Investing in equity sector funds in a tax-deferred account, such as the Fidelity Personal Retirement Annuity (FPRA), provides targeted exposure to specific segments of the economy, allows you to trade and rebalance without tax consequences,1 and eliminates the need to track and report capital gains and losses. It's important to keep in mind that because of their narrow focus, sector funds can be more volatile than diversified equity funds.
Sector model portfolios for Fidelity Personal Retirement Annuity® (FPRA)
Defensive equity model portfolios
May be appropriate for clients looking to manage downside risk while seeking long-term growth
Procyclical equity model portfolios
May be appropriate for clients seeking to gain exposure to sectors that have historically performed well during periods of strengthening corporate profits
Available sector funds
Consumer Discretionary
Companies that manufacture goods or provide services that people want but don't necessarily need
Consumer Staples
Companies that provide goods and services that people use on a daily basis
Financial Services
Companies engaged in businesses such as banking and brokerage, mortgage finance, insurance, or real estate development
Health Care
Companies engaged in the production and delivery of medicine and health care–related goods and services
Materials
Companies engaged in the manufacturing or processing of chemicals and plastics, the harvesting of forests, or the extraction of metals and minerals
Real Estate
Companies engaged in the real estate industry and other real estate–related investments
Utilities
Companies engaged in the production and delivery of electric power, natural gas, water, and other utility services
Sector investing tools and insights
This year's sector outlook
Get the latest insights on the risks and opportunities facing investors this year.
Quarterly sector scorecard
See our experts' latest scorecard, including performance details for each sector.
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