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Retirement Income Planner

If you're within five years of retirement or already retired, we’ll work with you to create a comprehensive plan to help make your money last. It takes about 30 minutes.


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What to expect

  • No paperwork necessary. As a Fidelity customer, all you need to do is log in. We'll fill in all your necessary financial information and give you the option to include accounts held outside of Fidelity.
  • An income and expense review. You'll need at least a general idea of your living expenses and expected monthly income from Social Security or any pensions. Then we'll assess how well your income sources are covering your monthly expenses.
  • An assessment of your tolerance for market volatility. We'll help you evaluate the level of risk that is appropriate for you.

What you'll get

  • A retirement income strategy that fits your needs. We'll match your retirement expenses against income sources, such as Social Security, pensions, and part-time work, and your assets.
  • Performance assessment. We'll give you an idea of how your portfolio may perform during market ups and downs.
  • An analysis of what-if scenarios. We'll plan for the five financial risks that can impact your retirement: 1) longer lifespan, 2) inflation, 3) conservative investing, 4) aggressive withdrawals, and 5) health care expenses.
  • A detailed action plan. We'll provide a printable report summarizing your plan with clear next steps to help you put it in motion.

Guidance provided by Fidelity is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.

Retirement Income Planner is an educational tool.
IMPORTANT: The projections or other information generated by Fidelity’s Retirement Income Planning Tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.