focus, sector funds can be more volatile than diversified equity funds.

Sector model portfolios for Fidelity Personal Retirement Annuity® (FPRA)

Defensive equity model portfolios

May be appropriate for clients looking to manage downside risk while seeking long-term growth

Learn more about defensive equity sectors

Procyclical equity model portfolios

May be appropriate for clients seeking to gain exposure to sectors that have historically performed well during periods of strengthening corporate profits

Learn more about procyclical equity sectors

Available sector funds

Consumer Discretionary

Companies that manufacture goods or provide services that people want but don't necessarily need

Consumer Staples

Companies that provide goods and services that people use on a daily basis

Financial Services

Companies engaged in businesses such as banking and brokerage, mortgage finance, insurance, or real estate development

Health Care

Companies engaged in the production and delivery of medicine and health care–related goods and services

Materials

Companies engaged in the manufacturing or processing of chemicals and plastics, the harvesting of forests, or the extraction of metals and minerals

Real Estate

Companies engaged in the real estate industry and other real estate–related investments

Utilities

Companies engaged in the production and delivery of electric power, natural gas, water, and other utility services

Sector investing tools and insights

This year's sector outlook
Get the latest insights on the risks and opportunities facing investors this year.

Quarterly sector scorecard
See our experts' latest scorecard, including performance details for each sector.