Why Choose Fidelity FAQs: Pricing and Fees
What does it cost to receive guidance and advice from Fidelity?
Fidelity's guidance is free whether you get it in person, over the phone, or online.
For investors needing more hands-on guidance, Fidelity can manage your investments for you for an additional advisory fee.
Note: Unlike professionally managed accounts, guidance provided by Fidelity is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.
- What are the fees associated with Fidelity’s accounts?
What are Fidelity's commissions on trading?
Online U.S. equity trades at Fidelity cost just $7.95 per trade, for an unlimited number of trades and shares. That's lower than Schwab, TD Ameritrade, and E*Trade. *, 1
You can purchase 70 iShares® ETFs2, 11 Fidelity sector ETFs and 3 Fidelity active fixed income ETFs for free online with access to major U.S., international, and fixed income markets.
We also offer low commissions and fees for bonds, options, and margin. Get all the details on commissions and compare us to your broker.
Free commission offer applies to online purchases of Fidelity ETFs and select iShares ETFs in a Fidelity brokerage account. Fidelity accounts may require minimum balances. The sale of ETFs is subject to an activity assessment fee (of between $0.01 to $0.03 per $1,000 of principal). iShares ETFs and Fidelity ETFs are subject to a short-term trading fee by Fidelity if held less than 30 days. ETFs are subject to management fees and other expenses.
ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.
*$7.95 commission applies to online U.S. equity trades in a Fidelity account with a minimum opening balance of $2,500 for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (of between $0.01 to $0.03 per $1000 of principal). Other conditions may apply. See Fidelity.com/commissions for details.
What are the minimum levels of investment required to open an account with Fidelity?
Minimum levels of investment required to open an account at Fidelity vary depending on the type of account.
What are Fidelity's mutual fund commissions and fees?
All Fidelity funds are available without a transaction fee. Our exclusive FundsNetwork® mutual fund brokerage service also gives you access to over 1,400 funds from other companies with no loads or transaction fees. Other fees and expenses applicable to continued investment are described in the fund’s current prospectus.
When you buy or exchange a non-Fidelity fund or a fund from outside the no-transaction-fee FundsNetwork®, a flat fee of $49.95 or $75 applies* (for online trades only; visit Trading Commissions and Margin Rates for more information).
*Certain funds will have a transaction fee of $75. To identify any applicable transaction fees associated with the purchase of a given fund, please refer to the "Fees and Distributions" tab on the individual fund page on Fidelity.com
- What are Fidelity’s mutual fund expense ratios?
What are Fidelity’s margin rates?
Fidelity's margin rates are among the most competitive in the industry and vary depending on your debit balance.
How are Fidelity’s representatives compensated?
At Fidelity, our compensation plans are designed to encourage representatives to establish and maintain strong customer relationships and deliver guidance. They are also designed to ensure that our representatives are motivated and compensated appropriately to provide the best possible service and to always do what is right for our customers.
The plans emphasize and promote the benefits of long-term investing and sticking to a financial plan throughout market cycles. For more information, view Fidelity Representatives' Compensation Disclosure. (PDF)
What are Fidelity’s fees for cash management (ATM/debit cards, credit cards, Full View®, Fidelity BillPay®, checkwriting, electronic funds transfer, etc.)?
Cash Management features at Fidelity are designed to help you get more for your money:
- There are no annual account fees.
- ATM fee and surcharge reimbursements are available.
- Fidelity BillPay® is free.
- Checkwriting is free.
- You can earn up to 2% back with a Fidelity Rewards credit card.
Can I combine different accounts in my household to qualify for better pricing, minimums, or features?
Yes, you can consolidate eligible accounts to receive a single statement to help make it easier to keep track of your investments. By consolidating your accounts, you may also qualify for additional benefits. For example, if you have over $250,000 in investable assets, you may qualify for a dedicated account executive and support staff.