Retirement
Smart, focused guidance on all aspects of retirement planning and spending.
News Article
Roth IRA limits for 2019: A comprehensive guide
- By Barbara Whelehan,
- Bankrate.com
- - 02/22/2019
Thanks to raised limits this year, you can now contribute more than ever to a Roth IRA. Follow this thorough guide to see how much you qualify for, based on your filing status and income.
Infographic
How 11 types of retirement income get taxed
- By Sandra Block,
- Kiplinger
- - 03/01/2019
Do yourself a favor before you retire and take a look at the federal income taxes you’re likely to face on 11 common sources of retirement income.
Infographic
How much money you need to save for retirement
- By Glenn Ruffenach,
- The Wall Street Journal
- - 02/10/2019
At its simplest, a nest egg helps cover your living expenses in later life. Investment adviser William Bernstein recommends that most people plan to save for about 25 years of residual living expenses.
News Article
Know the rules when you sign up for Medicare
- By Mark Miller,
- The New York Times News Service
- - 01/31/2019
There are many complexities that accompany Medicare, and failing to understand them can cost you. Here are a number of situations that can lead to expensive errors and how you can avoid them.
Saving for Retirement
-
Using reverse mortgages as a retirement planning tool
Though the upfront costs of reverse mortgages can be steep when used judiciously, they can be a valuable tool in retirement. -
The risks behind a guaranteed paycheck for life
A product that guarantees income for life is an attractive retirement option, but there are other considerations when looking at annuities. -
Why it matters when you start tapping your IRA
Here’s what you need to know about IRA required minimum withdrawal rules to do it right. -
An idea to improve 'target' funds
The popular retirement-plan funds could do even better if they adjusted automatically for stock-market risk, a new study says.
401(k)
-
10 effective ways to save for retirement
Saving for retirement can be overwhelming, but it doesn't have to be. Here are 10 suggestions for efficiently saving for the future. -
How investors can still save at tax time
As April 15 gets closer, it’s a good time to review your finances and still find ways to trim your 2018 tax bill, even under the new rules. Consider these five strategies that you may be able to use now. -
Interested in a Roth 401(k)? Here's how they work
Answers to the most important questions about the Roth 401(k). -
Kickstart your kid’s retirement with a Roth IRA
One of the best ways to ensure your child’s financial future is to start them saving for retirement early with a Roth IRA – especially since they’re probably paying very little taxes on their earned income.
Getting Ready to Retire
-
Perks for older workers are the next big workplace trend
Workplaces terrified of losing experienced employees are pulling out all the stops to keep their Baby Boomers. -
Interested in a Roth 401(k)? Here's how they work
Answers to the most important questions about the Roth 401(k). -
10 great places to retire abroad
Thinking about retiring abroad? These 10 overseas destinations are ranked highly by multiple websites. Here's an interactive overview of what makes these countries so appealing. -
A plan to help older workers who are losing their jobs
New programs that prevent U.S. workers from being pushed out of their jobs before they choose to retire could have widespread benefits.
Living in Retirement
-
Factoring inflation into your retirement
At some level, rising inflation could pose a threat to your nest egg after you retire. But there are some rules of thumb to follow that can help you prepare and lessen the chance of any surprises. -
Interested in a Roth 401(k)? Here's how they work
Answers to the most important questions about the Roth 401(k). -
Why some retirees are returning to work
The list of motivations retirees cite for going back to work is long, but many of the reasons transcend income. -
Estimating your Social Security income
Before you retire, predicting how much you’ll get from Social Security can be difficult. But you can familiarize yourself with how it will be calculated and get a better sense for your future budget.
About FICS
Fidelity Interactive Content Services (FICS) is a team of financial journalists that curates content from leading 3rd-party publishers.
Fidelity Viewpoints®
Links provided by Fidelity Brokerage Services
Viewpoints articles provide Fidelity's perspective on retirement, investing and other financial topics.
Content for this page, unless otherwise indicated with a Fidelity pyramid logo, is published or selected by Fidelity Interactive Content Services LLC ("FICS"), a Fidelity company with main offices in New York, New York. All Web pages that are published by FICS will contain this legend. FICS was established to present users with objective news, information, data and guidance on personal finance topics drawn from a diverse collection of sources including affiliated and non-affiliated financial services publications. Content selected and published by FICS drawn from affiliated Fidelity companies is labeled as such. FICS selected content is not intended to provide tax, legal, insurance or investment advice and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by any Fidelity entity or any third-party. Quotes are delayed unless otherwise noted. FICS is owned by FMR LLC and is an affiliate of Fidelity Brokerage Services LLC. Terms of use for Third-Party Content and Research.
These links are provided by Fidelity Brokerage Services LLC ("FBS") for educational and informational purposes only. FBS is responsible for the information contained in the links. FICS and FBS are separate but affiliated companies and FICS is not involved in the preparation or selection of these links, nor does it explicitly or implicitly endorse or approve information contained in the links.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.
