Retirement

Recently featured retirement planning and spending articles, selected by our financial news editors

Saving for Retirement

  • Taking Social Security at 62 vs. waiting

    Holding off on claiming Social Security past your full retirement age could get you an 8% increase in your benefit. If you can afford the wait, it might make better sense.
  • Early Social Security and survivors’ benefits

    If you’re married and start taking Social Security early, you may wonder how it affects your survivor benefits if your partner dies before you. Here are a few things to know.
  • Renting or buying in retirement

    Many older Americans believe that owning a home is better than renting. But there may be times when the latter makes more sense. Here are the pros and cons of each.
  • A flexible way to make your nest egg last

    Conventional retirement wisdom tells us to take a set 4% out of our retirement savings each year to ensure they last. Today’s market, though, may require you to bend a little.

401(k)

  • How to avoid hardship withdrawal penalties

    Retirement accounts such as a 401(k) or an IRA allow you to take hardship or early withdrawals from your account. Here's how hardship withdrawals work and some ways to avoid penalties for using them.
  • How to avoid hardship withdrawal penalties

    Retirement accounts such as a 401(k) or an IRA allow you to take hardship or early withdrawals from your account. Here's how hardship withdrawals work and some ways to avoid penalties for using them.
  • A guide to how RMD rules work

    Most retirees will be faced with required minimum distributions from their 401(k)s or IRAs. Here’s how to get up to speed on how they work and the mistakes to avoid.
  • Maximizing your retirement withdrawals

    One you’ve retired, you’ll face a slew of rules on how much of your nest egg you can access without penalty. These three strategies can help make the most of your drawdowns.

Getting Ready to Retire

  • Taking Social Security at 62 vs. waiting

    Holding off on claiming Social Security past your full retirement age could get you an 8% increase in your benefit. If you can afford the wait, it might make better sense.
  • Early Social Security and survivors’ benefits

    If you’re married and start taking Social Security early, you may wonder how it affects your survivor benefits if your partner dies before you. Here are a few things to know.
  • Living single and happy in retirement

    Many retirees don’t have a partner or children to rely on. If you’re one of these ‘solo seniors,’ here are a few strategies that can help you make the most of aging alone.
  • Keeping older Americans in their homes

    The pandemic has made many senior citizens reconsider going into a nursing home, but communities still have a long way to go to take care of those who want to stay put.

Living in Retirement