Retirement
Recently featured retirement planning and spending articles, selected by our financial news editors
News Article
Some steps you can take to maximize your Social Security benefits
- By Neal Templin,
- Barron's
- - 09/06/2022
Even for families with higher income, Social Security can be a key part of retirement. If you want to make the most of it, these four strategies might be able to help.
News Article
Protecting your nest egg from inflation if you’re close to retirement
- By Scott Ward,
- U.S. News & World Report
- - 08/19/2022
Investors who’ve pulled out during previous bouts of volatility may have a history of missing out on future returns. Here are some strategies for shielding yourself now.
News Article
If you get a call from ‘the government,’ it’s most likely a scam
- By Elaine Silvestrini,
- Kiplinger
- - 08/11/2022
The callers say they’re from the IRS, Social Security or the FBI, and they want your personal info or money. Here’s why you should hang up every time.
News Article
How higher-income earners can still contribute to a Roth IRA
- By AMY FONTINELLE,
- Investopedia
- - 07/05/2022
Thanks to a tax loophole, you can make indirect Roth contributions if you earn too much money to qualify for the direct approach. Here’s a backdoor Roth IRA works.
News Article
If you’re a senior, be on the lookout for these local tax breaks
- By Glenn Ruffenach,
- The Wall Street Journal
- - 08/04/2022
Unfortunately, many municipalities don’t have the resources to make their residents aware of tax relief they may be entitled to. Here’s how to start looking on your own.
Saving for Retirement
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How a spousal IRA can help married couples build their wealth
Under certain circumstances, a working partner can open an individual retirement account for a non-working spouse, which can make a real difference for their retirement. -
A tax-smart strategy for leaving money to charities using an IRA
If you want to make donating to charities part of your estate plan, you might consider giving them assets from your individual retirement account to help save on taxes. -
Take advantage of these money-saving perks as you get older
From senior discounts to Social Security payments to tax deductions, there are advantages to aging. Here are nine important benefits to look out for. -
In a down market, you still may want to let your Social Security max out
To make up for portfolio losses, it sounds like taking your benefits earlier than later could provide an offset. Here’s why you might want to rethink that.
401(k)
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Beyond bonds and dividends: How to draw income from your retirement
Creating a paycheck in retirement isn’t just about collecting stock dividends and bond interest. But selling stocks to cover living expenses in a volatile market can be fraught. -
Here’s what happens to your Social Security benefits when you ‘unretire’
A lot of people who decided to call it quits are reconsidering that decision. This is what you should know about your Social Security before you go back to work. -
Why it’s so important to add beneficiaries to all your accounts
Many financial institutions don’t automatically ask you to name someone who will take over your assets if you die. That’s why you need to take the initiative. -
How you might run out of money in retirement and how to prevent it
It’s one of a retiree’s biggest fears, and it’s legit. Your nest egg could run out if you’re not careful, but there are still many ways to keep that from happening.
Getting Ready to Retire
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Beyond bonds and dividends: How to draw income from your retirement
Creating a paycheck in retirement isn’t just about collecting stock dividends and bond interest. But selling stocks to cover living expenses in a volatile market can be fraught. -
How a spousal IRA can help married couples build their wealth
Under certain circumstances, a working partner can open an individual retirement account for a non-working spouse, which can make a real difference for their retirement. -
Some steps you can take to maximize your Social Security benefits
Even for families with higher income, Social Security can be a key part of retirement. If you want to make the most of it, these four strategies might be able to help. -
A tax-smart strategy for leaving money to charities using an IRA
If you want to make donating to charities part of your estate plan, you might consider giving them assets from your individual retirement account to help save on taxes.
Living in Retirement
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Social Security recipients could see their largest cost-of-living adjustment since 1981
Thanks to high inflation this year, Social Security benefits are forecast to increase 8.8% in 2023. Here are the calculations behind the latest estimates. -
Beyond bonds and dividends: How to draw income from your retirement
Creating a paycheck in retirement isn’t just about collecting stock dividends and bond interest. But selling stocks to cover living expenses in a volatile market can be fraught. -
When downsizing in retirement can cost more than you expected
Many older homeowners opt for a smaller residence to make living easier. Before you put your home on the market, though, make sure it’s ready to go. -
How a spousal IRA can help married couples build their wealth
Under certain circumstances, a working partner can open an individual retirement account for a non-working spouse, which can make a real difference for their retirement.
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