Fidelity® Dividend Income Strategy

This separately managed account (SMA) seeks to provide long-term growth and dividend income, with potentially less volatility than the U.S. stock market, and looks to boost after-tax returns in taxable accounts.4

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Potential for long-term growth and dividend income with potentially less volatility than the U.S. stock market.


Ongoing tax-management with the potential for year-round tax-loss harvesting opportunities and other tax-smart investing techniques available in taxable accounts.4


Active investment process emphasizing diversification and growth potential is driven by in-depth research that leverages our experience, discussions with corporate leaders, proprietary tools, and global presence.

Types of investments

Primarily higher-quality dividend-paying equity stocks1 within the S&P 500® Index


Investment strategy

Focuses on higher-quality dividend-paying stocks that have the potential to sustain and grow dividends over time


Minimum investment



Annual Advisory Fee


(varies based on total assets invested)

FAQs: Fidelity® Dividend Income Strategy

  • How can this strategy help me meet my goals?

    This strategy is generally focused on higher‐quality dividend‐paying1 stocks that seek to deliver long‐term growth of capital and dividend income greater than the S&P 500 Index, with the potential for less volatility than the U.S. stock market.

  • Who manages my money?

    Fidelity Personal and Workplace Advisors LLC (FPWA), has engaged Strategic Advisers LLC, a registered investment adviser and a Fidelity Investments company, to provide the day-to-day discretionary portfolio management of Fidelity Dividend Income Strategy accounts, including investment selection and trade execution, subject to FPWA's oversight.

  • What kind of investments can I expect in my account?

    This strategy will generally contain higher-quality, dividend-paying, U.S.-oriented equity stocks within the S&P 500 Index.1

  • How are the investments chosen for my account?

    Strategic Advisers LLC will make investment decisions for Fidelity® Strategic Disciplines equity accounts based on a range of factors, including a particular security's risk and return characteristics and a desire to build a portfolio aligned to your selected strategy.

  • Can I choose my own investments?

    You may not direct the purchase or sale of individual investments in your Fidelity® Strategic Disciplines account. By enrolling in a managed account service like Fidelity® Strategic Disciplines you turn the day-to-day management of your investments over to a team of investment professionals. However, you are entitled to place reasonable restrictions on the management of your account, such as limitations on industries or individual companies from the stocks we'll consider when building your portfolio.

  • Can I add funds to my account?

    Yes, you can add funds at any time.

  • Can I withdraw funds from my account?

    Yes, there are several ways to access your funds, including scheduled withdrawals.

  • How much do I need to open an account?

    The minimum funding amount is $100,000.2 Accounts can be funded with a check, bank wire, an exchange purchase from an existing Fidelity account, or a transfer of eligible assets from an account at another institution.

  • How much does it cost?

    Gross advisory fees range from 0.30% to 0.70% based on account balance.3

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