Retirement
Recently featured retirement planning and spending articles, selected by our financial news editors
News Article
Renting or buying in retirement
- By Cheryl Winokur Munk,
- Barron's
- - 04/10/2021
Many older Americans believe that owning a home is better than renting. But there may be times when the latter makes more sense. Here are the pros and cons of each.
News Article
Managing your finances as an adult caregiver
- By David McMillin,
- Bankrate.com
- - 03/18/2021
There are an estimated 53 million unpaid caregivers in the U.S., and one of their biggest challenges is money. These strategies could help ease some of the strain.
Infographic
Retirees benefit from playing video games
- By Alina Tugend,
- Kiplinger
- - 02/23/2021
Playing video games can help retirees stay mentally sharp and stave off loneliness by connecting them with a community.
Infographic
When one of you spends too much in retirement
- By Alina Tugend,
- Kiplinger
- - 02/10/2021
Overspending by a spouse is often a serious problem that can wreak havoc on a marriage. But the problem can be addressed by agreeing on bigger financial goals and understanding the root of the issue.
News Article
7 stocks for a retirement portfolio
- By Faisal Humayun,
- InvestorPlace
- - 03/03/2021
Stability, strong balance sheets and healthy yields can be three criteria to consider when building a strong investment mix for retirees. These seven names could fit that bill.
Saving for Retirement
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Taking Social Security at 62 vs. waiting
Holding off on claiming Social Security past your full retirement age could get you an 8% increase in your benefit. If you can afford the wait, it might make better sense. -
Early Social Security and survivors’ benefits
If you’re married and start taking Social Security early, you may wonder how it affects your survivor benefits if your partner dies before you. Here are a few things to know. -
Renting or buying in retirement
Many older Americans believe that owning a home is better than renting. But there may be times when the latter makes more sense. Here are the pros and cons of each. -
A flexible way to make your nest egg last
Conventional retirement wisdom tells us to take a set 4% out of our retirement savings each year to ensure they last. Today’s market, though, may require you to bend a little.
401(k)
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How to avoid hardship withdrawal penalties
Retirement accounts such as a 401(k) or an IRA allow you to take hardship or early withdrawals from your account. Here's how hardship withdrawals work and some ways to avoid penalties for using them. -
How to avoid hardship withdrawal penalties
Retirement accounts such as a 401(k) or an IRA allow you to take hardship or early withdrawals from your account. Here's how hardship withdrawals work and some ways to avoid penalties for using them. -
Most retirees will be faced with required minimum distributions from their 401(k)s or IRAs. Here’s how to get up to speed on how they work and the mistakes to avoid.
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Maximizing your retirement withdrawals
One you’ve retired, you’ll face a slew of rules on how much of your nest egg you can access without penalty. These three strategies can help make the most of your drawdowns.
Getting Ready to Retire
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Taking Social Security at 62 vs. waiting
Holding off on claiming Social Security past your full retirement age could get you an 8% increase in your benefit. If you can afford the wait, it might make better sense. -
Early Social Security and survivors’ benefits
If you’re married and start taking Social Security early, you may wonder how it affects your survivor benefits if your partner dies before you. Here are a few things to know. -
Living single and happy in retirement
Many retirees don’t have a partner or children to rely on. If you’re one of these ‘solo seniors,’ here are a few strategies that can help you make the most of aging alone. -
Keeping older Americans in their homes
The pandemic has made many senior citizens reconsider going into a nursing home, but communities still have a long way to go to take care of those who want to stay put.
Living in Retirement
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Taking Social Security at 62 vs. waiting
Holding off on claiming Social Security past your full retirement age could get you an 8% increase in your benefit. If you can afford the wait, it might make better sense. -
Solo aging: How to find patient support
Sometimes older people who are on their own can get frustrated with the quality of their healthcare. A patient advocate can help them navigate the system. -
Early Social Security and survivors’ benefits
If you’re married and start taking Social Security early, you may wonder how it affects your survivor benefits if your partner dies before you. Here are a few things to know. -
There’s still time to save on taxes with an IRA
For the 2020 tax year, you still have time to contribute to a tax-friendly individual retirement account. Here’s how to know if you qualify and the steps you can take.
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