What is Fidelity Bloom®?
Fidelity Bloom® is a free financial app that helps you save more, spend less, and feel better about your finances. We combine behavioral science with built-in features that help you grow your savings and change your money habits.
You’ll open 2 Fidelity brokerage accounts, Fidelity Bloom Spend and Fidelity Bloom Save. You’ll also receive a debit card that automatically deposits your earnings and rewards into Fidelity Bloom Save.
Brokerage accounts are not bank accounts.
Why do I have 2 separate accounts in Fidelity Bloom®?
Research shows that you’re more likely to have a greater awareness of your finances, and less likely to move money, when you have separate accounts for saving and spending. Fidelity Bloom® is designed with behavioral science principles to help you spend more mindfully and save more successfully.
How can Fidelity Bloom® help me change my spending habits?
Fidelity Bloom® includes features like nudges and Challenges that can help you change your spending habits. We’ll share actions and insights to make you think differently about your spending and saving, and encourage you to take a more mindful approach to your finances.
How can Fidelity Bloom® help improve my financial well-being?
Financial well-being has as much to do with your feelings as it does with the amount in your account. Fidelity Bloom® is built to help you feel in control of both.
What types of accounts are Fidelity Bloom® Save and Spend?
Fidelity Bloom® Save and Fidelity Bloom Spend accounts are brokerage accounts with limited features available through the app so we can focus on helping you build positive saving habits.
By using brokerage accounts, we’re able to place your cash in low-risk money market mutual funds which have historically outperformed traditional savings accounts.
You may access a broader set of brokerage account features by logging in to your account on Fidelity.com or the Fidelity app.
Fidelity Bloom accounts are brokerage accounts covered by SIPC insurance. They are not bank accounts and therefore are not covered by FDIC insurance. Holdings in your Fidelity Bloom accounts are subject to market risk and risk of loss.
What account positions are in the app?
Fidelity Bloom® uses the core position of your brokerage accounts—which defaults to a money market fund and holds your cash—to process your spending and saving transactions. You can select your core position when you open your account. Visit Fidelity.com to access trading and investing features of your account.
Do my Fidelity Bloom® Save and Spend accounts earn interest?
The accounts in Fidelity Bloom® are brokerage accounts that default to a money market fund. Money market funds are subject to rates that can change and provide a yield on the balances in those accounts. To see the latest rates, visit fidelity.com/mutual-funds/fidelity-funds/money-market-funds-fcash
Is Fidelity Bloom® for children or teens?
Fidelity Bloom® users must be at least 18 years old to open an account.
Fidelity offers a Youth Account for users under 18. Please visit fidelity.com/youth to learn more.
What happens to information I share as part of an emotional check-in in Fidelity Bloom®?
The information you share during an emotional check-in in Fidelity Bloom® is just for you. These details help you to reflect on how you were feeling about your finances when you shared your emotions. These notes will not be shared and are not monitored by Fidelity Bloom.
Where can I use the Fidelity Bloom® debit card?
You can use the Fidelity Bloom® debit card wherever Visa is accepted. You can also withdraw cash at ATMs worldwide wherever you see the Visa®, Plus®, or Star® logos.
What should I do if my Fidelity Bloom® debit card is lost or stolen?
If your Fidelity Bloom® debit card is lost or stolen, you can place a temporary block on any new withdrawals or purchases by selecting the “Lock card” link next to your card under ”Manage debit cards” (located in “Profile and Settings”). However, recurring transactions, returns, and credit adjustments will still be allowed while your card is locked. You may unlock your card at any time.
If you notice unauthorized transactions, please call Fidelity Debit Card Services immediately at 800-323-5353. Representatives are available24 hours a day, 7 days a week, including holidays.
How do I activate my Fidelity Bloom® debit card?
You can activate your Fidelity Bloom® debit card at fidelitydebitcard.com, or through the app or on Fidelity.com by tapping "Manage debit cards" under “Profile and Settings."
