Open a Fidelity IRA
Our IRAs have no account fees or minimums to open1 and commission-free trades.2 If you haven't done so already, open a Fidelity traditional, rollover, or Roth IRA. It's quick and easy.
Fund your account
Once you've opened your account, there are several ways to fund it.
- Make your first contribution
Consider maximizing your contributions each year, up to $6,000 for 2020 and 2021. And if you're age 50 or older you can save up to $7,000 for 2020 and 2021. Starting in 2020, as long as you are still working, there is no age limit to be able to contribute to a Traditional IRA. The Secure Act, signed into law on December 20, 2019, removed the age limit in which an individual can contribute to an IRA. The top age prior to the law was 70½.
- Transfer other IRA assets
We'll guide you through the process of moving your outside IRA assets to a Fidelity IRA.
- Roll over old 401(k)s
We have an easy to follow rollover process, with access to a rollover specialist along the way.
Be sure to consider all your available options and the applicable fees and features of each before moving your retirement assets.
Invest your IRA
Select from a wide range of investment options for your Fidelity IRA, including Fidelity mutual funds with no minimums to invest.3 Learn more about investing your IRA. We can help. Call us to schedule a review of your investments.