Help turn your investments into retirement income

Fidelity's Managed Retirement Funds can provide you with a single investment asset allocation strategy that aligns with your age. These funds make it easier to manage your money while generating income through the use of Fidelity's automatic withdrawal services.


Benefits of Fidelity’s Managed Retirement Funds

Designed for retirees

Age based approach geared toward investors age 60+ seeking income from an appropriately diversified portfolio.

Retirement income potential

Can provide a source of income when paired with an automatic withdrawal service.

Control of your money

Access to your money when you need it to keep up with your changing needs.

Choosing a Managed Retirement Fund

Consider the fund that most closely aligns with the year you turn, or turned, age 70.


As you get older, the asset allocation in the Managed Retirement Fund will become more conservative while you continue to gradually withdraw money from your account.


Invest with the comfort of knowing that the fund is professionally managed by a team dedicated to delivering innovative asset allocation strategies for over 25 years.



Date of birth Fund
US Equity
Non-US Equity
Bonds
Short Term Debt
19581962 Fidelity Managed Retirement 2030 FundSM (FMRAX)
28%
19%
50%
3%
19531957 Fidelity Managed Retirement 2025 FundSM (FIXRX)
26%
17%
54%
3%
1948–1952 Fidelity Managed Retirement 2020 FundSM (FIRVX)
22%
15%
58%
5%
1943–1947 Fidelity Managed Retirement 2015 FundSM (FIRSX)
18%
12%
63%
7%
1938–1942 Fidelity Managed Retirement 2010 FundSM (FIRQX)
14%
10%
67%
8%
Before 1938 Fidelity Managed Retirement Income FundSM (FIRMX)
11%
8%
71%
10%

The target asset allocations above represent a revised asset allocation strategy, with the transition expected to be completed by Q3 2022. Illustrative strategic asset allocation as of 8/1/2021. The actual portfolio allocations may differ from the target mix shown below. Percentages may not add up to 100% due to rounding.

Next steps

Find the fund that most closely aligns with the year you turn age 70.

Create a steady stream of income from your Managed Retirement Funds.

Access Fidelity's checklist to help you prepare for your RMDs, starting at age 72.

Ready to get started?