Is the Fidelity Bloom® debit card safe?
The Fidelity Bloom® debit card includes transaction alerts, card locks, and fraud text alerts. To sign up for fraud alerts, visit Fidelity.com/cash-management/help-center/debit-card/alerts.
To learn more about debit card security, visit Fidelity.com/cash-management/help-center/debit-card/security.
Are my ATM fees reimbursed in Fidelity Bloom®?
ATM fees are not reimbursed when you make withdrawals using the Fidelity Bloom® debit card.
Does my Fidelity Bloom® debit card have limits?
Yes, there are limits for your Fidelity Bloom® debit card. You can view your daily spending limit and remaining balance associated with your debit card under “Manage debit cards.” Your daily limit will reset each day at midnight ET. Your daily spending limit is subject to the “Available to withdraw” balance in your account and specific daily transaction limits, which are not shown.
Is there a daily limit to the number of Fidelity Bloom® debit card transactions I can make?
There is a transaction limit of 15 purchases per day for the Fidelity Bloom® debit card. To view other transaction limits, navigate to "Profile & Settings" and tap "Manage debit cards."
Who issues the Fidelity Bloom® debit card?
The Fidelity Bloom® debit card is issued by Leader Bank and the debit card program is administered by BNY Mellon Investment Servicing Trust Company.
These entities are not affiliated with each other or with Fidelity, although, the parent company of Fidelity has a minority percentage, noncontrolling interest in Leader Bank. Visa is a registered trademark of Visa International Service Association, and is used by Leader Bank pursuant to a license from Visa U.S.A. Inc.
Why are my Fidelity Bloom® debit card purchases rounded up?
By using the Fidelity Bloom® debit card, you’re automatically enrolled in our Round Up feature. The difference between the cost of your purchase and either a dollar amount ($1—$10) or a percentage (1%—10%) that you predetermine will be automatically transferred from your Fidelity Bloom Spend account to your Fidelity Bloom Save account every time you use your debit card.
What is cash-back shopping in Fidelity Bloom®?
Fidelity Bloom® Shopping (located via the Shopping icon in the navigation menu) lets you earn cash-back rewards when you purchase selected products from more than 1,000 retailers.
This feature is supported through a third-party vendor. Shopping is completed through third-party websites and subject to those websites’ privacy policies.
How long will it take for my cash-back rewards to appear in Fidelity Bloom®?
Cash-back rewards in Fidelity Bloom® typically post within 60 days of the purchase.
If your cash-back rewards don't post to the designated account after this period, please contact us (Fidelity.email@example.com).
Why should I shop through Fidelity Bloom®?
Fidelity Bloom® understands that sometimes spending is necessary. To alleviate inevitable purchases, you can earn cash back deposited directly into your Fidelity Bloom Save account, take advantage of your favorite brands' discounts and specials, and compare thousands of products on a single website.
Who is eligible for Shopping rewards and benefits in Fidelity Bloom®?
All Fidelity Bloom® users are eligible for Shopping rewards.
How does Fidelity Bloom® know when I've made a purchase from a Shopping retailer?
When you click on a retailer or offer through Shopping, Fidelity Bloom® sends a notice to the retailer. If you make a purchase from them, the retailer sends a notice to Fidelity Bloom, and we give you cash back for the purchase.
Does Fidelity Bloom® honor prices on retailer’s website that are lower than the price in Shopping?
Fidelity Bloom® receives product data from retailers daily. We make every effort to post current pricing information; however, product pricing is subject to change and is at the discretion of the retailer.
Where can I get more information about the retailers in Fidelity Bloom® in-app Shopping?
You can search for each retailer by name in Fidelity Bloom® to view their terms and conditions.
Why do some retailers in Fidelity Bloom® say “up to” in their cash-back rates?
