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IRA Transfer: Move Your IRA to Fidelity

If you have an IRA with another provider, a direct trustee-to-trustee transfer to a Fidelity IRA can help you simplify your finances, take advantage of our low costs, and gain access to guidance and a wide range of investment options.

Advantages of moving an IRA to Fidelity

Easier management

Give your IRA the benefit of our award-winning online trading and account access.

If you already have a Fidelity IRA, moving the rest of your IRAs allows you to manage them in one place.

Consolidation

Consolidating your IRAs allows a more complete view of your retirement savings picture, making it easier to maintain a desired asset allocation.

Investment options

A wide range of mutual funds, stocks, bonds, ETFs, and FDIC-insured CDs

Support and guidance

One-on-one guidance—in person, online, or over the phone

Research and tools to help you create a long-term plan and choose investments

Transfer process

Transfer quickly and easily, online, by phone, or in person at an Investor Center.

IRA features

Account details

See account details for your current IRA’s type:
Traditional IRA or Roth IRA.

Fees

Account opening and annual maintenance fees

None*

*There is no cost to open and no annual fee for Fidelity's Traditional, Roth, SEP, and Rollover IRAs. A $50 account close out fee may apply. Underlying fund expenses, including low balance and short term trading fees still apply. There may also be fees and expenses associated with transacting or holding specific investments.
Trading fees*

$7.95 for online U.S. equity trades

Next steps

Move your savings—start the process online or call us at 800-343-3548 for help.

Additional resources

Move assets from a 401(k) or other workplace plan.
Find out how to move assets from an old workplace plan to a Fidelity IRA by rolling them over.

Open an account

Choose a Traditional IRA or Roth IRA. If you are transferring an existing IRA to Fidelity, choose the same type as the current account.

Open a Traditional IRA

Open a Roth IRA

Although guidance is provided one-on-one, it is educational in nature, is not individualized and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.
Consider all applicable fees and features before transferring your retirement assets to Fidelity.
* $7.95 commission applies to online U.S. equity trades for Fidelity Brokerage Services LLC retail clients; other conditions may apply. See Fidelity.com/commissions for details.
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