Community Guidelines:
1. Do not post private information.
2. We request that you keep your comments within the purposes of our Instagram channel.
3. Please don't post comments that are unlawful, abusive, defamatory, offensive, or that contain profanities.
4. We encourage friendly discussions and open minds.
Mission statement – Foster an inclusive and active community that supports women, celebrates their successes, and helps enable them to feel comfortable and empowered to take control of their finances.
Do not post private information – Posting of private/confidential information, or anything that infringes on the intellectual property rights of others (whether about yourself or another individual), is prohibited in our community. You should never post personal information (such as your Social Security Number), account or transaction information anywhere that is publicly visible on our page or when sending us a Direct Message. On occasion, Fidelity Associates may ask you for an address or phone number in a Direct Message for the purposes of mailing out a prize or to provide additional information.
In regards to securities and investments – In your comments, please avoid advocating for or against specific securities or investments. Please stay away from discussions about investment advice or trading strategies.
Opinions, statements, or views published by followers on our Instagram posts are communications by the persons posting them, and they are not adopted or endorsed by Fidelity and do not represent the views of Fidelity or its management. Posts by others that describe opinions, views or experiences may not be representative or indicative of another's personal experience. Followers who have a business relationship with Fidelity or other beneficial interest in commenting should be aware that they may have obligations to disclose that relationship or interest in their posts.
We provide limited customer service on Instagram. For account-specific customer service, please visit Fidelity.com or call 1-800-FIDELITY. You should never publish personal, account or transaction information anywhere that is publicly visible on our Instagram posts.
Health Savings Account - General Disclosure
The information provided herein is general in nature. It is not intended, nor should it be construed, as legal or tax advice. Because the administration of an HSA is a taxpayer responsibility, you are strongly encouraged to consult your tax advisor before opening an HSA. You are also encouraged to review information available from the Internal Revenue Service (IRS) for taxpayers, which can be found on the IRS website at . You can find IRS Publication 969, *Health Savings Accounts and Other Tax-Favored Health Plans*, and IRS Publication 502, *Medical and Dental Expenses*, online, or you can call the IRS to request a copy of each at 800-829-3676.
You should read Instagram's privacy policy and terms of service, as they apply to your communications through our Instagram channel. Fidelity's privacy policy is at https://go.fidelity.com/privacy.
No misleading, unrelated, or false information - No posts or comments that may contain misleading, unrelated, or false information. This includes theories that are untrue, statements making false claims, or commenting with unrelated information to the original post.
Be polite and refrain from using profanity - Do not use profanity or obscene language. Remember, this is an educational and customer care focused community.
Avoid duplicate posts, spamming, & trolling - Refrain from duplicate posting, trolling, spamming, ranting, or posting memes. Do not abuse the reporting system. You can avoid having your post/comment removed as a rant/vent by simply being polite and asking for help.
No solicitation, promotions or 3rd-party content - No posts soliciting or promoting opportunities to members of the community – for personal benefit or otherwise. Posts or comments encouraging others to seek help through other channels (alternate subreddits, 3rd-party websites, etc.) defeats the purpose of our community. Do not copy/paste copyrighted content from third-party sources into your posts.
The final say – We will always moderate the comment section for the good of the community. This includes moderating comments that might fall outside of these rules. If your comment was removed, then there was likely a good reason. Our Instagram page is a place for you to learn more about personal finance and to access information from Fidelity. While we are pleased to be on Instagram, keep in mind that communications in our industry are highly regulated. We may, in our sole discretion, remove comments or fans for a variety of reasons. We will remove spam, and treat as spam a high number of messages on the same topic.
With respect to federal taxation only. Contributions, investment earnings, and distributions may or may not be subject to state taxation.
Disclaimer
This information is intended to be educational and is not tailored to the investment needs of any specific investor.
Fidelity is not affiliated with Instagram or the Instagram service. Fidelity does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted by followers or any third parties on our Instagram channel. Fidelity does not control, serve, adopt or endorse any advertising, messages or content that Instagram may publish on its site or on Fidelity's Instagram channel. Fidelity does not adopt or endorse any products, services, advertisements, recommendations or statements, or any other content that may appear on Instagram or on other Instagram-affiliated sites. No part of our Instagram channel is intended to make a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice.
Other Fidelity entities may also publish content on Fidelity's Instagram channel.
Investing Disclaimers:
Fidelity Brokerage Services is not authorized to solicit brokerage products and services outside the U.S. and our Instagram channel is intended for U.S. persons only.
For a distribution to be considered qualified, the 5-year aging requirement has to be satisfied, and you must be age 59½ or older or meet one of several exemptions (disability, qualified first-time home purchase, or death among them).
Any non-Fidelity URLs or external websites mentioned on Instagram channel are unaffiliated with Fidelity. Fidelity has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content.
The trademarks and/or service marks appearing above are the property of FMR LLC and may be registered.
The third-party trademarks and service marks appearing herein are the property of their respective owners.
The change in the RMDs age requirement from 72 to 73 applies only to individuals who turn 72 on or after January 1, 2023. After you reach age 73, the IRS generally requires you to withdraw an RMD annually from your tax-advantaged retirement accounts (excluding Roth IRAs, and Roth accounts in employer retirement plan accounts starting in 2024). Please speak with your tax advisor regarding the impact of this change on future RMDs.
Investing involves risk, including risk of loss.
"Fidelity Managed Accounts" or "Fidelity managed accounts" refer to the discretionary investment management services provided through Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. These services are provided for a fee. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FBS, and NFS are Fidelity Investments companies.
Past performance is no guarantee of future results.
Diversification and asset allocation do not ensure a profit or guarantee against loss.
Before investing, consider the investment objectives, risks, charges, and expenses of the mutual fund, exchange-traded fund, 529 plan, Attainable Savings Plan, or annuity and its investment options. Contact Fidelity for a prospectus, offering circular, Fact Kit, disclosure document, or, if available, a summary prospectus containing this information. Read it carefully.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917
©2022 FMR LLC. All rights reserved.