In Fidelity Bloom® in-app Shopping, "Up to" refers to the maximum possible reward rate you can earn on your transaction. Reward rates vary by retailer and category, and are subject to change. Click on Select a retailer to view current reward rates. Note that retailer exclusions and disclaimers will apply to your transaction. The retailer will categorize your purchase and reward you accordingly.
How do I earn Shopping rewards in Fidelity Bloom®?
You earn cash-back rewards when you purchase products through the Shopping tab in the Fidelity Bloom® app or through the Fidelity Bloom Shopping browser extension.
How are cash-back rewards tracked and deposited in Fidelity Bloom®?
When you complete a purchase from a retailer within Shopping, your cash-back reward is deposited into your Fidelity Bloom® Save account, generally within 60 days.
How will I know the cash-back reward amount of a purchase in Fidelity Bloom®?
The retailer's information page details the cash-back rewards you can earn. Cash-back rewards are calculated on the retailer’s reward rate and the amount spent.
Fidelity Bloom® does not guarantee a specific cash-back reward rate. Cash-back reward rates can change daily.
Can I go directly to a retailer's website and still earn rewards in Fidelity Bloom®?
In order to receive cash-back rewards from Fidelity Bloom®, you must shop through the Fidelity Bloom app or Fidelity Bloom Shopping browser extension.
I purchased an item outside of Fidelity Bloom® Shopping. Can I still get rewards for this purchase?
Purchases made outside of Fidelity Bloom® app or Fidelity Bloom Shopping browser extension are not eligible to earn cash-back rewards.
Do eligible retailers in Fidelity Bloom® offer rewards on everything I buy from them?
Some retailers in Fidelity Bloom® don't offer cash-back rewards on all their products and services, such as gift certificates or refurbished items. In addition, some manufacturers prevent retailers from rewarding specific products.
Note: For details about a specific retailer’s terms and conditions, search for the retailer by name within Shopping.
Can I use a coupon code from another site and still get Shopping rewards Fidelity Bloom®?
Using a coupon code not displayed in Shopping in Fidelity Bloom® will make your purchase ineligible for cash-back rewards. When a Shopping retailer requires a coupon code, it will be provided within Shopping.
Do I earn rewards in Fidelity Bloom® on shipping costs?
Cash-back rewards in Fidelity Bloom® are calculated based on the subtotal, exclusive of shipping fees and taxes. Visit the “Free shipping” section of Shopping to view free shipping offers.
Is there a limit to the number of rewards that I can earn through Shopping in Fidelity Bloom®?
The more you shop in Fidelity Bloom®, the more you can earn. As a reminder, you can’t earn rewards on taxes, special handling charges, freight or shipping costs, or any unshipped or returned products. Refer to the retailer offer page for complete information regarding eligible purchases for each retailer.
Why are some retailers no longer available through Shopping in Fidelity Bloom®?
Fidelity Bloom® is continually trying to find the best retailers. From time to time, the available retailers may change. If there is a particular retailer that you would like to shop with, please contact us (Fidelity.firstname.lastname@example.org) with your comments.
I'm dissatisfied with something I purchased through Shopping in Fidelity Bloom®. Who should I contact?
Contact the retailer from whom you made your purchase.
Note: Fidelity Bloom® Shopping and participating stores are separate entities. We don’t know anything about your purchases other than the rewards earned.
Where will the rewards for my Shopping purchases in Fidelity Bloom® be credited?
The rewards for your Shopping purchases will appear in your Fidelity Bloom® Save account and on the Fidelity Bloom Rewards summary once they’re processed.
What should I do if there’s a difference between the amount I was credited in Fidelity Bloom® and what I thought I would receive?
Cash-back rewards can take up to 90 days to post. They may appear as multiple postings for several reasons, including shipping in separate packages. If you still don’t see the correct amount credited to your Fidelity Bloom® Save account after 90 days, please contact Fidelity Bloom.
If I return a purchase, what happens to the rewards I earned in Fidelity Bloom®?
You’ll keep your cash-back rewards once they settle (are no longer pending) in Fidelity Bloom®, even if you return the purchase.
