The UNIQUE College Investing Plan

The UNIQUE College Investing Plan is a tax-advantaged 529 college savings plan professionally managed by Fidelity. It's open to all U.S. residents nationwide -- parents, grandparents, aunts, uncles, or family friends can save with the UNIQUE Plan.

Tax advantages

Any earnings grow federal income tax deferred
Qualified withdrawals for higher education expenses are federal income tax free

Account details

Minimum initial investment
$50, or $15/month ($45/quarter) with automatic investments
Account maximum
$475,000 per beneficiary.*

Investment Options

Portfolio investment strategy

Managed for you; asset allocation automatically becomes more conservative over time.


You decide how investments are distributed across different portfolios.

Learn more about your investment options


Annual account maintenance fee
Investment expenses
Fees vary, depending on your investment strategy: 0.56%-1.04% (Fidelity Funds) 0.11%-0.21% (Fidelity Index Funds) 0.91%-1.20% (Multi-Firm Funds) 0.05%-0.50% (Bank Deposit Portfolio)

Hablas español

Ahorros para la universidad (PDF)
Un folleto en Español con informacion sobre productos y soluciones de ahorrar para el futuro de su hijo.

Abra una Cuenta para el Plan de Inversión para la Educación Universitaria UNIQUE.
Descargue la Solicitud de Cuenta y el Paquete de Datos del Plan de Inversión para la Educación Universitaria UNIQUE.


Call a college savings representative


* This amount is aggregated across all New Hampshire 529 accounts for the same beneficiary. Contributions no longer can be made once the total value of all accounts for the same beneficiary in any New Hampshire 529 plan meet the account maximum.

The UNIQUE College Investing Plan is offered by the state of New Hampshire and managed by Fidelity Investments. If you or the designated beneficiary is not a New Hampshire resident, you may want to consider, before investing, whether your state or the beneficiary's home state offers its residents a plan with alternate state tax advantages or other benefits.

Units of the portfolios are municipal securities and may be subject to market volatility and fluctuation.

Please carefully consider each plan's investment objectives, risks, charges, and expenses before investing. For this and other information on any 529 College Savings Plan managed by Fidelity, contact Fidelity for a free Fact Kit, or view online. Read it carefully before you invest or send money.

Although the underlying deposits are eligible for FDIC insurance, subject to applicable federal deposit insurance limits, the Units of the Bank Deposit Portfolio are not insured or guaranteed by the FDIC or any other government agency. You are responsible for monitoring the total amount of your assets on deposit at the depository bank, including amounts held directly at the depository bank. All such deposits held in the same ownership capacity at the depository bank are subject to aggregation and to the current FDIC insurance coverage limitation of $250,000. Please see a 529 fact kit for more details.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917