Living Well, Aging Well

Finances are only one part of a comprehensive life plan. Use these questions to help you strategize more broadly about your future wellness.

Health & Wellness

  • What kinds of health and wellness activities (walking, yoga, group exercise class) do you regularly do?
  • Do you practice meditation or similar techniques for relaxation and stress management?
  • What medications or supplements do you take?
  • How much do you know about health conditions that run in your family? What about in your spouse's/partner's family?
  • How active and varied is your social life?

Next steps


  • Do you and a loved one work together on daily money management (budgeting, bill paying, and banking)?
  • How do you organize your financial records/account information?
  • Could your loved ones easily access this information if they needed to?
  • Have you estimated your retirement costs of living (e.g., health care, caregiving, home maintenance, supplemental services, etc.)?

Next steps


  • Who might you become physically or financially responsible for?
  • Do your financial plans have the flexibility to allow you to care for someone else?
  • Do you have a strategy in case of unplanned early retirement?
  • Are you familiar with the steps involved in assuming responsibility for someone else's finances?
  • Who would become physically or financially responsible for you in the event that either you or your spouse needed help?
  • Have you discussed with loved ones what your wishes are if you become unable to live independently?

Next steps


  • Do you have current and complete copies of:
    • Health Insurance Portability and Accountability Act (HIPAA) authorization form
    • Health care proxy
    • Will or testament
    • Living will
    • Power of Attorney (POA) paperwork
  • Could your loved ones easily access these documents on your behalf?
  • If something were to happen to you, would a family member or loved one know where to find these documents:
    • Bank and credit card statements
    • Documents related to home, auto, or life insurance
    • Deeds to property, car title, mortgage
    • Important personal documentation (birth certificates, Social Security cards)
    • Divorce settlements
    • Tax returns

Next steps