Fidelity Bloom® Shopping: Cash-Back Rewards button
What is the Fidelity Bloom® Shopping: Cash-Back Rewards button?
The Fidelity Bloom® Shopping: Cash-Back Rewards button is a browser extension available through Google Chrome that allows you to shop and earn cash back at 1,100+ retailers. The button will alert you to available rewards when you are visiting the retailer's site. Reward rates will also be displayed directly in your Google search results for easy comparisons between retailers. You must be a Fidelity Bloom customer to earn rewards.
Where do I see the rewards I'm earning through Fidelity Bloom® Shopping: Cash-Back Rewards?
You can view your recent earnings, as well as your lifetime shopping rewards, in the Fidelity Bloom® app.
Will I earn the same amount of rewards shopping through the Fidelity Bloom® Shopping: Cash-Back Rewards button and the Fidelity Bloom app?
Absolutely. The button just streamlines your Fidelity Bloom® Shopping: Cash-Back Rewards experience, allowing you to shop on your personal computer. Some retailers participate in Fidelity Bloom but do not allow us to use the button to notify you of rewards-earning opportunities. To earn rewards at these select retailers you must shop using the Fidelity Bloom app.
I share my computer. How do I change users to make sure I earn rewards in my Fideltiy Bloom® account?
Just log out of the Fidelity Bloom® Shopping: Cash-Back Rewards site and clear your cache and cookies. This will log out the current user, so a new user can sign up or log in. As a shortcut, you can also click the gear icon on the button and select "log out."
How can I remove the Fidelity Bloom® Shopping: Cash-Back Rewards button?
To turn off the button within the Chrome browser, select "settings" from the right-hand Chrome menu (appears as three vertical dots). Click on "Extension" on the left-hand menu. Then locate the Fidelity Bloom® Shopping: Cash-Back Rewards button and un-select "enabled." The button will remain in your browser but will not activate at store sites.
How can I turn off reminders from Fidelity Bloom® for a specific store?
To turn off reminders for a specific store, select Activation Reminders or Coupon Reminders under the Fidelity Bloom® settings menu. Paste the store's URL in the text box and click save. Next time you log in to that website, you will not receive a reminder.
What are Challenges in Fidelity Bloom®?
Challenges are short educational and interactive activities offered through the Fidelity Bloom® app. They’re designed to help you build habits to spend and save more mindfully so that you can improve your relationship with money. They'll introduce reachable, practical steps you can take with your money to save—and feel—better.
Can I earn money by participating in Challenges or Bootcamps in Fidelity Bloom®?
There is no cash reward for completing Challenges or Bootcamps in Fidelity Bloom®.
Can I share my progress in Fidelity Bloom®?
Fidelity Bloom® does not currently offer a way to share your progress with others.
What are Bootcamps in Fidelity Bloom®?
Bootcamps are collections of Challenges in Fidelity Bloom®. A bootcamp encourages you to explore Challenges that have a similar topic or can help you to build related skills that you can apply in your everyday life.
How can I see my progress in a Bootcamp in Fidelity Bloom®?
Within each Bootcamp in Fidelity Bloom®, users will see the total number of included Challenges, as well as those already completed. You are encouraged to complete all included Challenges within a Bootcamp.
Can I earn money by participating in Challenges or Bootcamps in Fidelity Bloom®?
There is no cash reward for completing Challenges or Bootcamps in Fidelity Bloom®.
What is a Challenge Completion Streak in Fidelity Bloom®?
Your Challenge Completion Streak keeps track of the consecutive weeks you've completed a Challenge in Fidelity Bloom®. To maintain your streak, take at least one Challenge each week. The activity week begins on Monday at 12:00 a.m. ET and ends on Sunday at 11:59 p.m. ET. If you miss a week, your streak will reset and you'll be able to begin tracking your progress again the next time you complete a Challenge. There is no monetary reward for a streak.
