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Why Choose Fidelity FAQs: Pricing and Fees

  • What does it cost to receive guidance and advice from Fidelity?

    Fidelity's guidance is free whether you get it in person, over the phone, or online.

    For investors needing more hands-on guidance, Fidelity can manage your investments for you for an additional advisory fee.

    Note: Unlike professionally managed accounts, guidance provided by Fidelity is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.

  • What are the fees associated with Fidelity’s accounts?

    It's free to open accounts at Fidelity and there's no annual account maintenance fee. However, there are other fees, minimum investment requirements, and trading commissions you should be aware of.

    Pricing and fees

    Fidelity's full commission and fee schedule (PDF)

  • What are Fidelity's commissions on trading?

    Online U.S. equity trades at Fidelity cost just $7.95 per trade, for an unlimited number of trades and shares. That's lower than Schwab, TD Ameritrade, and E*Trade. 1, 2

    1. $7.95 trading commission applies to online purchases of U.S. equities in a Fidelity brokerage account with a minimum opening balance of $2,500 for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (of between $0.01 to $0.03 per $1000 of principal) by Fidelity. Other conditions may apply. See Fidelity.com/commissions for details.

    2. Commission comparison based upon published website commission schedules, as of 2/1/2013, for E*Trade, Schwab, and TD Ameritrade for online U.S. equity trades and trades less than 1500 per quarter. For E*Trade: $9.99 per trade for 0-149, $7.99 per trade for 150 to 1,499 and $6.99 per trade for 1,500 or more trades per quarter. For Schwab: $8.95 for up to 999,999 shares per trade, though orders of 10,000 or more shares or greater than $500,000 may be eligible for special pricing. For TD Ameritrade: $9.99 per market or limit order trade for an unlimited amount of shares.

    Compare online brokers.

    You can purchase 65 iShares® ETFs* and 10 Fidelity sector ETFs for free online with access to major U.S., international, and fixed income markets.

    We also offer low commissions and fees for bonds, options, and margin. Get all the details on commissions and compare us to your broker.

    Commissions and margin rates

    Free commission offer applies to online purchases of 65 iShares® ETFs and Fidelity ETFs in a Fidelity brokerage account with a minimum opening balance of $2,500. The sale of ETFs are subject to an activity assessment fee (of between $0.01 to $0.03 per $1000 of principal) by Fidelity. After September 30, 2013, 65 iShares ETFS are subject to a short-term trading fee by Fidelity, if held less than 30 days. After January 31, 2014, Fidelity ETFs are subject to a short-term trading fee by Fidelity, if held less than 30 days.

    *For iShares ETFs, Fidelity receives compensation from the ETF sponsor and/or its affiliates in connection with an exclusive, long-term marketing program that includes promotion of iShares ETFs and inclusion of iShares funds in certain FBS platforms and investment programs. Additional information about the sources, amounts, and terms of compensation is described in the ETF's prospectus and related documents. Fidelity may add or waive commissions on ETFs without prior notice. BlackRock and iShares are registered trademarks of BlackRock, Inc. and its affiliates.

  • What are the minimum levels of investment required to open an account with Fidelity?

    Minimum levels of investment required to open an account at Fidelity vary depending on the type of account.

    Pricing and fees

  • What are Fidelity's mutual fund commissions and fees?

    All Fidelity funds are available without a transaction fee. Our exclusive FundsNetwork® mutual fund brokerage service also gives you access to over 1,400 funds from other companies with no loads or transaction fees. Other fees and expenses applicable to continued investment are described in the fund’s current prospectus.

    When you buy or exchange a non-Fidelity fund or a fund from outside the no-transaction-fee FundsNetwork®, a flat fee of $49.95 or $75 applies* (for online trades only; visit Trading Commissions and Margin Rates for more information).

    Mutual funds

    Fidelity's full commission and fee schedule (PDF)

    *Certain funds will have a transaction fee of $75. To identify any applicable transaction fees associated with the purchase of a given fund, please refer to the "Fees and Distributions" tab on the individual fund page on Fidelity.com

  • What are Fidelity’s mutual fund expense ratios?

    Fidelity offers a wide range of mutual funds with varying expense ratios. Use Fidelity's Fund Evaluator Tool to find funds that meet your expense requirements.

    Visit Mutual Fund Fees & Expenses to learn more about the different types of fees and expenses related to mutual fund investing.

  • What are Fidelity’s margin rates?

    Fidelity's margin rates are among the most competitive in the industry and vary depending on your debit balance.

    Margin trading

  • How are Fidelity’s representatives compensated?

    At Fidelity, our compensation plans are designed to encourage representatives to establish and maintain strong customer relationships and deliver guidance. They are also designed to ensure that our representatives are motivated and compensated appropriately to provide the best possible service and to always do what is right for our customers.

    The plans emphasize and promote the benefits of long-term investing and sticking to a financial plan throughout market cycles. For more information, view Fidelity Representatives' Compensation Disclosure. (PDF)

  • What are Fidelity’s fees for cash management (ATM/debit cards, credit cards, Full View®, Fidelity BillPay®, checkwriting, electronic funds transfer, etc.)?

    Cash Management features at Fidelity are designed to help you get more for your money:

    • There are no annual account fees.
    • ATM fee and surcharge reimbursements are available.
    • Fidelity BillPay® is free.
    • Checkwriting is free.
    • You can earn up to 2% back with a Fidelity Rewards credit card.
  • Can I combine different accounts in my household to qualify for better pricing, minimums, or features?

    Yes, you can consolidate eligible accounts to receive a single statement to help make it easier to keep track of your investments. By consolidating your accounts, you may also qualify for additional benefits. For example, if you have over $250,000 in investable assets, you may qualify for a dedicated account executive and support staff.

    Managed Accounts

    Combined statements/mailings and householding

Questions?

Transfer your money

Move assets from an existing account into one with Fidelity.

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.
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