Sector Investing in Fidelity Personal Retirement Annuity®1

To buy or learn more

Investing in equity sector funds in a tax-deferred account, such as the Fidelity Personal Retirement Annuity, provides targeted exposure to specific segments of the economy, allows you to trade and rebalance without tax consequences2, and eliminates the need to track and report capital gains and losses. It's important to keep in mind that because of their narrow focus, sector funds can be more volatile than diversified equity funds.

Available sector funds

Consumer Discretionary

Companies that manufacture goods or provide services that people want but don't necessarily need

Consumer Staples

Companies that provide goods and services that people use on a daily basis

Energy

Companies involved in the exploration, production, or management of energy resources

Financial Services

Companies engaged in businesses such as banking and brokerage, mortgage finance, insurance, or real estate development

Health Care

Companies engaged in the production and delivery of medicine and health care–related goods and services

Industrials

Companies that manufacture and distribute capital goods in support of industries such as aerospace and defense, construction and engineering, and electrical equipment and heavy machinery

Materials

Companies engaged in the manufacturing or processing of chemicals and plastics, the harvesting of forests, or the extraction of metals and minerals

Real Estate

Companies engaged in the real estate industry and other real estate related investments

Technology

Companies engaged in the creation, storage, and exchange of digital information

Telecommunications

Companies engaged in the designing, building, and servicing of communications devices and networks.

Utilities

Companies engaged in the production and delivery of electric power, natural gas, water, and other utility services

Sector investing tools and insights

Fidelity Viewpoints®

This year's sector outlook
Get the latest insights on the risks and opportunities facing investors this year.

Quarterly sector scorecard
See our experts' latest scorecard, including performance details for each sector.

Additional resources

Explore the following resources for sector investing background and strategies.

Why Invest in Sectors at Fidelity
See how we can help you achieve your goals with sector investing.

Sector Investment Strategies
Get investment strategies to help you gain a performance edge.

Research Sector and Industry Performance
Get the latest news and analysis for sectors and industries.

Learning Center

Markets and Sectors
Access all of Fidelity's Learning Center resources about markets and sectors.

Basics of Markets and Sectors
Learn key definitions, how businesses are classified, the types of classification systems, and more.

An introduction to sector investing
Learn about sector investing strategies and how you can make a well-informed decision on using sector funds to achieve your goals.