What is Round Up in Fidelity Bloom®?
Round Up is a Fidelity Bloom® debit card feature that rounds up your purchase to either a dollar amount ($1–$10) or percentage (1%–10%) that you predetermine and automatically transfers the “spare change” from your Fidelity Bloom Spend account into your Fidelity Bloom Save account. It has a maximum transfer amount of $10 per purchase.
When you sign up with Fidelity Bloom, you’re automatically opted into Round Up. If you close your Fidelity Bloom Save and/or Fidelity Bloom Spend account, Round Up will no longer work.
Can I opt out of Round Up in Fidelity Bloom®?
You may enable or disable Round Up, or update your Round Up amount, at any time. To do so, navigate to Profile & Settings in the Fidelity Bloom® app and tap Round Up. Please allow 1–3 business days for the changes to be reflected in your account.
Why is my Round Up amount in Fidelity Bloom® different than what I expected?
Fidelity Bloom® applies your Round Up settings once per day, during nightly processing. If you change your Round Up settings throughout the day, we’ll apply the most recent settings to all of your purchases for that day.
For example: You make a purchase in the morning with Round Up amount set to 5%. You change your Round Up amount to 8% in the afternoon and make a second purchase in the evening. We’ll apply the most recent Round Up amount (8%) to both transactions during nightly processing.
When will my electronic funds transfer (EFT) arrive in Fidelity Bloom®?
Your money is available to spend in up to 6 business days using electronic funds transfer (EFT) in Fidelity Bloom® due to additional fraud protection.
When will my mobile check deposit arrive in Fidelity Bloom®?
Generally, mobile check deposits in Fidelity Bloom® are available for withdrawal within 4 business days if submitted on a business day prior to 4 p.m. ET and determined to be in good order.
Check deposits are not processed on Saturdays, Sundays, or New York Stock Exchange and bank holidays.
How do I modify or pause automatic transfers in Fidelity Bloom®?
To modify or pause automatic transfers in Fidelity Bloom®, navigate to Profile & Settings, then Recurring Transfers.
Will I be charged an overdraft fee in Fidelity Bloom®?
Fidelity Bloom® doesn't charge overdraft fees. Your bank might, however, so be sure to check their policy. If a transfer is scheduled while your balance is low or overdrawn, we’ll pause it until your balance is restored. If the transfer will cause a potential overdraft, we’ll cancel it.
How do I fund my accounts in Fidelity Bloom®?
You can fund your Fidelity Bloom® accounts via money from your bank account with an electronic funds transfer (EFT) or through a third-party payment app such as Venmo® or PayPal®.
Venmo is a service of PayPal, Inc. Fidelity Investments and PayPal are independent entities and are not legally affiliated.
What is Fidelity’s routing number?
The Fidelity routing number, also known as the ABA number, for electronic funds transfer (EFT) or direct deposit is 101205681. If you’re setting up direct deposit, visit Determine Your Routing and Account Numbers at https://www.fidelity.com/cash-management/deposit-money/determine-routing-and-account-number for more information.
How do I set up direct deposit into Fidelity Bloom®?
To set up direct deposits into a Fidelity Bloom® account, you’ll need to provide your employer with the routing and account numbers of the account you want to the deposits to go into.
Routing number: Fidelity’s routing (ABA) number for electronic funds transfer (EFT) is 101205681.
Account number: Your 17-digit Fidelity account number can be located in the app. To find your account number, tap the Save or Spend tile on your home tab, tap the More menu (3 dots) in the top right of the screen, then tap “View account information.” It will appear as 39900000XXXXXXXXX.
Select “Checking” if your employer asks you to indicate the registration type of the direct deposit account.
For additional information, visit Determine Your Routing and Account Numbers on Fidelity.com.
Fidelity Bloom® Rewards
What is the cents-per-swipe reward in Fidelity Bloom®?
