Managing an inheritance

If you've recently lost a loved one, or are helping someone who has, we recognize this can be a challenging time. Understanding the process and getting organized are important first steps.

Getting started

Our guided inheritance process

When it comes to inheriting Fidelity accounts, we aim to make things a little easier in this difficult time with our guided 3-step process.

Getting organized

Our simple checklist will guide you through what documents to collect and what steps to take, giving you the confidence you need to move forward.

Let's work through this together

Partnering with a dedicated advisor, through Fidelity® Wealth Services, can help you navigate the difficult decisions while providing perspective as you plan for what comes next.

Reporting the death of a Fidelity account owner

Once we receive your notification, we can restrict accounts and the inheritance process can begin.

Taking the next step


Take a look at your options for transferring IRAs into your name.

401(k), 403(b), or 457 plans

Learn more about inheriting a workplace retirement account.

Other types of accounts

See how you can inherit nonretirement accounts, such as trusts, annuities, trading accounts, or bank accounts.

Things to consider

When inheriting a retirement account

If you've inherited an IRA or other retirement account, find out how the specifics of your situation will affect the decisions you need to make.

Watch this video (1:52)

Clarity begins with a conversation

Contact Fidelity today for 1:1 guidance during life's big decisions. We believe in making the complex simpler, because we want you to be confident about the decisions you make—next week, next year, and beyond.