Saving for College | Credible

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Mutual Funds and Mutual Fund Investing - Fidelity Investments

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Getting a college education can open a lifetime of opportunities. Paying for that education, though, can have a lasting impact on other financial goals, like saving for retirement or buying a home. With so many choices available, Credible is one way to help make it easier to find options to pay for college, either for your yourself or as a cosigner, or lower your current student loan debt.

Credible is an online marketplace that lets you compare offers from multiple lenders without impacting your credit score¹. Fidelity users can get a $750 bonus² when refinancing through Credible—if refinancing your current student debt is a good fit for your situation.*

Get competitive, personalized, pre-qualified rates from top lenders—without impacting your credit score

Finding student loan or refinancing options through Credible offers many benefits, including:

Competitive rates: No origination fees or prepayment penalties from lenders through Credible and no cost to use Credible services³.
Simple, seamless online experience: Get prequalified, personalized, real rates instantly—without impacting your credit score¹.
Choice: Choose from a broad lender network offering at least 9 different individual lenders.
Refinance bonus: Get $750 bonus² when you refinance your student loan through Credible.*

Credible is not a lender, a bank, or a credit card issuer. Rather, it partners with top lenders to provide a variety of competitive student loan options, so you can find a solution that fits your needs—if you decide that taking out a loan or refinancing is the best option for your situation.

Get personalized prequalified rates⁴ on private loans for college, graduate, and professional degrees.

Get personalized prequalified rates⁴ to refinance any current student loan debt.

1. Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.

2. All bonus payments are by gift card, see

3. Requesting prequalified rates on Credible is free. However, closing a loan will result in costs to you.

4. Prequalified rates are based on the information you provide and a soft credit inquiry. Receiving prequalified rates does not guarantee that the Lender will extend you an offer of credit. You are not yet approved for a loan or a specific rate. All credit decisions, including loan approval, if any, are determined by Lenders, in their sole discretion. Rates and terms are subject to change without notice. Rates from Lenders may differ from prequalified rates due to factors which may include, but are not limited to: (i) changes in your personal credit circumstances; (ii) additional information in your hard credit pull and/or additional information you provide (or are unable to provide) to the Lender during the underwriting process; and/or (iii) changes in APRs (e.g., an increase in the rate index between the time of prequalification and the time of application or loan closing. (Or, if the loan option is a variable rate loan, then the interest rate index used to set the APR is subject to increases or decreases at any time). Lenders reserve the right to change or withdraw the prequalified rates at any time.

*Residents of California, Connecticut, Louisiana, Maine, Massachusetts, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, Ohio, Pennsylvania, Rhode Island, Tennessee, Washington DC, West Virginia, Wisconsin, and Vermont are not eligible for the bonus; bonus paid via e-gift card.

Credible is not affiliated with Fidelity Brokerage Services, member NYSE, SIPC, or its affiliates. Credible is solely responsible for the information and services it provides. Fidelity disclaims any liability arising from your use of this information.

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Save on student loans through Credible

Get competitive, personalized, pre-qualified rates from top lenders—without impacting your credit score

Ready to get started

Mutual Funds and Mutual Fund Investing - Fidelity Investments

Save on student loans through Credible

Get competitive, personalized, pre-qualified rates from top lenders—without impacting your credit score

Ready to get started