The Fidelity Bloom® app offers a 10-cent reward for each eligible purchase transaction made using your Fidelity Bloom debit card. The reward is automatically deposited into your Fidelity Bloom Save account.
Do I need to enroll to receive the cents-per-swipe reward in Fidelity Bloom®?
You’re automatically enrolled in the cents-per-swipe reward when you sign up with Fidelity Bloom®.
How long will it take to receive the cents-per-swipe reward in Fidelity Bloom®?
Generally, the cents-per-swipe reward will be deposited into your Fidelity Bloom® Save account in 1–3 business days after your debit card purchase transaction has settled. However, debit card transaction settlement times vary.
Can I turn off the cents-per-swipe reward in Fidelity Bloom®?
Currently, Fidelity Bloom® users are unable to disable the cents-per-swipe reward.
Are Fidelity Bloom® rewards taxable?
Incentives and rewards offered through Fidelity Bloom® are considered taxable income. They may be reported through a consolidated 1099. We encourage you to work with a tax professional to address appropriate tax reporting and treatment relating to this feature.
Which transactions are eligible for the cents-per-swipe reward in Fidelity Bloom®?
Purchase transactions are eligible for the cents-per-swipe reward in Fidelity Bloom®. Ineligible transactions include cash withdrawals, returns, reversals, and adjustments.
What is the savings match in Fidelity Bloom®?
Savings match is one of the ways we celebrate your progress and reward you for saving. You might be familiar with how many employers often match a percentage of your retirement contributions. Similarly, Fidelity Bloom®’s savings match is basically “free money” that rewards your good financial habits!
Fidelity Bloom offers an annual match of 10% on up to $300 (max of $30) in eligible deposits made to your Fidelity Bloom Save account. Match rewards are deposited to your Fidelity Bloom Save account. They are based on eligible deposits into your Fidelity Bloom Save account in a calendar year and reset annually. Eligible deposits into your Fidelity Bloom Save account include transfers from outside or other Fidelity accounts, cash-back shopping rewards, and Round Up deposits.
Who is eligible for the savings match reward in Fidelity Bloom®?
All Fidelity Bloom® users are automatically eligible to earn the annual savings match reward once you have opened your Save and Spend accounts. (Note that you cannot opt out of this reward.)
Fidelity Bloom users are unable to opt out of the savings match reward at this time.
What types of deposits are eligible to earn a savings match reward in Fidelity Bloom®?
Generally, any deposits made by you from an external account are eligible, whereas any deposits made by Fidelity Bloom® are ineligible.
Eligible deposit types include: Recurring deposits; cash-back shopping rewards; Round Up deposits; and one-time transfers into Save from Spend, outside accounts, or any of your other Fidelity accounts.
Ineligible deposit types include: Cents-per- swipe rewards, cash offers from Fidelity, Fidelity Bloom savings match deposits, referral bonuses, and any deposits into your Spend account.
When will I get my cash reward for the savings match in Fidelity Bloom®?
We distribute a savings match reward each month.
At the end of each month, we’ll use your settled deposits to calculate how much of the savings match reward you are eligible for. At the beginning of the following month, we’ll automatically deposit those earnings you’re eligible for directly into your Fidelity Bloom® Save account.
For example, if your Save balance includes $300 in eligible deposits on July 31, you'll receive the maximum reward payout for that calendar year in early August. Any additional deposits made throughout the remainder of that calendar year will not be eligible, because you will have already received the maximum reward for that calendar year.
If your Save balance includes $100 in eligible deposits on July 31, you'll receive a payout equal to the match percentage on $100 in early August. You can continue to make eligible deposits, and earn rewards on those deposits, until you’ve reached the total maximum reward payment for that calendar year.
Note that eligible deposits need to be settled in their account in order to be calculated as part of your savings match reward. This can take up to 5 business days, depending on your deposit method. If you cancel the deposit before it settles, it will not count toward your savings match reward earnings.
How long do I have to earn toward the savings match reward in Fidelity Bloom®?
