Retirement

Smart, focused guidance on all aspects of retirement planning and spending.

Saving for Retirement

  • Your Social Security payments will still come

    The Social Security Administration wants Americans to know they’ll still get their benefits, and it’s warning recipients to be on the lookout for potential scammers as well.
  • Volatility, risk and your retirement

    Every saver has been shaken by the recent market plunge, but it's especially acute if you're close to retiring or already there. These strategies can help you make the right choices.
  • Tapping your Roth IRA for emergency cash

    For those who need emergency cash to cover your expenses, here are some strategies for securing emergency money from a popular retirement account — the Roth IRA — to help keep you afloat through tough times.
  • Don't let the Bear Market derail your retirement

    If you're not currently drawing down your portfolio, a string of bad market years won't hurt you—as long as they're followed by some big up years. Here's how to protect your retirement portfolio from being devastated by a market downturn.

401(k)

Getting Ready to Retire

  • Your 401(k) may be better off this go-round

    During the last market crash, certain target-date portfolios plunged by a third. Since then, the industry has learned a few lessons and funds may hold up better.
  • Protecting your retirement in a downturn

    If you’re retired or close to it, you may be wondering how you’re going to pay your bills after this market crash. Here are some strategies for navigating through it.
  • To rent or buy in retirement

    If you’re thinking of moving or downsizing after you retire, you may also consider renting instead of owning your home. Here are the pros and cons of each.
  • Retiring into a precarious market

    If you're on or around retirement age, you may be feeling nervous about your nest egg right now. Here are some strategies that can help ease your fears.

Living in Retirement

  • Your 401(k) may be better off this go-round

    During the last market crash, certain target-date portfolios plunged by a third. Since then, the industry has learned a few lessons and funds may hold up better.
  • Protecting your retirement in a downturn

    If you’re retired or close to it, you may be wondering how you’re going to pay your bills after this market crash. Here are some strategies for navigating through it.
  • Make wellness work in retirement

    There's scientific proof that physical and mental exercise can help slow your rate of decline as you get older. Follow these steps to get started down the path to better health.
  • To rent or buy in retirement

    If you’re thinking of moving or downsizing after you retire, you may also consider renting instead of owning your home. Here are the pros and cons of each.