The Attainable® Savings Plan managed by Fidelity

With an Attainable® Savings Plan (also known as an ABLE account), we can help individuals with disabilities and their families save for their disability expenses while keeping benefits such as Supplemental Security Income and Medicaid.

The Attainable Savings Plan managed by Fidelity

A tax-smart way to save

Earnings in the account grow tax deferred and, when used for qualified disability expenses, are federal income tax-free.

Helps preserve disability benefits

Money in the account does not impact Medicaid benefits and balances below $100,000 do not impact SSI benefits.

A simpler way to plan for the future

Save more easily for disability-related expenses, and access your money whenever you need it.

Attainable Savings Plan features

An Attainable account is an easy and accessible way to invest and save for qualified disability expenses.

  • Make annual contributions up to $18,000 for 2024 (up to $32,580 per year for a designated beneficiary who is employed and has employment income)*
  • Choose from a range of professionally managed investment portfolios
  • Use your account to save and pay for qualified disability expenses over the short and long term

Learn more about the Attainable Savings Plan (PDF)

See our FAQs

Who is eligible?

Individuals are eligible for an Attainable® account if they are already receiving benefits under Supplemental Security Income (SSI) and/or Social Security Disability Insurance (SSDI). If not, they may still be eligible if they certify that they are blind or disabled and have a written diagnosis of their condition by a licensed physician. Under all circumstances, the onset of the disability must have begun prior to age 26.

See the full eligibility guidelines

Learn more about Attainable accounts

Explore investment options

Choose from professionally managed portfolios that best match your savings, investment objectives, and risk tolerance.

Using your account

Get additional information for managing your Attainable® account, including contributions, withdrawals, and more.

Our program sponsor

Visit MEFA's website.

Ready to get started?

TTY: 800-544-0118