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IRA Checklist: Three Steps to Open Your IRA

Whether you're opening a new IRA or transferring an IRA from another provider to Fidelity, the process is easy and help is only a phone call away.

Get started on your own with this checklist or call an investment professional at 800-343-3548 for help at any point in the process.

Step 1:

Open a Fidelity Traditional or Roth IRA

If you haven't done so already, open a Fidelity Traditional or Roth IRA online or call a Fidelity investment professional to start the account-opening process. It’s quick and easy.

Step 2:

Fund your account or transfer your existing IRA assets

Once you've opened your account, there are several ways to fund it.

  • Make your first contribution. lock_green
    Consider maximizing your contributions each year, up to $5,500 for 2015 and 2016. And if you're age 50 or older you can save an additional $1,000 each year with catch-up contributions.
  • Transfer or roll over other IRA assets.
    One statement. No surprises. We'll guide you through the process of moving your IRA to a new Fidelity IRA.
  • Roll over old 401(k)s.
    We have a team of rollover specialists ready to help. Call 800-343-3548 to get started.

Be sure to consider all your available options and the applicable fees and features of each before moving your retirement assets.

Step 3:

Choose your investments

You make the move. We'll make the match.

We'll match your IRA contributions by up to 10% for the next 3 years.2 Another powerful reason to move your IRA.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.
1. Guidance provided is educational.
2. Move a qualifying amount of assets to a Fidelity IRA. Match subject to applicable limits and maintenance requirements.

Open an account

Choose a Traditional IRA or Roth IRA. If you are transferring an existing IRA to Fidelity, choose the same type as the current account.

Open a Traditional IRA

Open a Roth IRA