The initial time frame to earn toward this reward in Fidelity Bloom® is from the day you open your accounts until the end of that same calendar year. The opportunity to earn a savings match reward will then renew each year.
So, if you open your accounts on July 1, you'll have from July 1 until December 31 to earn toward your first savings match reward. After that, you'll have from January 1 until December 31 to earn toward your renewed reward.
Where do I need to make deposits to earn toward the savings match reward in Fidelity Bloom®?
Eligible deposits must be made into your Fidelity Bloom® Save account to count toward your savings match reward earnings.
Where will Fidelity deposit my savings match reward earnings in Fidelity Bloom®?
Fidelity will deposit your cash reward directly into your Fidelity Bloom® Save account.
Can I make multiple deposits that add up to $300 to take advantage of the full match in Fidelity Bloom®?
You don't have to deposit all $300 at once; you can make multiple deposits to get the full match in Fidelity Bloom®.
Why does Fidelity use my settled deposits to calculate my reward in Fidelity Bloom®?
Only deposits that are settled in your Fidelity Bloom® Save account are used to consider your savings match earnings. A deposit can take up to 6 business days from initiation to settlement, depending on your deposit method. If you cancel a deposit before it settles, it won’t be used to calculate your savings match rewards.
What is the Fidelity Bloom® Account Opening Introductory offer?
When you open both Fidelity Bloom® Spend and Fidelity Bloom Save accounts, and make your initial deposits equal to at least $50 into one or both of them, we’ll deposit a $100 cash reward into your Fidelity Bloom Save account so long as your initial deposit is made by the close of business on December 11, 2023 and any multiple deposits are made within 7 calendar days of your initial deposit. Fidelity reserves the right to modify the terms and conditions or terminate the offer at any time. Other terms and conditions, and eligibility criteria, apply.
How do I register for the Account Opening Introductory offer in Fidelity Bloom®?
To register for the Account Opening Introductory offer, you must first open both a Fidelity Bloom® Spend and a Fidelity Bloom Save account through the Fidelity Bloom mobile app. Then, make an initial deposit of any amount into either account. by the close of business on December 11, 2023. This will begin your 7-day qualification period.
To redeem the Account Opening Introductory offer, you have the length of the qualification period (7 calendar days) to deposit a total of $50 minimum from an outside financial institution.
Which Fidelity accounts are eligible for the Account Opening Introductory offer in Fidelity Bloom®?
Fidelity Bloom® Spend Account and Fidelity Bloom Save Account are eligible for the offer. Deposits can be made to either account as long as the total deposit amount between the two accounts equals $50 or more, the initial deposit was made by the close of business on December 11, 2023 and the deposits are made within 7 calendar days of your initial deposit. Accounts that are opened with a Fidelity representative or outside of the Fidelity Bloom app are not eligible.
Who is eligible for the Account Opening Introductory offer in Fidelity Bloom®?
New Fidelity Bloom® customers must deposit a total of $50 in their Fidelity Bloom Spend and/or Save accounts to receive the $100 reward. The initial deposit must be made by the close of business on December 11, 2023, to be eligible to receive the $100. Customers who already have an account at Fidelity are still eligible for the $100 reward, provided they meet the necessary requirements. Some individuals may not be eligible, including Fidelity employees, non-US residents, and persons employed by FINRA or a securities organization in a regulatory capacity. The Account Opening Introductory $100 offer is limited to one per customer.
How long do I have to earn the Account Opening Introductory offer in Fidelity Bloom®?
You have 7 calendar days (qualification period) after you make an initial deposit of any amount to meet the offer eligibility criteria in Fidelity Bloom® All initial deposits must be made by the close of business on December 11, 2023..
How much do I have to deposit to earn the Account Opening Introductory offer in Fidelity Bloom®?
You must make a “net deposit” of $50 from an outside financial institution for your qualifying deposit to be eligible for this offer. “Net deposits” shall mean total external deposits or transfers (including cash) minus assets withdrawn or transferred out of the accounts within the 7-day qualification period.
