Help turn your investments into retirement income

Fidelity's Managed Retirement Funds can provide you with a single investment asset allocation strategy that aligns with your age. These funds make it easier to manage your money while generating income through the use of Fidelity's automatic withdrawal services.


Benefits of Fidelity’s Managed Retirement Funds

Designed for retirees

Age based approach geared toward investors age 60+ seeking income from an appropriately diversified portfolio.

Retirement income potential

Can provide a source of income when paired with an automatic withdrawal service.

Control of your money

Access to your money when you need it to keep up with your changing needs.

Choosing a Managed Retirement Fund

Consider the fund that most closely aligns with the year you turn, or turned, age 70.


As you get older, the asset allocation in the Managed Retirement Fund will become more conservative while you continue to gradually withdraw money from your account.


Invest with the comfort of knowing that the fund is professionally managed by a team dedicated to delivering innovative asset allocation strategies for over 25 years.



Date of birth Managed retirement Fund
US Equity Funds
Non-US Equity Funds
Bond Funds
Long Term US Treasury Debt
Inflation-Protected Debt
Short Term Debt Funds
1958 & 1962 2030 Fidelity Managed Retirement 2030 FundSM (FMRAX)
35%
20%
34%
3%
5%
3%
1953-1957 2025 Fidelity Managed Retirement 2025 FundSM (FIXRX)
32%
18%
36%
3%
5%
7%
1948–1952 2020 Fidelity Managed Retirement 2020 FundSM (FIRVX)
28%
16%
37%
3%
6%
10%
1943–1947 2015 Fidelity Managed Retirement 2015 FundSM (FIRSX)
23%
13%
40%
3%
7%
14%
1938–1942 2010 Fidelity Managed Retirement 2010 FundSM (FIRQX)
18%
10%
43%
3%
9%
18%
1933–1937 2005 Fidelity Managed Retirement 2005 FundSM (FIROX)
12%
7%
45%
3%
10%
22%
Before 1933 Income Fidelity Managed Retirement Income FundSM (FIRMX)
12%
7%
46%
3%
10%
23%

Target asset allocation represents an asset allocation strategy as of 9/30/2019. The actual portfolio allocations may differ from the target mix shown below. Percentages may not add up to 100% due to rounding.

Next steps

Find the fund that most closely aligns with the year you turn age 70.

Create a steady stream of income from your Managed Retirement Funds.

Access Fidelity's checklist to help you prepare for your RMDs, starting at age 72.

Ready to get started?