IRA Checklist: Three Steps to Open Your IRA

Whether you're opening a new IRA or transferring an IRA from another provider to Fidelity, the process is easy and help is only a phone call away.

Get started on your own with this checklist or call an investment professional at 800-343-3548 for help at any point in the process.

Step 1:

Open a Fidelity Traditional or Roth IRA

If you haven't done so already, open a Fidelity Traditional or Roth IRA online or call a Fidelity investment professional to start the account-opening process. It’s quick and easy.

Step 2:

Fund your account or transfer your existing IRA assets

Once you've opened your account, there are several ways to fund it.

  • Make your first contribution. lock_green
    Consider maximizing your contributions each year, up to $5,500 for 2016 and 2017. And if you're age 50 or older you can save an additional $1,000 each year with catch-up contributions.
  • Transfer or roll over other IRA assets.
    One statement. No surprises. We'll guide you through the process of moving your IRA to a new Fidelity IRA.
  • Roll over old 401(k)s.
    We have a team of rollover specialists ready to help. Call 800-343-3548 to get started.

Be sure to consider all your available options and the applicable fees and features of each before moving your retirement assets.

Step 3:

Choose your investments