Ways to invest with us
Whether you're managing the investing on your own, or want Fidelity to handle it for you, we offer a range of account options to choose from.
Do-it-yourself investing
What's included | You choose your own investments, manage them yourself, and have access to online planning tools through our Planning & Guidance Center. If you have $250,000 or more invested at Fidelity, you may be eligible for dedicated support. |
Investments | Fidelity offers a wide range of investment options, including stocks, bonds, and mutual funds. |
Minimums | There is no minimum to open a retail brokerage account1 and invest on your own. |
Fees | Fees will vary based on the investments you choose. Do-it-yourself investing strategies, which you can explore in our Planning & Guidance Center, include target date funds,2 target allocation funds, or model portfolios of funds with fees and expenses that range from 0.12%–0.75%, 0.51%–0.72%, and 0.02%–0.99%, respectively.3 |
We manage these accounts for you
Fidelity Go® | Fidelity® Personalized Planning & Advice | |
What's included | Digital investment management to help keep your investment strategy on track | Digital investment management, plus digitally led planning and access to financial advice during 1-on-1 calls with Fidelity advisors |
Investments | We manage an account for you consisting of zero expense ratio Fidelity mutual funds | We manage an account for you consisting of zero expense ratio Fidelity mutual funds |
Minimums | No minimum to open an account | $25,000 managed through Personalized Planning & Advice |
Advisory fee | Under $10,000: $0
$10,000–$49,999: $3 per month $50,000 and above: 0.35% per year |
0.50% per year |
If you are looking for more comprehensive investment management solutions, consider a Portfolio Advisory Services Account (through Fidelity® Wealth Services) or a Separately Managed Account (through Fidelity® Strategic Disciplines). If you’re interested in working one-on-one with a Fidelity advisor, consider the support we can provide through Fidelity Wealth Management. Investment minimums apply.