Universal life insurance

Leave your loved ones a lasting legacy.

Lifetime coverage to help you transfer your wealth

Universal life insurance can provide lifetime coverage in the form of a death benefit to protect your family or business from financial loss if something were to happen to you, or you and your spouse. This insurance payout is typically federal income tax-free,1 transferred separately from the rest of the estate, and can be a good choice for transferring wealth.

Universal life insurance coverage features

We make universal life insurance available through the highly-rated2 Massachusetts Mutual Life Insurance Company (MassMutual), which means that you can find the right coverage that you can rely on.

Available products MassMutual UL GuardSM MassMutual SUL GuardSM
May be appropriate for Someone looking to provide income replacement for dependents, liquidity for their estate, or to transfer wealth Two people looking to maximize wealth transfer to beneficiaries after they both die
Age availability 18–85 18–85
Coverage minimums $50,000 $100,000
Premium payment options3 Pay once or in installments

Learn more about life insurance

Why choose Fidelity

We have your back

Fidelity works with a highly rated2 insurance provider with an extensive history of serving clients.

We provide a service, not just a sale

We know that insurance can be confusing, so we will help you understand what option best fits your needs—not push you to make a purchase.

We're in this together

Our professionals will work with you so that insurance is part of your overall financial plan.

Have questions?

Talk to a Fidelity financial professional

Call 866-616-0220

Visit us in person

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