• Print
  • Default text size A
  • Larger text size A
  • Largest text size A

Retirement

Smart, focused guidance on all aspects of retirement planning and spending.

Saving for Retirement

  • How to add a lifetime income stream

    Should you invest your retirement savings in an immediate annuity? Here's what you should know, plus two strategies to consider.
  • 3 rules for empty-nest splurges

    Raising kids is expensive. So when they've all flown the nest, it's understandable to feel the urge to splurge on yourself. And that's OK, as long as you don't jeopardize your retirement.
  • 5 investments to make before age 40

    Here's a look at five investments you need to think seriously about before your 40th birthday.
  • When it's OK to tap your IRA

    Tax laws on early IRA distributions are tough. But if you need the cash, can you get to it without incurring Uncle Sam's tax wrath? In some instances, the answer is yes.

401(k)

  • 3 'healthy habits' for your HSA

    Health savings accounts pay for out-of-pocket medical costs, as well as qualified medical expenses now and in retirement. Get the most value out of your HSA with these three strategies.
  • Money moves for a happier retirement

    A slew of surveys of pre-retirees and retirees shows mixed feelings about retirement. These four steps to happier golden years were gleaned from the mix.
  • How to avoid outliving your nest egg

    While conventional wisdom says 4% is the magic retirement withdrawal figure, some experts suggest it's not a one-size-fits-all strategy. Here's how to determine what works best for you.
  • Pay off mortgage early? Do this first

    You can save tens of thousands of dollars in interest payments by paying off your mortgage early. But before you decide to do so, here are four financial tasks you should tackle first.

Getting Ready to Retire

  • Money moves for a happier retirement

    A slew of surveys of pre-retirees and retirees shows mixed feelings about retirement. These four steps to happier golden years were gleaned from the mix.
  • Costly retirement mistakes Gen X'ers are making

    Generation X retirement savings are falling short, according to a survey of the 36- to 49-year-olds. Here are seven common mistakes they are making, and advice for getting back on track.
  • What to know about money at your age

    Staying on track financially requires checking in every so often to be sure you're meeting goals and anticipating your needs at each life stage. Here's a guide for your 50s, 60s and 70s.
  • How to fund a Roth IRA through a 401(k)

    If your plan allows, you can put additional dollars into a traditional 401(k) on an after-tax basis and then roll that to a Roth IRA when you leave the company. Here's how.

Living in Retirement

  • How to add a lifetime income stream

    Should you invest your retirement savings in an immediate annuity? Here's what you should know, plus two strategies to consider.
  • Will an inheritance help you retire?

    While many Americans have high hopes for an inheritance to help them in their own retirement, they should be prepared for disappointment. A new study shows many parents would like to spend it all.
  • Retirees go for less in Social Security

    Growing numbers of workers expect to rely heavily on Social Security in retirement, but almost three-quarters of current retirees are opting to receive reduced benefits.
  • 10 worst states for retirement

    Where to live in retirement is a big decision involving many factors -- proximity to family, taxes, things to do. But some states are better for your golden years than others. Here are 10 states that may not be optimal for retirement.
close

Published by Fidelity Interactive Content Services

Content for this page, unless otherwise indicated with a Fidelity pyramid logo, is published or selected by Fidelity Interactive Content Services LLC ("FICS"), a Fidelity company with main offices in New York, New York. All Web pages that are published by FICS will contain this legend. FICS was established to present users with objective news, information, data and guidance on personal finance topics drawn from a diverse collection of sources including affiliated and non-affiliated financial services publications and FICS-created content. Content selected and published by FICS drawn from affiliated Fidelity companies is labeled as such. FICS selected content is not intended to provide tax, legal, insurance or investment advice and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by any Fidelity entity or any third-party. Quotes are delayed unless otherwise noted. FICS is owned by FMR LLC and is an affiliate of Fidelity Brokerage Services LLC. Terms of use for Third-Party Content and Research.
close

Links provided by Fidelity Brokerage Services

fidelity-fbs-iconThese links are provided by Fidelity Brokerage Services LLC ("FBS") for educational and informational purposes only. FBS is responsible for the information contained in the links. FICS and FBS are seperate but affiliated companies and FICS is not involved in the preparation or selection of these links, nor does it explicitly or implicitly endorse or approve information contained in the links.
Content for this page, unless otherwise indicated with a Fidelity pyramid logo, is published or selected by Fidelity Interactive Content Services LLC ("FICS"), a Fidelity company with main offices in New York, New York. All Web pages that are published by FICS will contain this legend. FICS was established to present users with objective news, information, data and guidance on personal finance topics drawn from a diverse collection of sources including affiliated and non-affiliated financial services publications and FICS-created content. Content selected and published by FICS drawn from affiliated Fidelity companies is labeled as such. FICS selected content is not intended to provide tax, legal, insurance or investment advice and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by any Fidelity entity or any third-party. Quotes are delayed unless otherwise noted. FICS is owned by FMR LLC and is an affiliate of Fidelity Brokerage Services LLC. Terms of use for Third-Party Content and Research.
fidelity-fbs-iconThese links are provided by Fidelity Brokerage Services LLC ("FBS") for educational and informational purposes only. FBS is responsible for the information contained in the links. FICS and FBS are seperate but affiliated companies and FICS is not involved in the preparation or selection of these links, nor does it explicitly or implicitly endorse or approve information contained in the links.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.