Make your savings count

Help your money work as hard as you.

First, let's pick your money goal

Great! You want to grow your savings.

Whether you've got a short-term savings goal (0–3 years away) or want to save for an emergency, the two things people tend to look for are a safe place to park their cash and the potential to grow it.

Emergency fund     Vacation     Short-term savings goal

Based on your savings goal, you've got options

If you’re looking for an account that offers competitive rates and is designed to help you spend and save smarter, our cash management account does it all.

  • No account fees or minimums1
  • Saving features like FDIC protection on cash balances2
  • Spending features include a secure debit card, digital wallet features, and ATM fees reimbursed globally3
  • Highera rate on your deposits which can provide extra income in the fight against inflation


2.72% APY

National average interest rate on checking

0.08% APY

If you're looking for a low-risk, short-term savings alternative that provides easy access to your cash and a convenient way to earn a competitive return on your money, a money market fund could be right for you.

  • No account fees or minimums1
  • Stability because funds are required by federal regulations to choose low-risk investments so they’re less prone to market ups and downs
  • Easy access so you can get your cash whenever you need it
  • A higher rate on cash since market-based yields (what you can earn on the investment) are historically higher than a standard savings account
Yield as of 6/16/2024. Yields may vary due to market conditions. Fidelity 4.95% Fidelity Government Money Market Fund (SPAXX) 7-day yield.

Feel right? Take the next steps

Open a Fidelity brokerage account, add money or set up direct deposit and you’re done. Your cash will automatically be put in the Fidelity® Government Money Market Fund (SPAXX)


We love your questions

Sometimes a conversation is what you need to get started (or keep going). Talk to a financial professional (for free) to help you plan for the things that can affect women's finances—from living longer to higher health care costs. We got you.

Call us anytime at 1-800-FIDELITY (800-343-3548)

Not sure what to ask? Check out these conversation starters.