Get more from your debit card

To help you maximize the benefits of your Fidelity® Debit Card, we've put together a list of key features we think you want to consider. This isn't the full suite of everything the card offers, but it'll give you a great start with your card.

Haven't activated your card yet? Click the button below to get started. You will need to provide the 3-digit security code located on the back of the card.

Use your card

Use your Fidelity® Debit Card for any purchases where Visa is accepted and withdraw cash at ATMs worldwide wherever you see the Visa, Plus®, or Star® logos. The amount of the purchase will be withdrawn from your Available to withdraw balance, and the debit will be posted to your Fidelity account within 5 business days. There is no annual fee associated with the card.

Other institutions may assess fees for use of ATMs in their network. Fidelity Cash Management Account owners, Youth Account owners, or Fidelity Account owners coded Premium, Active Trader VIP, Private Client Group, Wealth Management, or former Youth Account owner, will be reimbursed for ATM fees charged by other institutions. Please review your Fidelity Debit Card Agreement (PDF) for information on reimbursement caps or limits.

For each foreign transaction, you will be charged a foreign transaction fee (currently 1% of the transaction for non-US dollar transactions), which may be included in the amount charged to your account.

Manage your PIN

You can create or change your PIN using either Manage debit cards on the Fidelity mobile app or onlineLog In Required. New and updated PINs can be used immediately after they've been successfully submitted. You can change your PIN once per day.

Account owners cannot change the PIN on another account owner's card.

Set up alerts

Stay on top of your card's activity so you can spend worry-free, using our transaction, security and fraud alert notifications. Choose from a wide variety of alerts to stay in the know on what's important to you.
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Lock/Unlock your card

We've made it easier to protect your Fidelity® Debit Card, and yourself, with a feature that allows you to lock and unlock your card to help prevent unauthorized use.
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Set up travel notifications

Travel notifications may prevent you from encountering issues while using your Fidelity® Debit Card during your travels. Letting us know your travel plans, whether domestic or international, helps reduce the likelihood of authorized debit card transactions being declined when traveling. We monitor your activity 24/7 and decline transactions that do not appear to belong to you.

Use these helpful tips to enhance your travel experience and help keep your debit card and personal information safe while traveling.
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Manage your profile

It's important to keep your contact information and mailing address up to date. Review your profileLog In Required for accuracy.

Enroll in digital wallets

Add your Fidelity® Debit Card to your digital wallet and start spending on the go. It's simple, convenient, and secure.
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Connect to person-to-person payment options

You can use your Fidelity® Debit Card to send funds to the PayPal or Venmo account of a friend, family member, or business. Go to or the PayPal or Venmo mobile app to add your card. Once your card setup is complete, you can initiate a money transfer to others.

While you're not yet able to receive funds into your account via your Fidelity® Debit Card, this feature is coming soon. In the meantime, add your Fidelity account using your account and routing numberLog In Required to receive money.

Check spending limits

You can view the daily limits and remaining balance associated with your Fidelity® Debit Card using either Manage debit cards on the Fidelity mobile app or onlineLog In Required.

Daily limits reset each day at 12:00 midnight ET. Daily limits are subject to the Available to withdraw balance in your account and specific daily transaction limits, which are not shown.

Review enhanced benefits

There are enhanced benefits that come with your Fidelity® Debit Card.
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Protect your card

Your Fidelity® Debit Card comes with many features and benefits designed to safeguard your information and provide peace of mind. If you suspect fraudulent activity, please contact Fidelity Debit Card services via the number on the back of your card.

  • Be suspicious of any unsolicited call, email, or text message
  • Regularly update your passwords
  • Pay attention to your transactions
  • Be cautious when sharing personal details online
Learn more