IRA Checklist: Three Steps to Open Your IRA
Whether you're opening a new IRA or transferring an IRA from another provider to Fidelity, the process is easy and help is only a phone call away.
- Email
Important legal information about the email you will be sending. By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity.com: "
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Mutual Funds and Mutual Fund Investing - Fidelity Investments
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Get started on your own with this checklist or call an investment professional at 800-343-3548 for help at any point in the process.
Step 1:
Open a Fidelity Traditional or Roth IRA
If you haven't done so already, open a Fidelity Traditional or Roth IRA online or call a Fidelity investment professional to start the account-opening process. It’s quick and easy.
Step 2:
Fund your account or transfer your existing IRA assets
Once you've opened your account, there are several ways to fund it.
- Make your first contribution.
Consider maximizing your contributions each year, up to $5,500 for 2013 and 2014. And if you're age 50 or older you can save an additional $1,000 each year with catch-up contributions. - Transfer or roll over other IRA assets.
One statement. No surprises. We'll guide you through the process of moving your IRA to a new Fidelity IRA. - Roll over old 401(k)s.
We have a team of rollover specialists ready to help. Call 800-343-3548 to get started.
Step 3:
Choose your investments
- Call to schedule an appointment at your nearest Investor Center, where you'll get a one-on-one, complimentary portfolio review.*
- Use Fidelity's retirement planning tools, find market commentary, and access other resources to help you develop a comprehensive investment strategy based on your goals.
- Select from a wide range of investment options for your Fidelity IRA, including Fidelity and non-Fidelity funds, stocks, bonds/Treasuries, CDs, and ETFs.
- Learn more about choosing investments for your IRA.
Open an account
Choose a Traditional IRA or Roth IRA. If you are transferring an existing IRA to Fidelity, choose the same type as the current account.
Open a Traditional IRA
Open a Roth IRA
Questions?
Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.
Consider all applicable fees and features before transferring your retirement assets to Fidelity.
* Although consultations are one-on-one, guidance provided by Fidelity is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.
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