Fidelity Bloom®

Getting started

Changes to Fidelity Bloom

Debit card

  • Can I still use the Fidelity Bloom® debit card?

    You can use the Fidelity Bloom® debit card wherever Visa is accepted. You can also withdraw cash at ATMs worldwide wherever you see the Visa®, Plus®, or Star® logos.

  • What should I do if my Fidelity Bloom® debit card is lost or stolen?

    If your Fidelity Bloom® debit card is lost or stolen, you can place a temporary block on any new withdrawals or purchases by selecting the “Lock card” link next to your card under ”Manage debit cards” (located in “Profile and Settings”). However, recurring transactions, returns, and credit adjustments will still be allowed while your card is locked. You may unlock your card at any time.

    If you notice unauthorized transactions, please call Fidelity Debit Card Services immediately at 800-323-5353. Representatives are available24 hours a day, 7 days a week, including holidays.

  • How do I activate my Fidelity Bloom® debit card?

    You can activate your Fidelity Bloom® debit card at fidelitydebitcard.com, or through the app or on Fidelity.com by tapping "Manage debit cards" under “Profile and Settings."

    Orders for new debit cards are subject to a minimum balance of $250 available to withdraw. To view your balance, navigate to Fidelity.com and select the Balance tab within your account. For more information, contact Customer Service at 800-343-3548.
  • Is the Fidelity Bloom® debit card safe?

    The Fidelity Bloom® debit card includes transaction alerts, card locks, and fraud text alerts. To sign up for fraud alerts, visit Fidelity.com/cash-management/help-center/debit-card/alerts.

    To learn more about debit card security, visit Fidelity.com/cash-management/help-center/debit-card/security.

  • Are my ATM fees reimbursed in Fidelity Bloom®?

    ATM fees are not reimbursed when you make withdrawals using the Fidelity Bloom® debit card.

  • Does my Fidelity Bloom® debit card have limits?

    Yes, there are limits for your Fidelity Bloom® debit card. You can view your daily spending limit and remaining balance associated with your debit card under “Manage debit cards.” Your daily limit will reset each day at midnight ET. Your daily spending limit is subject to the “Available to withdraw” balance in your account and specific daily transaction limits, which are not shown.

  • Is there a daily limit to the number of Fidelity Bloom® debit card transactions I can make?

    There is a transaction limit of 15 purchases per day for the Fidelity Bloom® debit card. To view other transaction limits, navigate to "Profile & Settings" and tap "Manage debit cards."

  • Who issues the Fidelity Bloom® debit card?

    The Fidelity Bloom® debit card is issued by Leader Bank and the debit card program is administered by BNY Mellon Investment Servicing Trust Company.

    These entities are not affiliated with each other or with Fidelity, although, the parent company of Fidelity has a minority percentage, noncontrolling interest in Leader Bank. Visa is a registered trademark of Visa International Service Association, and is used by Leader Bank pursuant to a license from Visa U.S.A. Inc.

  • Why are my Fidelity Bloom® debit card purchases rounded up?

    By using the Fidelity Bloom® debit card, you’re automatically enrolled in our Round Up feature. The difference between the cost of your purchase and either a dollar amount ($1—$10) or a percentage (1%—10%) that you predetermine will be automatically transferred from your Fidelity Bloom Spend account to your Fidelity Bloom Save account every time you use your debit card.

Challenges

Money Movement

  • When will my electronic funds transfer (EFT) arrive in Fidelity Bloom®?

    Your money won't be immediately available using electronic funds transfer (EFT) in Fidelity Bloom®. It may take several days to process the transfer. We're grateful for your patience while we validate your funds transfer.

  • When will my mobile check deposit arrive in Fidelity Bloom®?

    When you make a mobile check deposits in Fidelity Bloom® the funds may not be available for several days.

    Check deposits are not processed on Saturdays, Sundays, or New York Stock Exchange and bank holidays.

  • How do I modify or pause automatic transfers in Fidelity Bloom®?

    To modify or pause automatic transfers in Fidelity Bloom®, navigate to Profile & Settings, then Recurring Transfers.

  • Will I be charged an overdraft fee in Fidelity Bloom®?

    Fidelity Bloom® doesn't charge overdraft fees. Your bank might, however, so be sure to check their policy. If a transfer is scheduled while your balance is low or overdrawn, we’ll pause it until your balance is restored. If the transfer will cause a potential overdraft, we’ll cancel it.

  • How do I fund my accounts in Fidelity Bloom®?

    You can fund your Fidelity Bloom® accounts via money from your bank account with an electronic funds transfer (EFT), with a transfer from another Fidelity account, or through a third-party payment app such as Venmo® or PayPal®.

    Venmo is a service of PayPal, Inc. Fidelity Investments and PayPal are independent entities and are not legally affiliated.

  • What is Fidelity’s routing number?
    The Fidelity routing number, also known as the ABA number, for electronic funds transfer (EFT) or direct deposit is 101205681. If you’re setting up direct deposit, visit Determine Your Routing and Account Numbers at https://www.fidelity.com/cash-management/deposit-money/determine-routing-and-account-number for more information.
  • How do I set up direct deposit into Fidelity Bloom®?

    To set up direct deposits into a Fidelity Bloom® account, you’ll need to provide your employer with the routing and account numbers of the account you want to the deposits to go into.

    Routing number: Fidelity’s routing (ABA) number for electronic funds transfer (EFT) is 101205681.

    Account number: Your 17-digit Fidelity account number can be located in the app. To find your account number, tap the Save or Spend tile on your home tab, tap the More menu (3 dots) in the top right of the screen, then tap “View account information.” It will appear as 39900000XXXXXXXXX.

    Select “Checking” if your employer asks you to indicate the registration type of the direct deposit account.

    For additional information, visit Determine Your Routing and Account Numbers on Fidelity.com.

  • Can I move money from a Fidelity for University account to my other Fidelity accounts?

    You can move money from your Fidelity for University accounts to Fidelity Individual accounts, Traditional IRAs, Roth IRAs, and Rollover IRAs.

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