IRA Transfer: Move Your IRA to Fidelity

If you have an IRA with another provider, a direct trustee-to-trustee transfer to a Fidelity IRA can help you simplify your finances, take advantage of our low costs, and gain access to guidance and a wide range of investment options.

Transfer Assets

Advantages of moving an IRA to Fidelity

Easier management

Give your IRA the benefit of our award-winning online trading and account access.

If you already have a Fidelity IRA, moving the rest of your IRAs allows you to manage them in one place.
Consolidation

Consolidating your IRAs allows a more complete view of your retirement savings picture, making it easier to maintain a desired asset allocation.
Investment options

A wide range of mutual funds, stocks, bonds, ETFs, and FDIC-insured CDs
Support and guidance

One-on-one guidance—in person, online, or over the phone

Research and tools to help you create a long-term plan and choose investments
Transfer process

Transfer quickly and easily, online, by phone, or in person at an Investor Center.

IRA features

Account details

See account details for your current IRA’s type:
Traditional IRA or Roth IRA.

Fees

Account opening and annual maintenance fees None*


*There is no cost to open and no annual fee for Fidelity's Traditional, Roth, SEP, and Rollover IRAs. A $50 account close out fee may apply. Underlying fund expenses, including low balance and short term trading fees still apply. There may also be fees and expenses associated with transacting or holding specific investments.

Trading fees†

$4.95 for online U.S. equity trades

Next steps

Open a Fidelity IRA

Move your savings—start the process online or call us at 800-343-3548 for help.

Choose your investments

IRA Checklist: Open a Fidelity IRA and transfer your savings

Additional resources

Move assets from a 401(k) or other workplace plan 
Find out how to move assets from an old workplace plan to a Fidelity IRA by rolling them over.