Your $50 deposit can be split in any amount between your Fidelity Bloom® accounts so long as they are made within 7 calendar days of your initial deposit and your initial deposit is made by the close of business on December 11, 2023.
Can I redeem the Account Opening Introductory offer more than once in Fidelity Bloom®?
The Account Opening Introductory offer in Fidelity Bloom® is limited to one offer per customer.
How do I fund my account to make sure I receive the Account Opening Introductory offer in Fidelity Bloom®?
When you open your Fidelity Bloom® accounts, we’ll ask you how you’d like to add funds. You can link a bank account to initiate an electronic funds transfer (EFT).
How much time do I have to fund my accounts to receive the Account Opening Introductory offer in Fidelity Bloom®?
You’ll have 7 calendar days after your initial deposit (qualification period) to fund your accounts with a minimum of $50. Your $50 minimum deposit can be split in any amount between either of your Fidelity Bloom® accounts. All initial deposits must be made by the close of business on December 11, 2023.
When will I receive my reward for the Account Opening Introductory offer in Fidelity Bloom®?
We’ll deposit $100 into your Fidelity Bloom® Save account within 10 calendar days after you meet the eligibility requirements.
As a reminder, to be eligible for the Account Opening Introductory offer, you’ll have 7 calendar days after your initial deposit of any amount (qualification period) to fund your accounts with a minimum of $50. Your $50 minimum deposit can be split in any amount between your Fidelity Bloom accounts. Your initial deposit must be made by the close of business on December 11, 2023.
The total time from becoming eligible for the offer to receiving your cash reward may take up to 17 calendar days.
Do I have to keep my cash reward for the Account Opening Introductory offer at Fidelity in Fidelity Bloom®?
You do not need to keep your cash reward for the Account Opening Introductory offer in Fidelity Bloom® in a Fidelity account. Once the reward is deposited, it is yours to save, spend, or invest however and wherever you wish.
How do I view my Fidelity Bloom® Save and Spend transactions?
You can view your transactions from within the Fidelity Bloom® app. On your home screen, you’ll see a list of transactions broken down into pending and settled transactions. Tap any transaction for more detail.
If you have transactions that involve securities outside of your core account, you may view these transactions on Fidelity.com.
Where can I view my Fidelity Bloom® savings ?
To see a breakdown of your rewards and earnings in Fidelity Bloom®, tap the Rewards tile on your home screen.
How can I see more information about transactions in Fidelity Bloom®?
Transactions can be viewed on your Fidelity Bloom® Save and Spend account screens. Tap the “Save” or “Spend” tiles from the home screen to view a detailed list of your transactions.
How do I know how much I can spend in Fidelity Bloom®?
Your current Fidelity Bloom® Spend balance is displayed under “Cash available” at the top of your Spend home screen.
Where can I view my savings amount in Fidelity Bloom®?
Your current Fidelity Bloom® Save balance is displayed under “Cash available” at the top of your Save home screen.
What is the Fidelity Bloom® gift card cash exchange?
The gift card cash exchange in Fidelity Bloom® works with CardCash to exchange your unwanted gift cards into cash that can be deposited directly into your Fidelity Bloom® Save account.
Who is eligible to use the gift card cash exchange with Fidelity Bloom®?
All Fidelity Bloom® users are eligible to use the gift card cash exchange within the app.
How does the gift card cash exchange work in Fidelity Bloom®?
You can use the gift card cash exchange to exchange unwanted, unexpired gift cards into cash that will be deposited directly into your Fidelity Bloom® Save account. You will receive a cash amount as determined by the gift card vendor in exchange for your gift card.
I still have questions about the gift card cash exchange in Fidelity Bloom®. Where can I get more information?
If you still have questions about the Fidelity Bloom® gift card cash exchange and CardCash, please visit fidelitybloom.cardcash.com/faq