Retirement

Smart, focused guidance on all aspects of retirement planning and spending.

Saving for Retirement

  • How to tell if you’re ready to take the leap

    As you near retirement, you have to have an accurate sense of where you stand financially to make the right decisions. That means you'll have to crunch the numbers to come up with a retirement budget and make course corrections if necessary.
  • Getting over your fear of spending in retirement

    Many retirees are wary of overspending money from their Social Security, pensions and savings accounts. Consider these prudent ways to enjoy the money you accumulated.
  • Why monthly income budgeting is important

    Retirement savers have to combat both the illusion of wealth and the illusion of poverty. It's not about the total sum you have saved but how that fits in with your retirement budget.
  • Smart steps to boost retirement savings

    Whether you are very confident or not very confident about how much retirement savings you'll need, here's what you can do make sure you live comfortably.

401(k)

  • A decade-by-decade guide for retirement planning

    Investing to grow your retirement savings is a long-term project, and the earlier you begin the better. Here’s a guide to help you as from starting out to retirement.
  • FAQs – and answers – about 401k plans

    A 401(k) provides a great way to save for retirement, but it comes with a lot of rules. Here are answers to some of the most frequently asked questions about the retirement savings plans.
  • Why couples should work like a team

    Couples mostly save for retirement in individual accounts but when it comes to planning, it's better done as a team that considers the household portfolio together.
  • 10 steps to an early retirement

    Would-be retirees face more headwinds these days with fewer companies offering pensions and rock-bottom interest rates. Still, many people have found ways to retire early and you can too.

Getting Ready to Retire

Living in Retirement

  • Find your ideal withdrawal rate in retirement

    It can be challenging to strike a balance between withdrawing too much money from your portfolio in retirement, and withdrawing too little. The 4% rule provides a good guide, but you need to dig a little deeper.
  • 12 FAQs about Medicare

    Medicare is an important safety net for retirees, but it can be complex. Since there's a lot at stake (and if you need to get up to speed) here are answers to a dozen commonly asked questions.
  • Top 10 states to live in when you retire

    Think you know the state where you want to retire? Before you decide, consider the cost of living, weather, health care, crime, taxes, and other cultural amenities important to retirees.
  • Smart steps to boost retirement savings

    Whether you are very confident or not very confident about how much retirement savings you'll need, here's what you can do make sure you live comfortably.