Sector Investing in Fidelity Personal Retirement Annuity®
Investing in equity sector funds in a tax-deferred account, such as the Fidelity Personal Retirement Annuity (FPRA), provides targeted exposure to specific segments of the economy, allows you to trade and rebalance without tax consequences1, and eliminates the need to track and report capital gains and losses. It's important to keep in mind that because of their narrow focus, sector funds can be more volatile than diversified equity funds.
Available sector funds
Companies that facilitate communication or provide entertainment content and other information through various types of media
Companies that manufacture goods or provide services that people want but don't necessarily need
Companies that provide goods and services that people use on a daily basis
Companies involved in the exploration, production, or management of energy resources
Companies engaged in businesses such as banking and brokerage, mortgage finance, insurance, or real estate development
Companies engaged in the production and delivery of medicine and health care–related goods and services
Companies that manufacture and distribute capital goods in support of industries such as aerospace and defense, construction and engineering, and electrical equipment and heavy machinery
Companies engaged in the manufacturing or processing of chemicals and plastics, the harvesting of forests, or the extraction of metals and minerals
Companies engaged in the real estate industry and other real estate related investments
Sector Model Portfolios for FPRA
May be appropriate for clients looking to manage downside risk while seeking long-term growth
Sector investing tools and insights
Explore the following resources for sector investing background and strategies.
Markets and Sectors
Access all of Fidelity's Learning Center resources about markets and sectors.
Basics of Markets and Sectors
Learn key definitions, how businesses are classified, the types of classification systems, and more.
An introduction to sector investing
Learn about sector investing strategies and how you can make a well-informed decision on using sector funds to achieve your goals.