Retirement

Smart, focused guidance on all aspects of retirement planning and spending.

Saving for Retirement

  • Saving for retirement in your 40s (It's not too late)

    It's best to start saving for retirement in your 20s or 30s, but if you've reached 40 don't give up hope. It's not too late to begin savings habits that will pay off once you reach retirement age.
  • How to jump-start your savings strategy

    If you're afraid you're falling behind on your retirement savings, here are a few questions you should ask yourself to make sure you're on track for the new year.
  • Trying to solve the retirement savings problem

    In the decade since lawmakers last overhauled the retirement-savings system, assets in 401(k) plans have surged, but savings and participation rates remain inadequate. Some proposals to fix that are gaining ground.
  • What the rally means for retirees

    If you're in or near retirement and the surge in stocks is making you nervous, here's an idea: Take some profits and put the funds to work in beaten-up parts of the market.

401(k)

  • Saving for retirement in your 40s (It's not too late)

    It's best to start saving for retirement in your 20s or 30s, but if you've reached 40 don't give up hope. It's not too late to begin savings habits that will pay off once you reach retirement age.
  • How to jump-start your savings strategy

    If you're afraid you're falling behind on your retirement savings, here are a few questions you should ask yourself to make sure you're on track for the new year.
  • How different types of retirement income are taxed

    One of the biggest mistakes retirees make when calculating their expenses is forgetting how big a bite taxes can take. How you tap your accounts can make a difference in your tax tab.
  • Trying to solve the retirement savings problem

    In the decade since lawmakers last overhauled the retirement-savings system, assets in 401(k) plans have surged, but savings and participation rates remain inadequate. Some proposals to fix that are gaining ground.

Getting Ready to Retire

Living in Retirement

  • How different types of retirement income are taxed

    One of the biggest mistakes retirees make when calculating their expenses is forgetting how big a bite taxes can take. How you tap your accounts can make a difference in your tax tab.
  • Retired and still paying back student loans

    More people over 65 are dealing with student loan debt than ever before, according to a new government report. Some who have had their wages garnished for years now face reduced Social Security payments.
  • Why early retirement can be hard work

    While early retirement and a life of leisure may sound like the stuff of daydreams, the reality can be jarring for people who are used to being busy – and important -- and now find themselves searching for meaning.
  • Pension lump sum or annuity? How to decide

    Deciding whether to take a pension payout all at once or in traditional monthly payments can be complex. First you have to review the pros and cons, then decide which is best for you.