Retirement

Smart, focused guidance on all aspects of retirement planning and spending.

Saving for Retirement

401(k)

  • The benefits of 401(k) catch-up contributions

    If you're 50 or older, there's good news: You're eligible to contribute more money to your 401(k) plan. The tax benefits can also be big. Here's how to make the most of it.
  • Saving for your parents’ old age

    It’s hard enough saving for your own retirement, but a new study shows many people are worried about how they’re going to take care of older parents too.
  • Employers match student loan payments with 401(k)

    Many workers with student loans postpone saving for retirement. Now, a handful of companies are trying to prevent them from falling behind on retirement savings by matching their student-loan repayments with contributions to a 401(k) plan.
  • Close to retirement, but you're still short

    It can happen: You're in your 60s, but you've realized you still don't have enough saved to retire comfortably. Here are some suggestions for how to play catch-up.

Getting Ready to Retire

  • The impact of rising Medicare costs

    The cost of Medicare is set to jump next year. Since premiums come out of your Social Security benefits, that could shrink how much you collect.
  • The benefits of 401(k) catch-up contributions

    If you're 50 or older, there's good news: You're eligible to contribute more money to your 401(k) plan. The tax benefits can also be big. Here's how to make the most of it.
  • Relocating to lower your taxes in retirement

    There's no question that moving to a low-tax state from a high one can save money. But there are many other factors to consider before you start packing your bags.
  • Saving for your parents’ old age

    It’s hard enough saving for your own retirement, but a new study shows many people are worried about how they’re going to take care of older parents too.

Living in Retirement

  • Choose your adventure in retirement

    Not all retirees want to go on a cruise, and many are opting for a little more excitement. ‘Adventure’ takes many forms, though. Here’s how to decide what’s right for you.
  • Relocating to lower your taxes in retirement

    There's no question that moving to a low-tax state from a high one can save money. But there are many other factors to consider before you start packing your bags.
  • Factoring a mortgage into your retirement

    Many experts advise paying your mortgage off before you retire. But sometimes a little debt can be a good thing. Here’s when it might make sense.
  • Choosing the right Medigap plan

    Medicare covers a lot, but it doesn’t cover everything. A Medigap policy is extra insurance that can help pay for extra costs. Here’s how to find the right plan for you.