• Print
  • Default text size A
  • Larger text size A
  • Largest text size A

Retirement

Smart, focused guidance on all aspects of retirement planning and spending.

Saving for Retirement

  • How to manage spending in retirement

    How much will you spend in retirement? That's a hard question to answer, but it's a crucial part of your retirement plan. Here are some ways to calculate your projected spending.
  • Invest in a Roth 401(k) if you can

    If your employer offers a Roth option in your 401(k), it's a great idea to consider investing a portion of your contribution. You may even be able to convert a portion of your traditional 401(k).
  • Who inherits your 401(k)?

    After a lifetime of saving, what ultimately happens to the money left in your IRA and 401(K) often hinges on what you wrote on a form years ago. Here's how to avoid leaving your heirs a bureaucratic nightmare.
  • 7 deadly sins of investing

    These familiar human foibles may show themselves in any area of life – including finances. See how they can throw you off and learn how to get yourself back on track.

401(k)

  • Invest in a Roth 401(k) if you can

    If your employer offers a Roth option in your 401(k), it's a great idea to consider investing a portion of your contribution. You may even be able to convert a portion of your traditional 401(k).
  • How to spend that tax refund

    If you're getting a tax refund and wondering what to do with it, you'll want to keep it simple and use it to improve – not damage – your personal finances. Here are some ideas to consider.
  • Who inherits your 401(k)?

    After a lifetime of saving, what ultimately happens to the money left in your IRA and 401(K) often hinges on what you wrote on a form years ago. Here's how to avoid leaving your heirs a bureaucratic nightmare.
  • 4 important last-minute tax tips

    If you haven't filed your taxes yet, you're not alone. About 20% of taxpayers typically file their returns in the week before April 15. These tips should help you navigate the last-minute rush.

Getting Ready to Retire

  • Social Security: When to take benefits

    Forget Wall Street — Social Security provides the best rate of return for retirees today. Maximizing your benefits is as important as managing your investments. Here's how.
  • Can't retire together? How to cope

    Many couples must coexist, if only temporarily, in different phases of life. Living two different realities can lead to a variety of challenges, both financial and emotional.
  • Social Security: Should you wait?

    A big decision awaits you even before your Social Security payments begin: Do you start collecting in the first year of eligibility or hold off until age 70? Here are the pros and cons.
  • Fewer workers delaying retirement

    The number of full-time workers who say they are putting off plans to retire has dropped in a new survey. But not all the news is encouraging.

Living in Retirement

  • Why you need dividends in retirement

    If you're hoping to fund your retirement without dipping too often into capital, a strategy that tilts toward high-dividend stocks may be appealing. Here are seven reasons to consider it.
  • Social Security: When to take benefits

    Forget Wall Street — Social Security provides the best rate of return for retirees today. Maximizing your benefits is as important as managing your investments. Here's how.
  • 10 most secure states for retirement

    Security means different things to different people — for some, it's financial, for others, it's about health care. A new report weighs those factors, and more, to come up with the most secure states for retirees.
  • Can I get an annuity for my mom?

    Annuities provide the security of lifetime income. Are there any companies that will sell an annuity to my 92 year old mom?

Published by Fidelity Interactive Content Services

Content for this page, unless otherwise indicated with a Fidelity pyramid logo, is published or selected by Fidelity Interactive Content Services LLC ("FICS"), a Fidelity company with main offices in New York, New York. All Web pages that are published by FICS will contain this legend. FICS was established to present users with objective news, information, data and guidance on personal finance topics drawn from a diverse collection of sources including affiliated and non-affiliated financial services publications and FICS-created content. Content selected and published by FICS drawn from affiliated Fidelity companies is labeled as such. FICS selected content is not intended to provide tax, legal, insurance or investment advice and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by any Fidelity entity or any third-party. Quotes are delayed unless otherwise noted. FICS is owned by FMR LLC and is an affiliate of Fidelity Brokerage Services LLC. Terms of use for Third-Party Content and Research.

Links provided by Fidelity Brokerage Services

fidelity-fbs-iconThese links are provided by Fidelity Brokerage Services LLC ("FBS") for educational and informational purposes only. FBS is responsible for the information contained in the links. FICS and FBS are seperate but affiliated companies and FICS is not involved in the preparation or selection of these links, nor does it explicitly or implicitly endorse or approve information contained in the links.
Content for this page, unless otherwise indicated with a Fidelity pyramid logo, is published or selected by Fidelity Interactive Content Services LLC ("FICS"), a Fidelity company with main offices in New York, New York. All Web pages that are published by FICS will contain this legend. FICS was established to present users with objective news, information, data and guidance on personal finance topics drawn from a diverse collection of sources including affiliated and non-affiliated financial services publications and FICS-created content. Content selected and published by FICS drawn from affiliated Fidelity companies is labeled as such. FICS selected content is not intended to provide tax, legal, insurance or investment advice and should not be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by any Fidelity entity or any third-party. Quotes are delayed unless otherwise noted. FICS is owned by FMR LLC and is an affiliate of Fidelity Brokerage Services LLC. Terms of use for Third-Party Content and Research.
fidelity-fbs-iconThese links are provided by Fidelity Brokerage Services LLC ("FBS") for educational and informational purposes only. FBS is responsible for the information contained in the links. FICS and FBS are seperate but affiliated companies and FICS is not involved in the preparation or selection of these links, nor does it explicitly or implicitly endorse or approve information contained in the links.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.